Best FinTech Companies in Shanghai, China
The 251 best FinTech companies in Shanghai, China in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Lufax.
Our analysis of 50 FinTech companies
$49.1b in tracked funding; 89% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2024.
Ranked: Best FinTech companies in Shanghai
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Lufax 🦄 Online P2P lending platform for personal loans 79Market top 19%Funding top 27%Talent top 28%Moat top 31% All 6 signals ▾Markettop 19% Fundingtop 27% Talenttop 28% Moattop 31% Newsbottom 38% Globalbottom 38% Market: 71,034 employees (top 1% of FinTech) · Unicorn (valued $38.0B) Funding: Raised $3.0B across 3 rounds · 3 rounds over 11 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 79/100 | $3.0B | 73 mo ago | Public | 71,034 | Xiang Ji Co-CEO | — | — | — |
| 2 | ZhongAn Insurance Online insurance platform for individuals | $942M | 132 mo ago | Public | 3,969 | Ma Mingzhe Co-Founder | Node.jsNext.jsReact+6 | 4 patents AI-driven data analysis and fraud detection for insurance claim processing | — |
| 3 | Yixin Group Online lending marketplace for auto financing | $580M | 97 mo ago | Acquired | 3,947 | Zhang Xuan Chairman & CEO | — | 94 patents Patents concentrated in computing, sensing & instrumentation | — |
| 4 | Dianrong 🦄 P2P platform for personal loans | $549M | 83 mo ago | Series E | 3,500 | Kevin Guo Co-Founder & Co-CEO | — | 34 patents Advanced tractor drivetrain and climate‑friendly agricultural machinery technologies | — |
| 5 | Wind Information Online financial data and information portal | $216M | 78 mo ago | Series D | 2,000 | Lu Feng Founder | Radix UITailwind CSSshadcn/ui+4 | — | 1 launch |
| 6 | XTransfer 🦄 Provider of cross-border trade payment platform for global businesses | $168M | 57 mo ago | Series D | — | Bill Deng Founder and CEO | SentryNode.jsReact+17 | — | 1 expansion · 2 awards |
| 7 | IceKredit Credit assessment solutions for financial institutions | $159M | 62 mo ago | Series C | 277 | — | — | — | — |
| 8 | Qianbao MPOS solutions for accepting mobile payments | $152M | 104 mo ago | Deadpooled | — | Zhao Guodong Founder & Chairman | — | — | — |
| 9 | Kingstar Multi-asset investment platform for individuals | $150M | 48 mo ago | Series D | — | — | — | 2 patents RC car engine temperature monitoring and protective cover design | — |
| 10 | Gaodun Online School Online certification courses on accounting and finance | $150M | 68 mo ago | Series D | 1,351 | — | SentryNode.jsPHP+6 | — | — |
| 11 | Maizijf Alternative lending platform | $136M | 110 mo ago | Series B | — | Huang Darong Founder & CEO | — | — | — |
| 12 | China Rapid Finance A P2P lender of consumer loans utilizing technology to select borrowers and provide financial services | $113M | 77 mo ago | Public | — | — | — | — | — |
| 13 | Shanghai Yunli Information Technology Sales tax filing and invoicing solution for businesses | $100M | 60 mo ago | Series C | 600 | Yun Wu Founder & CEO | — | — | — |
| 14 | 99bill Provider of payment solutions, security tools, and related support services | $97M | 161 mo ago | Acquired | 5,366 | Oliver Kwan Founder | JoomlaPHPMooTools+7 | — | — |
| 15 | P Omni Prime Mobile based purchase finance solution | $88M | 110 mo ago | Series D | — | Xuanyi Li Cofounder & Cto | — | — | — |
| 16 | Shenma Jinrong Online marketplace for auto loans | $87M | 97 mo ago | Deadpooled | — | Ning Rui Co-Founder & CEO | — | — | — |
