Radar · FinTech in Munich
Best FinTech Companies in Munich, Germany
The 236 best FinTech companies in Munich, Germany in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Heimkapital.
By Rohit KhannaTrends & Stories
236companies tracked
$1.1Bdisclosed funding
0unicorns
72have raised
FLIAR INTELLIGENCE · FINTECH × MUNICH
Our analysis of 50 FinTech companies
$5.4b in tracked funding; 95% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
50companies analysed
95%cloud-native stacks
2025funding peak (by rounds)
3unicorns
2020median founding year
153kcombined LinkedIn audience
40%of audience held by top 3
2companies hiring publicly (12 mo)
Ranked: Best FinTech companies in Munich
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Heimkapital Provider of partial real estate sales and land sales with usage rights | $335M | 44 mo ago | 60 | 2019 | Dimitrij Miller Founder & Managing Director | Bootstrapcore-jsjQuery+17 | — | — |
| 2 | Ottonova Health insurance provider for the patients and employees | $180M | 45 mo ago | 24 | 2015 | Sebastian Scheerer Co-Founder & CDO | SentryApple iCloud MailYouTube+22 | — | — |
| 3 | XEMPUS Distribution platform for pension & life insurance policies | $125M | 44 mo ago | 104 104 → 160 (+54%) | 2007 | Martin Bockelmann Founder | — | — | — |
| 4 | IDnow Provider of automated and expert-led identity verification and digital trust services | $40M | 46 mo ago | 450 | 2010 | Sebastian Baerhold Co-Founder | WordPress Block EditorWordPressMySQL+39 | 18 patents Digital identity verification and biometric authentication services | — |
| 5 | LaterPay Provider of tools enabling pay-as-you-go monetization for digital content and services | $37M | 72 mo ago | 16 | 2010 | — | — | 6 patents In-app contextual payment processing and app activation for mobile commerce | — |
| 6 | Ivy Provider of financial infrastructure for payments and banking in digital economy | $28M | 33 mo ago | — | 2021 | Peter Lieck Co-Founder & CRO | Framer SitesReactAmazon Web Services+16 | 2 patents Hair treatment formulations and dermatological mask technologies | — |
| 7 | Hawk Provider of AI-powered anti-money laundering and fraud prevention technology solutions 57Funding top 31%Growth top 35%Talent top 38%Moat top 41% All 10 signals ▾Fundingtop 31% Growthtop 35% Talenttop 38% Moattop 41% AItop 45% Techtop 49% Patentstop 49% Innovationbottom 48% Marketbottom 40% Globalbottom 39% Funding: Raised $27.0M across 3 rounds · 3 rounds over 7 yrs (0.4/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 57/100 | $27M | 14 mo ago | 36 | 2018 | Tobias Schweiger Co-Founder & CEO | DrupalApple iCloud MailMicrosoft 365+19 | 4 patents Financial fraud detection and compliance monitoring using explainable AI analytics | 2 partnerships · 1 award |
| 8 | QPLIX Wealth management software for asset managers 57Growth top 32%Global top 33%Funding top 40%Tech top 50% All 8 signals ▾Growthtop 32% Globaltop 33% Fundingtop 40% Techtop 50% Talentbottom 49% Productbottom 48% Marketbottom 47% Newsbottom 21% Growth: Headcount 38 → 51 (+34%) across vintages · Fresh capital in last 24 mo Global: Serving 60+ countries worldwide · Investors from 1 country beyond Germany rank vs industry peers · Fliar Intelligence Index 57/100 | $26M | 19 mo ago | 51 | 2012 | Philipp Potzl Co-Founder / CTO / Managing Director | HubSpot CMS HubFacebook LoginLinkedin Sign-in+15 | — | — |
| 9 | neoshare Real estate and project financing platform | $20M | 25 mo ago | — | 2019 | Nico Singer CEO & MD | WebflowApple iCloud MailMicrosoft 365+21 | — | — |
| 10 | Mopay Provider of fresh fruit-based drinks and desserts | $20M | 300 mo ago | 56 | 2000 | — | — | — | — |
| 11 | Payworks White label payment gateway and mPoS solutions | $19M | 100 mo ago | 60 | 2012 | — | — | — | — |
| 12 | Paymill Payment processing solution for businesses | $18M | 160 mo ago | 51 | 2012 | — | — | — | — |
| 13 | Fidor Bank Digital bank for individuals and businesses | $15M | 153 mo ago | 118 | 2003 | Laurent Poiron Chief Executive Officer | — | — | — |
