Best FinTech Companies in Iowa, United States
The 55 best FinTech companies in Iowa, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: SNAP.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Iowa
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | SNAP Provider of point-of-sale financing for home improvement and retail sectors | $73M | 141 mo ago | Acquired | — | 2006 | — | 13,582 patents Patents concentrated in computing, sensing & instrumentation | — |
| 2 | Dwolla Provider of payment solutions and automated clearing house (ACH) services | $72M | 60 mo ago | Acquired | Ben Milne Founder | 2008 | Apple iCloud MailGoogle WorkspaceNode.js+34 | 25 patents Secure token-based authentication for digital payments and edge-distributed ledger | — |
| 3 | Vortex Blockchain Technologies Crypto assets holding company | $66M | 93 mo ago | Series B | Craig Bergman CEO & President | 2013 | — | — | — |
| 4 | Businessolver Cloud-based employee benefits administration solution | $65M | 55 mo ago | Late Stage | Jon Shanahan Chief Executive Officer | 1998 | WordPress Block EditorWordPressMySQL+29 | — | 1 partnership |
| 5 | Workiva Cloud based compliance and reporting management platform | $56M | 141 mo ago | Public | — | 2008 | DrupalSentryZendesk+42 | 164 patents Enterprise spreadsheet linking, collaborative editing, and automated XBRL reporting compliance tools. | — |
| 6 | eBureau Big data & predictive analytics for Marketing, Fraud Prevention, Credit Risk Assessment & Collections | $30M | 135 mo ago | Acqui-Hired | — | 2004 | — | — | — |
| 7 | Coviance Provider of home equity lending automation technology 27Moat top 39%Funding top 44%Tech bottom 49%News bottom 42% All 7 signals ▾Moattop 39% Fundingtop 44% Techbottom 49% Newsbottom 42% Marketbottom 41% Talentbottom 40% Globalbottom 32% Moat: Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked Funding: Raised $13.3M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 27/100 | $13M | 8 mo ago | Series B | Omar Jordan Founder & CEO | 2009 | WebflowApple iCloud MailGoogle Workspace+20 | — | — |
| 8 | Brale Fintech platform offering digital asset management solutions | $11M | 40 mo ago | Series B | Ben Milne Founder & CEO | 2022 | Apple iCloud MailGoogle WorkspaceHeadless UI+18 | — | 2 partnerships |
| 9 | SmartyPig Online piggy bank for saving towards financial goals with high interest | $1M | 162 mo ago | Seed | — | 2007 | Amazon WebstoreDrupalPHP+17 | 3 patents Digital savings accounts enabling scheduled, delayed purchases in online financial platforms. | — |
| 10 | Banno Open banking API solutions | $500K | 165 mo ago | Acquired | — | 2008 | BootstrapGSAPAmazon Web Services+17 | — | — |
| 11 | Gain Compliance Software solutions for data quality and compliance for Insurance | $445K | 119 mo ago | Funding Raised | Jason Jones Co-Founder & CTO | 2016 | — | — | — |
| 12 | Basepoint Wealth Online wealth management and financial advisory platform for individuals | $193K | 75 mo ago | Funding Raised | — | 2017 | WixSentrySalesforce+15 | — | — |
Top 12 FinTech companies in Iowa
#1
Series B · West Des Moines, Iowa · founded 2009 · 83 employees$13.3Mraised▾
Provider of home equity lending automation technology. It offers a platform designed to streamline online applications and workflows for home equity loans and HELOCs. The platform incorporates intelligent automation and communication features, improving productivity and loan volume for lenders while enhancing the borrower experience through data-driven communications and decision-making. It also assists with compliance and operational management within the regulatory environment. The solution includes features for automating loan production, processing, underwriting, and communications. The platform aims to simplify and accelerate the entire lending process, from application to closing.
- Oct 2025Conventional Debt$1M
- Mar 2024Series B$1M
- Mar 2021Series B$10M
- Feb 2020Series B$1M
#2
Acquired · Des Moines, Iowa · founded 2008 · 108 employees$72.4Mraised▾
Provider of payment solutions and automated clearing house (ACH) services. The company offers tools for businesses to streamline bank payments and automate payment processes. It provides a unified application programming interface for transactions integrated with open banking. The company’s features include mass pay, open banking services, and digital wallets. It supports various use cases, including business-to-business payments, marketplace transactions, and property management.
- Jul 2021Series E$25.5M
- Feb 2018Series D$12M
- Sep 2016Series D$6.9M
- Sep 2014Series C$9.7M
#3
Late Stage · West Des Moines, Iowa · founded 1998 · 1401 employees$65.2Mraised▾
Cloud-based employee benefits administration solution. Its online benefits enrollment software, Benefitsolver, delivers a SaaS-based benefits administration solution that empowers employees to easily enroll based on eligibility that’s determined on the same platform. It also includes detailed analytics and reporting tools, COBRA administration, workflow, and communication toolset. It offers web-based tools for benefits billing and financial reporting to deliver reconciled bills that are easily reportable by division, location, carrier, and more.