| 17 | Huilianyi SaaS for travel and expense management for enterprises and SMEs | $69M | 74 mo ago | Series C | 188 | — | Vue.jsNginxMoment.js+4 | — | — |
| 18 | CardInfoLink Issuer processing solutions for payments | $68M | 68 mo ago | Series C | — | James Zhao CEO | VuetifyVue.jsNginx+3 | — | — |
| 19 | Madai Licai Online based wealth management products | $65M | 126 mo ago | Late Stage | 29 | — | — | — | — |
| 20 | SUNMI Manufacturer of terminals, pads, kiosks, and related accessories and services | $61M | 88 mo ago | Public | 885 | Wang Zhen Co-Founder & COO | Node.jsAnt DesignReact+14 | — | — |
| 21 | Tigerobo AI-based research platform | $60M | 87 mo ago | Series A | — | Ye Chen Co-Founder | — | — | — |
| 22 | Nanyan Information Technology Software suite for insurance industry | $52M | 68 mo ago | Series C | 70 | — | — | — | — |
| 23 | Distributed Credit Chain Distributed banking public blockchain | $49M | 96 mo ago | Funding Raised | — | Stewie Zhu Founder & CEO | — | — | — |
| 24 | Hepandai P2P lending platform for consumers and businesses | $41M | 105 mo ago | Deadpooled | 194 | — | — | — | — |
| 25 | SynFutures Decentralized trading platform for synthetic assets 16Funding top 38%Tech top 39%Global bottom 38%Growth bottom 35% All 5 signals ▾Fundingtop 38% Techtop 39% Globalbottom 38% Growthbottom 35% Marketbottom 17% Funding: Raised $38.0M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) Tech: 26 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 16/100 | $38M | 32 mo ago | Series B | 14 | — | SentryAnt DesignReact+16 | — | — |
| 26 | QuanCheng Cloud-driven expense management solution for business travelers | $38M | 91 mo ago | Deadpooled | 10 | Chai Renkun CEO | — | 4 patents Patents concentrated in its core technology | — |
| 27 | Rongzi B2C marketplace for loans to SMEs | $32M | 131 mo ago | Series A | 217 | — | — | — | — |
| 28 | Taodangpu Online platform that connects borrowers with offline pawn shops | $31M | 133 mo ago | Series C | 30 | — | — | — | — |
| 29 | DeepFinance Software for loan lifecycle management | $31M | 55 mo ago | Series B | 350 | — | — | — | — |
| 30 | Easy Pay Chain Blockchain-based cross-border payment & asset transfer platform | $30M | 94 mo ago | Deadpooled | — | Brandon Clark CEO | — | — | — |
| 31 | Hairongyi Fundraising platform for multiple sectors | $29M | 107 mo ago | Deadpooled | — | Chen Weijun Co-Founder | — | — | — |
| 32 | DeBank Provider of a online crypto wallet | $25M | 53 mo ago | Series B | 8 | — | SentrySvelteReact+14 | — | — |
| 33 | Leapstack AI and big data-based risk & claim management solutions for the health insurance industry | $24M | 29 mo ago | Series C | — | Jason Liu Founder | — | — | — |
| 34 | Jupai Holdings Wealth management platform | $23M | 125 mo ago | Public | 90 | Jianda Ni CEO | — | — | — |
| 35 | Mio Tech Online platform providing ESG and decarbonization data, research, and insights | $22M | 28 mo ago | Series C | 70 | Jianyu Tu Co-Founder & CEO | Node.jsReactEmotion+11 | — | 1 expansion |
| 36 | Hero Node Decentralized platform for fog computing | $22M | 97 mo ago | Deadpooled | — | Guoping Liu Co-Founder | — | — | — |
| 37 | Jinyinmao P2B based working capital loans platform | $22M | 114 mo ago | Deadpooled | — | Pan Xianwan Herman CEO | — | — | — |
