Best FinTech Companies in Kentucky, United States
The 83 best FinTech companies in Kentucky, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: CSI.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Kentucky
| # | Company | Last round | Disclosed funding | Employees | Founder | Tech stack | Web popularity | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Agency Access Pro Insurance agency management software | — | — | — | Greg Bellamy Owner | — | — | — | — |
| 2 | Akur8 Provider of pricing and reserving platform for the insurance industry | — | — | 113 | Samuel Falmagne Co-Founder & CEO | — | — | — | — |
| 3 | Andes Wealth Technologies Client communication and management solutions | — | — | — | J Yang Founder & CEO | — | — | — | — |
| 4 | ArC Blockchain-based crowdfunding platform for cryptocurrency | — | — | — | Lawrence Donsah Founder & CEO | — | — | — | — |
| 5 | Behind the Numbers Equity research for institutional investors, mutual funds, and hedge funds | — | — | 12 | — | Cart FunctionalitySquarespace CommerceSquarespace+13 | Top 50M | — | — |
| 6 | Bellwether Software Procurement and inventory software solution for transparent spend management | — | — | 6 | Joseph Ueberroth Founder & Managing Partner | WordPressMySQLPHP+33 | Top 10M | — | — |
| 7 | borderless Payment gateway solutions for businesses & international payments | — | — | 6 | Raffi Kayat Co-Founder & CEO | WordPressBetterDocsZendesk+34 | Top 10M | — | — |
| 8 | Choice Online platform for investors to invest in cryptocurrencies for their retirement | — | — | 52 | Ryan Radloff CEO | WordPressMySQLPHP+27 | Top 5M | 9 patents Consumer IoT and digital commerce platforms, functional smart textiles, and nutraceutical formulations. | — |
Top 12 FinTech companies in Kentucky
#1
Series A · Louisville, Kentucky · founded 2018 · 37 employees$12.2Mraised▾
Financial forecasting and management solutions for businesses. It features solutions for financial management, analysis, revenue forecasting, expense management, forecast comparison, KPI and metric tracking, budgeting, report generation, data visualization, and more.
- Feb 2026Series A$5M
- Aug 2024Series A$3.9M
- Jul 2023Series A$5.7M
- May 2021Seed$2.5M
#2
Series A · Lexington, Kentucky · founded 2018 · 4 employees$27.5Mraised▾
SaaS-driven HOA management software for owners and property managers. Features include monthly dues management, payment management, multiple units management, document management, maintenance request management, communication management, payment history management, accounts management, budget tracking, community website, and more.
- May 2024Series A$27.5M
#3
Acquired · Paducah, Kentucky · founded 1987 · 12 employees$46.8Mraised▾
Provider of banking technology and financial crime solutions. It offers core banking software, digital banking solutions, payment processing systems, and lending platforms. Additionally, it provides managed cybersecurity services, managed IT services, and advisory services focused on financial crime prevention and compliance. The company's solutions aim to streamline operations, enhance customer experience, and mitigate risk for financial institutions. Document delivery services are also offered.
- Jan 2024Post IPO—
- Aug 2017Post IPO$46.8M
#4
Series A · Kentucky · founded 2022 · 3 employees$24.1Mraised▾
Anti-slashing liquid staking protocol. It facilitates at-home staking via the bond requirement of ETH. It enables users to stake cryptocurrency and earn yields on the same.
- Apr 2024Series A$18M
- Jan 2024Seed—
- Aug 2023Seed$5.5M
- Jun 2022Seed$650K
#5
Acquired · Elizabethtown, Kentucky · founded 2001 · 184 employees$45.6Mraised▾
Provider of third-party risk management software and due diligence solutions. The company offers a platform to manage vendor lifecycles, including onboarding, ongoing management, and offboarding. It provides outsourced vendor control assessments with risk ratings and reviews. The company delivers continuous risk intelligence data monitoring cybersecurity, business health, financial viability, and privacy.