| 14 | Remberg Cloud based asset relationship management software | $15M | 52 mo ago | 67 | 2018 | David Hahn Co-Founder & CEO | SentryTypeScriptMonaco Editor+15 | — | 1 job opening |
| 15 | Wealthpilot Provider of software for financial planning and wealth management services | $13M | 77 mo ago | 57 57 → 41 (-28%) | 2010 | Christof Dallermassl Co—Founder and Head of IT Security | StoryblokNode.jsThree.js+23 | — | — |
| 16 | Finanzchef24 Provider of comparison services for an array of business insurance products | $13M | 61 mo ago | 50 50 → 29 (-42%) | 2012 | Vlad Barboni Co-CEO & Chief Technology Officer | ContentfulNode.jsTypeScript+20 | — | 1 partnership |
| 17 | Eqs Provider of compliance, ESG, governance, data privacy, and IR software | $9M | 102 mo ago | 514 514 → 642 (+25%) | 2000 | — | WordPress Block EditorWordPressApple iCloud Mail+24 | — | 1 launch |
| 18 | Tanso Provider of sustainability software for CO2 accounting and CSRD reporting 45Talent top 28%Funding top 35%Growth top 45%Moat top 48% All 8 signals ▾Talenttop 28% Fundingtop 35% Growthtop 45% Moattop 48% Techtop 50% Globalbottom 37% Marketbottom 36% Newsbottom 22% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $9.0M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $9M | 10 mo ago | — | 2020 | Lorenz Hetzel Co-Founder & CTO | WebflowApple iCloud MailGoogle Workspace+20 | — | — |
| 19 | Enmacc OTC energy trading platform for investors | $8M | 40 mo ago | 49 | 2016 | Marc Trieschmann Co-Founder & Managing Director | WordPress Block EditorwpBakeryWordPress+36 | — | 1 job opening · 1 launch |
| 20 | Xpay White-label solutions for payment cards | $8M | 77 mo ago | 21 | 2016 | Denis Raskopoljac Co-Founder & CEO | — | — | — |
| 21 | Tangany Blockchain infrastructure and application development services 37Growth top 20%News top 27%Talent top 28%Moat top 39% All 9 signals ▾Growthtop 20% Newstop 27% Talenttop 28% Moattop 39% Fundingtop 46% Globalbottom 39% Fin. healthbottom 39% Techbottom 37% Marketbottom 18% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo News: 5 BI events in 12 mo (of 7 tracked, 1 types) · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 37/100 | $8M | 9 mo ago | 11 | 2018 | Alexey Utin Co-Founder | DatoCMSNode.jsThree.js+10 | — | — |
| 22 | cashpresso Online platform for consumer loans | $7M | 96 mo ago | 77 | 2015 | — | Adobe Experience ManagerJavaElement UI+16 | — | — |
| 23 | Sinpex AI based KYC management platform for businesses 40AI top 25%Talent top 38%Funding top 40%News top 42% All 8 signals ▾AItop 25% Talenttop 38% Fundingtop 40% Newstop 42% Moattop 48% Techbottom 45% Globalbottom 39% Marketbottom 28% AI: Product described with: ai based, artificial intelligence, natural language processing Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 40/100 | $6M | 4 mo ago | 23 | 2019 | Camillo Werdich Co-Founder & CEO | WebflowGSAPcore-js+17 | — | 1 partnership |
| 24 | InsureQ Online insurance platform for businesses | $6M | 62 mo ago | 25 | 2020 | Johannes Breulmann Co-Founder & Managing Director | — | — | — |
| 25 | ndgit Open banking API solutions for banks and financial institutions | $6M | 97 mo ago | 41 | 2015 | — | — | — | — |
| 26 | IND Group Digital channel solutions provider to retail banks. | $6M | 225 mo ago | 200 | 1997 | Balazs Vinnai Founder & ex- CEO | — | — | — |
| 27 | Particula Data and rating platform for tokenized assets empowering innovative companies in the digital asset ecosystem 24Talent top 28%Funding top 45%Global bottom 39%Moat bottom 38% All 6 signals ▾Talenttop 28% Fundingtop 45% Globalbottom 39% Moatbottom 38% Techbottom 37% Marketbottom 28% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated Funding: Raised $5.5M across 1 rounds · 1 rounds over 2 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 24/100 | $6M | 13 mo ago | — | 2020 | Wolfram Menser Co-Founder & Advisor | WordPressMySQLPHP+19 | — | 1 partnership |
