Best FinTech Companies in South Korea
The 622 best FinTech companies in South Korea in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Toss.
South Korea's FinTech sector has 622 tracked companies and $5.3B in disclosed funding, and this directory ranks the best FinTech companies in South Korea by equity raised and recent funding momentum. Three unicorns have emerged from that pool. Payhere leads the funding table at $35M, with DSRV at $21M and Z Enterprise at $12M rounding out the top tier. So what does the broader market look like? Per IMARC Group, the global FinTech market sits at roughly $113.4B in 2025 and is forecast to reach $461.6B by 2034, compounding at 17.21% annually. That's the tide lifting every boat here.
Coverage of Korean FinTech is rising, with hot themes clustering around next-gen banking platforms, digital banking innovations, and cloud-based banking. Regulatory friction cuts both ways, stringent and at times conflicting government rules slow some entrants while filtering out weaker ones. As shown in 2017 research, platform-based financial models tend to accelerate adoption in markets where incumbents are entrenched, which fits Korea's banking structure precisely. Most active investors here include Korea Investment Holdings, Shinhan Venture Investment, and Strong Ventures. If you're mapping capital flow into this market, the funding concentration tells you where conviction actually sits.
- Statista
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in South Korea
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Tech stack | Market signals (1y) | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Toss 🦄 Provider of an app-based platform for banking investment and insurance management | $1.2B | 41 mo ago | Series G | 1,900 | 2011 | SentryApple iCloud MailNode.js+21 | 5 signals ▲67% IPO · New product · Announcements | — | 1 award |
| 2 | Naver Financial Provider of online payment, loan, insurance, card, security, and real estate | $676M | 78 mo ago | Series D | 246 | 2019 | SwiperSlickjQuery UI+3 | 8 signals M&A · Regulatory · IPO | 22 patents 3D digital twin spatial content integration and facial‑recognition payment services | — |
| 3 | KakaoBank Provider of online banking services, including loans, cards, and fund products | $448M | 79 mo ago | Public | 1,386 | 2016 | Node.jsGSAPReact+12 | 5 signals ▼44% Earnings · New product | 214 patents Digital banking fintech: authentication, credit scoring, loan, stock services, ad management | 1 expansion |
| 4 | Kakao Pay Digital wallet for consumer payments | $332M | 71 mo ago | Public | 1,114 | 2012 | WordPress Block EditorWordPressMySQL+20 | — | — | — |
| 5 | Carrot Internet first non-life insurer | $226M | 30 mo ago | Series A | 300 | 2019 | SentryNode.jsReact+24 | — | 4 patents Cybersecurity monitoring for public entities, sterilizable packaging tech, and e‑commerce game supply methods. | — |
| 6 | Bithumb Cryptocurrency exchange platform | $200M | 86 mo ago | Acquired | — | 2013 | SentryReactNginx+18 | 3 signals Regulatory · Earnings | — | — |
| 7 | Qraft Technologies AI-driven practice management solution | $163M | 53 mo ago | Series B | 84 | 2016 | — | — | — | — |
| 8 | MUSICOW Fintech platform that enables users to buy and sell fractional ownership of music rights | $162M | 36 mo ago | Series C | 92 | 2017 | WordPressMySQLPHP+12 | — | 6 patents NFT-driven copyright indexing and rights management for digital media | 1 job opening |
| 9 | Toss Bank 🦄 Operator of a digital banking platform providing various financial services | $154M | 39 mo ago | Series D | 464 | 2015 | SentryNode.jsEnvoy+14 | — | 11 patents Patents concentrated in computing, sensing & instrumentation | 5 job openings |
| 10 | Dunamu 🦄 Online exchange platform for cryptocurrency | $138M | 56 mo ago | Acquired | 227 | 2012 | — | 20 signals ▲567% M&A · Regulatory · Earnings | 139 patents Blockchain-based digital asset transfer, tracking, and NFT processing platforms | 1 job opening |
| 11 | Chai Digital wallet for consumer payments | $120M | 53 mo ago | Series B | 121 | 2019 | WebflowVercelcore-js+7 | — | — | — |
| 12 | People's Fund P2P marketplace for consumer and business loans | $105M | 40 mo ago | Series C | 125 | 2015 | — | — | — | 1 job opening |
| 13 | Kbank Internet first bank for individuals | $87M | 91 mo ago | Public | 425 | 2016 | TistorySentrySvelte+13 | 3 signals ▼50% Earnings · New product | — | — |
| 14 | Bank Salad Online platform offering loan and savings comparison for consumers | $82M | 58 mo ago | Series C | 138 | 2012 | SentryZendeskFacebook Login+15 | — | — | — |
| 15 | Korbit App-based exchange platform for cryptocurrency | $79M | 54 mo ago | Acquired | 105 | 2013 | Node.jsReactNext.js+18 | — | — | — |
| 16 | Lendit Peer-to-peer lending marketplace | $60M | 59 mo ago | Series C | 66 | 2015 | SentryVue.jsAmazon Web Services+16 | — | — | — |
