Best FinTech Companies in Los Altos, United States
The 31 best FinTech companies in Los Altos, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: DeSo.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Los Altos
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Web popularity | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | DeSo Layer-1 blockchain network for social media | $200M | 49 mo ago | Series D | 1 | Nader Al-Naji Founder | Top 10M | — | — |
| 2 | Standard Metrics Provider of data-driven portfolio management solutions | $24M | 56 mo ago | Series A | 47 | John Melas-Kyriazi Co-Founder & Chief Executive Officer | Top 5M | — | — |
| 3 | Dinari Decentralized stock trading platform 21Funding top 34%Moat top 39%Tech bottom 49%Talent bottom 49% All 6 signals ▾Fundingtop 34% Moattop 39% Techbottom 49% Talentbottom 49% Globalbottom 37% Marketbottom 22% Funding: Raised $19.7M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Moat: Editorial + unicorn rating 6/10 · 9 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 21/100 | $20M | 18 mo ago | Series A | — | Gabriel Otte Co-Founder & CEO | Top 50M | — | — |
| 4 | Cacheflow Cloud-based quote-to-cash suite | $16M | 47 mo ago | Acquired | 35 | — | — | — | — |
| 5 | Anduin Transactions Deal management tools for private market transactions | $16M | 39 mo ago | Series B | 27 | Eliot Hodges CEO | Top 10M | 5 patents Graph-based data summarization and workflow integration for transaction processing | — |
| 6 | Saga NFT-based platform for the metaverse | $14M | 35 mo ago | Seed | 14 | Bogdan Alexandrescu Co-Founder | Top 10M | 6 patents Patents concentrated in computing, sensing & instrumentation | — |
| 7 | Jemstep White label investment management solutions for advisors. | $10M | 157 mo ago | Acqui-Hired | 6 | — | — | 6 patents Data analytics platform for product/web ranking and goal‑based portfolio management | — |
| 8 | Troo.ly Provider of trust rating service for peer-to-peer marketplaces. | $10M | 124 mo ago | Acqui-Hired | 16 | — | — | — | — |
| 9 | KonstructIQ Provider of accounting solutions for contractors and subcontractors 67Tech top 26%Growth top 28%Funding top 44%Talent top 45% All 7 signals ▾Techtop 26% Growthtop 28% Fundingtop 44% Talenttop 45% Productbottom 48% Globalbottom 25% Customersbottom 1% Tech: 54 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 67/100 | $8M | 6 mo ago | Series A | — | Irv Henderson Co-Founder & CEO | Top 5M | — | — |
| 10 | Powder Provider of generative AI co-pilot for wealth advisors | $6M | 27 mo ago | Seed | — | David Goerz Co-Founder | — | — | — |
| 11 | MyPlanIQ Online retirement investment solutions | $5M | 79 mo ago | Funding Raised | — | John Zhong Co-Founder & CEO | Top 5M | — | — |
| 12 | Prosperos Mobile banking platform | $3M | 17 mo ago | Seed | — | Vinay Pai Cofounder and CEO | — | — | — |
| 13 | PiXlogic Cloud based platform offering facial recognition solutions | $400K | 261 mo ago | Early Stage | 7 | — | — | — | — |
Top 12 FinTech companies in Los Altos
#1
Series A · Los Altos, California · founded 2023$8.3Mraised▾
Provider of accounting solutions for contractors and subcontractors. The platform provides solutions such as invoicing, payments, and cash flow management. It also provides a centralized solution for financial processes, facilitating payment management and more.
- Apr 2026Series A$4.8M
- Aug 2023Series A$3.5M
#2
Series A · Los Altos, California · founded 2021$19.7Mraised▾
Decentralized stock trading platform. It offers securities backed tokens for global employee stock options and incentive management.
- May 2025Series A$12.7M
- Sep 2024Seed$9.7M
- Jun 2023Seed$10M
- May 2022Seed—
#3
Seed · Los Altos, California · founded 2023$3Mraised▾
Mobile banking platform. Its application is compatible with Android and iOS devices.
