Best FinTech Companies in Puerto Rico
The 37 best FinTech companies in Puerto Rico in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Nave Bank.
- Statista
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Puerto Rico
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Nave Bank Internet first bank for business banking | $135M | 35 mo ago | Series D | Francisco Navarro Sertich Co-Founder & CEO | 2021 | Node.jsSalesforceTailwind CSS+15 | — |
| 2 | Olé life Life insurance solution for consumers | $17M | 19 mo ago | Series B | Michael Carricarte Co-Founder & CEO | 2016 | WordPress Block EditorElementorWordPress+33 | — |
| 3 | Ready Player DAO Provider of an online gaming platform for playing PC games | $10M | 53 mo ago | Series A | Rich Cabrera Co-Founder | 2021 | — | — |
| 4 | FV Bank Provider of banking and payment solutions with digital asset custody | $8M | 60 mo ago | Series A | Miles Paschini Co-Founder & CEO | 2018 | YouTubeBootstrapReact+26 | 2 launchs |
| 5 | Raincoat Parametric insurance platform providing coverage for natural disaster | $4M | 49 mo ago | Seed | Jonathan Gonzalez Co-Founder & CEO | 2019 | WebflowTypekitIntercom+7 | — |
| 6 | Arival Developer of digital bank for businesses | $4M | 74 mo ago | Seed | Vladislav Solodkiy Co-Founder | 2017 | SanitySalesforceBootstrap+18 | — |
| 7 | Intuition Cloud-based platform offering knowledge management solutions for DAOs | $4M | 39 mo ago | Seed | William Luedtke Founder & CEO | 2022 | Node.jsRadix UITailwind CSS+17 | — |
| 8 | Zenus Bank Digital bank for individuals & businesses | $3M | 69 mo ago | Series A | Jose Diaz-Ortiz Chief Executive Officer | 2018 | Apple iCloud MailMicrosoft 365Azure Front Door+12 | — |
| 9 | DIB Internet-first bank offering diversified digital banking services for individuals and businesses | $2M | 42 mo ago | Seed | Dan Segev Co-Founder | 2017 | — | — |
| 10 | Gulp Data Provider of an online lending platform for startup financing | $933K | 36 mo ago | Seed | Lauren Cascio Founder | 2021 | — | — |
| 11 | Andeno Online platform for personal loans | — | 68 mo ago | Seed | Javier Hernandez Munoz Co-Founder & CEO & CTO | 2016 | ZohoUbuntuBootstrap+19 | — |
| 12 | Accepta Provider of diversified payment solutions for businesses | — | 76 mo ago | Funding Raised | — | 2004 | WordPress Block EditorElementorCart Functionality+34 | — |
| 13 | EVERTEC Provider of transaction processing, payment processing, and business solutions services | — | 93 mo ago | Public | Mac Schuessler CEO | 1988 | WordPressMySQLPHP+39 | — |
Top 12 FinTech companies in Puerto Rico
#1
Series B · San Juan, San Juan · founded 2016 · 36 employees$17Mraised▾
Life insurance solution for consumers. Enables to choose coverage and term for the policy, the cost of which is established upon contracting and remains the same for the entire coverage period. Offering protection and well-being products and services for a certain period.
#2
Series D · San Juan, San Juan · founded 2021$135Mraised▾
Internet first bank for business banking
#3
Seed · San Juan, San Juan · founded 2022 · 7 employees$4Mraised▾
Cloud-based platform offering knowledge management solutions for DAOs. It provides blockchain-enabled knowledge management software for stacking technologies, making graphs, managing decentralised data, and more. It also offers business solutions to jurisdictions, government bodies, and the private sector.
#4
Series A · San Juan, San Juan · founded 2021$10.2Mraised▾
Provider of an online gaming platform for playing PC games. The company offers Play-to-earn (P2E) platform to play metaverse games, which are decentralized and permissionless, challenging players.
#5
Seed · San Juan, San Juan · founded 2021$933.4Kraised▾
Provider of an online lending platform for startup financing. It provides users with a company that enables startups to get funded by using data as collateral. It uses a set of algorithms to quantify the value of data, which is not included on balance sheets. It offers equity-free, low-interest-rate loans based on data from the company.
#6
Seed · San Juan, San Juan · founded 2019 · 25 employees$4.5Mraised▾
Developer of an insurance platform designed to offer instant pay on catastrophe policies. The company's platform offers parametric insurance solutions at scale by partnering with insurers, reinsurers and the government for the development and distribution of the same, enabling users to have access to financial resilience in the face of natural disasters.
#7
Seed · San Juan, San Juan · founded 2017 · 6 employees$1.8Mraised▾
Provider of financial and banking services intended to provide technology-driven and customer-oriented services. The company's services include various types of individual and corporate banking services such as facilities to open savings accounts at competitive rates of interest, providing loans, facilities for time deposits, and more, enabling clients to get a one-stop place for all their banking-related problems.
#8
Series A · San Juan, San Juan · founded 2018 · 42 employees$8Mraised▾
Provider of banking and payment solutions with digital asset custody. The company delivers traditional banking services alongside digital asset holding capabilities. It offers international businesses and individuals the ability to spend worldwide using credit and debit cards. The company facilitates intrabank transfers, enabling customers to settle transactions. It provides custodial storage of digital assets alongside settlement to fiat.
#9
Seed · San Juan, San Juan · founded 2017 · 43 employees$4.2Mraised▾
Developer of the digital bank for businesses. It provides digital banking services for underbanked businesses including startups and digital SMEs. Its services include checking accounts, virtual cards for online or offline purchases, bill payments, cross-border money transfers, and more. It features crypto transactions and foreign exchange services.
#10
Series A · San Juan, San Juan · founded 2018$3.2Mraised▾
Zenus Bank is a digital bank for individuals & businesses. Users can open a multi-currency US bank account for services such as money transfer, debit cards, bill payments, and more. Provides customer fund accounts for regulated financial institutions (brokers, fintech, PSPs) and correspondent services for qualified banks. Offers payment channels and merchant services to facilitate e-commerce transactions.
#11
Seed · San Juan, San Juan · founded 2016 · 2 employees—raised▾
Provider of financial services intended to offer low-cost personal loans. The company provides an online registration facility and gives loans for vacations, debt consolidations, career growth, and unforeseen expenses, enabling customers to get finance at a lower interest rate.
#12
Funding Raised · San Juan, San Juan · founded 2004 · 15 employees—raised▾
Provider of diversified payment solutions for businesses
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Puerto Rico
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 3 Puerto Rico-affiliated papers.
- Colegio Universitario de San Juan1
- Universidad Metropolitana1
- University of Puerto Rico at Carolina1
- Financial literacy1
- Customer satisfaction1
- Customer retention1
- Product (mathematics)1
- Loan1
- Security token1
- Corporate governance1
- Distributed ledger1
- Payment1
- Accounting1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.