Radar · FinTech in Melbourne
Best FinTech Companies in Melbourne, Australia
The 359 best FinTech companies in Melbourne, Australia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Judo Bank.
By Riya SenguptaFinancials
359companies tracked
$3Bdisclosed funding
2unicorns
91have raised
Sector wealth & growth · validated company filings
$55Mmedian revenue
-2%median YoY growth
$2.6Bcombined revenue pool
10companies reporting
Biggest earners Computershare Limited. ($1.6B, -6% YoY), Iress ($562M), HMC Capital ($155M), Wisr ($92M, -2% YoY)
FLIAR INTELLIGENCE · FINTECH × MELBOURNE
Our analysis of 67 FinTech companies
$6.0b in tracked funding; 93% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
67companies analysed
93%cloud-native stacks
2021funding peak (by rounds)
2unicorns
2017median founding year
430kcombined LinkedIn audience
57%of audience held by top 3
2companies hiring publicly (12 mo)
Ranked: Best FinTech companies in Melbourne
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Judo Bank 🦄 Digital bank for businesses 27Moat top 22%Funding top 28%Product top 28%News top 41% All 10 signals ▾Moattop 22% Fundingtop 28% Producttop 28% Newstop 41% Techtop 44% Talenttop 44% Markettop 50% Globalbottom 45% Growthbottom 25% Fin. healthbottom 16% Moat: Editorial + unicorn rating 6/10 · Unicorn Funding: Raised $1.2B across 9 rounds · 9 rounds over 8 yrs (1.1/yr) rank vs industry peers · Fliar Intelligence Index 27/100 | $1.2B | 59 mo ago | Public | 666 | Chris B Co-Founder & CEO & Managing Director | — | — |
| 2 | Iress Online provider of wealth management solutions for financial markets | $457M | 103 mo ago | Public | 1,886 | — | — | 1 partnership · 1 award |
| 3 | Latitude Financial Services Consumer loans provider | $232M | 132 mo ago | Public | 1,350 | Bob Belan CEO & MD | — | 2 awards |
| 4 | Zeller Diversified payment acceptance solution for businesses 64Moat top 31%Tech top 32%Talent top 38%Funding top 39% All 8 signals ▾Moattop 31% Techtop 32% Talenttop 38% Fundingtop 39% Markettop 42% Growthtop 45% Producttop 46% Globaltop 48% Moat: Editorial + unicorn rating 8/10 · Soonicorn Tech: 39 technologies across 5/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 64/100 | $134M | 51 mo ago | Series B | 225 | Dominic Yap Co-Founder | — | 1 launch · 3 partnerships |
| 5 | TP24 Provider of credit line for businesses 37Funding top 36%Growth top 45%Tech bottom 45%Global bottom 38% All 6 signals ▾Fundingtop 36% Growthtop 45% Techbottom 45% Globalbottom 38% Marketbottom 31% Newsbottom 22% Funding: Raised $120M across 2 rounds · 2 rounds over 7 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $120M | 35 mo ago | Series A | 54 | — | — | — |
| 6 | Touchcorp Fraud protection and payment solution provider. | $82M | 116 mo ago | Public | 133 | — | — | — |
| 7 | Incredo Credit assessment solutions provider. 35Talent top 28%Funding top 33%Growth top 45%Tech bottom 42% All 6 signals ▾Talenttop 28% Fundingtop 33% Growthtop 45% Techbottom 42% Globalbottom 38% Marketbottom 25% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $60.3M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 35/100 | $60M | 36 mo ago | Series C | — | Eran Baniel Co-Founder & CEO | — | — |
| 8 | MoneyPlace Online platform for unsecured consumer and personal loans 42Talent top 28%Growth top 30%Tech top 43%Funding top 44% All 6 signals ▾Talenttop 28% Growthtop 30% Techtop 43% Fundingtop 44% Globalbottom 36% Marketbottom 21% Talent: Analyst team rating 4/5 Growth: Web rank 5,000,000 → 1,000,000 YoY rank vs industry peers · Fliar Intelligence Index 42/100 | $60M | 29 mo ago | Acquired | 7 | — | — | 1 award |
