Best FinTech Companies in Madrid, Spain
The 276 best FinTech companies in Madrid, Spain in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Finalbion.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Madrid
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Finalbion Online platform for business loans | $125M | 51 mo ago | Funding Raised | 50 | 2015 | — | — |
| 2 | Pagantis Online platform for point of sale financing | $90M | 87 mo ago | Acquired | 129 | 2011 | — | — |
| 3 | Cobee Cloud-based platform for employee financial benefits | $62M | 42 mo ago | Acquired | 170 | 2018 | WordPress Block EditorWordPressApple iCloud Mail+28 | — |
| 4 | Bnext Provider of a platform for online financial account and card management | $56M | 45 mo ago | Series A | 120 | 2016 | FirebaseRadix UITailwind CSS+20 | — |
| 5 | Fintonic App-based platform for personal financial management and personal loans | $55M | 36 mo ago | Series C | 92 | 2012 | Amazon WebstoreAnimate.cssAmazon Web Services+26 | — |
| 6 | MyInvestor Neobank offering a range of investment products and services, including savings accounts, investment funds… | $49M | 30 mo ago | Series C | 90 | 2017 | Cart FunctionalityApple iCloud MailMicrosoft 365+23 | 1 job opening |
| 7 | Boopos Provider of SaaS-based platform for revenue-based financing | $38M | 25 mo ago | Acquired | 40 | 2020 | — | — |
| 8 | Embat Financial planning and treasury management solutions for businesses | $23M | 1 mo ago | Series B | 27 | 2021 | WebflowApple iCloud MailGoogle Workspace+14 | 2 partnerships · 1 award |
| 9 | TaxDown Cloud and app-based tax management solutions for individuals and businesses | $21M | 3 mo ago | Series B | 132 | 2018 | WordPressMySQLPHP+38 | 1 partnership |
| 10 | Insurama Software suite for the insurance industry | $21M | 20 mo ago | Series A | 44 | 2018 | PythonDjangoBootstrap+19 | — |
| 11 | Payflow Online financial services platform for on-demand pay and savings | $20M | 8 mo ago | Acquired | 60 | 2020 | WebflowReactstyled-components+17 | 1 award |
| 12 | Tuio Provider of mobile & SaaS-based platforms offering diversified insurance products | $20M | 20 mo ago | Series B | 25 | 2020 | WebflowAceBootstrap+34 | 1 partnership |
| 13 | Lendrock Online platform for availing auto loans | $18M | 97 mo ago | Acquired | 15 | 2015 | DatoCMSNode.jsPHP+20 | — |
| 14 | Ritmo Online revenue-based financing platform for e-commerce businesses | $16M | 50 mo ago | Deadpooled | 50 | 2020 | — | — |
| 15 | Bdeo Provider of AI-based data and monitoring solutions for car and property insurers | $15M | 35 mo ago | Series B | 63 | 2017 | Apple iCloud MailGoogle WorkspaceTypeScript+13 | — |
| 16 | Atani Decentralized exchange platform for cryptocurrencies | $13M | 31 mo ago | Deadpooled | 28 | 2019 | Node.jsNext.jsReact+13 | — |
| 17 | Divilo Provider of financial management software for businesses | $13M | 32 mo ago | Series A | 27 | 2020 | WordPressMySQLPHP+24 | — |
| 18 | Lana Digital wallet for consumer payments | $12M | 70 mo ago | Series A | 65 | 2018 | — | — |
| 19 | Green Eagle Solutions Provider of software solutions for solar and wind energy projects 45Product top 36%Talent top 38%Innovation top 39%Tech top 42% All 8 signals ▾Producttop 36% Talenttop 38% Innovationtop 39% Techtop 42% Fundingtop 49% Globalbottom 38% Marketbottom 35% Newsbottom 22% Product: 5 distinct product lines · Company stage: Series A Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 45/100 | $10M | 30 mo ago | Series A | 38 | 2012 | Apple iCloud MailMicrosoft 365TypeScript+13 | 1 launch |
