Best FinTech Companies in Netherlands
The 950 best FinTech companies in Netherlands in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Mollie.
The Netherlands punches well above its weight in European FinTech, and this directory ranks the best FinTech companies in the country by disclosed equity funding and recent momentum across 950 tracked firms. Total disclosed funding sits at $4.5B, with 6 unicorns in the mix. Cm Telecom leads the pack at $136M raised, Finom follows at $108M, and Factris clears $73M, which tells you the capital is concentrating in payments infrastructure and B2B finance rather than consumer apps. The global FinTech market is projected to grow from roughly $113.4B in 2025 to $461.6B by 2034 at a 17.21% CAGR, so Dutch firms are building into a genuine tailwind. Demand drivers like OEM-Pay solutions and the SCA requirements baked into PSD2 are pulling investment toward compliance-ready platforms, and that regulatory pressure, stringent as it is, tends to filter out weaker players fast.
What's moving the needle right now is next-gen banking infrastructure and cloud-based platform banking, themes you're seeing replicated across markets globally. PB Fintech's 165% profit jump on insurance verticals and its planned international fundraise signal that FinTech operators with diversified revenue lines are the ones scaling fastest right now. I'd watch Finch Capital closely here, one of the most active investors in the Dutch ecosystem alongside Antler and Rockstart, as a proxy for where smart regional money is actually moving.
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Our analysis of 50 FinTech companies
$4.1b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best FinTech companies in Netherlands
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Market signals (1y) | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Mollie 🦄 Provider of online and in-person payment processing solutions for businesses 87Tech top 19%Market top 21%Moat top 26%Funding top 28% All 11 signals ▾Techtop 19% Markettop 21% Moattop 26% Fundingtop 28% Talenttop 28% Growthtop 30% Customerstop 31% Globaltop 36% Producttop 37% Newstop 39% Innovationtop 47% Tech: 61 technologies across 6/8 capability areas · Cloud: Cloudflare, Google Cloud Market: 800 employees (top 10% of FinTech) · Top-50,000 web property rank vs industry peers · Fliar Intelligence Index 87/100 | $940M | 59 mo ago | Series C | 800 | Adriaan Mol Founder | 4 signals M&A | — | 3 expansions |
| 2 | Mambu 🦄 Provider of cloud banking platform delivering composable banking and financial experiences 72Tech top 22%Moat top 26%Global top 30%Funding top 31% All 11 signals ▾Techtop 22% Moattop 26% Globaltop 30% Fundingtop 31% Markettop 36% Talenttop 38% Fin. healthtop 39% Producttop 41% Growthtop 48% Innovationtop 50% Newsbottom 24% Tech: 62 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 72/100 | $446M | 54 mo ago | Series E | 68 | Sofia Nunes Co-Founder / Shareholder | — | — | 1 launch · 1 partnership |
| 3 | Bunq 🦄 Provider of the digital bank for individuals and businesses 74Tech top 24%Market top 26%Moat top 28%Customers top 35% All 12 signals ▾Techtop 24% Markettop 26% Moattop 28% Customerstop 35% Talenttop 38% Fundingtop 39% Globaltop 39% Innovationtop 41% Patentstop 42% Producttop 44% Newstop 46% Growthbottom 45% Tech: 67 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Market: 450 employees (top 15% of FinTech) · Top-100,000 web property rank vs industry peers · Fliar Intelligence Index 74/100 | $373M | 26 mo ago | Series A | 450 | Ali Niknam Founder & CEO | 4 signals ▼20% Regulatory | 19 patents Secure digital banking services: authentication, payment processing, and eco‑compensation mechanisms | — |
| 4 | Adyen Provider of end-to-end payment, data, and financial management platform solutions 80Tech top 21%Market top 22%Innovation top 23%Global top 25% All 12 signals ▾Techtop 21% Markettop 22% Innovationtop 23% Globaltop 25% Producttop 27% Fundingtop 38% Fin. healthtop 38% Moattop 39% Newstop 42% Partnerstop 45% Talentbottom 49% Growthbottom 42% Tech: 53 technologies across 6/8 capability areas · Cloud: Cloudflare, Netlify Market: 3,883 employees (top 2% of FinTech) · Revenue ~$17.9M rank vs industry peers · Fliar Intelligence Index 80/100 | $266M | 128 mo ago | Public | 3,883 | Ingo Uytdehaage Co-Chief Executive Officer | 14 signals ▼71% Earnings · Announcements · New product | — | — |
