Best FinTech Companies in Irvine, United States
The 148 best FinTech companies in Irvine, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Acorns.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Irvine
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Acorns 🦄 App-based platform for spare change investment | $588M | 51 mo ago | 258 258 → 591 (+129%) | Mark Dru Co-founder | SentryApple iCloud MailGoogle Workspace+33 | Top 500k | — | 1 launch |
| 2 | FortiFi Online platform for residential property renovation loans | $150M | 92 mo ago | — | — | WebflowApple iCloud MailGoogle Workspace+25 | Top 5M | — | — |
| 3 | Auction.com 🦄 Online auction-based real estate marketplace for residential properties | $142M | 147 mo ago | 1,959 | Jeff Frieden Executive Chairman and Co-Founder at Auction.com and Ten-X Commercial | SentryAtlassian StatuspageApple iCloud Mail+19 | Top 50k | — | 1 award |
| 4 | iTrustCapital 🦄 App-based regular trading platform for cryptocurrency | $131M | 53 mo ago | 67 67 → 85 (+27%) | Blake Skadron Co-Founder | SentryZendeskNode.js+31 | Top 1M | — | — |
| 5 | Cloudvirga Cloud-based platform empowering lenders with borrower-centric digital lending experiences | $101M | 73 mo ago | 70 | — | — | — | — | 1 partnership · 1 award |
| 6 | PatientFi Provider of marketplace-based financing platform for healthcare solutions | $99M | 15 mo ago | 62 | Todd Watts CEO & Co-Founder | WordPressSentryZendesk+41 | Top 5M | — | 2 partnerships |
| 7 | AutoGravity P2P platform for car loans | $80M | 107 mo ago | 4 | — | — | — | — | — |
| 8 | Nano Banc Internet-first bank offering business banking services | $78M | 23 mo ago | 62 | Mark Rebal Co-Founder & CEO | WordPressMySQLPHP+12 | Top 10M | — | — |
| 9 | Ten-X Discovery portal for commercial properties | $50M | 133 mo ago | 1,350 | Jeff Frieden Co-Founder & Chairman | Apple iCloud MailMicrosoft 365YouTube+28 | Top 5M | — | — |
| 10 | Bitvore Intelligence gathering & data mining | $32M | 62 mo ago | 35 | David Mandel Co-Founder & CEO | — | — | 83 patents Real-time enterprise data integration and grounding for AI/ML analytics platforms | — |
| 11 | HomeUnion Investment properties platform for buying, selling, and managing real estate | $31M | 97 mo ago | 100 | — | — | — | — | — |
| 12 | iLife Provider of life insurance selling and buying platform for Intermediaries, and customers | $21M | 41 mo ago | 25 | Nelson Lee Co-Founder & CEO | WordPressUnbounceElementor+38 | Top 50M | 5 patents Wearable health monitoring and motion analysis using low‑frequency acoustic and motion sensors | — |
| 13 | Finfare AI-enabled banking software suite | $20M | 50 mo ago | 30 | Wayne Lin Founder & CEO | Apple iCloud MailGoogle WorkspaceReact+25 | Top 10M | — | — |
| 14 | Scorenomics Provider of loan servicing and loan repayment notification solutions | $17M | 76 mo ago | 6 | Ed Ojdana CEO | — | — | — | — |
| 15 | H3 Financial Services Payments, billing, and credit solutions | $17M | 102 mo ago | — | Joe Simrell President & CEO | — | — | 12 patents ATM transaction processing and event‑predicate based financial service automation | — |
| 16 | Cove Financial Group Rent and own alternative mortgage lending | $10M | 149 mo ago | 3 | — | — | — | — | — |
| 17 | Mavent Automated regulatory compliance solution provider for financial service industry. | $10M | 236 mo ago | — | Lou Pizante ex- CEO | — | — | 2 patents Automated software for loan compliance assessment and auditing | — |
| 18 | Sonarverse Web3 data infrastructure platform | $7M | 27 mo ago | 13 | Patrick Kim Founder & CEO | — | — | — | — |
| 19 | etherfuse Digital asset investment platform | $5M | 23 mo ago | — | David Taylor Chief Executive Officer | Node.jsFirebaseTailwind CSS+14 | Top 50M | — | — |
| 20 | mSIGNIA Mobile Security using multi-factor authentication | $3M | 110 mo ago | 14 | — | — | — | 23 patents Dynamic biometric-based cryptographic functions and secure multi‑party data exchange platforms | — |