- Nov 2020Series C$33M
- Jul 2018Series B$5M
- Dec 2015Series B$4M
- Apr 2013Series A$2.3M
#6
Series B · Louisville, Kentucky · founded 2015 · 45 employees$3Mraised▾
Provider of insurance underwriting and warranty solutions for the insurance industry. It offers solutions for OEM warranty, property management, mitigating risk, driving higher revenue, and more. It offers solutions for third-party insurers, dealers, manufacturers, and more.
- Jan 2023Series B—
- Dec 2018Series A—
- Sep 2018Series A$3M
#7
Seed · Eastern, Kentucky · founded 2018 · 16 employees$600Kraised▾
Provider of self-insured healthcare benefits for employees. It collaborates with local physicians to create tech-enabled, value-based care solutions for self-insured, middle-market employers. It focuses on enhancing the doctor-patient experience through personalized patient navigation and data analytics. It provides actionable data to optimize care and improve outcomes.
- Apr 2024Seed$600K
#8
Acquired · Lexington, Kentucky · founded 2016 · 12 employees$9.9Mraised▾
Provider of parametric risk transfer solutions for climate resilience. It structure parametric risk transfer solutions to protect vulnerable communities, and build natural disaster resilience where it is most needed. Leveraging climate data and advanced risk modeling, it creates innovative solutions across various sectors, including agriculture, tourism, and government. This work advances disaster risk finance strategies and contributes to the development of parametric risk transfer markets. The company's purpose is to close the insurance protection gap for those most at risk from climate change and natural catastrophes. It prioritizes vulnerable communities in regions most exposed to climate and natural catastrophe perils.
- Apr 2017Seed$9.9M
#9
Acquired · Murray, Kentucky · founded 2007 · 69 employees$3.8Mraised▾
Digital banking solutions provider empowering credit unions with customizable platforms. They offer innovative technology enabling credit unions to create personalized user experiences for their members. They provide a comprehensive suite of digital products, including customizable interfaces, native mobile applications, and parity across channels. Their solutions include digital enablement platforms, eBanking, bill payment, document management with DocuSign integration, and digital account opening and lending applications. They are a CUSO, owned by credit unions, offering expertise and tailored solutions. They provide programming and consulting services, focusing on digital transformation, user experience, mobile banking, online banking, and financial technology. They offer a SaaS platform with features like target marketing, security enhancements, and continuous upgrades.
- Jul 2016Series A$2.6M
- Jul 2015Seed$600K
- Mar 2015Seed$100K
- Apr 2014Conventional Debt$1.4M
#10
Series A · Louisville, Kentucky · founded 2010 · 27 employees$4Mraised▾
Life insurance carrier
- Feb 2012Series A$4M
#11
Seed · Lexington, Kentucky · founded 2014 · 2 employees$2.5Mraised▾
Blockchain solutions optimizing working capital and streamlining supply chain operations. They provide distributed ledger applications, APIs, and a blockchain developer platform to connect financial and supply chain systems. They offer flexible trade finance solutions, linking ERP and e-invoicing platforms to a trade asset marketplace. The company enables the creation of tailored trade solutions, improving processes and driving automation in treasury, trade, and supply chain operations. They empower organizations to become ports on their network, built for trade, and drive new revenue streams on their distributed ledger network. They offer a platform for businesses to optimize working capital, streamline operations, and access a global financial network.
- May 2016Seed$1.6M
- Nov 2015Seed$875K
- Mar 2015Seed—
#12
Seed · Louisville, Kentucky · founded 2012 · 17 employees$2Mraised▾
Insurance tech-based platform to automate and optimize claim adjustment schedules. The platform enables insurance claim filers to route claims, enter file notes, answer calls with real-time data, and track income and expenses.
- Sep 2017Seed$365K
- Mar 2017Seed$700K
- Dec 2015Seed$910K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.