| 28 | FinTecSystems Open banking API solutions | $5M | 102 mo ago | 35 | 2014 | Stefan Krautkrämer Founder & Managing Director | — | — | — |
| 29 | Spendit Employee benefits management tool for businesses | $5M | 98 mo ago | 46 46 → 84 (+83%) | 2014 | — | WordPressApple iCloud MailMySQL+39 | — | — |
| 30 | Alyne Cloud based AI driven GRC platform | $5M | 90 mo ago | 24 | 2015 | Manuel Reil Co-Founder | — | 6 patents Enterprise risk assessment software platform for automated compliance and risk analytics | — |
| 31 | Fulfin Developer of online lending solution for working capital loans | $4M | 45 mo ago | 25 | 2018 | — | SentryTypeScriptGraphQL+20 | — | — |
| 32 | Tradico Invoice factoring online | $4M | 111 mo ago | 20 | 2015 | — | — | — | — |
| 33 | Tidely Liquidity management solutions for businesses | $4M | 39 mo ago | 23 | 2021 | Stefan Tuschen Co-Founder | WebflowAmazon Web ServicesMicrosoft Advertising+18 | — | — |
| 34 | Brickwise Digital platform for real estate investments | $4M | 54 mo ago | 21 | 2019 | Marco Neumayer Co-Founder & Managing Director | WebflowGoogle Tag ManagerreCAPTCHA+12 | — | — |
| 35 | WeOwn Financial asset tokenization services | $3M | 98 mo ago | 1,633 | 2001 | — | — | — | — |
| 36 | The Football Club Provider of an NFT-based fantasy football manager | $3M | 49 mo ago | 13 | 2002 | — | — | — | — |
| 37 | Huddlestock Investment platform connecting retail investors to institutional investment strategies | $2M | 96 mo ago | 1 | 2014 | Simen Teigre CEO | WordPress Block EditorWordPressMySQL+22 | — | — |
| 38 | Certivity Platform offering software for product compliance and risk management 27Talent top 28%News top 42%Funding top 45%Tech top 49% All 6 signals ▾Talenttop 28% Newstop 42% Fundingtop 45% Techtop 49% Globalbottom 37% Marketbottom 25% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated News: 2 BI events in 12 mo (of 3 tracked, 1 types) · Top themes: Funding rank vs industry peers · Fliar Intelligence Index 27/100 | $1M | 10 mo ago | 26 | 2021 | Jorg Ulmer Co-Founder & CTO | Apple iCloud MailMicrosoft 365Node.js+14 | — | 1 partnership |
| 39 | beatvest App-based investment and training platform for ETFs | $1M | 40 mo ago | 12 | 2021 | — | WebflowStripeMicrosoft Advertising+18 | — | — |
| 40 | Vinlivt Provider of a pension management and investment app 10Talent top 38%News top 42%Tech bottom 47%Funding bottom 46% All 7 signals ▾Talenttop 38% Newstop 42% Techbottom 47% Fundingbottom 46% Productbottom 40% Globalbottom 37% Marketbottom 9% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated News: 2 BI events in 12 mo (of 4 tracked, 1 types) · Top themes: Funding rank vs industry peers · Fliar Intelligence Index 10/100 | $870K | 7 mo ago | 3 | 2021 | Dariusz Borowski CTO & Co-Founder | WebflowAmazon Web ServicesGSAP+22 | — | — |
| 41 | idgard Developer of secure cloud solutions for data exchange and collaboration | $590K | 137 mo ago | 45 | 2009 | Karl Altmann CEO | WordPressApple iCloud MailMicrosoft 365+30 | — | — |
| 42 | fija Finance Online platform offering cryptocurrency staking solutions | $560K | 16 mo ago | — | 2022 | Lieven Hauspie Co-Founder & CTO | — | — | — |
| 43 | Etherisc Decentralized insurance application for Insurers | $182K | 89 mo ago | 18 | 2016 | Christoph Mussenbrock Co-Founder & CEO | MediumAlgoliaNode.js+10 | — | — |
Top 12 FinTech companies in Munich
#1
Series A · Munich, Bavaria · founded 2019 · 23 employees$6.1Mraised▾
Series A · Munich, Bavaria · founded 2019 · 23 employees
AI based KYC management platform for businesses. It provides automated identification and compliance solutions using artificial intelligence and natural language processing. It helps users to increase compliance performance and verify customer information from documents and external data sources in real-time. It also helps financial institutions to manage regulatory compliance processes, including KYC, client onboarding, and more.
