Best FinTech Companies in Jacksonville, United States
The 56 best FinTech companies in Jacksonville, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Lender Processing Services.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Jacksonville
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Lender Processing Services Mortgage loan management and analytics software | $375M | 216 mo ago | Acquired | Ray Ferrarin MD | 2007 | — | — | — |
| 2 | Finxact Provider of cloud-based core banking software | $75M | 64 mo ago | Acquired | Frank Sanchez Chairman and CEO | 2016 | Adobe Experience ManagerApple iCloud MailJava+14 | — | — |
| 3 | Florida Capital Bank Business banking solutions with personalized service, commercial lending, and community focus | $69M | 125 mo ago | Series B | — | 2004 | WordPressMySQLPHP+29 | — | — |
| 4 | Paywallet Cloud-based platform for payroll-linked payment and identity solutions | $14M | 52 mo ago | Series A | DK Sharma CEO | 2021 | — | — | — |
| 5 | Launcher.Solutions Loan origination SaaS solutions for automotive, consumer, and leasing lenders | $5M | 112 mo ago | Series A | — | 2016 | WordPressMySQLPHP+19 | 2 patents Customizable firearms with modular components and integrated extendable illumination systems. | — |
| 6 | Bee Mortgage App Online marketplace for mortgage loans | $3M | 49 mo ago | Seed | Curtis Wood Founder & CEO | 2019 | — | — | — |
| 7 | FINTAINIUM Account payable and receivable management 40Growth top 28%Talent top 38%Moat top 45%Tech top 46% All 10 signals ▾Growthtop 28% Talenttop 38% Moattop 45% Techtop 46% Fundingbottom 46% Patentsbottom 45% Innovationbottom 44% Globalbottom 37% Marketbottom 25% Newsbottom 18% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 40/100 | $2M | 7 mo ago | Series A | Romi Kohli Co-Founder/CTO of Fintainium | 2018 | WordPressMySQLPHP+16 | 3 patents Real-time electronic payment processing and multi-option payment negotiation platforms | — |
| 8 | OnPay Solutions B2B accounting and payment automation | $550K | 85 mo ago | Acquired | — | 2009 | — | — | 1 award |
| 9 | MortgageFlex Loan origination and servicing software solutions for lenders | $451K | 75 mo ago | Funding Raised | — | 1980 | — | — | — |
Top 11 FinTech companies in Jacksonville
#1
Series A · Jacksonville, Florida · founded 2018 · 21 employees$2.5Mraised▾
Account payable and receivable management. It offers solutions that feature account payables, account receivables, dynamic negotiation, custom disbursement, workflow automation, purchase order, trade negotiations, and more. It allows seamless integration to general ledger systems and user-defined workflow automation to make financial decisions in real-time with the suppliers and vendors to enhance cash flow.
- Nov 2025Series A$7.8M
- Jun 2022Seed$2.5M
#2
Acquired · Jacksonville, Florida · founded 2007$375Mraised▾
Lender Processing Services was a software and analytics technology company for mortgage lending industry in the United States. It operated in two segments data analytics and loan transaction services. The company provided software systems to automate various business processes across the life cycle of a mortgage loan. The company also offered various settlement services, such as centralized title agency and property appraisal.
- Jun 2008Conventional Debt$375M
#3
Acquired · Jacksonville, Florida · founded 2016 · 123 employees$74.8Mraised▾
Provider of cloud-based core banking software. It is built as a set of open banking APIs. Banks can manage deposits, loans, and transactions, and set business rules through the platform. It also provides a marketplace where fintech suppliers can connect through open APIs to the Finxact core banking platform and provide solutions to financial institutions.
- Feb 2021Series B$32.8M
- Jan 2019Series A$30M
- May 2017Seed$12M
#4
Series B · Jacksonville, Florida · founded 2004 · 176 employees$69.4Mraised▾
Business banking solutions with personalized service, commercial lending, and community focus. It is a bank providing financial solutions for businesses and their owners. It offers a blend of attentive service with modern products and innovative delivery. The bank focuses on understanding financial goals and banking needs, offering business loans, cash management services, and deposit accounts. It provides accessible accounts designed to keep businesses in charge of their money. Services include business online and mobile banking, treasury management, business debit and credit cards, and specialty banking. It supports the community through involvement efforts. The bank provides online banking login, bill pay, and mobile check deposit.