| 9 | Hcash Cross-platform cryptocurrency | $53M | 107 mo ago | Funding Raised | 2 | Dallas Brooks CEO | — | — |
| 10 | Novatti Banking and payments solutions provider | $53M | 56 mo ago | Public | — | Mark Healy CEO | 6 patents Secure, compliant multi‑cryptocurrency payment gateway infrastructure and transaction processing | — |
| 11 | Moula Online lending platform for unsecured business loans to SMBs | $45M | 78 mo ago | Series D | 64 | — | — | — |
| 12 | Frankie Provider of KYC, AML and fraud prevention solutions for the financial services sector | $45M | 42 mo ago | Series A | 71 | Aaron Chipper Co-Founder & CTO | — | 2 awards |
| 13 | health.com.au Internet-first health insurance provider | $36M | 180 mo ago | Acquired | 41 | — | — | — |
| 14 | Afterpay Provider of buy now, pay later services with flexible options | $35M | 69 mo ago | Acquired | — | Nick Molnar Co-Founder & CEO | 8 patents Facilitates installment payment processing and multi‑user transaction linking in digital commerce. | 1 launch · 1 partnership |
| 15 | Findi Provider of digital payment and ATM services 67Growth top 31%Funding top 32%AI top 35%Fin. health top 35% All 10 signals ▾Growthtop 31% Fundingtop 32% AItop 35% Fin. healthtop 35% Marketbottom 49% Talentbottom 49% Techbottom 47% Moatbottom 38% Globalbottom 37% Newsbottom 24% Growth: Revenue +1041% YoY · 8 acquisition/expansion moves in 24 mo Funding: Raised $25.4M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $25M | 14 mo ago | Public | — | Mohnish Kumar CEO & Managing Director | — | — |
| 16 | Banxa Payments solutions for digital asset businesses 60Tech top 17%Funding top 32%Moat top 39%Global top 44% All 7 signals ▾Techtop 17% Fundingtop 32% Moattop 39% Globaltop 44% Growthtop 45% Marketbottom 41% Newsbottom 22% Tech: 70 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services Funding: Raised $24.6M across 5 rounds · 5 rounds over 6 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 60/100 | $25M | 13 mo ago | Acquired | 26 | — | — | 1 launch · 1 partnership |
| 17 | iSignthis AML/KYC software for preventing Card Not Present (CNP) fraud | $19M | 92 mo ago | Public | 30 | — | 2 patents Secure electronic transaction verification and authentication systems | — |
| 18 | Credit Clear Invoice generation and payment solution | $18M | 37 mo ago | Public | 38 | Mark Casey Co-Founder | 9 patents Digital debt payment processing and settlement platform for financial services | 1 job opening · 1 launch |
| 19 | Banjo Online business loans | $16M | 106 mo ago | Funding Raised | 43 | — | — | 1 award |
| 20 | zkTube Mining network for blockchain security | $15M | 57 mo ago | Series B | 31 | Lance Zhang Co-Founder | — | — |
| 21 | QuickFee Payment solutions for professionals | $15M | 138 mo ago | Funding Raised | — | Bruce Coombes Founder & CEO | — | — |
| 22 | InfinityStakeChain Provider of decentralized staking platform for crypto investors across multiple blockchains | $14M | 31 mo ago | Series B | — | Arthur Kennedy Founder | — | — |
| 23 | Verrency Provides payment solutions for banks | $14M | 84 mo ago | Series A | 25 | — | — | — |
| 24 | Payapps Company Payment platform for the construction industry | $13M | 31 mo ago | Series A | 70 | Geoff Tarrant Executive Chairman and Co-Founder | — | — |
| 25 | Tapp Group App-based correspondent banking solution | $13M | 120 mo ago | Series A | 80 | Jitto Arulampalam CEO & MD | — | — |
| 26 | Zai Payment automation platform | $12M | 72 mo ago | Series B | 250 | — | — | — |
| 27 | FlexyStakes Decentralized cryptocurrency staking platform | $12M | 29 mo ago | Series B | — | Jorge Alamos Founder & CTO | — | — |
