Best FinTech Companies in Shibuya, Japan
The 38 best FinTech companies in Shibuya, Japan in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: WealthNavi.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Shibuya
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | WealthNavi Automated asset management platform | $71M | 82 mo ago | Public | — | 2015 | Amazon Web ServicesGoogle AdsYahoo Advertising+20 | 2 patents Automated securities trading devices and execution platforms for financial markets | — |
| 2 | Smart Bank Digital bank for individuals | $22M | 19 mo ago | Series B | — | 2019 | Hatena BlogSentryFacebook Login+15 | — | — |
| 3 | iYell Corporation Mortgage sales & marketing platform | $15M | 10 mo ago | Series E | Mitsuhiro Kubota Founder & CEO | 2016 | Concrete CMSPHPGSAP+15 | — | — |
| 4 | Payme App-based mobile payment platform | $14M | 36 mo ago | Seed | — | 2017 | SentryNode.jsTypeScript+16 | — | — |
| 5 | Financie Digital platform offering cryptocurrency social tokens | $14M | 37 mo ago | Series B | Hironao Kunimitsu Founder & CEO | 2019 | Apple iCloud MailGoogle WorkspaceRuby+27 | — | — |
| 6 | Xenodata Lab Online platform for financial data and analytics | $13M | 23 mo ago | Series C | — | 2015 | — | — | — |
| 7 | Miive Cloud-based employee welfare platform for enterprises | $5M | 10 mo ago | Series B | Ren Kurita Founder | 2020 | STUDIOFirebaseNode.js+16 | — | — |
| 8 | Wizleap Financial planning software for businesses | $2M | 33 mo ago | Series A | Shohei Tanikawa Co-Founder & CEO | 2017 | WordPressApple iCloud MailGoogle Workspace+10 | — | — |
| 9 | OpenMoney Database and platform that provides salary and compensation data for companies | $2M | 25 mo ago | Series A | Sho Sugiyama Founder & CEO | 2013 | RubyGoogle ChartsTailwind CSS+21 | — | — |
| 10 | RemitAid Cross-border remittance solution for businesses | $1M | 24 mo ago | Seed | — | 2022 | WordPress Block EditorWordPressMySQL+24 | — | — |
| 11 | Coinboard Crypto portfolio management | $937K | 102 mo ago | Seed | Masaru Matsunaga CEO | 2017 | — | — | — |
| 12 | OsidOri Wealth management app for couples | $930K | 64 mo ago | Series A | Tomonori Nakayama Co-Founder/COO CMO | 2018 | WordPressMySQLPHP+14 | — | — |
| 13 | Insurance book App-based insurance management platform for consumers | $634K | 20 mo ago | Seed | Kenta Ito CEO | 2018 | STUDIOFirebaseNode.js+18 | — | — |
Top 12 FinTech companies in Shibuya
#1
Series E · Shibuya, Tokyo · founded 2016 · 270 employees$15.3Mraised▾
iYell offers a mortgage sales & marketing platform. The platform provides mortgage-only chatbot that automatically responds to questions from users regarding mortgages. Offers a mortgage product sales solution that proposes the best mortgage for end-users. Offers a mortgage calculator that enables lenders to make mortgage proposals to their customers.
- Nov 2025Series E$2.1M
- Jul 2024Series E$12.1M
- Jul 2023Series A$3.2M
#2
Series B · Shibuya, Tokyo · founded 2020 · 6 employees$4.7Mraised▾
Cloud-based employee welfare platform for enterprises. The software offers a payments card and operational assistance. It also allows imparting tax benefits, management, customization and advance payment facility. It is a tool available on the subscription-based pricing model.
- Nov 2025Series B$9.8M
- Nov 2025Conventional Debt—
- Nov 2024Seed$2.9M
- Nov 2024Conventional Debt—
#3
Series B · Shibuya, Tokyo · founded 2019 · 19 employees$21.9Mraised▾
Digital bank for individuals. Its services include savings accounts, prepaid cards for online/offline purchases, bill payments, money transfers, and more. It features joint accounts enabling multiple users to access accounts for household budgeting, real-time notifications on payments, reports on expenses, and more. The application is available on the iOS platform.
