Best FinTech Companies in Miami Beach, United States
The 40 best FinTech companies in Miami Beach, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Meow.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Miami Beach
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Meow Business banking | $33M | 51 mo ago | Series A | Brandon Arvanaghi CEO | 2010 | Apple iCloud MailGoogle WorkspaceGoogle Maps+24 | — | — |
| 2 | Payall Developer of cross-border remittance solutions for banks 40Funding top 34%Growth top 35%Tech top 48%Moat top 48% All 7 signals ▾Fundingtop 34% Growthtop 35% Techtop 48% Moattop 48% Talentbottom 49% Globalbottom 37% Marketbottom 29% Funding: Raised $25.7M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 40/100 | $26M | 15 mo ago | Series A | Gary Palmer Founder & CEO | 2002 | ContentfulNode.jsReact+15 | — | — |
| 3 | Ping Blockchain-enabled international account receivables invoice payment solution | $15M | 45 mo ago | Seed | Jack Saracco Co-Founder | 2021 | Framer SitesReactGoogle Font API+6 | 205 patents Biopharma antibodies, AI memory hardware, lidar beam-steering optics, packaging design, transformable smart textiles | — |
| 4 | SafetyPay Online payment solution for making international purchases | $14M | 139 mo ago | Acquired | — | 2006 | TYPO3 CMSPHPBootstrap+14 | — | — |
| 5 | Allocations Cloud-based fundraising software for private funds | $12M | 47 mo ago | Series A | Kingsley Advani Founder & Chief Executive Officer | 2019 | Framer SitesYouTubeReact+14 | — | — |
| 6 | Weemba Social media platform for lending | $8M | 179 mo ago | Series A | — | 2009 | — | — | — |
| 7 | WineChain Online marketplace for wine storage | $6M | 47 mo ago | Series A | Nicolas Mendiharat Co-Founder | 2022 | ContentstackAnt Designstyled-components+10 | — | — |
| 8 | Quantum Temple Web3 platform preserving cultural heritage | $2M | 43 mo ago | Seed | Linda Adami Founder and CEO | 2021 | SentryNode.jsClerk+34 | — | — |
| 9 | Emerge Provider of supplemental accident insurance policies | $2M | 115 mo ago | Seed | Wes Thompson Founder & CEO | 2016 | — | 8 patents Facilitates network communication management and protocol optimization in telecom systems | — |
| 10 | Flomio Contactless technology provider. | $546K | 169 mo ago | Seed | Richard Grundy Founder | 2011 | — | — | — |
| 11 | Rhino Provider of a platform for managing Bitcoin transactions and financial services | $300K | 10 mo ago | Seed | Lyle Hauser Founder & CEO | 2020 | Webflow EcommerceWebflowcore-js+18 | 11 patents Marine docking structures and flexible canopies; re‑tensionable mining roof bolt systems. | — |
Top 12 FinTech companies in Miami Beach
#1
Series A · Miami Beach, Florida · founded 2002 · 33 employees$25.7Mraised▾
Payall enables banks and other financial institutions, as well as regulated entities, to offer safe, transparent, low-cost, immediate, and inclusive cross-border payments. Payall has pioneered the first-ever multi-currency global single shared platform as a modular infrastructure that solves different problems facing originating institutions, correspondent banks, and new alternatives to correspondent banks, intermediate banks, central banks, regulators, domestic payment networks, and liquidity providers. Inspired by first-principles, Payall’s breakthrough capabilities digitize end-to-end counterparty risk management, multi-jurisdictional compliance, real-time event surveillance and intervention, dynamic transaction decisioning across multiple institutions and countries, as well as a global gateway that intelligently routes payments to last-mile partners, including domestic bank transfer networks, mobile money operators, digital wallets and cash networks reaching up to 95% of the world’s population. Payall’s technology seamlessly integrates with core bank systems and digital bank platforms or operates as “bank-in-a-box” for a complete digital presence. With Payall, banks and other f
- Jun 2025Series A—
- Sep 2022Seed$10M
- Jul 2022Seed$15.7M
- Feb 2018Seed$1.5M
#2
Seed · Miami Beach, Florida · founded 2020$300Kraised▾
Provider of a platform for managing Bitcoin transactions and financial services. It allows users to pay bills, secure loans, and invest in retirement accounts. The platform offers features such as biometric identity verification and fraud monitoring. It also provides access to a debit card for Bitcoin transactions.