| 28 | IPO Wealth Term-based investment platform | $10M | 103 mo ago | Series A | — | James Mawhinney Founder & Executive Director | — | — |
| 29 | Thriday Provider of banking, invoicing, accounting, and tax management platform | $9M | 44 mo ago | Acquired | 30 | — | — | — |
| 30 | Oxen Provider of blockchain network and application development tools | $9M | 98 mo ago | Funding Raised | 25 | Josh Jessop-Smith Co-Founder | — | — |
| 31 | DomaCom Crowdfunding platform focused on real estate projects 29Product top 14%Innovation top 34%Funding top 47%Growth bottom 42% All 8 signals ▾Producttop 14% Innovationtop 34% Fundingtop 47% Growthbottom 42% Globalbottom 38% Techbottom 33% Marketbottom 30% Newsbottom 24% Product: 5 distinct product lines · Company stage: Public Innovation: 5 product lines rank vs industry peers · Fliar Intelligence Index 29/100 | $8M | 17 mo ago | Public | — | — | — | — |
| 32 | Openpay Purchase financing platform | $8M | 72 mo ago | Public | 164 | Richard Broome Co-Founder | — | — |
| 33 | InvestorHub Online platform providing investor engagement solution for firms 35Growth top 35%Talent top 38%Funding top 49%Tech bottom 39% All 6 signals ▾Growthtop 35% Talenttop 38% Fundingtop 49% Techbottom 39% Marketbottom 30% Globalbottom 29% Growth: Fresh capital in last 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 35/100 | $7M | 22 mo ago | Series A | 37 | Ben Williamson Co-Founder & Co-CEO | — | — |
| 34 | Maple Online marketplace for crypto loans | $6M | 33 mo ago | Series A | 41 | Joe Flanagan Co-Founder | — | 4 launchs · 1 award |
| 35 | Fresh Equities Financial data company connecting investors and businesses | $6M | 37 mo ago | Series A | 33 | Rhys Davis Co-Founder & CTO | — | — |
| 36 | LightLink Layer 2 blockchain secured by Ethereum, purposefully built for metaverse, NFT & gaming applications | $6M | 25 mo ago | Seed | — | Roy Hui Founder | — | — |
| 37 | PrismaStake Decentralized staking platform that allows users to earn earnings in decentralized staking | $6M | 26 mo ago | Deadpooled | — | Arthur Kennedy Founder | — | — |
| 38 | Timelio Online platform for invoice financing | $6M | 56 mo ago | Series A | 18 | Andrew Petris Co-Founder | — | — |
| 39 | VendorPanel SaaS-based source-to-contract platform for government, utilities and corporates | $5M | 63 mo ago | Series B | 75 | — | — | 1 job opening · 1 launch |
| 40 | Handdii Claim assessment & property repair platform | $4M | 25 mo ago | Series A | 18 | Christie Downs Chief Executive Officer | — | — |
| 41 | LABform SaaS-based regulatory solutions for financial institutions | $4M | 31 mo ago | Funding Raised | 49 | Nick Boudrie Co-Founder & CEO | — | 2 partnerships · 1 award |
| 42 | Archa Corporate credit card solutions for businesses | $4M | 49 mo ago | Seed | 33 | Oliver Kidd Founder & CEO | — | 1 partnership |
| 43 | Metakey Developer of PC and console-based blockchain games | $4M | 49 mo ago | Seed | — | Mateen Soudagar Co-Founder and CEO | — | — |
| 44 | Emmi Risk & compliance management for carbon product investors | $4M | 54 mo ago | Series A | 30 | — | — | — |
| 45 | Liquid Crypto Provider of white label solutions for financial services | $3M | 30 mo ago | Funding Raised | — | Meagan Henderson Co-Founder | — | — |
| 46 | Birchal Equity crowdfunding platform | $2M | 30 mo ago | Seed | 36 | Alan Crabbe Co-Founder | — | — |
