Best FinTech Companies in Minato City, Japan
The 45 best FinTech companies in Minato City, Japan in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: ABEJA.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Minato City
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | ABEJA Provider of digital platforms, AI solutions, and DX support services | $46M | 92 mo ago | 81 | Yousuke Okada Founder & CEO | Apple iCloud MailGoogle WorkspaceNode.js+28 | 9 patents AI-driven workflow automation and machine learning inference platforms for business data processing | — |
| 2 | Money Forward Personal Finance Management with Multiple Account aggregation | $43M | 118 mo ago | 2,000 | — | RubyRuby on RailsHeroku+28 | 9 patents Patents concentrated in computing, sensing & instrumentation | — |
| 3 | Funds P2P platform for business loans | $27M | 2 mo ago | 22 | Yo Shibata Co-Founder | ContentfulSentryApple iCloud Mail+34 | — | — |
| 4 | Olta Provider of a cloud-based marketplace platform for invoice factoring | $17M | 38 mo ago | 19 | Yuuki Sawa CEO | SentryApple iCloud MailGoogle Workspace+28 | — | — |
| 5 | Advasa Provider of a platform for accessing earned wages on demand | $16M | 52 mo ago | — | Tomomi Kosugi CEO | WordPressApple iCloud MailMySQL+18 | 8 patents AI-driven recommendation engines for e‑commerce and in‑game decision‑making logic | — |
| 6 | QUADRAC Payment security and authentication solutions | $16M | 73 mo ago | — | Masayuki Takada CEO | WordPressMySQLPHP+12 | 50 patents Contactless public‑transport ticketing, fare settlement, and management system technologies. | — |
| 7 | Arithmer Provider of AI-based chatbot development solutions | $14M | 73 mo ago | 30 | Ryuichi Inui Managing Director | Cart FunctionalityWix eCommerceWix+17 | 27 patents AI-driven image analysis and data processing for automated monitoring, manufacturing, and medical picking | — |
| 8 | SpiderAF Provider of platform protecting marketing from fraud and security risks | $8M | 58 mo ago | 46 | Satoko Ohtsuki Founder & CEO | WebflowAmazon Web ServicesGoogle Ads+30 | — | — |
| 9 | Uzabase Provider of market intelligence, data feeds, and software platforms for insights | $7M | 143 mo ago | 1,134 | — | TypeScriptQuillSalesforce+21 | — | — |
| 10 | Tecotec Software solutions for the cryptocurrency & blockchain industry | $6M | 76 mo ago | 162 | Hiroshi Tetsuzaki CEO & President | WordPressMySQLPHP+21 | 3 patents Interactive gaming consoles and related computer system architectures | — |
| 11 | First Accounting Provider of AI solutions automating and streamlining accounting processes and workflows | $3M | 55 mo ago | 65 | — | WordPressMySQLPHP+29 | — | — |
| 12 | Kort Valuta Technology firm that specializes in identity document (ID) technology and financial technology solutions | $3M | 25 mo ago | — | Shibata Hideki CEO | WordPressMySQLPHP+17 | — | — |
| 13 | MILIZE AI-based online provider of financial management and product solution to individuals & businesses | $3M | 6 mo ago | 65 | — | WordPressMySQLPHP+22 | — | — |
| 14 | Mirai Hokin Provider of information services for defined contribution pension plans | $2M | 66 mo ago | — | Yasuo Itayama CEO & President | WordPressMySQLPHP+18 | — | — |
| 15 | Emerada Limited information available | $2M | 24 mo ago | 10 | Naoki Furukawa Co-Founder and COO | — | — | — |
| 16 | StockPoint App-based alternative trading system for stocks | $2M | 20 mo ago | — | Kiyomi Tsuchiya CEO | WordPressMySQLPHP+29 | — | — |
| 17 | ONE Marketplace for buying and selling NFT collectibles | $1M | 25 mo ago | — | Satoya Hatanaka Co-Founder & CEO | — | 54 patents Patents concentrated in transport & manufacturing processes | — |
| 18 | Siremo Online platform to launch NFT store | $475K | 47 mo ago | — | Yuuki Kanada Founder & CEO | — | — | — |
Top 12 FinTech companies in Minato City
#1
Series E · Minato City, Tokyo · founded 2005 · 22 employees$27Mraised▾
Funds is a P2P platform for business loans. It enables businesses to access loans from multiple individual & institutional investors. Loans are transferred and calculated on the basis of credit risk assessments.
- Nov 2025Series E$11.9M
- Mar 2023Series D$27M
- Aug 2019Seed—
#2
Series B · Minato City, Tokyo · founded 2009 · 65 employees$3Mraised▾
AI-based online provider of financial management and product solution to individuals & businesses. It offers a cloud-based life plan service that aims to increase personal money and provides financial advice to individuals. The company offers MilizePro which is a financial products management (evaluation, management, analysis) tool for financial institutions & business corporations. Also offers a Milize AI series that provides financially specialized AI models to solve business problems. It also provides risk management, trading and risk management support tools, alternative data platforms, algorithmic trading, and multiple solutions in financial sectors.
