Best FinTech Companies in Richmond, United States
The 51 best FinTech companies in Richmond, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: West Creek Financial.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Richmond
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Founder | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | West Creek Financial Lease-to-own financing solutions empowering non-prime consumers and driving merchant growth | $56M | 65 mo ago | Series A | 236 236 → 271 (+15%) | 2014 | — | — | — |
| 2 | Paymerang AI-based invoice, payment, and accounts payable automation solutions for businesses | $36M | 66 mo ago | Acquired | 55 | 2010 | Nasser Chanda CEO | — | — |
| 3 | Fringe Online lifestyle benefits marketplace for enterprises | $30M | 22 mo ago | Series A | 105 | 2018 | Isaiah Goodall Co-Founder & Head of Growth | — | — |
| 4 | WealthForge Managing broker-dealer streamlining alternative investments with technology and compliance expertise | $11M | 79 mo ago | Series A | 47 47 → 35 (-26%) | 2009 | — | — | — |
| 5 | Buddy Insurance gateway solutions for the insurance industry | $8M | 29 mo ago | Series A | 31 | 2011 | David Vogeleer Co-Founder | 7 patents Patents concentrated in transport & manufacturing processes | — |
| 6 | PlanG Fundraising management and online giving platform | $7M | 156 mo ago | Seed | 2 | 2011 | Melina Davis-Martin Co-Founder | 5 patents Digital platforms for processing charitable donations and managing donor contributions | — |
| 7 | Vint Online platform for investment in wine | $7M | 37 mo ago | Seed | 12 | 2020 | Nick King Co-Founder & CEO | — | — |
| 8 | New Sun Road Provider of distributed energy solutions for the renewable power industry | $6M | 37 mo ago | Series A | 32 | 2014 | Austin Cappon Co-Founder | — | — |
| 9 | Fenris Life and non-life data monitoring solutions for the insurance industry | $4M | 42 mo ago | Seed | 14 | 2016 | Jennifer Linton Founder & CEO | 8 patents Multi-meal canine feeding kits for pet nutrition | — |
| 10 | Gallium Technologies IT solutions provider offering comprehensive support and consulting services | $3M | 216 mo ago | Acqui-Hired | 13 | 2005 | Jeff Jones President & CEO | — | — |
| 11 | Airswift Online platform offering white label solutions for payment gateway, prepaid cards, and crypto wallet | $2M | 47 mo ago | Seed | 12 | 2022 | Yan Zhan Co-Founder & CEO | — | — |
| 12 | RoundlyX Micro-investment platform | $1M | 51 mo ago | Seed | 5 | 2019 | Andrew Elliott CEO | — | — |
| 13 | Caravel Concepts Provider of financial and investment solutions | $950K | 50 mo ago | Seed | 6 | 2019 | Michael Jones CEO | — | — |
| 14 | Merlinio Technologies Platform to buy auto insurance | $663K | 90 mo ago | Seed | — | 2016 | — | — | — |
| 15 | Painless1099 Free live football streaming platform in Vietnam with high-quality broadcasts | $600K | 73 mo ago | Seed | 2 | 2015 | — | — | — |
| 16 | Thyme AI platform for financial advisors | $500K | 25 mo ago | Seed | — | 2024 | Fernando Martin Co-Founder | — | — |
| 17 | Blueswipe Provider of payment processing solutions, including in-person and online services | $450K | 103 mo ago | Seed | 10 | 2015 | Tim Ryan Founder & CEO | — | — |
| 18 | Plantechhub Provider of financial planning software with scenario-planning capabilities | $300K | 20 mo ago | Seed | 3 | 2018 | — | — | — |
| 19 | MINTangible Online platform offering NFT development tools | $275K | 30 mo ago | Funding Raised | 6 | 2021 | — | 2 patents Tokenized digital rights management and enforcement for electronic content | — |
| 20 | Ampstun Cloud-based accounting and utility billing solutions | $150K | 75 mo ago | Funding Raised | 17 | 2015 | Ben Putnam Co-Founder & President | — | — |
Top 12 FinTech companies in Richmond
#1
Series A · Richmond, Virginia · founded 2018 · 105 employees$30.3Mraised▾
Online lifestyle benefits marketplace for enterprises. The platform offers employees select benefits such as employee points, and services. The benefits offered to the employees include benefits, gift card replacement, bonuses, milestones, anniversaries, and more.
- Sep 2024Series A$6M
- Nov 2022Series A$17M
- Feb 2021Seed$2.6M
- Feb 2020Seed$4M
#2
Series A · Richmond, Virginia · founded 2011 · 31 employees$8Mraised▾
Insurance gateway solutions for the insurance industry. It enables users to offer and manage insurance. It offers an insurance gateway for booking engines, fintech, insurance tech, e-commerce, and brokers. It also configures, transacts, and manages insurance products.
- Feb 2024Series A$7.2M
- Nov 2019Series A—
#3
Series A · Richmond, Virginia · founded 2014 · 236 employees$56Mraised▾
Lease-to-own financing solutions empowering non-prime consumers and driving merchant growth. The company provides lease-to-own financing, enabling consumers with less-than-perfect credit to make essential purchases. This B2B and B2C model helps merchants increase sales, attract new customers, and build long-term loyalty by offering accessible payment options. The platform emphasizes transparency, clear expectations, and exceptional customer support. It offers features like credit bureau reporting to help consumers build their financial futures. The company's solutions integrate seamlessly into existing systems, providing quick funding and merchant protection. They offer marketing support to help partners reach more customers and increase lifetime value. The company focuses on durable goods such as furniture, appliances, and mattresses. They provide a user-friendly online application process and a merchant portal for managing customer applications. The company's mission is to create a world where important purchases are within reach for everyone, fostering financial progress for consumers and sustainable growth for businesses.