| 47 | MyGigsters App-based income and expense analytics solution for freelancers and gig workers 9Talent bottom 49%Funding bottom 46%Product bottom 40%Tech bottom 39% All 6 signals ▾Talentbottom 49% Fundingbottom 46% Productbottom 40% Techbottom 39% Globalbottom 29% Marketbottom 17% Talent: 1 named leader on record · 1 C-suite/founder profile curated Funding: Raised $920k across 5 rounds · 5 rounds over 4 yrs (1.2/yr) rank vs industry peers · Fliar Intelligence Index 9/100 | $920K | 16 mo ago | Seed | 9 | Benjemen Elengovan Founder & CEO | — | 1 launch · 1 award |
| 48 | Lift Women Marketplace for women-focused crowdfunding 14Talent bottom 49%Funding bottom 38%Global bottom 33% All 3 signals ▾Talentbottom 49% Fundingbottom 38% Globalbottom 33% Talent: 1 named leader on record · 1 C-suite/founder profile curated Funding: Raised $859k across 1 rounds · 1 rounds over 4 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 14/100 | $859K | 8 mo ago | Seed | — | Irene Tsang Founder and CEO | — | — |
| 49 | AUDD Platform offering a crypto-based digital dollar 29Growth top 28%Talent top 38%Tech bottom 43%Funding bottom 42% All 6 signals ▾Growthtop 28% Talenttop 38% Techbottom 43% Fundingbottom 42% Globalbottom 25% Marketbottom 22% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 29/100 | $600K | 6 mo ago | Seed | — | Effie Dimitropoulos CEO | — | — |
| 50 | Inaam Thematic impact investing platform for individuals 13Talent top 38%Tech bottom 49%Funding bottom 41%Product bottom 40% All 6 signals ▾Talenttop 38% Techbottom 49% Fundingbottom 41% Productbottom 40% Globalbottom 37% Marketbottom 16% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Tech: 16 technologies across 4/8 capability areas · Cloud: Vercel rank vs industry peers · Fliar Intelligence Index 13/100 | $500K | 8 mo ago | Seed | — | Arjun Agarwal Co-Founder & CEO | — | — |
Top 12 FinTech companies in Melbourne
#1
Acquired · Melbourne, Victoria · founded 2014 · 26 employees$24.6Mraised▾
Acquired · Melbourne, Victoria · founded 2014 · 26 employees
Payments solutions for digital asset businesses. The company provides locally compliant payment solutions for crypto businesses. It provides products such as widgets, customized services for exchange, and more
Fliar Intelligence Index™ 60how this company ranks against its industry peers
Tech
top 17%Funding
top 32%Moat
top 39%Global
top 44%Growth
top 45%Market
bottom 41%Tech: 70 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services · Devops: Envoy
Funding: Raised $24.6M across 5 rounds · 5 rounds over 6 yrs (0.8/yr) · Last round Conventional Debt (Apr 2025)
Moat: Editorial + unicorn rating 6/10 · 9 curated direct competitors tracked
Audience (LinkedIn): 16k LinkedIn followers — 3.6% of this cohort's audience
Activity (LinkedIn): 1 product launches · 1 partnerships (incl. Banxa) announced in 12 mo
Funding rounds
- Apr 2025Conventional Debt$5M
- Dec 2023Post IPO$110.3K
- Oct 2022Post IPO$2.5M
- Mar 2021Post IPO$15M
Investors
NGC Ventures, Thorney, Eight Capital Management, Stifel, The Lind Partners, FormlessCapital
Tech stack
Amazon CloudfrontAmazon Web ServicesApple Icloud MailCart FunctionalityCdnjsClipboard.Js
#2
Public · Melbourne, Victoria · founded 1992$25.4Mraised▾
Public · Melbourne, Victoria · founded 1992
Provider of digital payment and ATM services. This entity offers last-mile payment solutions, facilitating banking services, utility payments, money transfers, and e-commerce transactions. It also provides ATM transaction processing and managed services for banks and white-label operators, including an outsourced e-surveillance solution leveraging machine learning and artificial intelligence. The company's services extend to a network of merchants, enabling card and cash services. Further expansion includes developing a full digital payments bank.
