Best FinTech Companies in Perth, Australia
The 81 best FinTech companies in Perth, Australia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Enably.
Biggest earners Computershare Limited. ($1.6B, -6% YoY), Iress ($562M), HMC Capital ($155M), Wisr ($92M, -2% YoY)
Our analysis of 67 FinTech companies
$6.0b in tracked funding; 93% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best FinTech companies in Perth
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Enably Online unsecured personal loans | $31M | 115 mo ago | Deadpooled | Andrew Kirkwood CEO | 2013 | — | — |
| 2 | PictureWealth Online personal finance management platform for individuals | $22M | 51 mo ago | Series A | David Pettit Co-Founder & Exec Director | 2017 | HubSpot CMS HubApple iCloud MailMicrosoft 365+20 | 1 partnership |
| 3 | Power Ledger Online platform offering energy trading solutions | $19M | 48 mo ago | Seed | John Bulich Co-Founder | 2016 | WordPress Block EditorElementorWordPress+39 | — |
| 4 | Star Payment Systems ATM deployment and management services | $6M | 119 mo ago | Public | — | 1994 | — | — |
| 5 | Peppermint Innovation Proprietary Mobile Banking Technology provider 22Innovation top 23%Product top 34%Funding top 40%Talent bottom 49% All 9 signals ▾Innovationtop 23% Producttop 34% Fundingtop 40% Talentbottom 49% Newsbottom 36% Globalbottom 36% Techbottom 31% Fin. healthbottom 23% Marketbottom 17% Innovation: 11 product lines · Deep-tech classification: Blockchain Product: 0 product launch events in 12 mo · 11 distinct product lines rank vs industry peers · Fliar Intelligence Index 22/100 | $4M | 3 mo ago | Public | Christopher Kain Founder & CEO & Managing Director | 2007 | — | — |
| 6 | Chronicle Online NFT collectibles marketplace for brands | $3M | 57 mo ago | Seed | Timothy Glover CEO & Co-Founder | 2021 | WebflowjQueryHSTS+8 | — |
| 7 | CrowdfundUP Australia-based real estate equity crowdfunding platform. | $2M | 116 mo ago | Deadpooled | Jack Quigley Founder & Managing Director | 2012 | — | — |
| 8 | Kikka Working capital loans to SMEs | $2M | 120 mo ago | Deadpooled | — | 2014 | — | — |
| 9 | ProjectPAY Online payment software for the construction industry | $891K | 29 mo ago | Funding Raised | Louise Stewart Founder & CEO | 2017 | — | — |
Top 10 FinTech companies in Perth
#1
Public · Perth, Western Australia · founded 2007 · 20 employees$3.7Mraised▾
Peppermint Innovation Limited is a company focused on the commercialisation of a proprietary Mobile Banking, Payments and Remittance technology, designed for banks, mobile money operators, remittance companies, payment processors, retailers/merchants, credit card companies, and microfinance institutions.
- Mar 2026Post IPO$1.5M
- Mar 2024Post IPO$717K
- Jun 2018Post IPO$700K
- Apr 2018Post IPO$767.1K
#2
Series A · Perth, Western Australia · founded 2017 · 29 employees$21.6Mraised▾
Online personal finance management platform for individuals. It enables users to create a visual financial profile by organizing all the finances in a unified dashboard. It features multiple formatted representations of current financial status including net worth, income, cash flow, insurance, estate planning and goals. It also provides personalized actions and insights based on the financial profile.
- Feb 2022Series A$14M
- Jun 2020Seed$8.3M
- Jun 2020Conventional Debt—
- Sep 2017Seed$956.2K
#3
Seed · Perth, Western Australia · founded 2016 · 46 employees$19.5Mraised▾
Online platform offering energy trading solutions. It provides a transparent, auditable, and automated market trading and clearing mechanism for the sale of surplus renewable energy generated on-site at multi-unit, multi-tenanted residential, and commercial developments and at homes and businesses connected to microgrids and the distribution network.
- Jun 2022Seed—
- Nov 2017Grant (prize money)$6.2M
- Oct 2017ICO$13.2M
- Aug 2017Seed—
#4
Deadpooled · Perth, Western Australia · founded 2013$30.7Mraised▾
Enably is an online unsecured personal loans company providing loans in the range of $200 to $10,000 for a tenure up to 24 months. The application is online and loans can get paid in 60 minutes once approved. The applicant for the loan should be employed and earning more than $1,500 per month. The company claims to have disbursed over 50,000 loans till Nov 2016.
- Nov 2016Venture Debt$30.7M
- Jul 2014Series A—
#5
Funding Raised · Perth, Western Australia · founded 2017 · 5 employees$890.6Kraised▾
Online payment software for the construction industry. The platform offers a collaborative tool for managing the payment processes of subcontractors, builders, and construction clients on both commercial and residential projects.
- Jan 2024Grant (prize money)$890.6K
#6
Seed · Perth, Western Australia · founded 2021 · 12 employees$3.2Mraised▾
Online NFT collectibles marketplace for brands. It is a studio and marketplace digital platform built entirely for fans featuring officially licensed digital collectibles. Users can buy, sell, trade, bid, and gift authenticated digital collectibles licensed directly from the world's leading brands.
- Sep 2021ICO$3.2M
- Jun 2021Seed$3.2M
#7
Public · Perth, Western Australia · founded 1994 · 3 employees$5.8Mraised▾
Star Payment Systems offers offline payment solutions to businesses. Its products include ATM machine deployment and maintenance, and PoS terminals.
- Jul 2016Post IPO$5.8M
#8
Deadpooled · Perth, Western Australia · founded 2012$2.1Mraised▾
CrowdfundUP is a real estate equity crowdfunding platform in Australia. It gives both retail and sophisticated investors property investment opportunities across Australia. The minimum investment amount on the platform is $100. Investors can invest in multiple projects and build a portfolio on the platform. All the projects are pre-vetted by a diligence team before they are listed on the platform.
- Oct 2016Seed$2.1M
#9
Deadpooled · Perth, Western Australia · founded 2014 · 11 employees$1.5Mraised▾
Kikka provides Australian small businesses working capital loans of up to A$100,000. It utilizes alternative data sources to assess finance applications in real time to provide quick loan decisions.
- May 2016Seed$1.5M
#10
Seed · Perth, Western Australia · founded 2013$18.2Kraised▾
Boundlss is an analytics platform that analyzes data from wearable devices/apps. It has built a prediction and recommendation platform that draws on mobile data based on location, movement, communication, social network data, and wearable self-tracking technologies, to provide powerful performance insights based on Artificial Intelligence. The analytics platform spots the key patterns of different teams and provides personalized recommendations for living healthier lives and improve efficiency.
- 2018Seed—
- Mar 2016Seed$18.2K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Australia
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 333 Australia-affiliated papers.
- Department of Commerce187
- Department of Finance16
- University College London12
- UNSW Sydney12
- Griffith University7
- Financial services7
- Leverage (statistics)5
- Financial inclusion4
- Payment4
- Database transaction4
- Financial services2→52
- Financial inclusion2→35
- Payment1→14
- Mobile payment1→11
- Unbanked1→6
- Financial services7→58
- Financial inclusion1→48
- Payment1→25
- Transformative learning1→7
- Financial regulation2→5
Where fintech is researched across Australia
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.