Best FinTech Companies in Manchester, United Kingdom
The 110 best FinTech companies in Manchester, United Kingdom in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: PayL8r.
Biggest earners Jcb ($7.4B, -11% YoY), Marex ($2.0B, +11% YoY), Plus500 Ltd. ($792M, +3% YoY), Capital Limited ($346M, -1% YoY)
Our analysis of 55 FinTech companies
$15.5b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Manchester
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | PayL8r Online marketplace for purchase financing | $55M | 58 mo ago | — | Samantha Palmer Managing Director | WordPressApple iCloud MailGoogle Workspace+36 | Top 5M | — |
| 2 | MFEV Provider of a blockchain-based platform that enables peer-to-peer transactions 48Funding top 21%Talent top 28%Growth top 35%Tech bottom 37% All 6 signals ▾Fundingtop 21% Talenttop 28% Growthtop 35% Techbottom 37% Marketbottom 34% Globalbottom 30% Funding: Raised $47.2M across 4 rounds · 4 rounds over 2 yrs (2.0/yr) Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 48/100 | $47M | 19 mo ago | — | Satish Kumar Co-Founder & CEO | Animate.cssBootstrapIsotope+11 | Top 5M | — |
| 3 | AccessPay Cloud based payment automation and cash management solutions for businesses 60Innovation top 34%Funding top 34%Tech top 37%Product top 37% All 10 signals ▾Innovationtop 34% Fundingtop 34% Techtop 37% Producttop 37% Moattop 39% Newstop 42% Fin. healthtop 46% Markettop 48% Growthtop 49% Globalbottom 37% Innovation: 8 product lines Funding: Raised $44.4M across 9 rounds · 9 rounds over 13 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 60/100 | $44M | 24 mo ago | 74 74 → 154 (+108%) | — | WordPressSentryZendesk+34 | Top 5M | 1 partnership · 1 award |
| 4 | GoodBox Hardware-based terminals for cashless donations & charity | $19M | 65 mo ago | 18 | Tibor Barna Co-Founder & CTO | WordPressMySQLPHP+28 | Top 5M | — |
| 5 | VST Enterprises Transaction monitoring & management solutions for public & private sectors | $15M | 109 mo ago | 6 | — | — | — | — |
| 6 | BankiFi Provider of open-banking API for banks and financial institutions | $9M | 46 mo ago | 19 19 → 17 (-11%) | Mark Hartley Founder & CEO | — | — | 2 partnerships |
| 7 | Cloud Capital Provider of cloud cost optimization and forecasting solutions | $8M | 13 mo ago | — | Edward Barrow Co-Founder & CEO | — | — | 1 partnership |
| 8 | Total Processing Payment processing solutions for merchants & businesses | $6M | 69 mo ago | 38 | — | SentryZendeskApple iCloud Mail+17 | Top 5M | — |
| 9 | Red Flag Alert Cloud based data management platform | $6M | 16 mo ago | 56 | Richard West Co-Founder & Managing Director | WebflowAmazon Web ServicesTypekit+24 | Top 5M | 3 partnerships |
| 10 | Hello Soda Provider of AI-based credit scoring based on digital footprints | $5M | 103 mo ago | 163 | — | — | — | — |
| 11 | Algbra Provider of a digital banking platform for individuals | $5M | 26 mo ago | 4 | Fizel Nejabat Co-Founder & COO | SentryAmazon Web ServicesNetlify+14 | Top 50M | 1 award |
| 12 | Planixs Treasury management software for banks | $5M | 87 mo ago | 62 62 → 53 (-15%) | Neville Roberts CEO | WordPressMySQLPHP+21 | Top 10M | 1 launch · 1 partnership |
| 13 | Autopaid Online invoice financing platform | $4M | 24 mo ago | 1 | Nicola Weedall Co-Founder | — | — | — |
| 14 | ESPROFILER Provider of a platform for managing and optimizing security portfolios | $4M | 27 mo ago | — | Marc Newton Co-Founder | WebflowGSAPcore-js+16 | Top 50M | 2 launchs |
| 15 | Frost Digital wallet for consumer payments | $4M | 37 mo ago | 2 | — | Google Font APIMicrosoft 365 | Top 50M | — |
| 16 | ClubCollect Online subscription management software for sports club | $3M | 117 mo ago | 24 | Maurits van Rijckevorsel Co-Founder | SanityApple iCloud MailGoogle Workspace+17 | Top 500k | — |
| 17 | Ocean Finance Online personal and homeowner loans provider | $3M | 89 mo ago | 131 | — | ButterCMSNode.jsMicrosoft ASP.NET+17 | Top 1M | 1 job opening |
| 18 | DueCourse Financing solution on unpaid invoices. | $2M | 117 mo ago | 15 | — | — | — | — |
| 19 | Powdr Provider of software for simplifying financial modelling | $1M | 17 mo ago | — | Nicola Jones Co-Founder & COO | WordPressMySQLPHP+20 | Top 50M | — |
| 20 | Firenze Online lending marketplace offering consumer loans | $937K | 15 mo ago | — | Anna Curtis Co-Founder | — | — | — |
| 21 | Alpha Zone Online platform focused on investment training | $665K | 96 mo ago | 5 | — | — | — | — |
| 22 | Hydr Developer of an online platform for invoice financing | $333K | 42 mo ago | 2 | Hector Macandrew Co-Founder | WordPressMySQLPHP+32 | Top 50M | 1 partnership |
| 23 | Collctiv App for payment splitting | $270K | 43 mo ago | 11 11 → 14 (+27%) | Amy Whitell CEO & Co-founder | WebflowApple iCloud MailGoogle Workspace+26 | Top 5M | — |
Top 12 FinTech companies in Manchester
#1
Funding Raised · Manchester, England · founded 2022$47.2Mraised▾
Provider of a blockchain-based platform that enables peer-to-peer transactions. It provides users with a Layer 1 blockchain with a focus on speed, transparency, and strong security. among provide robust network security and stakeholder participation, it employs a special Proof-of-Distribution (PoD) consensus that equitably distributes transaction fees among validators, delegators, and smart contract creators. It offers performance, security, and compatibility for decentralised applications while addressing major blockchain technology challenges.