Fliar Intelligence Index™ 67how this company ranks against its industry peers
Growth
top 31%Funding
top 32%AI
top 35%Fin. health
top 35%Market
bottom 49%Talent
bottom 49%Growth: Revenue +1041% YoY · 8 acquisition/expansion moves in 24 mo · Fresh capital in last 24 mo
Funding: Raised $25.4M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round Post IPO (Mar 2025)
AI: Product described with: artificial intelligence, machine learning
Funding rounds
- Mar 2025Post IPO$25.4M
Founders & team
Tech stack
Amazon SesAmazon Web ServicesCloudflareCloudflare Bot ManagementGodaddyHttp/3
#3
Seed · Melbourne, Victoria · founded 2019$600Kraised▾
Seed · Melbourne, Victoria · founded 2019
Platform offering a crypto-based digital dollar. It is available on multiple blockchains including the Ethereum blockchain as an ERC-20 token, natively on Stellar and XRP Ledger, and due on Solana.
Fliar Intelligence Index™ 29how this company ranks against its industry peers
Growth
top 28%Talent
top 38%Tech
bottom 43%Funding
bottom 42%Global
bottom 25%Market
bottom 22%Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Tech: 26 technologies across 3/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Security: Cloudflare Bot Management, Recaptcha
Funding rounds
- Dec 2025Seed$3.3M
- Aug 2025Seed$780.5K
- Jan 2024Seed$600K
Founders & team
Investors
InWelt Holdings
Tech stack
Amazon Web ServicesBootstrapCloudflareCloudflare Bot ManagementCore-JsElementor
#4
Public · Melbourne, Victoria · founded 2011$8Mraised▾
Public · Melbourne, Victoria · founded 2011
DomaCom is an online crowdfunding platform focused on real estate projects. It allows users to access a property exchange platform and a marketplace for property owners and investors to exchange ownership interests in property. It operates as a licensed investment technology platform for the purpose of listing available properties and making interests in these properties available to investors through licensed real estate agents and financial advisers.
Fliar Intelligence Index™ 29how this company ranks against its industry peers
Product
top 14%Innovation
top 34%Funding
top 47%Growth
bottom 42%Global
bottom 38%Tech
bottom 33%Product: 5 distinct product lines · Company stage: Public
Innovation: 5 product lines
Funding: Raised $8.0M across 6 rounds · 6 rounds over 10 yrs (0.6/yr) · Last round Post IPO (Jan 2025)
Funding rounds
- Jan 2025Post IPO$1.2M
- Sep 2020Post IPO—
- Oct 2019Post IPO$1.8M
- Feb 2019Post IPO$1.3M
Investors
aaig
Tech stack
WordpressMysqlPhpHello ElementorWpformsElementor
#5
Seed · Melbourne, Victoria · founded 2021$858.7Kraised▾
Seed · Melbourne, Victoria · founded 2021
Marketplace for women-focused crowdfunding. It provides a crowdfunding platform for campaigns run by women entrepreneurs. Its features include connecting, inspiring, and empowering women to start and scale their businesses, and live life to its fullest potential.
Fliar Intelligence Index™ 14how this company ranks against its industry peers
Talent
bottom 49%Funding
bottom 38%Global
bottom 33%Talent: 1 named leader on record · 1 C-suite/founder profile curated
Funding: Raised $859k across 1 rounds · 1 rounds over 4 yrs (0.2/yr) · Last round Seed (Oct 2025)
Global: Single-market focus (Australia)
Audience (LinkedIn): 3k LinkedIn followers
Funding rounds
- Oct 2025Seed$858.7K
- Oct 2022Seed—
Founders & team
Investors
LaunchVic, Braxton Capital
#6
Seed · Melbourne, Victoria · founded 2020$500Kraised▾
Seed · Melbourne, Victoria · founded 2020
Thematic impact investing platform for individuals. Offers curated impact investment bundles tailored to individual profiles, allowing investors to grow their money while improving the world. Created to address the lack of knowledge around impact investing.