| 20 | Unlockd Decentralized finance protocol that unlocks democratized NFT liquidity | $4M | 46 mo ago | Seed | 20 | 2022 | Node.jsTailwind CSSReact+11 | — |
| 21 | Urbanitae Crowdfunding platform focused on real estate projects | $4M | 61 mo ago | Series A | 47 | 2017 | ApexCharts.jsBootstrapJSS+33 | — |
| 22 | Crescenta Digital investment platform specializing in private funds | $4M | 2 mo ago | Series A | 5 | 2022 | UbuntuEChartsBootstrap+27 | — |
| 23 | Finizens Online automated investment and saving management platform. | $4M | 83 mo ago | Series A | 24 | 2015 | Cart FunctionalityGhostNode.js+29 | — |
| 24 | Comunitae Lending marketplace for individuals and business. | $3M | 203 mo ago | Deadpooled | — | 2008 | PHPBootstrapAMP+6 | — |
| 25 | Fuell Provider of business management software for human resources and finance | $3M | 47 mo ago | Acquired | 33 | 2019 | — | — |
| 26 | Gizatech AI platform that simplifies blockchain complexity through autonomous agents | $3M | 13 mo ago | Series A | 12 | 2022 | Framer SitesReactPriority Hints+7 | — |
| 27 | Billin Invoice management solution | $3M | 105 mo ago | Series A | 22 | 2014 | WordPressMySQLPHP+25 | — |
| 28 | Indexa Capital Investment management platform | $2M | 114 mo ago | Seed | 39 | 2015 | Cart FunctionalityApple iCloud MailGoogle Workspace+28 | — |
| 29 | Tracer Cloud-based event ticketing solutions proivder | $2M | 97 mo ago | Deadpooled | — | 2018 | — | — |
| 30 | Fence Provider of automated debt management platform for asset-based lending | $2M | 1 mo ago | Series A | — | 2023 | Framer SitesApple iCloud MailYouTube+9 | — |
| 31 | Woonivers App to claim VAT refunds | $2M | 75 mo ago | Acquired | 11 | 2018 | WordPressMySQLPHP+22 | — |
| 32 | Infoempresa Provider of financial reports and information on businesses and executives | $2M | 124 mo ago | Funding Raised | — | 2014 | WordPressMySQLPHP+20 | — |
| 33 | Onyze First crypto custodian of a new generation | $2M | 49 mo ago | Seed | 21 | 2019 | Node.jsReactNext.js+10 | 1 expansion |
| 34 | Codeoscopic Provider of IT consulting & outsourcing services for the insurance industry | $2M | 179 mo ago | Seed | 91 | 2009 | WordPressMySQLPHP+18 | — |
| 35 | IMeureka Online marketplace connecting insurance service providers | $1M | 37 mo ago | Seed | 22 | 2019 | PHPBootstrapGoogle Cloud+16 | 2 partnerships |
| 36 | Snab Provider of AI-powered finance automation platform for accounts payable processes | $1M | 40 mo ago | Seed | 9 | 2021 | WordPressMySQLPHP+29 | — |
| 37 | Devengo App-based platform for payday loans | $1M | 7 mo ago | Seed | 22 | 2004 | WordPressApple iCloud MailGoogle Workspace+36 | 1 partnership |
| 38 | Vent Online platform for investments in crypto projects | $1M | 57 mo ago | Funding Raised | 13 | 2021 | — | — |
| 39 | Sego Finance Alternative investment platform for private companies | $1M | 54 mo ago | Seed | 17 | 2016 | WordPress Block EditorElementorWordPress+27 | — |
| 40 | EthicHub Provider of blockchain-based P2P crowd lending platform for farm loans | $1M | 15 mo ago | Seed | 31 | 2017 | TurbopackNode.jsRadix UI+19 | 1 partnership · 1 award |
| 41 | Silk Cashback Provider of a cashback application connecting consumers with local businesses | $851K | 21 mo ago | Seed | — | 2023 | Cart FunctionalityWooCommerceWordPress+21 | — |
| 42 | Microwd Provides of P2P marketplace for business loans | $846K | 34 mo ago | Seed | 30 | 2015 | PleskNode.jsFacebook Login+19 | — |
| 43 | Helloteca Comparison portal for mortgage loans | $793K | 78 mo ago | Acquired | — | 2018 | WordPressPleskMySQL+28 | — |
