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Radar · FinTech in Middletown

Best FinTech Companies in Middletown, United States

The 33 best FinTech companies in Middletown, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Beeline.

33companies tracked
$67.9Mdisclosed funding
0unicorns
14have raised
Sector wealth & growth · validated company filings
$180Mmedian revenue
+8%median YoY growth
$89.0Bcombined revenue pool
130companies reporting

Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)

FLIAR INTELLIGENCE · FINTECH × MIDDLETOWN

Our analysis of 243 FinTech companies

$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.

243companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
45unicorns
2018median founding year
53kcombined LinkedIn audience
55%of audience held by top 3
2companies hiring publicly (12 mo)

Ranked: Best FinTech companies in Middletown

#CompanyDisclosed fundingLast roundStageFounderFoundedTech stackPatents & IP focusRecent signals
1Beeline
Provider of loan products for residential and commercial real estate investors
$29M28 mo agoSeries APeter Gonzalez
Co-Founder & President
2019PrismicTurbopackSentry+298 patents
Retail display fixtures and measurement systems for product presentation and handling
—
2Passthrough
Fund closing and automated subscription solutions for private funds
$15M46 mo agoAcquiredAlex Laplante
Founder
2002———
3Pixels
Play-to-earn NFT gaming platform
$7M32 mo agoSeries ALuke Barwikowski
Founder
2021Node.jsReactEmotion+136 patents
Advanced multi‑antenna beamforming/spatial multiplexing and efficient power‑amplifier array control
—
4HoneyCoin
App-based borderless payments app for creators and artists
$5M14 mo agoSeedDavid Nandwa
Founder
2021RiveStripePlausible+8——
5Pivo
Digital bank for businesses
$3M47 mo agoSeed—2021———
6Bransfer
Online platform providing payments solutions to e-commerce businesses
$2M46 mo agoSeedAram Kocharyan
Co-Founder & CEO
2021———
7Grey
Online platform for cross-border remittance and currency exchange
$2M50 mo agoSeedJoseph Aghedo
Co-Founder & COO
2020SentryGoogle Sign-inReact Router+25——
811Thestate
AI-driven platform for investors to claim compensation in securities fraud cases
$2M29 mo agoSeedStan Vick
Founder & CEO
2020———
9EXIP
Decentralized internet governed by the community
$1M58 mo agoDeadpooled—2017———
10A.ID
Compliance-as-a-service for businesses and financial institutions
$500K61 mo agoSeedJustinas Kaminskas
Co-Founder
2020———
11Mazzuma
Decentralized payment platform for cryptocurrencies
$125K40 mo agoSeed—2015BootstrapjsDelivrNetlify+9——

Top 12 FinTech companies in Middletown

#1
Seed · Middletown, Delaware · founded 2021 · 5 employees
$4.9Mraised
▾

App-based borderless payments app for creators and artists. The app lets users sell and earn money through their artwork. Users can sell their digital art, build a membership around written work, create a stream overlay to monetize live streams, sell tickets to events, and do a lot more using the app. The app is currently available on Android and iOS platforms.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 6k LinkedIn followers — 10.9% of this cohort's audience
Funding rounds
  • Aug 2025Seed$4.9M
  • 2022Seed—
  • 2021Seed—
Founders & team
David NandwaFounder
Investors
Flourish, Antler, Visa, TLcom, Stellar, Lava
Tech stack
AngularCart FunctionalityCloudflareCloudflare Browser InsightsHstsHttp/3
#2
Series A · Middletown, Rhode Island · founded 2019 · 67 employees
$29.2Mraised
▾