Fliar Intelligence Index™ 40how this company ranks against its industry peers
AI
top 25%Talent
top 38%Funding
top 40%News
top 42%Moat
top 48%Tech
bottom 45%AI: Product described with: ai based, artificial intelligence, natural language processing
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Funding: Raised $6.1M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) · Last round Series A (Jan 2026)
Audience (LinkedIn): 4k LinkedIn followers — 2.5% of this cohort's audience
Activity (LinkedIn): 1 partnerships (incl. OTTO Payments) announced in 12 mo
Funding rounds
- Jan 2026Series A$11.6M
- Jan 2024Series A$4.4M
- 2023Seed—
- Dec 2021Seed$1.7M
Founders & team
Investors
EquityPitcher Ventures, AI.FUND, Helvetia, Goldman Sachs, TX, BlackFin
#2
Series C · Munich, Bavaria · founded 2018 · 36 employees$27Mraised▾
Series C · Munich, Bavaria · founded 2018 · 36 employees
Provider of AI-powered anti-money laundering and fraud prevention technology solutions. The company offers a unified platform designed for financial institutions and regulated entities. It helps streamline programs, reduce false positives, and detect risks. The platform includes transaction monitoring, customer risk rating, and screening capabilities.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Funding
top 31%Growth
top 35%Talent
top 38%Moat
top 41%AI
top 45%Tech
top 49%Funding: Raised $27.0M across 3 rounds · 3 rounds over 7 yrs (0.4/yr) · Last round Series C (Apr 2025)
Growth: Fresh capital in last 24 mo
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Audience (LinkedIn): 22k LinkedIn followers — 14.4% of this cohort's audience
Activity (LinkedIn): 2 partnerships · 1 awards (incl. financial crime ecosystem specialists) announced in 12 mo
Funding rounds
- Apr 2025Series C$56M
- Jun 2024Series B—
- Jan 2023Series B$17M
- Jun 2021Series A$10M
Founders & team
Investors
Sands Capital, DN Capital, BlackFin, Picus Capital, Coalition Capital, BlackFin Tech
Tech stack
AosApple Icloud MailCloudflareCloudflare Bot ManagementCloudflare Browser InsightsCloudflare Rocket Loader
#3
Series A · Munich, Bavaria · founded 2020$9Mraised▾
Series A · Munich, Bavaria · founded 2020
Provider of sustainability software for CO2 accounting and CSRD reporting. It provides reporting on company and product emissions and helps to comply with EU regulations by collecting data automatically,
Fliar Intelligence Index™ 45how this company ranks against its industry peers
Talent
top 28%Funding
top 35%Growth
top 45%Moat
top 48%Tech
top 50%Global
bottom 37%Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Funding: Raised $9.0M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) · Last round Series A (Aug 2025)
Growth: Web rank 5,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo
Audience (LinkedIn): 10k LinkedIn followers — 6.4% of this cohort's audience
Funding rounds
- Aug 2025Series A$13.9M
- Apr 2023Seed$7.1M
- Mar 2022Grant (prize money)—
- Sep 2021Seed$1.9M
Founders & team
Investors
EIC Fund, Capnamic Ventures, UVC Partners, Picus Capital, Possible Ventures, henQ
#4
Series A · Munich, Bavaria · founded 2018 · 11 employees$7.6Mraised▾
Series A · Munich, Bavaria · founded 2018 · 11 employees
Blockchain infrastructure and application development services. The company offers custody for companies to tokenize assets into digital assets. Service will include storage of private keys in the cloud and blockchain access via a stable node infrastructure.