| 5 | Bitfury 🦄 AI and blockchain-based platform offering cryptocurrency mining solutions 37Moat top 28%Global top 32%Talent top 34%Funding top 35% All 11 signals ▾Moattop 28% Globaltop 32% Talenttop 34% Fundingtop 35% Patentstop 47% Marketbottom 49% Innovationbottom 49% Techbottom 40% Growthbottom 35% Newsbottom 27% Fin. healthbottom 25% Moat: Editorial + unicorn rating 9/10 · IP moat: 11 patents Global: Serving 9 countries incl. Canada, Netherlands, United States · Legal entities in 3 countries: Latvia, United Kingdom, United States rank vs industry peers · Fliar Intelligence Index 37/100 | $181M | 91 mo ago | Series D | 102 | Mark Dollar Co-Founder and SVP Artists & Repertoire | — | 11 patents Immersion cooling hardware and fluid management for high-performance computing equipment | — |
| 6 | Floryn Online business loans platform 45Funding top 34%Tech top 36%Growth top 45%Product bottom 48% All 6 signals ▾Fundingtop 34% Techtop 36% Growthtop 45% Productbottom 48% Marketbottom 38% Globalbottom 36% Funding: Raised $141M across 3 rounds · 3 rounds over 7 yrs (0.4/yr) Tech: 30 technologies across 6/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 45/100 | $141M | 43 mo ago | Series A | 60 | — | — | — | — |
| 7 | Deribit Online platform for Bitcoin futures and options exchange 62Tech top 24%Moat top 31%Customers top 36%Funding top 37% All 10 signals ▾Techtop 24% Moattop 31% Customerstop 36% Fundingtop 37% Producttop 42% Markettop 45% Growthtop 45% Talentbottom 49% Globalbottom 45% Newsbottom 21% Tech: 55 technologies across 6/8 capability areas · Cloud: Cloudflare Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 62/100 | $140M | 44 mo ago | Acquired | 115 | John Jansen Founder & Chairman | — | — | 1 launch |
| 8 | CM Telecom Provider of engagement platform with AI agents and unified data tools 83AI top 8%Tech top 11%Product top 17%Funding top 19% All 12 signals ▾AItop 8% Techtop 11% Producttop 17% Fundingtop 19% Globaltop 27% Fin. healthtop 32% Moattop 37% Markettop 39% Growthtop 46% Talentbottom 49% Innovationbottom 48% Patentsbottom 45% AI: Classified as an agentic-AI company Tech: 76 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 83/100 | $136M | 7 mo ago | Public | 21 | Jeroen van Glabbeek CEO | — | 6 patents Optimizing telecom data streams via segmented packet processing and priority-based handling. | — |
| 9 | Backbase 🦄 Developer of an AI-native Banking OS that streamlines digital banking channels and operational workflows 89Tech top 15%Innovation top 22%Product top 22%Moat top 26% All 11 signals ▾Techtop 15% Innovationtop 22% Producttop 22% Moattop 26% Markettop 28% Globaltop 30% Newstop 38% Talenttop 38% Fundingtop 39% AItop 45% Growthtop 48% Tech: 48 technologies across 7/8 capability areas · Cloud: Cloudflare, Fastly Innovation: 6 new-product events in 24 mo · 10 product lines rank vs industry peers · Fliar Intelligence Index 89/100 | $129M | 48 mo ago | Series D | 2,000 2,000 → 2,112 (+6%) | Jouk Pleiter Founder & CEO | 9 signals Leadership · New product | — | — |
| 10 | BUX App-based trading platform for multi-assets 60Tech top 24%Customers top 31%Product top 33%Funding top 34% All 11 signals ▾Techtop 24% Customerstop 31% Producttop 33% Fundingtop 34% Innovationtop 39% Moattop 39% Globaltop 44% Markettop 45% Talentbottom 49% Growthbottom 35% Newsbottom 24% Tech: 60 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services Customers: Play-Store rating 4.20★ across 12,257 ratings (1 apps) rank vs industry peers · Fliar Intelligence Index 60/100 | $117M | 61 mo ago | Acquired | 249 | Egbert Pronk CRO & Co-Founder | — | — | — |
| 11 | Finom Provider of online business accounts, invoicing, and accounting integrations 80Tech top 19%Funding top 21%Growth top 27%Talent top 28% All 9 signals ▾Techtop 19% Fundingtop 21% Growthtop 27% Talenttop 28% Customerstop 35% Moattop 39% Producttop 40% Markettop 45% Globalbottom 38% Tech: 44 technologies across 6/8 capability areas · Cloud: Cloudflare, Heroku Funding: Raised $108M across 5 rounds · 5 rounds over 6 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 80/100 | $108M | 11 mo ago | Series C | 188 | Oleg Laguta Co-Founder & CFO | — | — | 2 launchs |