Provider of loan products for residential and commercial real estate investors. The company offers options for property purchases, refinancing, and cash-out transactions. Loan options include debt service coverage ratio and short-term rental loans. It provides resources such as loan guides and rate calculators.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 3k LinkedIn followers — 5.7% of this cohort's audience
Hiring: 1 hiring post in 12 mo (public) · hiring: Equity Guide
Funding rounds
  • Jun 2024Series A$3.3M
  • May 2022Series A$23.3M
  • Dec 2021Series A—
  • May 2020Seed—
Founders & team
Peter GonzalezCo-Founder & PresidentNick LiuzzaCo-Founder & CEO
Investors
Cavalry Fund, Atalaya Capital Management, Ellington Financial, Pipeline Capital
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesCalendlyCloudflareCloudflare Bot Management
#3
Series A · Middletown, Delaware · founded 2021 · 23 employees
$7.2Mraised
▾

Play-to-earn NFT gaming platform. It is a platform where users can build games that integrates digital collectibles. It offers an open-ended world of farming and exploration where users can participate and earn.

Funding rounds
  • Feb 2024Series A$4.8M
  • Feb 2022Seed$2.4M
  • 2021Seed—
Founders & team
Luke BarwikowskiFounder
Investors
Animoca Brands, PKO Investments, Untapped Capital, OpenSea, Leonis Capital, Framework Venture Partners
Tech stack
CloudflareCloudflare Bot ManagementEmotionGitbookGoogle AnalyticsGoogle Cloud
#4
Seed · Middletown, Delaware · founded 2020
$2Mraised
▾

AI-driven platform for investors to claim compensation in securities fraud cases. It allowing investors to participate in securities class actions and collect settlements.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers — 4.7% of this cohort's audience · 12 engagements/post (2.0× cohort median)
Funding rounds
  • May 2024Seed$2M
Founders & team
Stan VickFounder & CEO
Investors
Social Leverage, Outside-Vc, Blank Ventures
#5
Acquired · Middletown, Delaware · founded 2002 · 32 employees
$15Mraised
▾

Fund closing and automated subscription solutions for private funds. It features tools for documentation, execution, regulatory compliance, management of workflows, and validation of accounts to assist attorneys, investors, and general partners. It ensures streamlined communications throughout the network for the submission of subscription contracts.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 5k LinkedIn followers — 10.2% of this cohort's audience
Activity: 2 partnerships (incl. Allvue Systems) announced in 12 mo
Funding rounds
  • Dec 2022Series A$10M
  • Feb 2022Series A$5M
Founders & team
Alex LaplanteFounderBenjamin DoranFounder & CEOTim FlanneryCo-Founder & CEO
Investors
Positive Sum, Okta, Great Oaks Venture Capital, Company Ventures, Motley Fool Ventures, Broadhaven Ventures
#6
Seed · Middletown, Delaware · founded 2021 · 17 employees
$3Mraised
▾

Digital bank for businesses. Its services include multi-currency business accounts, prepaid cards for online/offline purchases, bill payments, money transfers, and more. It features business loans, cross--border remittances, and acceptance. The application is available on Android and iOS platforms.

Funding rounds
  • Nov 2022Seed$2M
  • Sep 2022Grant (prize money)$100K
  • 2022Seed$500K
  • Jan 2022Seed$550K
Investors
Y Combinator, Black Founders Fund, Precursor Ventures, VestedWorld, FoundersX Ventures, Mercy Corps
#7
Seed · Middletown, Delaware · founded 2021
$2.5Mraised
▾

Online platform providing payments solutions to e-commerce businesses. The platform allows crypto owners to spend and accept bitcoin globally. It offers solutions to businesses for accepting payments through APIs. It offers instant confirmation of payments and easy checkout with no transaction fees.

Funding rounds
  • Dec 2022Seed$2.5M
Founders & team
Aram KocharyanCo-Founder & CEOBabken GevorgyanCo-Founder & CPO
Investors
Stacks Accelerator, SBX
#8
Seed · Middletown, Delaware · founded 2020 · 44 employees
$2.1Mraised
▾