| 44 | Wealth Reader Platform offering APIs that provide real-time access to any type of financial asset held by any entity | $535K | 38 mo ago | Seed | 2 | 2022 | PHPBootstrapMicrosoft Clarity+13 | 1 award |
| 45 | Flobers Online crowdfunding platform to invest in renewable energy | $534K | 49 mo ago | Seed | 8 | 2021 | WordPressPleskMySQL+35 | — |
| 46 | Invopop Software-based E-invoicing compliance platform | $500K | 36 mo ago | Seed | 6 | 2020 | WebflowPlausibleGoogle Analytics+14 | — |
| 47 | Swipet Provider of pet insurance covering accidents, illnesses, surgeries, and preventive care | $465K | 5 mo ago | Seed | — | 2023 | WordPressMySQLPHP+23 | 1 job opening |
| 48 | Foliume Provider of AI assistants automating tasks for insurance brokers and agents | $292K | 14 mo ago | Seed | 9 | 2021 | WebflowGSAPcore-js+20 | — |
| 49 | Second World Provider of a blockchain-based strategy game for multiple platforms | $250K | 23 mo ago | Funding Raised | — | 2021 | — | — |
| 50 | Vankor Protocol that provides the technological infrastructure for the creation & issuance of financial derivatives… | $164K | 38 mo ago | Deadpooled | — | 2023 | — | — |
Top 12 FinTech companies in Madrid
#1
Series B · Madrid, Community of Madrid · founded 2021 · 27 employees$23Mraised▾
Financial planning and treasury management solutions for businesses. It features treasury forecasting with customized scenarios, cash flow forecasting for automated income and expense analytics, real-time data integration for team access, and more. It also offers solutions for financial reporting.
- May 2026Series B$35.3M
- Feb 2024Series A$16M
- Jun 2023Series A$5.5M
- May 2022Seed$1.6M
#2
Series B · Madrid, Community of Madrid · founded 2018 · 132 employees$21.5Mraised▾
Cloud and app-based tax management solutions for individuals and businesses. It offers solutions for tax filing, tax returns, tax consulting, and more. It also offers advisory solutions for tax planning. The app is available for iOS and Android platforms.
- Mar 2026Conventional Debt$4.6M
- Apr 2025Series B$4.6M
- Apr 2024Series B$5.4M
- Mar 2023Series B$6.2M
#3
Acquired · Madrid, Community of Madrid · founded 2020 · 60 employees$20Mraised▾
Online financial services platform for on-demand pay and savings. The platform provides online loans for earned-wage loans. It allows users to request loans in advance through its platform and access part of their earned wages directly into the bank account. The loan repayments are deducted from the users' salary accounts. Its app is available for both Android and IOS devices.
- Oct 2025Conventional Debt$34.8M
- Oct 2025Series B$2.3M
- May 2025Series B$18.9M
- Jul 2024Series B$6.5M
#4
Series A · Madrid, Community of Madrid · founded 2022 · 5 employees$3.8Mraised▾
Digital investment platform specializing in private funds. It allows both retail and professional investors to invest in private equity, venture capital, infrastructure, private debt, and impact funds.
- Apr 2026Series A$5.8M
- Jan 2025Series A$7.3M
- Dec 2023Seed$2.2M
- Jul 2023Seed$1.6M
#5
Series A · Madrid, Community of Madrid · founded 2023$2Mraised▾
Provider of automated debt management platform for asset-based lending. It automates verification, calculation, and payment processes in warehouse and borrowing base facilities and securitizations. The platform offers real-time visibility and execution, streamlining the entire debt lifecycle from origination to reporting. This solution benefits borrowers by reducing costs and optimizing financing, while debt investors gain real-time control and reduced operational expenses. The platform is designed for various asset types, including complex, granular, short-term portfolios.