| 12 | TOKHIT NFT-based social platform for professionals, creatives, and artists 24Funding top 41%Talent bottom 49%Global bottom 25% All 3 signals ▾Fundingtop 41% Talentbottom 49% Globalbottom 25% Funding: Raised $100M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 24/100 | $100M | 40 mo ago | Deadpooled | 15 | Cristian Voaides Founder | — | — | — |
| 13 | DataSnipper 🦄 Audit management solutions for audit firms 74Moat top 26%Talent top 28%Product top 30%Tech top 32% All 10 signals ▾Moattop 26% Talenttop 28% Producttop 30% Techtop 32% Fundingtop 35% Globaltop 36% Innovationtop 39% Markettop 41% Growthtop 42% Newsbottom 21% Moat: Editorial + unicorn rating 9/10 · Unicorn Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 74/100 | $100M | 28 mo ago | Series B | 87 | Maarten Alblas Co-Founder | — | — | 2 awards |
| 14 | In3 App-based marketplace multi-category products on point of sale finance 32Moat top 22%Talent top 28%Tech top 37%Funding top 44% All 8 signals ▾Moattop 22% Talenttop 28% Techtop 37% Fundingtop 44% Globalbottom 36% Growthbottom 35% Marketbottom 31% Newsbottom 22% Moat: Editorial + unicorn rating 8/10 · Soonicorn Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 32/100 | $96M | 49 mo ago | Series B | 26 | Patrick Graaf Co-Founder | — | — | 1 job opening |
| 15 | FRISS Provider of trust automation platform for property and casualty insurance carriers 62AI top 20%Moat top 22%Talent top 28%Funding top 36% All 10 signals ▾AItop 20% Moattop 22% Talenttop 28% Fundingtop 36% Globaltop 44% Markettop 46% Producttop 49% Techtop 50% Growthbottom 35% Newsbottom 24% AI: Classified as an AI company Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 62/100 | $89M | 55 mo ago | Series B | 208 | Jeroen Morrenhof Co-Founder | — | — | — |
| 16 | Blue dot Provider of AI-powered platform automating tax compliance for employee spend 53Moat top 22%Funding top 40%Product top 40%Tech top 41% All 10 signals ▾Moattop 22% Fundingtop 40% Producttop 40% Techtop 41% AItop 45% Talentbottom 49% Growthbottom 48% Marketbottom 46% Globalbottom 45% Newsbottom 21% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $76.0M across 3 rounds · 3 rounds over 11 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 53/100 | $76M | 62 mo ago | Series C | 164 | Noam Guzman Co-Founder & President | — | — | — |
| 17 | Factris Online lending platform for invoice financing 24News top 22%Moat top 31%Growth top 32%Funding top 38% All 10 signals ▾Newstop 22% Moattop 31% Growthtop 32% Fundingtop 38% Producttop 45% Globaltop 48% Talentbottom 49% Techbottom 43% Marketbottom 22% Fin. healthbottom 14% News: 6 BI events in 12 mo (of 24 tracked, 4 types) · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 24/100 | $73M | 9 mo ago | Series C | 5 | Brian Reaves CEO | 6 signals Funding · Capital raise | — | 2 partnerships |
| 18 | Rewire Provider of cross border money transfer services 53Talent top 28%Customers top 36%Funding top 37%Product top 42% All 9 signals ▾Talenttop 28% Customerstop 36% Fundingtop 37% Producttop 42% Techbottom 49% Marketbottom 46% Globalbottom 45% Moatbottom 38% Newsbottom 27% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Customers: App rating 3.9★ (5,407 reviews) · Review volume +4% in 6 mo rank vs industry peers · Fliar Intelligence Index 53/100 | $62M | 52 mo ago | Acquired | 130 | Adi Dayan Co-founder | — | — | — |
| 19 | Olympus DAO Decentralized reserve currency protocol 32Tech top 37%Funding top 43%Growth top 45%Global bottom 48% All 5 signals ▾Techtop 37% Fundingtop 43% Growthtop 45% Globalbottom 48% Marketbottom 22% Tech: 35 technologies across 4/8 capability areas · Cloud: Cloudflare, Vercel Funding: Raised $60.0M across 1 rounds · 1 rounds over 5 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 32/100 | $60M | 55 mo ago | Funding Raised | 14 | — | — | — | — |