Fliar Intelligence Index™ 37how this company ranks against its industry peers
Growth
top 20%News
top 27%Talent
top 28%Moat
top 39%Funding
top 46%Global
bottom 39%Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo
News: 5 BI events in 12 mo (of 7 tracked, 1 types) · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo · Top themes: Funding
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Audience (LinkedIn): 5k LinkedIn followers — 3.0% of this cohort's audience
Funding rounds
- Sep 2025Series A$11.7M
- Apr 2022Seed$7.6M
- Feb 2020Seed—
Founders & team
Investors
HTGF, Nauta Capital, C3 Venture Capital, Baader Bank, Elevator Ventures, Heliad
Tech stack
Atlassian StatuspageAzureAzure Front DoorDatocmsGoogle WorkspaceNext.Js
#5
Series A · Munich, Bavaria · founded 2012 · 51 employees$26.3Mraised▾
Series A · Munich, Bavaria · founded 2012 · 51 employees
QPLIX provides SaaS-based wealth management software for single & multi-family offices, asset managers, advisors, and others. It features solutions for portfolio analytics, document management, portfolio reporting, accounting, client management, portfolio management, and more. It offers an API-based platform for data consolidation from banks, custodians and accounting systems.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Growth
top 32%Global
top 33%Funding
top 40%Tech
top 50%Talent
bottom 49%Product
bottom 48%Growth: Headcount 38 → 51 (+34%) across vintages · Fresh capital in last 24 mo
Global: Serving 60+ countries worldwide · Investors from 1 country beyond Germany · Tagged global-market in registry data
Funding: Raised $26.3M across 1 rounds · 1 rounds over 6 yrs (0.2/yr) · Last round Series A (Nov 2024)
Audience (LinkedIn): 11k LinkedIn followers — 6.9% of this cohort's audience
Funding rounds
- Nov 2024Series A$26.3M
- Feb 2020Seed—
Founders & team
Investors
Deutsche Bank, Partech Partners
Tech stack
CloudflareCloudflare Bot ManagementCore-JsFacebook LoginGoogle AnalyticsGoogle Font Api
#6
Seed · Munich, Bavaria · founded 2021 · 3 employees$869.8Kraised▾
Seed · Munich, Bavaria · founded 2021 · 3 employees
Provider of a pension management and investment app. Its offering includes pension consolidation, expenses management, insurance protection, investment opportunities, saving plans, risk management, and professional advisory services. Its features include automated asset accumulation, a digital household book, and a contract optimizer. It caters to brokers, financial advisors and sales departments-
Fliar Intelligence Index™ 10how this company ranks against its industry peers
Talent
top 38%News
top 42%Tech
bottom 47%Funding
bottom 46%Product
bottom 40%Global
bottom 37%Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
News: 2 BI events in 12 mo (of 4 tracked, 1 types) · Top themes: Funding
Tech: 25 technologies across 4/8 capability areas · Cloud: Amazon Ses, Amazon Web Services · Security: Hsts, Http/3
Audience (LinkedIn): 2k LinkedIn followers
Funding rounds
- Oct 2025Seed$4.1M
- Oct 2025Grant (prize money)$815.9K
- Apr 2024Seed$1.1M
- 2022Seed$121.6K
Founders & team
Investors
Next Commerce Accelerator, Vealo Ventures, Tenity
Tech stack
Amazon SesAmazon Web ServicesCdnjsCloudflareCookiefirstCore-Js
#7
Series A · Munich, Bavaria · founded 2020$5.5Mraised▾
Series A · Munich, Bavaria · founded 2020
Data and rating platform for tokenized assets empowering innovative companies in the digital asset ecosystem. Offers platform that delivers tailored insights and resources for customer segments, as well as a rating and data platform for tokenized real-world assets.
Fliar Intelligence Index™ 24how this company ranks against its industry peers
Talent
top 28%Funding
top 45%Global
bottom 39%Moat
bottom 38%Tech
bottom 37%Market
bottom 28%Talent: 4 named leaders on record · 4 C-suite/founder profiles curated
Funding: Raised $5.5M across 1 rounds · 1 rounds over 2 yrs (0.5/yr) · Last round Series A (Apr 2025)
Global: Investors from 6 countries beyond Germany
Audience (LinkedIn): 6k LinkedIn followers — 3.9% of this cohort's audience
Activity (LinkedIn): 1 partnerships (incl. Allfunds Blockchain) announced in 12 mo
Funding rounds
- Apr 2025Series A$5.5M
- Mar 2024Seed—
Founders & team
Investors
Futury Capital, Plug and Play Tech Center, Hatcher, Vanagon Ventures, Blockchain Founders Group, Asia Pacific Investment Partners
#8
Series A · Munich, Bavaria · founded 2021 · 26 employees$1.5Mraised▾
Series A · Munich, Bavaria · founded 2021 · 26 employees
Platform offering software for product compliance and risk management. The platform offers regulatory management software that helps members in continuous regulatory verification that a product complies with technical regulations, current legislation, and recognized standards throughout its lifecycle. It allows members to digitize workflows between engineers and regulatory officers.