Online platform for cross-border remittance and currency exchange. It offers multi-currency accounts that enable individuals and businesses to send and receive money globally. It features virtual cards for cross-border bill payments, currency exchange with multiple payment methods, and more.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 14k LinkedIn followers — 26.2% of this cohort's audience
Funding rounds
  • Aug 2022Seed$2M
  • Jan 2022Seed$500K
Founders & team
Joseph AghedoCo-Founder & COOIdorenyin ObongCo-Founder & CEO
Investors
Y Combinator, Soma Capital, Heirloom, True Capital Management, Ingressive Capital, Vastly Valuable Ventures
Tech stack
AhoyAmazon CloudfrontAmazon S3Amazon Web ServicesAmplitudeBamboohr
#9
Deadpooled · Middletown, Delaware · founded 2017 · 17 employees
$1.3Mraised
▾

Decentralized internet governed by the community. It is designed to decentralize the internet and overcome monopolistic control over domain names and top-level domains. It offers a blockchain-based DNS solution where agnostic NFTs are preferred by users' identities domain & top-level domains.

Funding rounds
  • Dec 2021ICO$1.3M
#10
Seed · Middletown, Delaware · founded 2015 · 6 employees
$125Kraised
▾

Decentralized payment platform for cryptocurrencies. It offers plugins for e-commerce platforms that enable them to accept digital tokens for payments. It also offers AI-powered bots for making payments via Telegram and Messenger. It provides an API for developers, that enables them to integrate the payment system into the existing applications. The mobile application is available on iOS and Android devices.

Funding rounds
  • Jun 2023Seed—
  • Nov 2021Seed$125K
Investors
CV VC, Adaverse
Tech stack
Amazon AlbAmazon Web ServicesBootstrapCore-JsGodaddyReact
#11
Seed · Middletown, Delaware · founded 2020 · 3 employees
$500Kraised
▾

Compliance-as-a-service for businesses and financial institutions. Features customer onboarding, customer due diligence, transaction monitoring, screening individuals and businesses against watchlist, and more. Also provides solutions to individuals for personal data usage.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 279 LinkedIn followers
Activity: 2 product launches announced in 12 mo
Funding rounds
  • Sep 2021Seed$500K
Founders & team
Justinas KaminskasCo-Founder
#12
Seed · Middletown, Delaware · founded 2023
—raised
▾

Platform that enables the monetization and trading of airspace. It allows individuals to claim and trade the legal right to use and control the space above buildings and land.

Funding rounds
  • Jul 2024Seed—
Founders & team
Jonathan DockrellCo-Founder | CEOMarcin ZduniakCo-Founder
Investors
Modular Capital, Portal ventures, Solana, Mercatus, Infrastructure Ventures
Tech stack
AosBootstrapChart.JsCloudflareCloudflare Bot ManagementCloudflare Browser Insights

Funding & investor landscape

$67.9Mtotal disclosed funding
11companies funded
19disclosed rounds
0rounds last 90 days
Most active investors
Microtraction2 rounds
True Capital Management2 rounds
Ventures Platform2 rounds
Y Combinator2 rounds
4DX Ventures1 rounds
Accelerate NY Seed Fund1 rounds
Adaverse1 rounds
Aidi1 rounds
Animoca Brands1 rounds
Antler1 rounds

Notable founders

David Nandwa
Founder · HoneyCoin
Peter Gonzalez
Co-Founder & President · Beeline
Nick Liuzza
Co-Founder & CEO · Beeline
Luke Barwikowski
Founder · Pixels
Stan Vick
Founder & CEO · 11Thestate
Alex Laplante
Founder · Passthrough
Benjamin Doran
Founder & CEO · Passthrough
Aram Kocharyan
Co-Founder & CEO · Bransfer
Babken Gevorgyan
Co-Founder & CPO · Bransfer
Joseph Aghedo
Co-Founder & COO · Grey
Idorenyin Obong
Co-Founder & CEO · Grey
Justinas Kaminskas
Co-Founder · A.ID
Prism market signals · United States · country-scoped Prism corpus, 3,947,148 docs

Market landscape — 10 sub-themes by coverage

Share of FinTech coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH SIGNALS · United States

How research on Fintech is moving in the United States

A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.