- Feb 2016Series B—
- Jan 2015Series B$7.4M
- Feb 2012Series B$25M
#5
Series A · Jacksonville, Florida · founded 2021 · 12 employees$14Mraised▾
Cloud-based platform for payroll-linked payment and identity solutions. Its features include early access to wages, facilitating the purchase of goods and services at point of sale, captures backup ACH pull authorization in case of payroll deduct failure, enabling multiple client collection authorizations with customer consent against a single wage allotment, and more.
- Feb 2022Series A$8.8M
#6
Seed · Jacksonville, Florida · founded 2019 · 20 employees$2.7Mraised▾
Online marketplace for mortgage loans. It automates the loan origination process by using blockchain technology. It connects consumers with a sourced vendor for different types of mortgages. It uses patent-pending technology for mortgage underwriting. It offers a messaging feature to know the status of the loan. It also provides an app-based platform that is available on iOS & Android devices.
- Jun 2022Seed$2.5M
- Feb 2021Seed—
- Mar 2020Seed$153.9K
#7
Series A · Jacksonville, Florida · founded 2016 · 8 employees$5Mraised▾
Loan origination SaaS solutions for automotive, consumer, and leasing lenders. The company provides a suite of cloud-based software systems designed to optimize the loan origination process for subprime/nearprime automotive lending institutions, regional banks, and credit unions. Their offerings include loan origination systems (LOS), dealer relationship management (DRM) tools, customer self-service portals, and paperless document management systems. They specialize in solutions for indirect subprime automotive lending, direct consumer lending, and leasing. The company also offers services related to data analytics, data integration, telephony, and custom web development. Their mission is to be a total technology provider by blending expert knowledge of the lending industry with current technological advances to create robust and usable solutions.
- Mar 2017Series A$5M
#8
Funding Raised · Jacksonville, Florida · founded 1980 · 23 employees$451.2Kraised▾
Loan origination and servicing software solutions for lenders. They provide smart software solutions for the mortgage industry, focusing on simplifying the lending process. Their team comprises mortgage and software development experts dedicated to customer success. They offer a streamlined, cloud-based platform to optimize loan origination systems (LOS) and support various loan types, including residential mortgages, chattel loans, HELOCs, and consumer loans. The platform supports digital solutions for borrowers and loan officers, including bilingual capabilities. They offer seamless integration between loan origination and servicing systems, with robust compliance support. Their services cater to direct lenders, including banks, credit unions, and mortgage companies. They provide a consistent and smooth implementation process, ensuring security, convenience, and cost-effectiveness. Their business analysts offer ongoing support, fostering long-term partnerships.
- Apr 2020Conventional Debt$451.2K
#9
Acquired · Jacksonville, Florida · founded 2009 · 26 employees$550Kraised▾
B2B accounting and payment automation. It offers virtual cards, ACH, wire transfers, and more. Provides end-to-end vendor payment solutions, starting from vendor sign-up, to AP automation, one-time payment to a vendor for all outstanding payments. Also provides a simple dashboard for the businesses to monitor and control all B2B expenses and account payables.
- Jun 2019Seed$550K
- Mar 2017Seed—
#10
Seed · Jacksonville, Florida · founded 2008$25Kraised▾
GreenerBilling is a SaaS-based application for freelancers, contractors, consultants, and small businesses providing home services. Users can create and send invoices and estimates, accept payments, track payments, schedule automatic invoices, and manage clients. Provides a dashboard to keep track of all the activities. Pricing ranges from $15 per month to $60 per month depending on the number of invoices.
- Apr 2009Seed$25K
#11
Acquired · Jacksonville, Florida · founded 1992 · 110 employees—raised▾
Cloud-based platform for HRMS suite. It offers online payroll and benefits management software for enterprises. The features include payroll processing, salary slip generation, tax management, year-end forms, and timesheet management reporting. The platform provides an online portal for employees to view plans, register and file claims.
- Mar 2019PE—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.