- Dec 2021PE—
- 2018PE—
- May 2014PE$65.2M
#4
Series B · Des Moines, Iowa · founded 2022 · 8 employees$11.1Mraised▾
Fintech platform offering digital asset management solutions. It offers a platform for creating digital assets, tracking stablecoins, treasury management, create stablecoins,and more. It also offers solutions for smart contract management.
- Feb 2023Series B$11.1M
#5
Public · Ames, Iowa · founded 2008 · 1495 employees$56.1Mraised▾
Cloud based compliance and reporting management platform. It provides enterprise wide solutions for CCAR and DFAST, risk management, financial reporting, financial planning, controls management, performance reporting, management reporting, regulatory reporting, and SEC reporting.
- Oct 2014Series C$689.3K
- Dec 2012Series C$30.2M
- Nov 2011Conventional Debt$5.7M
- Oct 2010Series B$12.5M
#6
Series B · Des Moines, Iowa · founded 2013$65.8Mraised▾
Vortex is a crypto asset holdings company. Provides cryptocurrency mining solutions. Offers cryptocurrency mining hardware and software. Offers Vortex/Liberty Coins as rewards. Also provides cryptocurrency cloud mining and contract mining services.
- Oct 2018Series B$65M
- Mar 2018Seed$750K
#7
Acquired · West Des Moines, Iowa · founded 2006 · 116 employees$73.1Mraised▾
Provider of point-of-sale financing for home improvement and retail sectors. It offers financing solutions to merchants and consumers. The platform facilitates payment plans and loan management for various purchases. It supports businesses in the home improvement, recreational vehicle, and retail industries by providing flexible financing options to their customers. This enables merchants to increase sales and consumers to access affordable payment plans for larger purchases.
- Sep 2014Series B$6.1M
- May 2014PE$64M
- Sep 2013Series A$3M
#8
Acqui-Hired · Cloud, Iowa · founded 2004 · 51 employees$30Mraised▾
eBureau helps consumer-facing businesses find their next customer more cost effectively through predictive analytics. With its next-generation predictive analytics platform, eBureau delivers insights to online marketers, financial services companies and agencies. The company’s suite of lead quality scoring, audience targeting, contact center optimization, and risk management solutions provide outstanding results for clients seeking to optimize performance throughout their customer life cycle. Its patented system architecture combines proprietary database management software and vast amounts of predictive content in order to seamlessly integrate hundreds of billions of records across thousands of databases, covering nearly all U.S. adults and households. Its embedded statistical modeling technology is used to develop eScores for its clients .
- Apr 2015Venture Debt$5M
- Sep 2009Series C$10M
- Aug 2007Series B$12M
- May 2006Series A$8M
#9
Seed · Des Moines, Iowa · founded 2007 · 11 employees$1Mraised▾
Online piggy bank for saving towards financial goals with high interest. It is a free online platform designed to help individuals save for various financial aspirations, such as vacations, holiday gifts, and retirement. The platform offers tiered interest rates to maximize earnings on savings. Users can automate deposits, making saving effortless. It promotes a "save-then-spend" mentality, encouraging responsible financial habits. Savings accounts are securely held and FDIC-insured. The platform provides resources like a kid's corner for financial education and calculators for budgeting. Mobile app access allows users to manage their savings on the go. It offers a user-friendly interface with login functionality and tools to track progress towards financial objectives. The platform aims to be a top destination for savings, offering a rewarding and secure way to achieve financial dreams.
- Dec 2012Seed$1M
#10
Acquired · Cedar Falls, Iowa · founded 2008 · 6810 employees$500Kraised▾
Open banking API solutions. It offers multiple solutions for financial institutions including digital banking with accounts, card management, reports, and authentications, back-office and chats operations, marketing with digital bank solution integration, white-labeled advertisements, smart links, insights, and more.
- Sep 2012Conventional Debt$2M
- Angel$500K
#11
Funding Raised · Des Moines, Iowa · founded 2016 · 39 employees$445Kraised▾
Gain Compliance provides cloud-based software solutions to insurance companies to improve data quality and compliance. As of Sept 2016, it is in stealth mode.
- Aug 2016Conventional Debt$445K
#12
Funding Raised · Cedar Rapids, Iowa · founded 2017 · 26 employees$193.3Kraised▾
Online wealth management and financial advisory platform for individuals. It offers services like financial planning, investment management, tax planning, estate planning, and more. Users can choose to meet with personal financial advisors for independent advice,
- Apr 2020Conventional Debt$193.3K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1