Fliar Intelligence Index™ 13how this company ranks against its industry peers
Talent
top 38%Tech
bottom 49%Funding
bottom 41%Product
bottom 40%Global
bottom 37%Market
bottom 16%Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Tech: 16 technologies across 4/8 capability areas · Cloud: Vercel · Security: Hsts
Funding: Raised $500k across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round Seed (Oct 2025)
Audience (LinkedIn): 1k LinkedIn followers
Funding rounds
- Oct 2025Seed$500K
Founders & team
Investors
Startupbootcamp Australia, Hatcher
Tech stack
ElfsightFacebook PixelGoogle AnalyticsGoogle Font ApiGoogle WorkspaceGsap
#7
Public · Melbourne, Victoria · founded 2016 · 666 employees$1.2Braised▾
Public · Melbourne, Victoria · founded 2016 · 666 employees
Digital bank for businesses. It is a challenger bank that lends to small and medium-sized businesses in Australia. It is Australia’s third-largest bank lender to the business sector and provides loans including lines of credit, business loans, and equipment loans to businesses.
Fliar Intelligence Index™ 27how this company ranks against its industry peers
Moat
top 22%Funding
top 28%Product
top 28%News
top 41%Tech
top 44%Talent
top 44%Moat: Editorial + unicorn rating 6/10 · Unicorn
Funding: Raised $1.2B across 9 rounds · 9 rounds over 8 yrs (1.1/yr) · Last round Series D (Jun 2021)
Product: 1 published app (15.9k installs) · Company stage: Public
Audience (LinkedIn): 39k LinkedIn followers — 9.1% of this cohort's audience
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Jun 2021Series D$174M
- Dec 2020Series D$284M
- May 2020Series C$147.7M
- Apr 2020Grant (prize money)$308.3M
Founders & team
Investors
Australian Office of Financial Management, Myer Family Investments, Bain Capital Credit, Abu Dhabi Capital Group, Citi, UniSuper
Tech stack
Amazon S3Amazon Web ServicesAmobeeCloudflareCloudflare Bot ManagementCloudflare Browser Insights
#8
Series A · Melbourne, Victoria · founded 2022 · 37 employees$6.6Mraised▾
Series A · Melbourne, Victoria · founded 2022 · 37 employees
Online platform providing investor engagement solutions for firms. It offers a variety of services regarding investing and shareholder involvement. It provides market news, stock quotation, stock charts, and stock discussion boards. It provides personalized digital and postal campaigns for automated communication. It provides intelligence tools for analyzing registries, accessing shareholder data, segmenting shareholders, and preventing shareholder issues. It is a platform for investor marketing that enables businesses to expand their shareholder base and raise investor demand.
Fliar Intelligence Index™ 35how this company ranks against its industry peers
Growth
top 35%Talent
top 38%Funding
top 49%Tech
bottom 39%Market
bottom 30%Global
bottom 29%Growth: Fresh capital in last 24 mo
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Funding: Raised $6.6M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) · Last round Series A (Jul 2024)
Audience (LinkedIn): 10k LinkedIn followers — 2.3% of this cohort's audience
Funding rounds
- Jul 2024Series A$4M
- May 2023Series A$2.6M
Founders & team
Investors
EVP, Archangel, Flying Fox Ventures
Tech stack
Amazon SesAmazon Web ServicesCloudflareCloudflare Bot ManagementCore-JsGoogle Analytics
#9
Seed · Melbourne, Victoria · founded 2021 · 9 employees$920Kraised▾
Seed · Melbourne, Victoria · founded 2021 · 9 employees
App-based income and expense analytics solution for freelancers and gig workers. It offers a solution that enables users to integrate automated income and expenses across multiple platforms. It features automated mileage tracking, personalized insights on income and expenses, and more. The application is available on Android and iOS platforms.