| 38 | Jan3.com Provider of bitcoin adoption solutions, financial products, and digital asset services 29Tech top 39%Funding top 40%Growth top 45%Talent bottom 49% All 6 signals ▾Techtop 39% Fundingtop 40% Growthtop 45% Talentbottom 49% Globalbottom 38% Marketbottom 18% Tech: 33 technologies across 4/8 capability areas · Cloud: Cloudflare, Google Cloud Funding: Raised $21.0M across 2 rounds · 2 rounds over 4 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $21M | 17 mo ago | Seed | 5 | Samson Mow Founder & CEO | GhostNode.jsMediaElement.js+17 | — | 3 launchs |
| 39 | F-One Financial planning and budgeting solution to businesses | $21M | 62 mo ago | Series B | 200 | — | WordPressMySQLPHP+15 | — | — |
| 40 | Yimihaodi Crowdfunding platform for real estate projects | $17M | 118 mo ago | Series A | 70 | Yintao Feng Founder & CEO | — | — | — |
| 41 | Ulucu Provider of cloud-based video surveillance network solutions for shopping malls | $16M | 90 mo ago | Series C | 230 | Shen Xiuping CEO | Node.jsElement UIVuetify+13 | — | — |
| 42 | Shanghai Shangyong Network Technology Network technology platform for internet insurance technology | $15M | 57 mo ago | Series C | 30 | — | — | — | — |
| 43 | Meix.com Financial database focused on private companies | $15M | 58 mo ago | Series A | 250 | — | — | — | — |
| 44 | Hashgard Digital asset management protocol | $15M | 94 mo ago | Seed | 20 | Tom Huang Co-Founder & COO | — | — | — |
| 45 | Shanghai Fortune Technology Multi-party computing and AI-based financial technology solutions | $14M | 59 mo ago | Series C | 150 | — | — | — | — |
| 46 | Shanghai Lingmo Intelligent Technology Provider of intelligent product recognition systems for offline retailers | $11M | 57 mo ago | Series A | — | Fan Lingyun CEO | — | — | — |
| 47 | Hotpay SaaS-based payroll management platform | $7M | 46 mo ago | Seed | — | Xie Guanghua CEO | — | — | — |
| 48 | Jia Finance Provider of mortgage loans | $5M | 50 mo ago | Seed | 11 | Sufian Creui Co-Founder | — | — | — |
| 49 | SOUNI Developer of 3D MMORPG game based on blockchain technology | $3M | 54 mo ago | Funding Raised | — | Mathew Nguyen CEO | — | — | — |
| 50 | MetaDerby NFT-based trading platform for horse racing games | $2M | 49 mo ago | Seed | — | Muse Co-Founder | — | — | — |
Top 12 FinTech companies in Shanghai
#1
Seed · Xuhui, Shanghai · founded 2018 · 5 employees$21Mraised▾
Provider of bitcoin adoption solutions, financial products, and digital asset services. It offers bitcoin and liquid wallet for stablecoin support. The company develops financial products for bitcoin investors and provides military-grade bitcoin storage solutions. It also offers a platform for digital patronage with bitcoin. Furthermore, it provides advisory services to nations for bitcoin adoption, covering infrastructure, exchange operations, wallet development, and mining.
- Jan 2025Seed$5M
- Apr 2022Seed$21M
#2
Series C · Shanghai, Shanghai · founded 2016 · 70 employees$22Mraised▾
Online platform providing ESG and decarbonization data, research, and insights. Provide satellite data and data based on physical risks. Categorize the physical risk based on heat, drought, landslides, and more. The satellite data is based on concentration of gases like carbon dioxide, nitrogen di oxide, methane, and more.
- Jan 2024Series C—
- Oct 2021Series B—
- Aug 2021Series B—
- Jan 2021Series B—
#3
Series B · Shanghai, Shanghai · founded 2020 · 14 employees$38Mraised▾
Decentralized trading platform for synthetic assets. It features an Ethereum-based futures market for multiple assets, including Ethereum native, cross-chain, and off-chain real-world assets. It provides trading pairs, automated liquidators, and more.