- Oct 2025Seed$300K
#3
Series A · Miami Beach, Florida · founded 2010 · 9 employees$33.1Mraised▾
Meow offers high-interest business banking services for businesses.
- May 2022Series A$28.1M
- Nov 2021Seed$5M
#4
Seed · Miami Beach, Florida · founded 2021 · 12 employees$15Mraised▾
Blockchain-enabled international account receivables invoice payment solution. The company offers a platform for receiving and buying the main cryptocurrencies, money transfers, and more. Application is made available on Android and iOS platforms.
- Nov 2022Seed$15M
#5
Series A · Miami Beach, Florida · founded 2019 · 18 employees$12Mraised▾
Cloud-based fundraising software for private funds. It enables investors to raise and deploy capital. Its features are end-to-end compliance, investor onboarding, capital management, automated calculation of management fees, and more. It also features APIs for launching, managing, and migrating funds.
- Sep 2022Series A$5M
- Aug 2021Series A$4M
#6
Series A · Miami Beach, Florida · founded 2022 · 16 employees$6Mraised▾
Online marketplace for wine storage. The customers can access rare wines. The company provides authenticity and traceability. The company also provides warehouse facilities for wines till they are shipped.
- Sep 2022Series A$6M
- Jun 2022Seed—
#7
Acquired · Miami Beach, Florida · founded 2006 · 6 employees$14.1Mraised▾
Online payment solution for making international purchases. It allows customers to make purchases from merchants worldwide and pay directly through their local bank account in their local currency without the need of credit card. Once a person has finalized the order on a merchant's website and selects SafetyPay as the preferred payment method, the page is redirected to the user's bank page where the payment is made directly through the bank.
- Jan 2015Series B$18.7M
- Jul 2013Series A$7M
- Aug 2009Convertible Debt$1.1M
- Aug 2008Series A$6M
#8
Seed · Miami Beach, Florida · founded 2021 · 8 employees$2Mraised▾
Web3 platform preserving cultural heritage. It enables equitable exchanges between conscious NFT collectors and ancestral communities protecting knowledge, traditions, and art forms of cultures around the world through blockchain technology. It offers NFT collectibles and an impact fund to invest in community led initiatives.
- Jan 2023Seed$2M
#9
Series A · Miami Beach, Florida · founded 2009 · 11 employees$8.1Mraised▾
Weemba was an online financial community platform connecting borrowers and lenders. Borrowers can create a personal or business profile with applicable information such as income, education level, veteran status, the number of employees, annual sales or revenues and articles of incorporation etc. and post a project for obtaining loans from one of the many Lenders registered on the platform. Lenders can search projects by different parameters and may request borrower for access to their real identity and other details about the project. If the borrower grants access to the Lender, all further contacts, and any negotiations take place outside the platform. The company got dead pooled as of Feb. 2012.
- Sep 2011Series A$8.1M
#10
Seed · Miami Beach, Florida · founded 2016$1.8Mraised▾
Provider of supplemental accident insurance policies. These policies offer financial protection against the out-of-pocket costs associated with accidental injuries. Coverage includes deductibles, co-pays, and other expenses not covered by primary health insurance. The policies are designed to be affordable and easy to obtain, with a simple enrollment process. Benefits are paid directly to the insured, regardless of existing health insurance coverage. The insurance covers a variety of injuries, such as fractures, dislocations, surgeries, and hospital stays. Specific policy details, limitations, and exclusions vary by state and are available upon request.
- Feb 2017Seed$1.8M
#11
Seed · Miami Beach, Florida · founded 2011 · 1 employees$545.6Kraised▾
Flomio provides the contactless technology to businesses, individuals enabling them with NFC, BLE and UHF RFID technologies. For Businesses it offers customized proximity ID technology to enhance events. For Individuals it has created the FloJack and the FloBLE which plugs into smartphone and allow them to start using NFC and BLE. They offer various proximity based products like NFC enabled wristbands which can be used for data sharing, payments etc.
- Jul 2012Seed$527.6K
- Jan 2012Seed$18K
#12
Deadpooled · Miami Beach, Florida · founded 2018 · 2 employees$50Kraised▾
Hardware-based wallet for cryptocurrencies. Allows users to select random coins from the list and put them on a USB. Offers multiple packages depending on the amount of crypto held.
- Feb 2020Seed$50K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.