Best FinTech Companies in Kampala, Uganda
The 62 best FinTech companies in Kampala, Uganda in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Asaak.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Kampala
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Founder | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Akabbo Donation-based crowdfunding platform. | — | — | Unfunded | — | 2014 | Joseph Mutumi Co-Founder | — |
| 2 | Amarin Bookkeeping management software for businesses | — | — | Unfunded | — | 2014 | Moureen Anyipo Co-Founder | — |
| 3 | AppNomu Provider of an online marketplace to apply for personal loans | — | — | Unfunded | — | 2021 | Bahati Asher Faith Founder & CEO | — |
| 4 | chims africa Chims Africa is one of the first companies that became active in this segment. | — | — | Deadpooled | 190 | 2003 | — | — |
| 5 | Cinnamon Clubs Workflow management solutions for investment clubs | — | — | Funding Raised | 3 | 2018 | Dickson Mushabe Founder & CEO | — |
| 6 | Clic.World Blockchain-based banking software suite | — | — | Unfunded | — | 2016 | Garth Bell Co-Founder & CEO | — |
| 7 | Cognative Insights Regulatory software suite | — | — | Deadpooled | — | 2019 | Kenneth Legesi Co-Founder | — |
| 8 | CoinPesa Online exchange platform for cryptocurrency | — | — | Deadpooled | — | 2017 | Mwambutsa Edgar Co-Founder | — |
Top 12 FinTech companies in Kampala
#1
Seed · Kampala, Central Region · founded 2023$424.5Kraised▾
Recurring payment platform for businesses
#2
Seed · Kampala, Central Region · founded 2016 · 71 employees$30Mraised▾
Online platform for consumer loans. It enables individuals to access loan products based on their credit scores. Users can obtain loans for purchasing motorbikes, smartphones, and fuel with customized terms, amounts, and repayment options. The loan amount is transferred to the registered bank account or mobile money account. It also enables users to make early repayments of loans. Its app is available for Android users.
- Jan 2022Conventional Debt—
- Jan 2022Seed$30M
- Jul 2021Seed—
- Dec 2017Seed—
#3
Seed · Kampala, Central Region · founded 2016 · 28 employees$2.6Mraised▾
Online platform for goal-based savings. The company offers a platform for goal-based investments. It allows users to track and create goal-based financial plans.
#4
Seed · Kampala, Central Region · founded 2018 · 26 employees$800Kraised▾
Emata is an online platform providing financial products for farmers. Allows farmers to buy products such as medicine, feed, etc. on credit at select stores with CCO (credit check-offs). Based on the credit history, Emata provides credit to farmers that can be used to invest in the productivity of their farms. The app is available for iOS and Android platforms.
#5
Seed · Kampala, Central Region · founded 2020 · 12 employees$1Mraised▾
Operator of a digital financial platform intended to provide employees with loans during financial emergencies before payday. The company's platform provides affordable salary advances at low-interest rate based on the number of days of holding the loan before payday, enabling the salary earners with financial support during the time of emergency.
#6
Series A · Kampala, Central Region · founded 2018 · 19 employees$3.4Mraised▾
Provider of electric motorcycles, battery swapping, financing, and garage services. The company offers electric motorcycles designed for commercial use. Easy-to-swap batteries are available at a network of stations. Financing options are provided through partners to facilitate motorcycle ownership. Garage services offer maintenance and repairs for electric motorcycles, including roadside assistance and support.
#7
Seed · Kampala, Kampala District · founded 2020$100Kraised▾
Prepaid card payment solution for children
#8
Seed · Kampala, Central Region · founded 2012 · 49 employees$1.6Mraised▾
Financial inclusion solution provider in Africa. It provides Mobis, a core-banking software customized for Savings and Credit Cooperatives (SACCOS) to enable them to manage financial information offline while securely backing up on the cloud. It enables the delivery of financial services through the integration of Mobile money, SMS and USSD technologies. Key features include mobile banking tools, cloud storage and amp, inter-branch reconciliation, accounting, and exportable reports. They also provide Green, an inventory management platform for solar distribution companies in Uganda.
#9
Seed · Kampala, Central Region · founded 2016 · 28 employees$345Kraised▾
Developer of a digital micro-savings and loan platform intended to provide convenient and affordable means to access healthcare. The company's platform offers access to three types of accounts through USSD as well as an android application where users can set standing order for saving money through a period, enabling users to access their savings and loans for use at registered health services providers and reducing their spending for medical bills and purchases of drugs.
#10
Acquired · Kampala, Central Region · founded 2011 · 5 employees$680.7Kraised▾
Operator of a cloud-based mobile payment network intended to provide transparent cashless tools for the management of domestic project and enterprise budgets. The company's network is a cloud-based payment platform for clients who work across multiple markets to pay suppliers, employees, and beneficiaries via mobile money, enabling customers to get last-mile digital payments in emerging markets easy, freeing the clients to focus on making their businesses and communities thrive.
#11
Series A · Kampala, Central Region · founded 2023—raised▾
Online platform offering education loans. It is a software-based intermediary platform that provides purpose-driven financing solutions, primarily focused on education. It offers school fee loans and other financial products to individuals and families.
#12
Seed · Kampala, Central Region · founded 2021—raised▾
Digital investment platform that helps users access investment opportunities
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Uganda
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 15 Uganda-affiliated papers.
- Makerere University5
- Kampala International University5
- LivingStone International University2
- Victoria University1
- Kabale University1
- Loan2
- Credit history2
- Credit enhancement2
- Credit risk2
- Human capital2
- Financial inclusion3
- Financial services3
- Digital inclusion1
- Inclusion (mineral)1
- Economic growth1
- Financial services5
- Financial inclusion2
- Leverage (statistics)2
- Women entrepreneurs2
- Inclusive growth2
Where fintech is researched across Uganda
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.