Fliar Intelligence Index™ 27how this company ranks against its industry peers
Talent
top 28%News
top 42%Funding
top 45%Tech
top 49%Global
bottom 37%Market
bottom 25%Talent: 4 named leaders on record · 4 C-suite/founder profiles curated
News: 2 BI events in 12 mo (of 3 tracked, 1 types) · Top themes: Funding
Funding: Raised $1.5M across 2 rounds · 2 rounds over 4 yrs (0.5/yr) · Last round Series A (Jul 2025)
Audience (LinkedIn): 4k LinkedIn followers — 2.4% of this cohort's audience
Activity (LinkedIn): 1 partnerships (incl. Motherson Innovations) announced in 12 mo
Funding rounds
- Jul 2025Series A$15.5M
- Jun 2022Seed$1.5M
Founders & team
Investors
HTGF, Earlybird, Almaz Capital, UVC Partners, Plug and Play Tech Center, WERK1
Tech stack
Apple Icloud MailCloudflareCloudflare Bot ManagementCore-JsHstsHubspot
#9
Series A · Munich, Bavaria · founded 2019 · 60 employees$334.7Mraised▾
Series A · Munich, Bavaria · founded 2019 · 60 employees
Provider of partial real estate sales and land sales with usage rights. The company offers immediate payouts while allowing continued residence. It facilitates financial flexibility through partial sales or land sales. Customers retain decision-making power regarding renovations and modifications. The company evaluates individual situations to provide suitable solutions. It also offers ongoing services related to property management.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 1k LinkedIn followers
Funding rounds
- Sep 2022Series A—
- Jan 2022Series A$334.7M
- May 2020Seed—
Founders & team
Investors
AMAVI Capital, Volksbank, Ilavska Vuillermoz Capital, Yabeo, Bromberg Capital Partners, Vafm Funfte Beteiligungs
Tech stack
AlbacrossBootstrapCore-JsFacebook PixelGoogle AnalyticsGoogle Tag Manager
#10
Public · Munich, Bavaria · founded 2015 · 24 employees$180.4Mraised▾
Public · Munich, Bavaria · founded 2015 · 24 employees
Ottonova provides health insurance for individuals and employees. The company develops an application platform that helps the users to register and access the clinic insurance coverage plans for medical services. They offer concierge services like doctor consultations, treatment plans, medical data storage, prescription management, and more. It also offers a health and fitness policy management app to its customers. It serves self-employed, employees, civil servants, and beneficiaries with full services based on their coverage plans.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 6k LinkedIn followers — 3.6% of this cohort's audience
Activity: 2 awards announced in 12 mo
Funding rounds
- Sep 2022Series F$34M
- Aug 2021Series E$47.4M
- Nov 2019Series D$66.1M
- Jun 2017Series C$11.2M
Founders & team
Investors
TEV Ventures, b2venture, STS Ventures, Cadence Growth Capital, HV Capital, Earlybird
Tech stack
Amazon AlbAmazon CloudfrontAmazon SesAmazon Web ServicesApple Icloud MailAwin
#11
Series B · Munich, Bavaria · founded 2019$20.2Mraised▾
Series B · Munich, Bavaria · founded 2019
Real estate and project financing platform. It offers solutions for digitizing financing processes for financial institutions, banks, real estate companies, and more. It offers solutions for collaboration, disclosure tools, data management, centralized contract management, communication management, and more.