- Feb 2021Conventional Debt—
- Nov 2019Series A$6M
- Oct 2019Conventional Debt$150M
- May 2018Series A$7.4M
#4
Seed · Richmond, Virginia · founded 2018 · 3 employees$300Kraised▾
Provider of financial planning software with scenario-planning capabilities. The software allows advisors to create interactive planning experiences for clients, enabling them to model various financial scenarios and explore different life choices. It offers tools for analyzing debt, investments, income, risk, spending, and liquidity. The platform facilitates deeper client engagement and better financial analysis, making complex financial information more accessible and understandable. It also includes features for team management and client onboarding. The software aims to improve the financial planning process for advisors and their clients, enhancing client education and participation.
- Nov 2024Seed$300K
#5
Seed · Richmond, Virginia · founded 2020 · 12 employees$6.9Mraised▾
Online platform for investment in wine. The company offers curated, thematic, SEC-qualified, collections of fine wines and spirits to both accredited and non-accredited investors. It allows users to create accounts and wine investment portfolios.
- Jun 2023Seed$240K
- Dec 2022Seed$5M
- Nov 2021Seed$1.7M
#6
Acquired · Richmond, Virginia · founded 2010 · 55 employees$36Mraised▾
AI-based invoice, payment, and accounts payable automation solutions for businesses. It provides B2B electronic payments and money transfer services while allowing its clients to keep using the existing accounting software. Payment processing partners of The Payments Company include VISA, The Bancorp Bank, and CSI. Supports VISA card, ACH, and check payment options. The vendor need not install any new software, only upload all transaction details into the cloud, and the transaction is completed in the selected method.
- Feb 2021Series B$10M
- Mar 2018Series B$26M
- Jan 2014Seed—
#7
Series A · Richmond, California · founded 2014 · 32 employees$5.9Mraised▾
Provider of distributed energy solutions for the renewable power industry. It offers various solutions which include a software platform designed to optimize the management of renewables-based power systems, cloud-based monitoring and control devices, and community-run connectivity and economic development centers.
- Jun 2023Conventional Debt—
- May 2023Series A$5.9M
- May 2016Grant (prize money)—
#8
Seed · Richmond, Virginia · founded 2016 · 14 employees$4.5Mraised▾
Life and non-life data monitoring solutions for the insurance industry. Its product includes LicenseSnap for capturing client information, Pre-Fill API for fetching applicant data and pre-fills client information, and Predictive Scores for customer engagement. It offers an AI-based solution to engage customers based on data quality, financial predictors, customer performance metrics, and fraud indicators. It also offers solutions for insurance underwriting, quoting, risk management, and more.
- Jan 2023Seed—
- Apr 2021Seed$2.7M
- Feb 2021Seed$50K
- Sep 2019Seed$1.7M
#9
Series A · Richmond, California · founded 2009 · 47 employees$10.7Mraised▾
Managing broker-dealer streamlining alternative investments with technology and compliance expertise. They reimagine the managing broker-dealer role, offering value-added services beyond basic compliance. Their platform connects sponsors, advisors, and transfer agents, streamlining the alternative investment process. They leverage technology to reduce paperwork, automate data entry, and provide tools for faster order entry and accurate commission payments. A dedicated team of compliance professionals offers market insights to optimize offerings. They focus on long-term partnerships and mutual growth, providing a frictionless path to ownership for alternative investments. They offer solutions for alternative capital markets, addressing opacity and inefficiency. They provide services to both institutional and retail clients. They are tech-forward, offering a platform with real-time tracking and simplified dashboards.
- Jan 2020Series A$135K
- Apr 2019Series A$3M
- Apr 2017Series A$1M
- Dec 2015Grant (prize money)$10K
#10
Seed · Richmond, Virginia · founded 2024$500Kraised▾
AI platform for financial advisors. It designed to assist financial advisors in managing meetings, onboarding clients, and parsing documents, freeing up time for more critical tasks. It aims to streamline administrative tasks, allowing advisors to focus on high-value activities. It enables efficient meeting note-taking and action item tracking, making it an essential tool for financial advisory firms.
- 2024Seed$500K
#11
Seed · Richmond, Virginia · founded 2022 · 12 employees$2Mraised▾
Online platform offering white label solutions for payment gateway, prepaid cards, and crypto wallet. The platform allows businesses to accept crypto payments from their customers, and the crypto wallet is used to store cryptocurrencies and digital assets such as NFTs.
- Aug 2022Seed$2M
#12
Seed · Richmond, Virginia · founded 2011 · 2 employees$7.2Mraised▾
PlanG provides a portal for individuals to search for causes, and make recurring or one-time donations. Allows to manage and grow giving through creating online fundraising events and pages along with the social media integration. Partnered with more than 250 brands to provide rewards on shopping by donors to let them donate for their favorite causes.
- Jul 2013Angel$3.2M
- 2012Seed$1.2M
- Dec 2011Seed$2.8M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.