Best FinTech Companies in Irving, United States
The 33 best FinTech companies in Irving, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Balance Credit.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Irving
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Balance Credit Online lender providing quick, flexible installment loans for life's unexpected expenses | $100M | 132 mo ago | Funding Raised | Stephanie Klein CEO | 2013 | WordPressMySQLMariaDB+29 | — | — |
| 2 | Presidio Healthcare Provider of health insurance solution | $5M | 22 mo ago | Series A | Bob Hogan Co-Founder and CLO | 2022 | Framer SitesReactStripe+12 | — | — |
| 3 | Apptricity Supply chain management solutions for spend and warehouse management | $1M | 100 mo ago | Series A | Tim Garcia President/CEO | 1999 | — | 29 patents IoT edge controllers and flexible RF beacons for remote field service and asset tracking | — |
| 4 | ACE Cash Express Online platform for payday loans | — | 163 mo ago | Acquired | — | 1968 | JekyllApple iCloud MailRuby+17 | — | — |
| 5 | SourceHOV Software suite for banks and financial institutions | — | 172 mo ago | Seed | — | 2011 | — | — | — |
| 6 | ACAExpress SaaS platform streamlining health insurance enrollment for brokers, states, and carriers | — | — | Acquired | Kenny West President & CEO | 2014 | — | — | — |
| 7 | ACE Elite Prepaid Visa card with built-in donation | — | — | Unfunded | Jay Shipowitz CEO | 2011 | — | — | — |
| 8 | Audatex Claim management solutions | — | — | Unfunded | — | 2002 | WebflowUnbounceApache HTTP Server+12 | — | — |
Top 5 FinTech companies in Irving
#1
Series A · Irving, Texas · founded 2022$5.5Mraised▾
Provider of health insurance solution. It provides coverage to individuals seeking healthcare benefits. The platform manages and pays the bill in real time.
- Dec 2024Series A$5.5M
#2
Funding Raised · Irving, Texas · founded 2013 · 18 employees$100Mraised▾
Online lender providing quick, flexible installment loans for life's unexpected expenses. They offer accessible and straightforward lending options for various financial needs. Specializing in unsecured installment loans and credit services, they provide an alternative to payday and title loans with flexible terms. The company focuses on transparent solutions with no hidden fees, quick online applications, and friendly customer service. They consider more than just credit history, looking at the complete financial picture. They provide loans for emergencies, bad credit, debt consolidation, auto repairs, home improvement, medical expenses, rent & utilities, and broken technology. They offer a seamless experience with clear terms and support throughout the customer journey. The company aims to help customers restore balance to their lives and finances with transparent lending practices.
- Oct 2015Venture Debt$100M
#3
Series A · Irving, Texas · founded 1999 · 76 employees$1Mraised▾
Apptricity Corporation provides mobile solution suite to automate and manage supply chain operations. Provides 2 suites of applications: Supply chain management suite - includes solutions for managing and tracking assets, inventory, field services, warehouse and work order; Spend Management suite - includes automated solutions for managing invoicing, purchasing, P2P, travel, and expenses. Clients include Honeywell, Goldman Sachs, Lockheed Martin, Lonestar, Culligan among others.
- 2018Conventional Debt$5M
- Nov 2017Series A$1M
- Mar 2017Conventional Debt$500K
#4
Acquired · Irving, Texas · founded 1968 · 2528 employees—raised▾
Online platform for payday loans. It offers loans to users that can be repaid on the salary day. It provides loans with customized terms, amounts, terms, and repayment options. Users must add the required details and apply for the loan. Once approved, the funds are transferred to the registered bank account.
#5
Seed · Irving, Texas · founded 2011 · 6267 employees—raised▾
Software suite for banks and financial institutions. It provides transaction processing services and enterprise information management solutions. It offers business process management solutions, talent management solutions, infrastructure management solutions, loan processing solutions, omnichannel banking solutions, enrollment and claims management solutions. It also provides data aggregation services, financial transaction services, unified communication services, loss prevention services, litigation support services, revenue enhancement, and consulting services.
- Jun 2012Seed—
Funding & investor landscape
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.