| 20 | Payt Debt management platform for businesses 48Talent top 28%Tech top 29%Funding top 31%Growth bottom 47% All 7 signals ▾Talenttop 28% Techtop 29% Fundingtop 31% Growthbottom 47% Globalbottom 36% Marketbottom 34% Newsbottom 18% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated Tech: 49 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 48/100 | $60M | 22 mo ago | Series C | — | Aziz Al-Harazi Co-Founder | — | — | — |
| 21 | Fourthline KYC and AML solutions platform for financial institutions 53Moat top 31%Tech top 33%Product top 40%Funding top 41% All 9 signals ▾Moattop 31% Techtop 33% Producttop 40% Fundingtop 41% Markettop 45% Growthtop 45% Talentbottom 41% Globalbottom 38% Newsbottom 35% Moat: Editorial + unicorn rating 8/10 · Soonicorn Tech: 37 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 53/100 | $54M | 38 mo ago | Series C | 271 | Krik Gunning Co-Founder & CEO | — | — | — |
| 22 | Ohpen Developer of cloud-based core banking platform for retail mutual funds and savings accounts 53Funding top 34%Talent top 34%Growth top 45%Market top 49% All 8 signals ▾Fundingtop 34% Talenttop 34% Growthtop 45% Markettop 49% Techtop 49% Newsbottom 49% Partnersbottom 43% Globalbottom 36% Funding: Raised $48.2M across 3 rounds · 3 rounds over 9 yrs (0.3/yr) Talent: Analyst team rating 4/5 · 2 named leaders on record rank vs industry peers · Fliar Intelligence Index 53/100 | $48M | 57 mo ago | Public | 306 | Ilco Bolhuis Co-Founder | — | — | 4 partnerships |
| 23 | Five Degrees Cloud-enabled core banking solutions for banks & financial institutions 48Talent top 35%Market top 46%Funding top 47%Global bottom 36% All 5 signals ▾Talenttop 35% Markettop 46% Fundingtop 47% Globalbottom 36% Newsbottom 27% Talent: Analyst team rating 5/5 · 1 named leader on record Market: 150 employees (top 34% of FinTech) rank vs industry peers · Fliar Intelligence Index 48/100 | $37M | 66 mo ago | Acquired | 150 | Martijn Hohmann Co-Founder & CEO | — | — | 1 job opening · 1 partnership |
| 24 | Silverflow Issuer processor providing payment processing solution for businesses 48Talent top 28%Funding top 29%Moat top 39%Growth top 45% All 8 signals ▾Talenttop 28% Fundingtop 29% Moattop 39% Growthtop 45% Newsbottom 48% Techbottom 47% Globalbottom 38% Marketbottom 37% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $36.4M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 48/100 | $36M | 3 mo ago | Series B | 62 | Robert Kraal Co-Founder | — | — | — |
| 25 | Ambitious Provider of regulated treasury services focused on bitcoin accumulation and resilience 32Funding top 31%Talent bottom 49%Global bottom 25% All 3 signals ▾Fundingtop 31% Talentbottom 49% Globalbottom 25% Funding: Raised $35.1M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 32/100 | $35M | 8 mo ago | Series C | — | Lucas Wensing Co-Founder & CEO | — | — | — |
| 26 | Insify Provider of embedded insurance solutions for businesses 21Talent top 35%Funding top 44%News bottom 46%Global bottom 38% All 6 signals ▾Talenttop 35% Fundingtop 44% Newsbottom 46% Globalbottom 38% Techbottom 31% Marketbottom 22% Talent: 3 named leaders on record Funding: Raised $27.8M · 2 rounds over 4 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 21/100 | $28M | 36 mo ago | Series A | — | Ernst Moorman Co-Founder | — | — | — |
| 27 | BridgeFund Provider of online business financing and investment platform 40Tech top 20%Talent top 38%Growth top 45%Funding bottom 42% All 6 signals ▾Techtop 20% Talenttop 38% Growthtop 45% Fundingbottom 42% Marketbottom 30% Globalbottom 25% Tech: 58 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 40/100 | $23M | 56 mo ago | Series B | 28 | Julian Steeg Co-Founder & CEO | — | — | — |
| 28 | Semi Technologies Provider of proprietary trading and macro market research focused on assets 16Funding top 45%Global bottom 36%Market bottom 34%News bottom 22% All 4 signals ▾Fundingtop 45% Globalbottom 36% Marketbottom 34% Newsbottom 22% Funding: Raised $17.6M · 2 rounds over 6 yrs (0.3/yr) Global: Investors from 1 country beyond Netherlands rank vs industry peers · Fliar Intelligence Index 16/100 | $18M | 51 mo ago | Funding Raised | 38 | — | — | — | — |