- Apr 2026Series A$20M
- Nov 2023Seed$2M
#6
Series A · Madrid, Community of Madrid · founded 2018 · 44 employees$20.8Mraised▾
Software suite for the insurance industry. It offers solutions for the online distribution of end-to-end insurance and service management for customer needs. It also offers B2C and B2B2C insurance products development. Its products include TuBroker, a distribution line for insurance-related products, through our B2C channels and Muvin for the development and digital distribution of next-generation insurance solutions.
- Sep 2024Series A$6.1M
- May 2024Series A$8.6M
- Jun 2021Seed$6.1M
#7
Series B · Madrid, Community of Madrid · founded 2020 · 25 employees$20Mraised▾
Provider of mobile & SaaS-based platforms offering diversified insurance products. It offers a platform for users to apply for various available insurance products and helps in claims processing. The mobile application is available on iOS and Android platforms.
- Sep 2024Series B$16.7M
- Sep 2024Conventional Debt—
- Apr 2022Series A$3.3M
- Oct 2021Seed$523.9K
#8
Seed · Madrid, Community of Madrid · founded 2004 · 22 employees$1.2Mraised▾
App-based platform for payday loans. It offers a solution that enables employers to provide salaries on demand to the workers. It provides an NFC-enabled prepaid card that enables employees to avail the earned money. It also offers tools for managing expenses, saving goals, and more. The application is available on Android and iOS platforms.
- Nov 2025Conventional Debt—
- Nov 2025Seed$2.3M
- Nov 2022Seed$1.2M
#9
Seed · Madrid, Community of Madrid · founded 2023$465.3Kraised▾
Provider of pet insurance covering accidents, illnesses, surgeries, and preventive care. The insurance covers veterinary assistance, civil liability, preventive check-ups, sterilization, and a veterinary helpline. Optional death benefits and coverage for cleanings and dentistry related to accidents or illnesses are available. Insurance is available for pets between two months and eight years old.
- Jan 2026Seed$465.3K
- Dec 2025Seed—
#10
Series A · Madrid, Community of Madrid · founded 2022 · 12 employees$3Mraised▾
AI platform that simplifies blockchain complexity through autonomous agents,. It enables the management of eight-figure assets. It utilizes machine learning to streamline blockchain operations. Its protocol aims to enhance the performance and efficiency of blockchain-based systems. It empowers the creation and operation of autonomous AI agents, initially focused on optimizing financial strategies across DeFi protocols while ensuring users maintain full non-custodial control.
- May 2025Series A$5.2M
- Jul 2023Seed$3M
#11
Acquired · Madrid, Community of Madrid · founded 2020 · 40 employees$38Mraised▾
Provider of SaaS-based platform for revenue-based financing. It provides users with a direct lender enabling e-commerce and SaaS businesses to obtain financing based on the annual revenue. Businesses can use the funds for acquisitions and developments. Users must add the business details and apply for the loan. Once verified and approved, the funds are disbursed to the registered bank account.
- May 2024Convertible Debt—
- Sep 2022Series A$8M
- Sep 2022Conventional Debt$50M
- Feb 2022Seed$30M
#12
Series C · Madrid, Community of Madrid · founded 2017 · 90 employees$49.2Mraised▾
Neobank offering a range of investment products and services, including savings accounts, investment funds, and pension plans. The platform provides a range of investment products, including ETFs, stocks, and bonds, as well as savings accounts and remunerated deposits. With a focus on user-friendly interfaces and minimal commissions, MyInvestor aims to help customers manage their finances and grow their wealth over time.
- Dec 2023Series C$49.2M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Spain
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 54 Spain-affiliated papers.
- Universidad de Granada5
- Universidad de Sevilla5
- Universidad Rey Juan Carlos4
- Universidad de Zaragoza4
- Universitat Jaume I4
- Remittance1
- Competition (biology)1
- Intermediation1
- Financial inclusion1
- Transaction cost1
- Financial services8
- Corporate governance2
- Payment2
- Financial inclusion2
- Sustainability2
- Financial services9
- Blockchain5
- Cryptocurrency3
- Financial transaction2
- Sustainability2
Where fintech is researched across Spain
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.