- Jan 2025Series B$1.6M
- Nov 2024Series B$26.6M
- Apr 2024Conventional Debt$7.5M
- Jul 2022Series A$14.6M
#4
Series C · Shibuya, Tokyo · founded 2015 · 7 employees$13.4Mraised▾
Online platform for financial data and analytics. It offers an AI interfaced tool that automatically analyses the financial reports of a company to generate equity research reports. It collects information on the company accounts, settlement accounts, briefing materials, financial summary reports, securities reports, etc, and outputs the analysis as a visualized report. The company also has some other tools like xenoConnect that can be incorporated by companies into their system and xenoDigest that companies can use to publish short sentences or comments related to the financial statement released.
- Oct 2024Series C$2.2M
- Aug 2023Series B$1.2M
- Jan 2023Series B$2.3M
- May 2019Series B$7M
#5
Seed · Shibuya, Tokyo · founded 2018 · 10 employees$634.3Kraised▾
App-based insurance management platform for consumers. It offers an insurance book app that allows users to manage insurance. It offers a platform that notices insurance that can be claimed, collective management of insurance checks, and more. The app is available for Android and iOS platforms.
- Dec 2024Seed$634.3K
#6
Seed · Shibuya, Tokyo · founded 2017 · 20 employees$13.9Mraised▾
Payme is an app-based mobile payment platform. Service offered include money transfer, online payments, payments at stores, etc. Offers a transaction history to keep track of past transactions. The app is available on the Android platform.
- Sep 2023Seed$2.7M
- Jul 2019Seed$6.5M
- Mar 2018Seed$4.2M
- Sep 2017Seed$473.7K
#7
Series B · Shibuya, Tokyo · founded 2019$13.5Mraised▾
Digital platform offering cryptocurrency social tokens. It offers a platform that enables users to create accounts, purchase tokens for a community, and participate in events and content. Token holders can participate in voting to determine community management policies, events, and goods. Its app is available for Android and iOS users.
- Jul 2023Series B$10.8M
- Mar 2019Series A$2.7M
#8
Public · Shibuya, Tokyo · founded 2015 · 164 employees$70.5Mraised▾
WealthNavi provides an automated platform for asset management. It features robo advisors for investing in a diversified portfolio of ETFs. It features solutions for automated portfolio construction, periodic rebalancing, dividend reinvestments, tax optimization, etc. It is available on a subscription basis.
- Nov 2019Series D$37.5M
- Feb 2018Series C$13.7M
- Feb 2018Conventional Debt$27.3M
- Oct 2016Series B$14.4M
#9
Series A · Shibuya, Tokyo · founded 2013$1.7Mraised▾
Database and platform that provides salary and compensation data for companies. It empowers individuals to make informed decisions about their careers and finances. Based on data uniquely collected from employees and former employees, it can determine the company's annual income/salary system and welfare benefits.
- Aug 2024Series A—
- Feb 2022Seed—
- Jan 2021Seed—
#10
Seed · Shibuya, Tokyo · founded 2022$1Mraised▾
Developer of cross-border payment platform intended to allow easy and risk-free transfers to overseas trading partners. The company's platform allows the making of invoice information online, completing payment with a single button using a corporate credit card which not only solves the problem of cash flow but also eliminates the risk of non-collection and non-delivery of goods, enabling buyers to mitigate the risk of product non-delivery due to advance payment and deterioration of cash flow due to advance payment and suppliers to mitigate the uncollected risk of receivables arising from credit payment.
#11
Series A · Shibuya, Tokyo · founded 2017$2.4Mraised▾
Financial planning software for businesses. Provides financial consulting services and support decision-making related to money. Offers decision making solution for retirement, child future, and more through money consultation platform that eliminates money worries. Provides consultation on asset formation, life plans, insurance reviews, and more.
- Dec 2023Series A$2.4M
#12
Series A · Shibuya, Tokyo · founded 2018$930.3Kraised▾
Osidori is developing a wealth management app for couples. As of Feb 2019, the platform is in stealth mode.
- Apr 2021Series A$854.5K
- Oct 2019Seed$511.7K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Japan
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 112 Japan-affiliated papers.
- Kohnan Hospital54
- Funai Electric7
- Asian Development Bank Institute3
- Keio University3
- Ritsumeikan Asia Pacific University2
- Digital currency2
- Blockchain2
- Central bank1
- Payment1
- Cryptocurrency1
- Volatility (finance)28
- Asset (computer security)20
- Cryptocurrency20
- Sharpe ratio16
- Investment (military)14
- Financial services2→16
- Financial literacy2→5
Where fintech is researched across Japan
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.