| 29 | D2X Operator of a regulated exchange for trading crypto futures and options 29Talent top 28%Funding top 39%Tech bottom 43%Moat bottom 42% All 7 signals ▾Talenttop 28% Fundingtop 39% Techbottom 43% Moatbottom 42% Globalbottom 38% Marketbottom 28% Newsbottom 21% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated Funding: Raised $15.7M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $16M | 10 mo ago | Series A | 27 | Theodore Rozencwajg Co-Founder | — | — | — |
| 30 | Payaut Provider of payment solutions, risk management, and banking and issuing services 37Growth top 30%Funding top 47%Tech top 50%Talent bottom 49% All 7 signals ▾Growthtop 30% Fundingtop 47% Techtop 50% Talentbottom 49% Globalbottom 36% Marketbottom 29% Newsbottom 21% Growth: Web rank 50,000,000 → 10,000,000 YoY Funding: Raised $13.0M across 3 rounds · 3 rounds over 6 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $13M | 50 mo ago | Acquired | 33 | Gillis Haasnoot Founder & CTO | — | — | — |
| 31 | ThreatFabric Provider of mobile threat intelligence and fraud risk management solutions 53Growth top 35%Funding top 38%Tech top 45%AI top 45% All 10 signals ▾Growthtop 35% Fundingtop 38% Techtop 45% AItop 45% Moattop 47% Patentstop 49% Talentbottom 49% Innovationbottom 48% Marketbottom 40% Globalbottom 36% Growth: Fresh capital in last 24 mo Funding: Raised $12.6M across 1 rounds · 1 rounds over 3 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 53/100 | $13M | 8 mo ago | Seed | 40 | Cengiz Sahin Founder & Owner | — | 4 patents AI-driven transaction fraud detection and prevention systems for financial services | 1 award |
| 32 | Dealroom Provider of intelligence data regarding startup ecosystems and venture capital 57Tech top 31%Growth top 35%Funding top 36%Moat top 39% All 9 signals ▾Techtop 31% Growthtop 35% Fundingtop 36% Moattop 39% Talentbottom 49% Marketbottom 46% Newsbottom 46% Globalbottom 45% Productbottom 45% Tech: 40 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 57/100 | $10M | 4 mo ago | Series A | 89 | Yoram Wijngaarde Founder & CEO | — | — | — |
| 33 | Solvimon Software-based platform for billing and invoicing solutions 32Growth top 45%Tech top 46%Funding top 48%Talent bottom 49% All 6 signals ▾Growthtop 45% Techtop 46% Fundingtop 48% Talentbottom 49% Globalbottom 36% Marketbottom 29% Tech: 24 technologies across 4/8 capability areas · Cloud: Amazon Web Services, Cloudflare rank vs industry peers · Fliar Intelligence Index 32/100 | $10M | 31 mo ago | Seed | — | Etienne Gerts Co-founder & CTO | — | — | 3 launchs |
| 34 | Carbon Equity Platform to invest in climate tech startups 32Talent top 28%Tech top 30%Funding bottom 46%Moat bottom 42% All 8 signals ▾Talenttop 28% Techtop 30% Fundingbottom 46% Moatbottom 42% Globalbottom 36% Marketbottom 34% Growthbottom 32% Newsbottom 24% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Tech: 43 technologies across 5/8 capability areas · Cloud: Cloudflare, Google Cloud rank vs industry peers · Fliar Intelligence Index 32/100 | $10M | 32 mo ago | Series A | 31 | Jeff Gomez Co-Founder | — | — | — |
| 35 | Levenue SaaS-based fundraising platform for businesses 21Funding top 46%Tech top 48%Talent bottom 49%Product bottom 45% All 7 signals ▾Fundingtop 46% Techtop 48% Talentbottom 49% Productbottom 45% Globalbottom 36% Newsbottom 27% Marketbottom 25% Funding: Raised $8.6M across 1 rounds · 1 rounds over 3 yrs (0.3/yr) Tech: 27 technologies across 5/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 21/100 | $9M | 31 mo ago | Series A | — | Zahra Alubudi Co-Founder | — | — | — |
| 36 | Sprinque B2B payments platform for merchants and marketplaces 21Tech top 41%Talent bottom 49%Funding bottom 41%Global bottom 38% All 6 signals ▾Techtop 41% Talentbottom 49% Fundingbottom 41% Globalbottom 38% Newsbottom 27% Marketbottom 26% Tech: 27 technologies across 6/8 capability areas · Cloud: Cloudflare, Google Cloud Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 21/100 | $9M | 36 mo ago | Seed | 30 | Mark Holleman Co-Founder and CPO | — | — | — |
| 37 | Plumery API-enabled omnichannel banking solution for banks and financial institutions 24Innovation top 45%Funding top 45%Product top 45%Moat top 48% All 10 signals ▾Innovationtop 45% Fundingtop 45% Producttop 45% Moattop 48% Talentbottom 49% Techbottom 44% Growthbottom 42% Globalbottom 36% Marketbottom 21% Newsbottom 21% Innovation: 2 new-product events in 24 mo Funding: Raised $7.8M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 24/100 | $8M | 20 mo ago | Seed | 12 | Ben Goldin Founder and CEO | — | — | — |