- May 2025Seed$250K
- Jun 2024Seed$3M
#4
Series D · Los Altos, California · founded 2021 · 1 employees$200Mraised▾
Layer-1 blockchain network for social media. It is built from the ground up to decentralize social media for users. It is built to support storage-heavy or infinite-state applications, opening up a new world of non-financial-based web3 apps.
- Oct 2022Series D$200M
#5
Seed · Los Altos, California · founded 2023$5.5Mraised▾
Provider of generative AI co-pilot for wealth advisors. Automatically parse financial documents, analyze investment allocations, and build proposals at scale in order to win clients faster and more efficiently. Solutions include statement parsing, direct data feeds, security classification, target allocation, drivers of risk, and tax efficient implementations.
- Jul 2024Seed$5M
- 2024Seed—
- 2024Seed$500K
- Nov 2023Seed—
#6
Seed · Los Altos, California · founded 2021 · 14 employees$13.5Mraised▾
An NFT-based platform for the metaverse. It gives visionaries the high-end tools and support they need to turn their blockchain dreams into reality. It allows developers to take a single-tenant VM and automatically launch it on a dedicated blockchain, complete with fully provisioned validators and an optimally incentivized security structure.
- Nov 2023Seed$5M
- May 2022Seed$6.5M
- 2021Seed$2M
- ICO—
#7
Series B · Los Altos, California · founded 2014 · 27 employees$15.6Mraised▾
Anduin Transactions provides deal management tools for private market transactions. It features deal closing with e-signatures, data rooms for startups, fund subscription, and more. It offers solutions to venture capital, private equities, and more.
- Jul 2023Series B$15.6M
#8
Acquired · Los Altos, California · founded 2021 · 35 employees$16Mraised▾
Cloud-based quote-to-cash suite. Features request for proposal management, payment solutions for invoices, invoice collections, and more. Offers API-enabled integration solutions.
- Dec 2022Series A$10M
- Nov 2021Seed$6M
#9
Series A · Los Altos, California · founded 2020 · 47 employees$23.7Mraised▾
Provider of data-driven portfolio management solutions. It provides a platform for investors to create and manage their portfolios. Its features include end-to-end portfolio management and collaboration solution, enable financial transparency between startups and investors, and empowers founders to make better decisions in scaling their companies.
- Feb 2022Series A$23.7M
- Jul 2020Seed$5.8M
- Seed—
#10
Acqui-Hired · Los Altos, California · founded 2008 · 6 employees$10.5Mraised▾
Jemstep is a white label solution that helps financial advisors better onboard, engage, and serve their clients. Client servicing features include online portfolio analysis, client account aggregation and performance review. The Jemstep service integrates directly with established portfolio management systems such as Orion that provide trading and rebalancing. The service integrates with CRMs such as salesforce so the firm can engage prospects and clients with the benefit of realtime access to client data in the CRM.
- Oct 2013Series A$4.5M
- Feb 2012Series A$6M
#11
Acqui-Hired · Los Altos, California · founded 2014 · 16 employees$10Mraised▾
Trooly is a California -based rating service that uses machine learning to help businesses verify, screen and predict trustworthy relationships and interactions. It offers the ratings for individuals as well as businesses. It uses data points from publicly available online records, search engines, and webpages. Its clients include financial institutions, peer-to-peer services, marketers and employers. It enables financial institutions to verify customer identity, manage compliance, and evaluate risk for lending, insurance and other financial relationships.
- Jun 2016Series A$10M
#12
Funding Raised · Los Altos, California · founded 2006$5.3Mraised▾
MyPlanIQ provides a simple to use platform for average investors. Users first answer a few questions regarding their personal risk and financial situation. The system then provides customized portfolios for their 401k plans. For IRAs and taxable accounts, MyPlanIQ also provides customized investment plans for major brokerages (Fidelity, Schwab, TDAmeritrade and Etrade) using either commission free ETFs or brokerage recommended no load and no transaction mutual funds. Users receive periodic rebalance emails monthly or quarterly.
- Apr 2020Conventional Debt$5.3M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.