- Nov 2024ICO$4M
- Sep 2024ICO$33M
- Sep 2024ICO$8M
- Aug 2024ICO$2.2M
#2
Series A · Manchester, England · founded 2024$7.7Mraised▾
Provider of cloud cost optimization and forecasting solutions. It offers tools to improve visibility into cloud spending, build accurate forecasts aligned with business growth, and automate cloud commitment purchasing. The platform helps maximize cost savings while mitigating financial risks associated with over-commitment. Its solutions provide insights into cloud spend efficiency and margin performance, enabling better financial planning and decision-making. The platform seamlessly integrates with cloud spend accounts, providing real-time data and analysis. It facilitates collaboration between finance and engineering teams to ensure forecasts are aligned with business objectives and technical plans.
- Apr 2025Series A$5.4M
- Jan 2025Seed$2.3M
#3
Series A · Manchester, England · founded 2004 · 56 employees$5.6Mraised▾
Cloud based data management platform. It offers business intelligence solutions to streamline and manage the business operations. It provides users with access to latest data, and real-time updates. The platform also provides access to credit data to assess the credit risks. It caters its solution to industries such as legal, accounts, construction, and finance.
- Jan 2025Series A$4.9M
- Jun 2023Series A$5.6M
#4
Acquired · Manchester, England · founded 2012 · 74 employees$44.4Mraised▾
Cloud based payment automation and cash management solutions for businesses. The platform provides various solutions such as payment automations, fraud prevention, compliance management, BACS approved software, and more.
- Jun 2024Series B$444.4K
- Feb 2024Series B$24M
- Feb 2024Conventional Debt—
- Dec 2018Series A$11.6M
#5
Seed · Manchester, England · founded 2023$937Kraised▾
Online lending marketplace offering consumer loans. It offers a platform that enables users to apply and get funded for investment-backed loans. It also enables users to earn interests by investment for lending.
- Feb 2025Seed$3.3M
- Mar 2024Seed$1.7M
#6
Seed · Manchester, England · founded 2022$1.2Mraised▾
Provider of software for simplifying financial modelling. Its features include integrated, rolling forecasts that are easy to update, and it addresses common issues with traditional forecasting methods. It offers a platform designed to help businesses translate their strategies into understandable financial forecasts, complete with automatic cash flow outputs. The platform is adaptable to various business needs and offers a pay-as-you-go consultancy model for additional support.
- Jan 2025Seed$1.2M
#7
Series A · Manchester, England · founded 2017 · 1 employees$3.7Mraised▾
Autopaid is an online invoice financing platform. Users can finance 95%-97% of the invoice’s value. The platform charges a fee between 2.95% to 4.95%. Businesses can avail loans up to £25,000.
- 2024Series A—
- Dec 2018Series A$382.4K
- Jan 2018Series A$3.3M
#8
Series B · Manchester, England · founded 2017 · 4 employees$5.3Mraised▾
Provider of a digital banking platform for individuals. It provides users with a platform that offers multiple services include savings accounts, prepaid cards, stash accounts, bill payments, online/offline transactions, and more. It also provides rewards, FX, remittances, personal finance, home purchase plans, and more.
- Apr 2024Series B—
- May 2021Series A$5.3M
#9
Seed · Manchester, England · founded 2020$3.5Mraised▾
Provider of a platform for managing and optimizing security portfolios. It uniquely fuses financial, commercial, and security insights to provide a comprehensive view of security investments. It not only maps existing security technologies and tracks their evolution but also bridges critical data silos—such as procurement, intelligence and security—offering actionable insights for transformation and change. By reducing overlaps, optimizing resources, and demonstrating ROI, it enable security leaders to drive both security and business objectives with confidence.
- Feb 2024Seed$3.5M
- Aug 2023Seed$709.2K
- 2023Angel—
- Jan 2021Seed—
#10
Series C · Manchester, England · founded 2014$55.2Mraised▾
Online marketplace for purchase financing. It enables users to purchase products from online/offline stores by making installment payments via payment cards or bank transfers. It also provides tools to merchants for accepting installment payments.
- Jul 2021Series C$55.2M
#11
Series A · Manchester, England · founded 2017 · 19 employees$8.5Mraised▾
Provider of open-banking API for banks and financial institutions. It consists of a data-driven distributed banking model that allows financial service providers to manage, consume, distribute and monetize data through a suite of API-driven microservices.
- Aug 2022Series A$4.9M
- Dec 2021Series A$665.7K
- Sep 2021Series A$3M
- Jun 2021Seed—
#12
Seed · Manchester, England · founded 2019 · 2 employees$3.5Mraised▾
Digital wallet for consumer payments. The company provides customers with an e-money account that aids in money management and bill savings. The account enables users to easily switch providers, set up direct debits, and get alerts about more affordable and environmentally friendly tariffs. Additionally, users can send money abroad for fees less than a novice ski slope, pay and receive money from other Frost accounts promptly using only their phone number, and make local transfers immediately.
- May 2023Seed$2.3M
- Jul 2022Seed$1.2M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.