Fliar Intelligence Index™ 9how this company ranks against its industry peers
Talent
bottom 49%Funding
bottom 46%Product
bottom 40%Tech
bottom 39%Global
bottom 29%Market
bottom 17%Talent: 1 named leader on record · 1 C-suite/founder profile curated
Funding: Raised $920k across 5 rounds · 5 rounds over 4 yrs (1.2/yr) · Last round Seed (Jan 2025)
Product: 1 published app (3.0k installs) · Company stage: Seed
Audience (LinkedIn): 4k LinkedIn followers
Activity (LinkedIn): 2 product launches · 1 partnerships · 1 awards (incl. SuperChoice) announced in 12 mo
Funding rounds
- Jan 2025Seed$685.4K
- Mar 2022Seed$120K
- Seed$150K
- Seed$300K
Founders & team
Investors
LaunchVic, Worksafe SA, Dynam Capital, Startmate, Antler
#10
Series A · Melbourne, Victoria · founded 2016 · 54 employees$119.7Mraised▾
Series A · Melbourne, Victoria · founded 2016 · 54 employees
Provider of credit line for businesses
Fliar Intelligence Index™ 37how this company ranks against its industry peers
Funding
top 36%Growth
top 45%Tech
bottom 45%Global
bottom 38%Market
bottom 31%News
bottom 22%Funding: Raised $120M across 2 rounds · 2 rounds over 7 yrs (0.3/yr) · Last round Conventional Debt (Jul 2023)
Tech: 16 technologies across 4/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Security: Cloudflare Bot Management, Hsts
Funding rounds
- Jul 2023Conventional Debt$451M
- Feb 2019Series A$119.7M
- Feb 2019Conventional Debt—
Investors
SIX, Berliner Volksbank Ventures, UBS, Redstone, Ruvercap, Barclays
Tech stack
Amazon Web ServicesGatsbyGoogle Tag ManagerGoogle WorkspaceHstsHubspot
#11
Acquired · Melbourne, Victoria · founded 2014 · 7 employees$60Mraised▾
Acquired · Melbourne, Victoria · founded 2014 · 7 employees
MoneyPlace is an online P2P marketplace and will provide consumer loans of between $5000 and $35,000 on three-year fixed terms. Currently it has a credit license, enabling it to lend to borrowers, and is awaiting financial services license, which will enable the company to receive money from investors.
Fliar Intelligence Index™ 42how this company ranks against its industry peers
Talent
top 28%Growth
top 30%Tech
top 43%Funding
top 44%Global
bottom 36%Market
bottom 21%Talent: Analyst team rating 4/5
Growth: Web rank 5,000,000 → 1,000,000 YoY
Tech: 23 technologies across 6/8 capability areas · Cloud: Azure · Devops: Nginx
Audience (LinkedIn): 3k LinkedIn followers
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Dec 2023Series B—
- Dec 2015Series A$60M
Investors
Auswide Bank, SKB Kontur, Stone & Chalk
Tech stack
Apple Icloud MailAzureBootstrapBrightedgeFullstoryGoogle Analytics
#12
Series C · Melbourne, Victoria · founded 2014$60.3Mraised▾
Series C · Melbourne, Victoria · founded 2014
Incredo provides lenders a tool which delivers a secure way to retrieve and assess the customer’s bank statements and overview of their customer’s financial position. It automates the processes for assessing a credit applicants financial position. The borrower's bank account data is retrieved and converted into a customised report that breaks down critical information, relevant to the credit product, into categories. It allows Credit Provider’s to set their high-level lending criteria into its analytical engine which allows for customised and tailored reporting.
Fliar Intelligence Index™ 35how this company ranks against its industry peers
Talent
top 28%Funding
top 33%Growth
top 45%Tech
bottom 42%Global
bottom 38%Market
bottom 25%Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Funding: Raised $60.3M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) · Last round Series C (May 2023)
Funding rounds
- May 2023Series C$30M
- Jun 2019Series B$22M
- Mar 2019Grant (prize money)$56.7K
- Oct 2018Grant (prize money)$19.2K
Founders & team
Investors
EIC Fund, Pitango, Food Lab Capital, Gil Horsky, BlueRed Partners, Sudzucker
Tech stack
CloudflareCloudflare TurnstileGoogle AnalyticsHstsHttp/3Jquery
Funding & investor landscape
$3Btotal disclosed funding
82companies funded
163disclosed rounds
0rounds last 90 days
Most active investors
Notable founders
Mohnish Kumar
CEO & Managing Director · Findi
Effie Dimitropoulos
CEO · AUDD
Mark Healy
CEO · AUDD
Irene Tsang
Founder and CEO · Lift Women
Arjun Agarwal
Co-Founder & CEO · Inaam
Ally Atmadja
Co-Founder · Inaam
Chris B
Co-Founder & CEO & Managing Director · Judo Bank
David Hornery
Co Founder & Non Executive Director · Judo Bank
Ben Williamson
Co-Founder & Co-CEO · InvestorHub
Rhys Davis
Co-Founder & Co-CEO · InvestorHub
Benjemen Elengovan
Founder & CEO · MyGigsters
Eran Baniel
Co-Founder & CEO · Incredo
Prism market signals · Australia · country-scoped Prism corpus, 427,183 docs
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · Australia
How research on Fintech is moving in Australia
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 333 Australia-affiliated papers.