| 38 | zkr. Provider of KYC/KYB compliance and onboarding solutions 57Growth top 35%Tech top 45%Funding bottom 49%Talent bottom 45% All 5 signals ▾Growthtop 35% Techtop 45% Fundingbottom 49% Talentbottom 45% Globalbottom 33% Growth: Fresh capital in last 24 mo Tech: 34 technologies across 5/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 57/100 | $7M | 8 mo ago | Seed | — | Khalid Maatoug Founder | — | — | — |
| 39 | Ikbenfrits Provider of independent mortgage advice and online tools 27Tech top 39%Talent bottom 49%Funding bottom 43%Market bottom 39% All 6 signals ▾Techtop 39% Talentbottom 49% Fundingbottom 43% Marketbottom 39% Globalbottom 36% Growthbottom 35% Tech: 30 technologies across 6/8 capability areas · Cloud: Cloudflare Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 27/100 | $7M | 41 mo ago | Series B | 55 | Joost Schulze Co-Founder & CTO | — | — | 1 award |
| 40 | GET Protocol Developer tools for NFT ticketing 19Talent top 38%Product bottom 40%Funding bottom 38%Global bottom 38% All 5 signals ▾Talenttop 38% Productbottom 40% Fundingbottom 38% Globalbottom 38% Marketbottom 32% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Product: 1 published app (3.0k installs) · Company stage: Seed rank vs industry peers · Fliar Intelligence Index 19/100 | $4M | 35 mo ago | Seed | 30 | Ivo Wijk Co-Founder | — | — | — |
| 41 | Actuals Transaction assurance and accounts reconciliation platform for businesses 29Tech top 28%Funding top 42%Talent bottom 49%Global bottom 33% All 5 signals ▾Techtop 28% Fundingtop 42% Talentbottom 49% Globalbottom 33% Marketbottom 25% Tech: 38 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services Funding: Raised $3.5M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $4M | 8 mo ago | Series A | — | Peter Engel Founder & MD | — | — | — |
| 42 | StablR Blockchain-based platform for financial management 32Growth top 35%Tech top 48%Talent bottom 49%Funding bottom 48% All 6 signals ▾Growthtop 35% Techtop 48% Talentbottom 49% Fundingbottom 48% Globalbottom 36% Marketbottom 25% Growth: Fresh capital in last 24 mo Tech: 18 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 32/100 | $4M | 10 mo ago | Seed | — | Gijs Weegh Founder & CEO | — | — | 2 job openings |
| 43 | Fraudio AI and SaaS-enabled AML solutions for payment service providers and merchant acquirers 45AI top 20%Growth top 35%Talent bottom 49%Tech bottom 48% All 7 signals ▾AItop 20% Growthtop 35% Talentbottom 49% Techbottom 48% Fundingbottom 41% Globalbottom 38% Marketbottom 32% AI: Classified as an AI company Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 45/100 | $3M | 15 mo ago | Series A | 30 | Joao Moura CEO | — | — | 1 award |
| 44 | Draivn AI-based software suite for the insurance industry 16AI top 45%Talent bottom 49%Funding bottom 48%Global bottom 37% All 5 signals ▾AItop 45% Talentbottom 49% Fundingbottom 48% Globalbottom 37% Marketbottom 20% AI: Product described with: ai-based Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 16/100 | $3M | 29 mo ago | Series A | 10 | Alex Zhykh CEO | — | — | 3 partnerships |
| 45 | FERO Checkout payment processing solution for businesses 24Talent top 28%Tech bottom 49%Funding bottom 48%Global bottom 36% All 5 signals ▾Talenttop 28% Techbottom 49% Fundingbottom 48% Globalbottom 36% Marketbottom 25% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated Tech: 17 technologies across 4/8 capability areas · Cloud: Cloudflare, Vercel rank vs industry peers · Fliar Intelligence Index 24/100 | $3M | 31 mo ago | Seed | — | Paul-Christian Stoy Co-Founder & CDO | — | — | — |
| 46 | Klearly Mobile POS payment acceptance solution for businesses 37Talent top 23%Funding top 45%Growth top 48%Moat top 48% All 9 signals ▾Talenttop 23% Fundingtop 45% Growthtop 48% Moattop 48% Productbottom 48% Techbottom 42% Newsbottom 38% Globalbottom 38% Marketbottom 32% Talent: 5 named leaders on record · 5 C-suite/founder profiles curated Funding: Raised $2.3M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $2M | 5 mo ago | Series A | — | Guy Griv Co-Founder | — | — | 1 award |
