Best FinTech Companies in Minneapolis, United States
The 84 best FinTech companies in Minneapolis, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Bright HealthCare.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Minneapolis
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Stage | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Bright HealthCare 🦄 Online health insurance platform for individuals and businesses 45Moat top 10%Funding top 26%Market bottom 49%Talent bottom 49% All 5 signals ▾Moattop 10% Fundingtop 26% Marketbottom 49% Talentbottom 49% Globalbottom 37% Moat: Editorial + unicorn rating 10/10 · Unicorn Funding: Raised $1.6B across 5 rounds · 5 rounds over 10 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $1.6B | 69 mo ago | 47 | Mike Mikan CEO | — | Series E | — | — |
| 2 | Gravie Health insurance & benefit marketplace for employees 45Funding top 15%Moat top 22%Product top 32%Talent top 38% All 10 signals ▾Fundingtop 15% Moattop 22% Producttop 32% Talenttop 38% Techtop 43% Growthbottom 44% Marketbottom 43% Globalbottom 37% Newsbottom 21% Customersbottom 13% Funding: Raised $263M across 10 rounds · 10 rounds over 13 yrs (0.8/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 45/100 | $263M | 12 mo ago | 70 | Abir Sen Co-Founder & CEO | WordPress Block EditorWordPressApple iCloud Mail+22 | Series G | — | — |
| 3 | Surest Provider of health insurance designing services | $178M | 68 mo ago | 261 261 → 357 (+37%) | Glen Eiden Co-Founder & CTO | Adobe Experience Manager Edge Delivery ServicesVarnishTailwind CSS+13 | Series B | — | — |
| 4 | Branch Provider of an app-based platform for earned wages loans | $133M | 14 mo ago | 177 177 → 263 (+49%) | Atif Siddiqi Founder & CEO | WebflowApple iCloud MailGoogle Workspace+30 | Series C | — | — |
| 5 | ABILITY Insurance claims and revenue cycle management solutions insurance industry and healthcare provider | $33M | 102 mo ago | 419 | — | — | Acquired | — | — |
| 6 | Nexben Benefits utility hub powering defined contribution and ICHRA strategies | $30M | 23 mo ago | 60 | John Kelly Founder & CEO | MUIReactEmotion+8 | Series B | 4 patents Integrated server platforms for multi‑account health insurance and banking record management | 1 launch |
| 7 | Upsie App-based insurance platform for devices | $27M | 61 mo ago | 21 | — | Cart FunctionalityApple iCloud MailGoogle Workspace+35 | Acquired | — | — |
| 8 | Parallax Software-based platform for resource planning and financial planning | $24M | 36 mo ago | 42 | David Annis Founder | — | Series B | 58 patents Manufacturing and design of mats, furniture, and sports/household equipment. | — |
| 9 | International Decision Systems Lease and loan solutions for equipment finance industry | $20M | 139 mo ago | 121 | — | — | Acquired | — | — |
| 10 | Sezzle Online platform for point of sale financing | $18M | 59 mo ago | 365 365 → 435 (+19%) | — | ContentfulApple iCloud MailGoogle Workspace+24 | Acquired | 3 patents Integrates loyalty rewards and detailed receipt data into digital payment processing. | 2 awards |
| 11 | Bloom Health Provider of a platform for employee insurance management | $12M | 186 mo ago | 58 | — | Node.jsW3.CSSAnimate.css+26 | Acqui-Hired | — | — |
| 12 | Apruve Payment solutions for accounts receivable | $9M | 88 mo ago | 23 | — | — | Acquired | — | — |
| 13 | Universe NFT marketplace platform for individuals | $4M | 61 mo ago | 8 | Troy Murray Co-Founder | — | Deadpooled | 12 patents Hydrogen-based therapeutic delivery systems for topical/transdermal medical applications | — |
| 14 | Medicom Health Interactive Risk management solution for individuals and health care providers | $3M | 103 mo ago | 5 | — | — | Early Stage | — | — |