- Oct 2023Series B$22M
- Jun 2021Series A$14M
- Jan 2021Seed$1.4M
#4
Lufax 🦄Public · Shanghai, Shanghai · founded 2011 · 71034 employees$3Braised▾
Lufax is an online P2P lending platform for personal loans. It connects borrowers with multiple lenders for the transfer of funds. Borrowers are provided with funds after credit assessments. It also provides insurance services to consumers.
- Apr 2020Conventional Debt—
- Dec 2018Series C$1.3B
- Jan 2016Series B$1.2B
- Mar 2015Series A$489.1M
#5
Series C · Shanghai, Shanghai · founded 2016$23.6Mraised▾
AI and big data-based risk & claim management solutions for the health insurance industry. The platform offers products including flagship for commercial claims adjustment, guard for compliance identification, intelligent audit, fund control & other services for medical insurance, shelter for social security administrations management, and more.
- Dec 2023Series C—
- Dec 2021Series C$23.6M
#6
Series D · Pudong, Shanghai · founded 1995$150.3Mraised▾
Multi-asset investment platform for individuals
#7
Dianrong 🦄Series E · Shanghai, Shanghai · founded 2012 · 3500 employees$549Mraised▾
Dianrong.com is a P2P lending platform for personal loans. It provides credit ratings and risk controls on every loan by matching the borrower's records from local government bureaus. Loans are transferred to the user's registered bank account.
- Jun 2019Series E—
- Aug 2018Series E$40M
- Jan 2018Series D$70M
- Aug 2017Series D$220M
#8
Series D · Shanghai, Shanghai · founded 2017$168Mraised▾
Provider of cross-border trade payment platform for global businesses. It offers money transfer services for global suppliers and overseas students, among others.
- Sep 2021Series D$138M
- Jan 2021Series C—
- Oct 2020Series C—
- Oct 2019Series B$15M
#9
Series C · Shanghai, Shanghai · founded 2015 · 277 employees$158.5Mraised▾
IceKredit provides alternate credit assessment solutions for financial institutions. It uses machine learning and big data technologies to assess the credit level of individuals and SMEs. It provides credit models built upon the loan data from various financial institutions and other related data sources. It is used by financial institutions to evaluate credit of businesses and consumers.
- Apr 2021Series C$34.8M
- Nov 2020Series C$33M
- Sep 2019Series B$46.9M
- Apr 2018Series A$25M
#10
Acquired · Shanghai, Shanghai · founded 2013 · 3947 employees$580Mraised▾
YiXinGroup is an online lending marketplace for auto financing. It provides a comprehensive line of automotive financial services such as insurance, new & used car loans. It facilitates cooperative financial institutions to issue auto loans to consumers & mainly charge service fees from consumers or partners that issue auto loans to consumers.
- May 2018Conventional Debt$150M
- May 2017Series C$580M
#11
Public · Shanghai, Shanghai · founded 2013 · 3969 employees$941.7Mraised▾
Zhong An provides an online insurance platform for individuals. It provides quotes for health insurance, travel insurance, car insurance, accident insurance, and more. It also provides group insurance and employee insurance for businesses. It provides a platform for claims support and tools for HR policy management.
- Jun 2015PE$941.7M
#12
Public · Shanghai, Shanghai · founded 2001$113.1Mraised▾
A P2P lender of consumer loans utilizing technology to select borrowers and provide financial services. The company utilizes its technology to select suitable borrowers through partnerships with various internet platforms.
- Dec 2019Post IPO$8M
- Nov 2016Series D$25.5M
- Jan 2016Series C$4.9M
- Jul 2015Series C$35M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
What Shanghai researches in fintech
Shanghai's top universities research fintech, crowdfunding, and blockchain with an optimistic tone (mean stance 0.37), dominated by advancement-focused work, surging sharply post-2020.
- Shanghai University8
- Shanghai Jiao Tong University4
- Shanghai University of International Business and Economics4
- Shanghai Electric3
- Shanghai Maritime University3
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.