| 47 | NORBr Provider of payment infrastructure enabling payment solutions and global payment platforms 29Growth top 35%Tech top 49%Funding bottom 42%Global bottom 36% All 6 signals ▾Growthtop 35% Techtop 49% Fundingbottom 42% Globalbottom 36% Marketbottom 27% Newsbottom 18% Growth: Fresh capital in last 24 mo Tech: 29 technologies across 3/8 capability areas · Cloud: Cloudflare, Google Cloud rank vs industry peers · Fliar Intelligence Index 29/100 | $2M | 18 mo ago | Series A | 20 | — | — | — | 1 partnership |
| 48 | 20Face Face recognition software for identity management and access control 32AI top 18%Growth top 45%Tech top 45%Moat top 45% All 11 signals ▾AItop 18% Growthtop 45% Techtop 45% Moattop 45% Talentbottom 49% Fundingbottom 45% Innovationbottom 37% Patentsbottom 31% Globalbottom 31% Marketbottom 20% Newsbottom 18% AI: Classified as an AI company · Holds AI/ML patents (G06N-family CPC) Growth: Web rank 10,000,000 → 50,000,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 32/100 | $1M | 21 mo ago | Seed | 10 | Peter Hoekstra CEO | — | 4 patents Face recognition systems: image quality assessment and eye‑occlusion detection. | — |
| 49 | Ryder Digital asset hardware wallet 35Growth top 28%Tech top 31%Talent bottom 49%Funding bottom 41% All 7 signals ▾Growthtop 28% Techtop 31% Talentbottom 49% Fundingbottom 41% Productbottom 40% Globalbottom 38% Marketbottom 17% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo Tech: 39 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 35/100 | $1M | 7 mo ago | Seed | 10 | Louise Valencia Payawal Co-Founder & CEO | — | — | 1 award |
| 50 | Prets Provider of embedded lending for sustainable home upgrades 24Talent top 38%Growth top 45%Tech bottom 46%Funding bottom 35% All 6 signals ▾Talenttop 38% Growthtop 45% Techbottom 46% Fundingbottom 35% Globalbottom 32% Marketbottom 25% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 24/100 | $1M | 24 mo ago | Seed | — | Eugene Lubbers Co-Founder & CEO | — | — | — |
Top 12 FinTech companies in Netherlands
#1
Series B · Amsterdam, North Holland · founded 2019 · 62 employees$36.4Mraised▾
Issuer processor providing payment processing solution for businesses. Provides a direct connection to the card networks enabling PSPs, payfacs, merchants and acquirers to innovate. Offers a cloud-native platform designed to meet current payment needs and future requirements.
- Mar 2026Series B$40M
- Nov 2023Series A$16.3M
- Dec 2021Series A$17M
- Apr 2021Seed—
#2
Public · Breda, North Brabant · founded 1999 · 21 employees$135.8Mraised▾
Provider of engagement platform with AI agents and unified data tools. The platform facilitates real-time communication across marketing, service, and sales. It offers tools for customer data unification, business messaging, and payment processing. The platform also provides solutions for ticketing, events, and customer service management.
- Nov 2025Post IPO$5.8M
- Sep 2021Post IPO$118.2M
- Dec 2017Conventional Debt$11.8M
#3
Series C · Amsterdam, North Holland · founded 2017 · 5 employees$73.3Mraised▾
Online lending platform for invoice financing. Offers short-term working capital to businesses against their invoices. Users need to provide their basic details to apply for invoice finance. Once approved, users can upload their invoices on the platform & receive the funds directly to a linked bank account.
- Sep 2025Conventional Debt$117.3M
- Apr 2023Series C$55M
- Jun 2022Series B$10.7M
- Jan 2021Conventional Debt$6.1M
#4
Series C · Amsterdam, North Holland · founded 2019 · 188 employees$107.9Mraised▾
Provider of online business accounts, invoicing, and accounting integrations. It offers IBAN accounts accessible online, catering to small and medium-sized enterprises (SMEs), freelancers, and companies undergoing registration. The platform includes e-invoicing capabilities and integrates with accounting software. Additional features encompass prepaid business debit cards, cashback programs, and tools for expense management and financial analysis. The service aims to streamline financial processes and provide efficient payment solutions.