| 15 | Luminate Home Loans Online lending platform offering home loans | $3M | 29 mo ago | 150 | Eric Lovins Co-Creator & Founder | DudaApple iCloud MailReact+20 | Early Stage | — | — |
| 16 | Brevity AI-based platform providing pitch deck preparation tools for startups | $2M | 39 mo ago | 13 | Maximilian Huc Co-Founder | Webflow EcommerceWebflowAmazon Web Services+18 | Seed | 3 patents Error-correcting coding for data compression and transmission | 1 launch |
| 17 | Argos Risk Platform for risk management solutions for businesses | $2M | 131 mo ago | — | Lori Frank President & CEO | — | Seed | — | — |
| 18 | CloudCover Blockchain-based platform for data security and insurance | $925K | 106 mo ago | 180 | — | WordPressBugHerdMySQL+20 | Seed | 7 patents Blockchain-enabled cyber insurance and data transmission risk management for network security | 4 launchs |
| 19 | ethos ESG Impact-based online financial database and reporting solutions for financial institutions | $750K | 53 mo ago | 6 | — | SentryZendeskRuby+22 | Acquired | — | — |
| 20 | Sawtooth Solutions Cloud-based asset management platform | $575K | 93 mo ago | 26 | — | — | Funding Raised | — | — |
| 21 | ProcessBolt Cloud-based third-party risk management solutions for businesses | $470K | 95 mo ago | 11 | Dan Gardner Co-Founder | — | Seed | — | — |
| 22 | Solarte Health Providing health plan for employers | $140K | 135 mo ago | 3 | Merlin Brown Co-Founder & CEO | WordPressMySQLPHP+16 | Seed | — | — |
| 23 | DeFiner Decentralized lending platform for cryptocurrencies | $120K | 68 mo ago | 27 | Jason Wu Founder & CEO | — | Seed | — | — |
Top 12 FinTech companies in Minneapolis
#1
Series G · Minneapolis, Minnesota · founded 2013 · 70 employees$262.7Mraised▾
Gravie is a health insurance & benefit marketplace for employees. It also provides insurance benefits administration for employers, through a self-service portal, allowing employees to choose the health insurance plans. It offers multiple health benefit solutions and works with employers to choose and implement the solution.
- Jun 2025Series G$150M
- Apr 2023Series F$100M
- Mar 2022Series E$90M
- Mar 2021Series D$28.6M
#2
Series C · Minneapolis, Minnesota · founded 2015 · 177 employees$133.3Mraised▾
Provider of an app-based platform for earned wages loans. It provides employees with a platform that can be used to create a budget can receive on-demand access to a portion of their wages earned, outside of the traditional payroll cycle. It also build their profile, add their skillset and communicate with coworkers. The platform enables users to save, send, and spend money, offering features like zero-fee banking, bill payments, money transfers, and contactless payments.
- Apr 2025Series C$5M
- Mar 2022Series C$75M
- Aug 2021Conventional Debt$500M
- Aug 2021Series B$48M
#3
Series B · Minneapolis, Minnesota · founded 2012 · 60 employees$29.6Mraised▾
Benefits utility hub powering defined contribution and ICHRA strategies. They provide a comprehensive platform for carriers, brokers, employers, employees, and third-party administrators, offering tailored solutions for health benefits management. The platform supports defined contribution strategies, streamlines enrollment, and facilitates payments and reconciliation. They offer a white-labeled platform customized to preferences and strategy, along with ongoing support and training. Their services extend to Medicare, ancillary benefits, and group services. They empower brokers with tools and resources, including marketing support and compliance assistance. They focus on improving operations, providing access to on-demand resources, and offering mentoring for new brokers. They are a technology-driven company offering a software solution for benefits administration.