- Jan 2026Series B—
- Apr 2023Series B—
- Dec 2019Series A$3M
#3
Seed · Minato City, Tokyo · founded 2016$1.8Mraised▾
App-based alternative trading system for stocks. It awards points to users based on the daily performance of stock prices. The points can then be used for purchasing goods and services to start a simulated investment experience. Users can then exchange the points earned by operating StockPoint for real stocks from one stock. App is available on iOS and Android devices.
- Dec 2024Seed—
- Oct 2018Seed$1.8M
#4
Series B · Minato City, Tokyo · founded 2017 · 19 employees$16.8Mraised▾
Provider of a cloud-based marketplace platform for invoice factoring. It enables users to obtain financing options by providing unpaid invoices. Users must submit identification documents, invoices to be sold, payment details from previous months, and financial statements. It uses an examination system for determining the invoice purchase based on the submitted information. Once matched and approved, the funds are transferred to the registered bank account.
- Jun 2023Series B—
- Jul 2021Series A—
- Jun 2019Series A$16.8M
- Jun 2019Conventional Debt$6.5M
#5
Series A · Minato City, Tokyo · founded 2014$3.1Mraised▾
Technology firm that specializes in identity document (ID) technology and financial technology solutions. The company provides a hybrid payment employee ID card management, which supports various payment methods and offers health management features.
- Jul 2024Series A$3.1M
#6
Seed · Minato City, Tokyo · founded 2016 · 10 employees$1.8Mraised▾
Limited information available
- Aug 2024Seed—
- Apr 2017Seed$1.8M
#7
Public · Minato City, Tokyo · founded 2012 · 2000 employees$42.9Mraised▾
Money Forward provides online personal accounting for individuals, allowing them to easily manage their daily expenses by integrating with their bank passbooks and credit purchase history with information scraped from their web bank and credit accounts automatically. It offers features like automatic transaction categorization, receipt scanning, manual cash inputs. The company also announced that it will launch a cloud-based accounting service for individual and corporate users, and it will also start publishing an online newsletter.
- Oct 2016Series D$11M
- Oct 2015Series C$13.3M
- Dec 2014Series B$12.6M
- Oct 2013Series A$5M
#8
Public · Minato City, Tokyo · founded 2012 · 81 employees$45.5Mraised▾
Provider of digital platforms, AI solutions, and DX support services. The company delivers digital platforms that transform core business processes for sustained revenue growth. It offers software for continuous and stable operation of DX processes. The business also provides retail analytics services based on customer behavior data. Additionally, it supports business implementation of large language models and AI ethics consultation.
- Dec 2018Series C—
- Jun 2018Series C$38.5M
- Jul 2016Series B$7M
- Dec 2014Series A—
#9
Series B · Minato City, Tokyo · founded 2017$16.3Mraised▾
Provider of a platform for accessing earned wages on demand. It facilitates immediate access to wages and offers options for digital payments. The platform aims to improve financial wellness through flexible pay cycles. It integrates with time and attendance systems to provide payment solutions. The company focuses on offering payment options and financial services.
- Apr 2022Series B$16.3M
#10
Seed · Minato City, Tokyo · founded 2022$1.2Mraised▾
Marketplace for buying and selling NFT collectibles
- Jul 2024Seed$1.2M
#11
Series C · Minato City, Tokyo · founded 2009$15.8Mraised▾
QUADRAC provides payment security solutions for businesses. It offers payment authentication hardware for transaction monitoring. It offers a Q-CORE server for cloud-based digital payments, traffic payments, and authentication.
- Jul 2020Series C$11.2M
- Oct 2018Series B$8.9M
- Jul 2014Series A$6.9M
#12
Series B · Minato City, Tokyo · founded 2016 · 30 employees$13.9Mraised▾
Provider of AI-based chatbot development solutions. It provides systems for optical character recognition, industrial inspection & detection, driving support, chatbots, recommendation, measurement and 3D vision robots. The products utilise NLP and deep learning solutions.
- Jun 2020Series B$4.7M
- Sep 2019Series B$9.2M
- Mar 2018Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Japan
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 112 Japan-affiliated papers.
- Kohnan Hospital54
- Funai Electric7
- Asian Development Bank Institute3
- Keio University3
- Ritsumeikan Asia Pacific University2
- Digital currency2
- Blockchain2
- Central bank1
- Payment1
- Cryptocurrency1
- Volatility (finance)28
- Asset (computer security)20
- Cryptocurrency20
- Sharpe ratio16
- Investment (military)14
- Financial services2→16
- Financial literacy2→5
Where fintech is researched across Japan
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.