research sentiment over time
202020232026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 22% → 33% across 2020–2026.
top research entities
- Department of Commerce187
- Department of Finance16
- University College London12
- UNSW Sydney12
- Griffith University7
leading researchers
Ross P. Buckley · Zagade, Sunil · Md. Aminul Islam · Stan Karanasios · Douglas W. Arner · Lokeshwari DV, Rukmini. N, Dr. R Parvathi · Nilesh Vitthal Pachundkar · Shivani Manohar Revankar
▲
Breakthroughs19 · 6%
▲ 0%→6% share
0 median citations89% since 2021mostly methods-led
Financial inclusion research is breaking through — rising from 0 to 4 papers as a newly tracked breakthrough sub-topic in Australian fintech.
rising sub-themes (early→recent)
- Financial services7
- Leverage (statistics)5
- Financial inclusion4
- Payment4
- Database transaction4
Newly emergingFinancial services 0→6 · Leverage (statistics) 0→5
Landmark FinTech ecosystem practices shaping financial inclusion: the case of mobile money in Ghana · 116 cites
◆
Advancements106 · 32%
▲ 0%→33% share
0 median citations92% since 2021mostly empirical
Financial inclusion advancements are intensifying — papers surged from 2 to 35, with Mobile payment growing from 1 to 11.
rising sub-themes (early→recent)
- Financial services2→52
- Financial inclusion2→35
- Payment1→14
- Mobile payment1→11
- Unbanked1→6
Newly emergingSustainability 0→11 · Investment (military) 0→11 · Mobile banking 0→10
Landmark Nurturing a FinTech ecosystem: The case of a youth microloan startup in China · 324 cites
▼
Concerns124 · 37%
▲ 0%→35% share
0 median citations85% since 2021mostly empirical
Financial literacy concerns are newly emerging — debuting at 18 papers as Financial services concern papers surged from 7 to 58.
rising sub-themes (early→recent)
- Financial services7→58
- Financial inclusion1→48
- Payment1→25
- Transformative learning1→7
- Financial regulation2→5
Newly emergingFinancial literacy 0→18 · Government (linguistics) 0→14 · Mobile payment 0→11
Landmark Blockchain Technology in Finance · 547 cites
RESEARCH HOTSPOTS · Australia
Where fintech is researched across Australia
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Melbourne27 · +0.28
Sydney23 · +0.06
Brisbane12 · +0.20
Common questions
How many FinTech companies are there in Melbourne, Australia?
Radar tracks 359 indexable FinTech companies headquartered in Melbourne, Australia that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in Melbourne, Australia?
The FinTech companies in Melbourne, Australia on this list have raised a combined $3B in disclosed equity funding across 82 funded companies.
Which is the highest-funded FinTech company in Melbourne, Australia?
Judo Bank is the highest-funded FinTech company in Melbourne, Australia, with $1.2B in disclosed equity funding.
How many FinTech companies in Melbourne, Australia are funded?
82 of the 359 FinTech companies in Melbourne, Australia on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in Melbourne, Australia?
2 FinTech companies in Melbourne, Australia on this list are valued at $1B or more.
Who are the top investors in Melbourne, Australia FinTech companies?
The most active investors in Melbourne, Australia FinTech companies on this list include Allectus Capital, Stone & Chalk, Alium Capital, Dominet, Startmate.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.