- Jul 2024Series B$1.6M
- Apr 2022Series B$24.1M
- Jun 2020Series A$5.1M
- Sep 2019Conventional Debt$2.9M
#4
Series E · Minneapolis, Minnesota · founded 2015 · 47 employees$1.6Braised▾
Online health insurance platform for individuals and businesses. It offers solutions for dental & vision coverage, prescription-based medicine, mental health coverage, and more. It also provides a network of doctors, clinics and hospitals for a better healthcare experience for individuals.
- Sep 2020Series E$500M
- Dec 2019Series D$635M
- Nov 2018Series C$200M
- May 2017Series B$160M
#5
Series B · Minneapolis, Minnesota · founded 2019 · 42 employees$24.5Mraised▾
Software-based platform for resource planning and financial planning. It offers solutions for resource planning, forecasting, sales pricing, sales forecasting, projecting financials, business intelligence, billable capacity tracking, project management, and more.
- Jun 2023Series B$12M
- Aug 2021Series A$7M
#6
Series B · Minneapolis, Minnesota · founded 2016 · 261 employees$177.5Mraised▾
Provider of health insurance designing services
- Oct 2020Series B$105M
- Oct 2019Conventional Debt$60M
- Jun 2018Series A$70M
- Jul 2017Seed$2.5M
#7
Early Stage · Minneapolis, Minnesota · founded 1998 · 150 employees$2.6Mraised▾
Online lending platform offering home loans. It offers a platform that enables users to apply and get funded for conventional loans, FHA loans, VA loans, and USDA loans. It also offers refinancing and down payment assistance for home buyers.
- Dec 2023Unattributed$2.6M
#8
Acquired · Minneapolis, Minnesota · founded 2013 · 21 employees$26.7Mraised▾
Upsie is an App-based insurance platform for devices. All warranty pricing and coverage options are right there in the app. One can purchase coverage, start a claim or even scan a barcode while shopping to see what warranties are available for that item.
- May 2021Series A$18.2M
- Apr 2019Seed$5M
- Jan 2018Seed$2.1M
- 2017Seed—
#9
Acquired · Minneapolis, Minnesota · founded 2016 · 365 employees$17.5Mraised▾
Online platform for point of sale financing. It enables consumers to make installment payments for online and offline products at partnered stores. Repayments are auto-debited from the users registered bank account. It enables consumers to shop at multiple stores including footwear, home appliances, electronics, arts, pets, sports, outdoors, and more. It offers a dashboard for discovering stores, managing existing orders, rescheduling future payments, and more. The application is available on Android and iOS platforms.
- Jul 2021Post IPO$30M
- Aug 2020Post IPO$7.2M
- Jul 2020Post IPO$55.2M
- Mar 2019Conventional Debt—
#10
Acquired · Minneapolis, Minnesota · founded 2000 · 419 employees$32.7Mraised▾
Insurance claims and revenue cycle management solutions insurance industry and healthcare. It provides financial clearance solutions to capture revenue and minimize the risk for both providers and payers. It also offers medicare claims, remittance, revenue cycle management, performance benchmarking, and analytics.
- Dec 2017Conventional Debt$545M
- Apr 2012Series B$27.7M
- 2011Series B—
- Jan 2007Series A$5M
#11
Seed · Minneapolis, Minnesota · founded 2020 · 13 employees$2Mraised▾
AI-based platform providing pitch deck preparation tools for startups. The platform offers statement recommendations with an AI-powered statement error detection and categorical tool. It offers tools for capital raising, sales, networking, televised, presentation pitches, and more. Users can share their pitch deck videos with friends for feedback.
- Feb 2023Seed—
- 2022Seed$1M
#12
Acquired · Minneapolis, Minnesota · founded 1974 · 121 employees$20Mraised▾
Lease and loan solutions for the equipment finance industry. It provides full lifecycle lease and loan software solutions for the equipment finance industry. Its product Rapport manages all originations, analytics, and front office decisioning processes and InfoLease handles all portfolio management back-office needs.
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.