research sentiment over time
201620212026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 23% → 38% across 2016–2026.
top research entities
  • Film Independent54
  • United States Department of Commerce26
  • Community Partners22
  • University of Virginia18
  • International Monetary Fund12
leading researchers
Crypto Education Research Lab · Kapil Dharika · Bibitayo Ebunlomo Abikoye · Adesola Oluwatosin Adelaja · Stanley Chidozie Umeorah · Pingale, Mandar Vijay · Hajwane, Shaeena Samir · Rogers, Anuoluwapo
▲ Breakthroughs97 · 11%
▲ 0%→11% share
0 median citations96% since 2021mostly methods-led
Breakthroughs are rising (0%→11% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services42
  • Database transaction16
  • Payment15
  • Scalability12
  • Credit risk11
Newly emergingFinancial services 0→41 · Database transaction 0→15 · Payment 0→14
Landmark E.T.-RNN · 87 cites
◆ Advancements352 · 39%
▲ 28%→41% share
▲1.5× share momentum0 median citations95% since 2021mostly empirical
Advancements are rising (28%→41% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services7→190
  • Financial inclusion2→74
  • Payment2→50
  • Mobile payment3→29
  • Leverage (statistics)1→21
Newly emergingTransformative learning 0→37 · Database transaction 0→34 · Financial literacy 0→32
Landmark Fintech Adoption Drivers for Innovation for SMEs in Indonesia · 143 cites
▼ Concerns281 · 31%
▼ 56%→29% share
▼0.5× share momentum0 median citations83% since 2021mostly empirical
Concerns are cooling (56%→29% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services9→149
  • Financial inclusion1→56
  • Payment2→27
  • Investment (military)1→19
  • Cryptocurrency1→17
Newly emergingFinancial market 0→22 · Big data 0→18 · Corporate governance 0→18
Landmark The FinTech Opportunity · 433 cites
RESEARCH HOTSPOTS · United States

Where fintech is researched across United States

Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.

New York25 · +0.24
Hot · Financial servicesAdvancing · Credit riskOpportunity · Big dataConcern · Financial innovation
Seattle14 · +0.21
Hot · Financial servicesOpportunity · LoanConcern · Financial inclusion
Philadelphia13 · +0.19
Hot · Digital transformationAdvancing · Financial servicesOpportunity · Leverage (statistics)
Boston12 · +0.34
Hot · Financial servicesOpportunity · PaymentConcern · Financial innovation
Los Angeles8 · +0.42
Hot · Credit riskOpportunity · Financial services
Ann Arbor8 · +0.49
Hot · Financial servicesAdvancing · Financial inclusionOpportunity · Mobile payment
SF Bay Area5 · +0.42
Hot · Financial servicesOpportunity · Leverage (statistics)
Chicago5 · +0.08
Opportunity · Financial market
Atlanta5 · +0.36
Hot · Financial servicesOpportunity · Credit card
PATENT SIGNAL · United States

Who's filing fintech patents in the United States

United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.

20 filings16 assigneespeak 7/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
  • Mastercard International20
  • Verifone4
  • Financial Cloud Innovations2
  • Atombeam Technologies2
  • Salah ALI Khalil1
  • LNW Gaming1
  • Kassetty Nikhil1
  • DR Mariappan RAJA1

Common questions

How many FinTech companies are there in Middletown, United States?
Radar tracks 33 indexable FinTech companies headquartered in Middletown, United States that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in Middletown, United States?
The FinTech companies in Middletown, United States on this list have raised a combined $67.9M in disclosed equity funding across 11 funded companies.
Which is the highest-funded FinTech company in Middletown, United States?
Beeline is the highest-funded FinTech company in Middletown, United States, with $29.2M in disclosed equity funding.
How many FinTech companies in Middletown, United States are funded?
11 of the 33 FinTech companies in Middletown, United States on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in Middletown, United States?
None of the FinTech companies in Middletown, United States on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Middletown, United States FinTech companies?
The most active investors in Middletown, United States FinTech companies on this list include Microtraction, True Capital Management, Ventures Platform, Y Combinator, 4DX Ventures.
Rohit KhannaTrends & Stories

Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.

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