Funding rounds
- Apr 2024Series B$20.2M
- Nov 2023Seed—
Founders & team
Investors
Volksbanken Raiffeisenbanken, PÖTTINGER, Hannoversche Volksbank, Volksbank Dusseldorf Neuss
Tech stack
Apple Icloud MailAtlassian StatuspageCloudflareCookiebotGoogle AnalyticsGoogle Tag Manager
#12
Series D · Munich, Bavaria · founded 2007 · 104 employees$125Mraised▾
Series D · Munich, Bavaria · founded 2007 · 104 employees
Distribution platform for pension and life insurance policies. Its products include XEMPUS advisor for advising customers on new contracts and portfolio management, myXEMPUS for employees to take out a company pension through the employers, and XEMPUS manager for digitization of company pension schemes.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 5k LinkedIn followers — 3.3% of this cohort's audience
Funding rounds
- Sep 2022Series D—
- Mar 2022Series D$70M
- Apr 2020Series C$27M
- Oct 2018Series B$24M
Founders & team
Investors
HPE Growth, Lars Hinrichs, Goldman Sachs Investment Partners, InfraVia Capital Partners, TempoCap, Reimann Investors
Funding & investor landscape
$1.1Btotal disclosed funding
46companies funded
84disclosed rounds
0rounds last 90 days
Most active investors
Notable founders
Camillo Werdich
Co-Founder & CEO · Sinpex
Philipp Eska
Managing Director & CFO · Sinpex
Tobias Schweiger
Co-Founder & CEO · Hawk
Wolfgang Berner
Co-Founder & CPO · Hawk
Lorenz Hetzel
Co-Founder & CTO · Tanso
Gyri Reiersen
Co-founder & CPO · Tanso
Alexey Utin
Co-Founder · Tangany
Martin Kreitmair
Co-Founder & CEO · Tangany
Philipp Potzl
Co-Founder / CTO / Managing Director · QPLIX
Mathias Lindermeir
Co-Founder · QPLIX
Dariusz Borowski
CTO & Co-Founder · Vinlivt
Uwe Lätsch
CEO & Co-Founder · Vinlivt
Prism market signals · Germany · country-scoped Prism corpus, 283,268 docs
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · Germany
How research on Fintech is moving in Germany
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 74 Germany-affiliated papers.
top research entities
- Max Planck Institute for Innovation and Competition5
- Max Planck Society5
- International School of Management5
- Goethe University Frankfurt4
- European Central Bank4
leading researchers
Hanene Ezzine · Omayma Dammak · Aida Smaoui · Lars Hornuf · Milan Frederik Klus · Todor Stefan Lohwasser · Armin Schwienbacher · Johannes Treu
▲
Breakthroughs3 · 4%
▲ 0%→8% share
0 median citations100% since 2021mostly methods-led
Transformative learning research is newly emerging in German Fintech — field share rose from 0% to 8% across 74 papers.
rising sub-themes (early→recent)
- Transformative learning2
- Snowball sampling1
- Financial literacy1
- Quality (philosophy)1
- Entrepreneurship1
◆
Advancements23 · 31%
▲ 0%→42% share
0 median citations78% since 2021mostly empirical
Mobile banking entered German Fintech research brand-new with 5 papers; Financial services tripled from 1 to 9.
rising sub-themes (early→recent)
- Financial services1→9
- Financial innovation2→6
Newly emergingMobile banking 0→5
Landmark Follow the Trail: Machine Learning for Fraud Detection in Fintech Applications · 90 cites
▼
Concerns27 · 36%
▲ 0%→42% share
0 median citations67% since 2021mostly empirical
Financial services risk research intensified sharply — papers rose from 2 to 13, alongside Financial inclusion growing 1 to 7.
rising sub-themes (early→recent)
- Financial services2→13
- Financial inclusion1→7
Landmark The FinTech Revolution and Financial Regulation: The Case of Online Supply-Chain Financing · 98 cites
Common questions
How many FinTech companies are there in Munich, Germany?
Radar tracks 236 indexable FinTech companies headquartered in Munich, Germany that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in Munich, Germany?
The FinTech companies in Munich, Germany on this list have raised a combined $1.1B in disclosed equity funding across 46 funded companies.
Which is the highest-funded FinTech company in Munich, Germany?
Heimkapital is the highest-funded FinTech company in Munich, Germany, with $334.7M in disclosed equity funding.
How many FinTech companies in Munich, Germany are funded?
46 of the 236 FinTech companies in Munich, Germany on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in Munich, Germany?
None of the FinTech companies in Munich, Germany on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Munich, Germany FinTech companies?
The most active investors in Munich, Germany FinTech companies on this list include Tenity, WERK1, Bayern Kapital, HTGF, Earlybird.
Rohit KhannaTrends & Stories
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.