Best FinTech Companies in Malta
The 102 best FinTech companies in Malta in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: PaySend.
Malta's FinTech scene doesn't get as much airtime as London or Amsterdam, but this ranking of the best FinTech companies in Malta, sorted by disclosed equity funding and recent momentum, makes the case that it deserves a closer look. 102 companies tracked, $387M in total disclosed funding, zero unicorns, and yet the concentration at the top is striking: PaySend alone accounts for $227M, Finaro adds another $150M, and everything else is a long tail. That's not a red flag, it's a structural reality you see in emerging hubs where one or two breakout names pull the gravity.
Global FinTech is forecast to grow from roughly $113.4B in 2025 to $461.6B by 2034, a 17.21% CAGR according to IMARC Group, and the demand drivers, things like SCA requirements under PSD2, OEM-Pay adoption and next-gen banking platforms, map almost perfectly onto what Malta's regulatory environment was built to attract. Stringent rules cut both ways, of course. And I'd argue that tension, between compliance overhead and the access it buys into EU markets, is exactly what keeps sophisticated operators anchored here. PB Fintech's move to acquire Myloancare shows how platform-layer consolidation is accelerating globally, a pattern Malta's active investors, including Galaxy Ventures and Alpha Capital, are clearly watching.
- Statista
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Malta
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | PaySend Provider of international money transfer services enabling fast, low-cost cross-border payments | $227M | 2 mo ago | Series B | Ronald Millar Co-Founder & CEO | 2015 | DocusaurusZendeskApple iCloud Mail+10 | 1 launch · 1 partnership |
| 2 | Finaro Multiple payment solutions for businesses | $150M | — | Acquired | — | 2007 | — | — |
| 3 | Founders Bank project Challenger bank | $10M | 80 mo ago | Deadpooled | Kenan Altunis Co-Founder & CEO | 2018 | — | — |
| 4 | Quidax App-based trading & exchange solutions for cryptocurrency | $120K | 56 mo ago | Seed | Buchi Okoro CEO | 2016 | — | — |
| 5 | QnA3.AI AI powered web3 data platform for the crypto industry | — | 27 mo ago | Seed | Kane Co-Founder & CEO | 2023 | SentryNode.jsTailwind CSS+15 | — |
| 6 | Mintus Provider of digital asset exchange platform | — | 30 mo ago | Seed | — | 2002 | — | — |
| 7 | Gamium Blockchain-based social metaverse platform for NFTs | — | 47 mo ago | Seed | — | 2021 | Node.jsRadix UITailwind CSS+14 | — |
| 8 | Menzy Online platform combined with NFTs, move-to-earn, compete-to-earn, fitfi, and socialfi | — | 47 mo ago | Funding Raised | Abdul Ahad Co-Founder | 2022 | — | — |
Top 10 FinTech companies in Malta
#1
Series B · Valletta, South Eastern Region · founded 2015 · 301 employees$226.9Mraised▾
Provider of international money transfer services enabling fast, low-cost cross-border payments. It offers real-time currency conversion, transparent fees, and multiple payout options including bank deposits, debit/credit cards, and mobile wallets. It supports secure, regulated cross-border payments with PCI-DSS certified infrastructure and partnerships with major payment networks.
#2
Acquired · Valletta, South Eastern Region · founded 2007 · 350 employees$150Mraised▾
Multiple payment solutions for businesses. It allows businesses to accept multiple cards and local payment methods along with rate optimization, anti-fraud protection, and business intelligence. It also offers payment gateways, data support, security and fraud detection, and more.
#3
Deadpooled · Gzira, Central Region · founded 2018 · 6 employees$10Mraised▾
Founders Bank is developing a corporate challenger bank. Aims to offer banking services to the tech industry, including blockchain and other emerging technologies.
#4
Seed · San Gwann, Central Region · founded 2016 · 80 employees$120Kraised▾
Developer of a cryptocurrency trading application designed to send, receive, buy, and sell digital currencies including Bitcoin, Ethereum, XRP, and Litecoin using local currencies. The company's cryptocurrency services aim to build the liquidity that would power the next generation of remittances, making it cheaper, faster, and efficient, enabling users to buy and sell cryptocurrency with their local currency.
#5
Seed · Birkirkara, Central Region · founded 2023—raised▾
QnA3 is an AI-powered web3 data platform that provides answers to web3-related questions. It aims to be a knowledge-sharing platform for the crypto industry.
#6
Seed · Valletta, South Eastern Region · founded 2002 · 24 employees—raised▾
Provider of digital asset exchange platform. It provides users with a platform that allows investors to buy and sell shares of exceptional contemporary art through fractionalization. They aim to unlock the fine-art market for investors.
#7
Seed · Ta Xbiex, Central Region · founded 2021 · 23 employees—raised▾
Blockchain-based social metaverse platform for NFTs. It enables users to create avatars, digital identities of humans, exchange NFTs, and more. It also allows users to govern Metaverse, access exclusive events, receive NFT & token airdrops, and more.
#8
Funding Raised · Valletta, South Eastern Region · founded 2022—raised▾
Online platform combined with NFTs, move-to-earn, compete-to-earn, fitfi, and socialfi. The platform allows users to maintain a healthy living and a source of motivation by getting rewarded for participating in real world physical exercise and activities. The GPS location needs to be enabled to track the movement. The application can be downloaded on both Android and iOS devices.
#9
Funding Raised · Ta Xbiex, Central Region · founded 2018 · 34 employees—raised▾
Blockchain-based network for the finance industry. It provides management, transaction, and exchange of digital assets without taking custody of the user's assets. It also provides DApps like Kudi Exchange Fiat Gateway, Infinity DEX, UniFyre Wallet, and Sub Zero Wallet. It also provides an FRM token for the transactions on the network.
#10
Seed · Ta Xbiex, Central Region · founded 2009 · 124 employees—raised▾
Operator of a private credit institution intended to help people to access financial services. The company specializes in card/store value and micro-lending, it provides Prepaid Cards to customers looking for an alternative financial answer to traditional bank accounts and short-term loans, enabling customers to get the desired financial flexibility as per their requirements.
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.