- Jun 2025Series C$132.4M
- May 2025Series C$105M
- Feb 2024Series B$53.9M
- Sep 2020Series A$12M
#5
Series A · Amsterdam, North Holland · founded 2013 · 89 employees$9.8Mraised▾
Provider of intelligence data regarding startup ecosystems and venture capital. This platform tracks information on high-growth companies, funding rounds, and investment activity. It offers analytical tools to monitor market trends, sector performance, and organizational valuations. The service provides insights into investment patterns and corporate development to assist with research and decision-making processes.
- Jan 2026Series A$7M
- Apr 2022Grant (prize money)$781.5K
- Dec 2021Series A$6.8M
- Dec 2021Grant (prize money)—
#6
Series C · Amsterdam, North Holland · founded 2025$35.1Mraised▾
Provider of regulated treasury services focused on bitcoin accumulation and resilience. The entity aims to strengthen the financial system through digital asset holdings. It builds a treasury designed for bitcoin accumulation. The initiative aligns with established quality standards for crypto asset practices. The treasury expands adoption of bitcoin as a reserve asset.
- Oct 2025Series C$35.1M
#7
Seed · Amsterdam, North Holland · founded 2018 · 40 employees$12.6Mraised▾
Provider of mobile threat intelligence and fraud risk management solutions. It offers tools to understand criminal tactics and prevent losses. The company's solutions aim to safeguard web and mobile channels. It focuses on detecting fraud, scams, account takeover, and device takeover. The company utilizes AI-powered technology to identify threats.
- Oct 2025Seed—
- Dec 2024Seed—
- May 2023Seed$12.6M
#8
Series A · Amsterdam, North Holland · founded 2020 · 27 employees$15.7Mraised▾
Operator of a regulated exchange for trading crypto futures and options. It provides collateral-efficient and secure custody for institutional digital asset trading. The exchange offers industry-standard connectivity and stable, high-performance infrastructure for multilateral trading experiences.
- Jul 2025Series A$5M
- Mar 2024Series A$10M
- Jan 2022Seed$5.7M
#9
Series A · Amsterdam, North Holland · founded 2021$2.3Mraised▾
Mobile POS payment acceptance solution for businesses. Enables merchants to use the phone as a payment terminal to accept payments from consumers using QR-code, links, SMS, and more. Enables to receive contactless payments through the NFC chip in smartphones or tablets. Application is made available on Android platform.
- Jan 2026Series A$14M
- Jan 2025Seed$6.2M
- May 2023Seed$2.3M
#10
Seed · Rijswijk, South Holland · founded 2020$6.9Mraised▾
Provider of KYC/KYB compliance and onboarding solutions. It offers a platform integrating compliance, online identification, and credit management services. The platform allows users to select needed services, providing access to data from high-quality global sources. Automated monitoring ensures up-to-date information, streamlining client onboarding and risk assessment processes for various sectors including accountancy, law, and finance. The platform also includes features for digital signing and Wwft e-learning. Integrations with other software platforms are available.
- Oct 2025Angel$6.9M
#11
Series A · Amsterdam, North Holland · founded 2016$3.5Mraised▾
Transaction assurance and accounts reconciliation platform for businesses. It automates the transaction validation process for digital transactions to provide insights into digital revenue and independent revenue validation. It specializes in financial data and automated reconciliation for business transactions.
- Sep 2025Series A$3.5M
#12
Bunq 🦄Series A · Amsterdam, North Holland · founded 2012 · 450 employees$373.1Mraised▾
Provider of the digital bank for individuals and businesses. Its services include current and savings accounts, NFC-enabled prepaid cards for online and offline purchases, bill payments, and money transfers. Its features include credit cards for travelling, subscription and budget management, sustainable bank accounts, and online support.
- Apr 2024Series A$31.3M
- Jul 2023Series A$111.2M
- Jun 2021Series A$230.5M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the Netherlands
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 28 Netherlands-affiliated papers.
- Tilburg University8
- Erasmus University Rotterdam4
- Utrecht University3
- KeyGene3
- Amsterdam University of Applied Sciences2
- Cryptocurrency3
- Digital currency3
- Financial inclusion3
- Transparency (behavior)3
- Disintermediation3
- Big data2
- Financial services2
- Money laundering2
- Information technology2
- Banking industry2
- Financial services2→4
Where fintech is researched across Netherlands
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.