| 21 | Alltius Agentic AI platform for financial services | $2M | 41 mo ago | 13 13 → 22 (+69%) | Vibhanshu Abhishek Co-Founder | WebflowZohoAmazon Web Services+14 | Top 5M | — | — |
| 22 | Loanz Connecting borrowers with lenders for personal, business, and debt consolidation | $2M | 140 mo ago | 20 | — | WordPressMySQLPHP+24 | Top 50M | — | — |
| 23 | Watermark Home Loans Online platform for residential mortgage loans | $2M | 74 mo ago | 212 | — | WordPressSentryZendesk+32 | Top 10M | — | — |
| 24 | Origence Provider of loan origination, marketing, and CRM solution | $1M | 6 mo ago | 184 | Tony Boutelle CEO & President | WordPressSentryMySQL+44 | Top 5M | — | — |
| 25 | X-Prime Platform for analyzing encrypted data | $1M | 115 mo ago | — | Sherjil Ahmed CEO | — | — | 21 patents AI-driven risk analytics for clinical trials and advanced rotary fan press technology | — |
| 26 | Harvesting Currency Network of lenders connecting individuals with personal loan options | $1M | 169 mo ago | — | Ray Tamblyn Co-founder | — | — | — | — |
| 27 | OpenPath Transaction management platform for businesses | $1M | 80 mo ago | 25 | Vikas Debnath Founder | — | — | — | — |
| 28 | Westpark Loans California real estate financing for investors, self-employed, and small businesses | $1M | 120 mo ago | — | Scott Clift Founder & President | WordPressApple iCloud MailMicrosoft 365+23 | Top 10M | — | — |
| 29 | Trycera Business funding solutions tailored for startups to enterprise-level growth | $853K | 88 mo ago | 3 | Ray Smith President/CEO | — | — | — | — |
| 30 | Truvion Online lending platform for mortgage and equipment financing | $500K | 32 mo ago | — | Victor Loo Chief Executive Officer | — | — | — | — |
| 31 | Kuber Financial Software solutions for the lending industry | $271K | 73 mo ago | 22 | Timothy Li Founder & CEO | WebflowjsDelivrCloudflare+7 | Top 50M | — | — |
| 32 | BlockBuyer Real estate investing platform for everyone, invest with friends and family | $150K | 106 mo ago | — | Eddie Borio Founder & CEO | — | — | — | — |
| 33 | TerraManta Financial solutions for investors | $120K | — | 6 | Leon Kotovich Co-Founder & CEO | — | — | — | — |
| 34 | Bankroll Online platform for business loans | $119K | 74 mo ago | 17 | Narin Charan CEO | — | — | — | — |
| 35 | Alleviate Financial Provider of debt settlement and debt relief services | $108K | 70 mo ago | 125 | — | WordPressMySQLPHP+38 | Top 5M | — | — |
| 36 | FDCTech Trade management solutions for forex and cryptocurrency brokers | $98K | 103 mo ago | 10 | Imran Firoz Co-Founder & CFO | — | — | — | — |
Top 12 FinTech companies in Irvine
#1
Series C · Irvine, California · founded 2017 · 62 employees$99.4Mraised▾
Provider of marketplace-based financing platform for healthcare solutions. It provides users with a financing company that partners with healthcare providers to offer patients a friendly payment solution for medical expenses. They offer monthly payment plans to remove cost barriers and increase patient acceptance rates.
- Mar 2025Series C$15M
- Feb 2024Series C$25M
- Dec 2023Series C$36.4M
- Dec 2021Series B$32.1M
#2
Series C · Irvine, California · founded 2017 · 62 employees$78.2Mraised▾
Internet-first bank offering business banking services. It is a digital-native bank offering banking services to businesses that allows them to open accounts, save, deposit, make payments, transfer, and more. It also offers dedicated relationship management for its users.
- Jul 2024Conventional Debt$25M
- Jan 2023Series C$600K
- Jul 2020Series C$6M
- Jul 2019Conventional Debt$25M
#3
Seed · Irvine, California · founded 2016 · 184 employees$1.2Mraised▾
Provider of loan origination, marketing, and CRM solution. The company offers to provide a consumer portal, sales portal, product pricing engine, and document management. Offers document processing automation, compliance automation, and workplace automation.
- Dec 2025Seed$1.2M
- Mar 2024Seed—
#4
Acorns 🦄Series F · Irvine, California · founded 2012 · 258 employees$587.8Mraised▾
App-based platform for spare change investment. The company allows users to collect spare change from everyday transactions. It rounds off the user's transactions to the nearest dollar and invests it. It also gives customers discretion over the type of portfolio they want to create, with five alternatives to pick from. It also provides money-saving education tools.
- Mar 2022Series F$300M
- Aug 2019Angel—
- Jan 2019Series E$180M
- Jan 2018Series D—
#5
Seed · Irvine, California · founded 2021$5Mraised▾
Digital asset investment platform. It offers blockchain infrastructure and tokenized bonds for digital asset investment. It offers NFTs deeds of ownership in local community infrastructure powering the blockchain. It also works with community leaders to create and maintain validators in communities.
- Jul 2024Seed$3M
#6
Series A · Irvine, California · founded 2018 · 67 employees$131.2Mraised▾
App-based regular trading platform for cryptocurrency. Users can buy, sell & trade digital assets instantly. It supports the transfer of multiple tokens such as Bitcoin, Ripple, Ethereum, among others. It also provides market analysis charts and insights as a reference to the user.
- Dec 2021Series A$131.2M
#7
Seed · Irvine, California · founded 2022 · 13 employees$7Mraised▾
Web3 data infrastructure platform. It offers an infrastructure platform that provides analytics, AI, business intelligence, and data sciences services to deliver crypto insights through product offerings for institutions, retail, and apps. It also offers insights into wallet activities, token volume, and other key on-chain metrics for supported chains.
- Mar 2024Seed$7M
#8
Acquired · Irvine, California · founded 2015 · 70 employees$100.5Mraised▾
Cloud-based platform empowering lenders with borrower-centric digital lending experiences. The platform delivers a consistent, world-class borrower experience across all lending channels, centralized in a single place. It provides customizable workflows, enabling a smooth and friction-free experience. The solution facilitates human interaction, personalized journeys, and self-service options for borrowers. Lenders gain portal functionality and flexibility, increasing conversions and creating lasting customer relationships. The modular infrastructure allows for adopting solutions as needed, with rapid implementation and integration. Automation reduces operational costs, and the platform adapts to evolving markets. Advanced reporting and analytics drive personalized borrower interactions. The platform supports various consumer loan types and channels, including mortgage products, personal loans, and servicing. It is a SaaS offering designed to transform consumer lending with a customer-first approach.
- May 2020Series C$18M
- Sep 2019Series C$60M
- Mar 2017Series B$15M
- Jul 2016Series A$7.5M
#9
Series A · Irvine, California · founded 2019 · 25 employees$21Mraised▾
Provider of life insurance selling and buying platform for Intermediaries, and customers. It offers a trackable iLife link for customers to the broker platform. It lets customers answer onboarding questions, compare plans, submit applications and health records, and communicate with brokers.
- Jan 2023Series A$17M
- May 2021Seed$4M
#10
Funding Raised · Irvine, California · founded 2015$150Mraised▾
Online platform for residential property renovation loans
- Sep 2018Conventional Debt$150M
#11
Series A · Irvine, California · founded 2007 · 1959 employees$141.8Mraised▾
Online auction-based real estate marketplace for residential properties. The platform enables users to list, bid remotely, invest in foreclosure properties, and get property-related information such as prices of the properties, size, location, and more via its app. Its mobile application is available for Android and iOS devices.
- Mar 2014Series A$50M
- Aug 2012Seed$50K
#12
Series B · Irvine, California · founded 2010 · 35 employees$31.6Mraised▾
Bitvore develops intelligence gathering and big data mining systems. Its cloud-based Bitvore platform is based on AI and analyses information from Websites, social media, news reports, call centers, and customer service records and provide it to the organizations. Also, the company provides situational awareness of local factors that impact credit for credit analysts and researchers working with municipal bonds, as well as intelligence gathering about emerging distressed issues and credit dislocations for sell-side and buy-side analysts. The company was founded in 2010 and is based in Irvine, CA.
- Apr 2021Series B$4.3M
- Feb 2018Series B$14.2M
- Aug 2017Series A$8.3M
- Dec 2014Series A$250K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.