| 17 | ShinhanCard Online platform for consumer loans | $60M | 31 mo ago | Series C | — | 2002 | Node.jsJavaSocket.io+12 | — | 35 patents Secure payment card transaction processing and dynamic card data generation | — |
| 18 | Finda Online platform offering financial products comparison solutions | $53M | 34 mo ago | Series C | 82 | 2016 | Wix eCommerceWixSentry+19 | — | — | — |
| 19 | Hexlant Blockchain-based platform for security and crypto wallet | $53M | 50 mo ago | Series A | 22 | 2018 | — | — | 14 patents Patents concentrated in electrical & electronics | — |
| 20 | Fount App- based platform for robo advisory services | $49M | 56 mo ago | Series C | 46 | 2015 | — | — | 5 patents Patents concentrated in computing, sensing & instrumentation | — |
| 21 | Chaiport Unified payment solutions for businesses | $45M | 53 mo ago | Series B | — | 2019 | — | — | — | — |
| 22 | Wadiz Equity and revenue-based crowdfunding platform | $39M | 55 mo ago | Series D | — | 2012 | Cart FunctionalitySentryZendesk+31 | — | — | — |
| 23 | 8percent Online platform for consumer loans | $38M | 56 mo ago | Series B | 84 | 2014 | WordPressMySQLPHP+22 | — | 4 patents Patents concentrated in computing, sensing & instrumentation | — |
| 24 | Payhere App-based payment management solutions for businesses | $35M | 21 mo ago | Series B | 64 | 2019 | Turbopackstyled-componentsNode.js+22 | — | 5 patents Electronic payment and merchant onboarding systems, including detachable card terminals and sales analytics | 1 internship |
| 25 | Kasa Online investment platform for real estate properties | $33M | 54 mo ago | Acquired | 37 | 2018 | Node.jsFacebook LoginNaver Maps+13 | — | — | — |
| 26 | Travel Wallet Provider of multi-currency payment cards and related digital financial services | $31M | 23 mo ago | Series C | 59 | 2018 | SentryApple iCloud MailGoogle Workspace+16 | — | 16 patents Electronic payment platforms enabling split transactions and controlled card issuance | 1 job opening |
| 27 | HonestFund B2C marketplace for personal and small business loans | $29M | 29 mo ago | Series C | 82 | 2015 | Node.jsJavaBootstrap+22 | — | 6 patents AI-driven credit scoring, recommendation, and voice-based risk assessment systems | — |
| 28 | Quantit AI-based platform for asset management solutions | $27M | 39 mo ago | Series A | 50 | 2019 | — | — | 3 patents AI-driven financial profit allocation and order execution systems for investment platforms | 3 partnerships |
| 29 | SentBe Cross-border remittance solution | $24M | 45 mo ago | Series C | 91 | 2015 | Node.jsElement UIVue.js+16 | — | 2 patents Digital cryptocurrency remittance and electronic money exchange platforms | 2 partnerships |
| 30 | GOPAX Cryptocurrency exchange platform | $24M | 48 mo ago | Acquired | — | 2017 | SentryNode.jsNext.js App Router+21 | — | — | — |
| 31 | Makestar Crowdfunding services provider for connecting fans with the artists | $22M | 20 mo ago | Series D | 74 | 2015 | — | — | 5 patents Digital crowdfunding platforms for entertainment media and venue financing | — |
| 32 | DSRV Provider of blockchain infrastructure for staking, custody, and node operation | $21M | 8 mo ago | Series B | — | 2019 | — | — | 6 patents Blockchain transaction monitoring and fraud prevention, including key recovery mechanisms. | — |
| 33 | Xangle Research platform for cryptocurrencies | $20M | 49 mo ago | Series B | 35 | 2019 | SentryNode.jsFirebase+15 | — | — | — |
| 34 | Quotabook Cloud-based equity management solutions for businesses | $20M | 46 mo ago | Series A | 37 | 2019 | Framer SitesReactstyled-components+11 | — | — | — |
| 35 | PARAMETA Web3 enabler offering white-label blockchain solutions | $20M | 26 mo ago | Series B | 61 | 2016 | — | — | 11 patents Patents concentrated in computing, sensing & instrumentation | — |
| 36 | Korea Rating Information Provider of credit scoring platform for businesses | $15M | 27 mo ago | Series A | — | 2021 | — | — | — | — |
| 37 | Z Enterprise Tax automation solutions for financial sector | $12M | 12 mo ago | Series C | 35 | 2016 | Node.jsReactNext.js+9 | — | — | — |
| 38 | Allra Financial solutions for small to medium-sized enterprises | $9M | 16 mo ago | Series B | 30 | 2019 | Node.jsReactstyled-components+26 | — | — | — |
| 39 | Team Blackbird Online platform offering cryptocurrency market analysis | $9M | 35 mo ago | Series A | — | — | — | — | 11 patents Patents concentrated in computing, sensing & instrumentation | — |
| 40 | SOOHO Blockchain-based enterprise financial infrastructure solutions and related services | $9M | 42 mo ago | Series A | 25 | 2018 | Node.jsReactNext.js+13 | — | 19 patents Cross-chain messaging, smart‑contract security analysis, and stake‑token management on blockchains | — |
| 41 | Clobe Financial technology company that offers cash management platform for businesses | $9M | 2 mo ago | Seed | — | 2021 | WordPressMySQLPHP+31 | — | — | — |
| 42 | Bizplay Expense management platform for businesses | $8M | 26 mo ago | Series A | 142 | 2014 | JavaApache HTTP Servercore-js+9 | — | 34 patents Enterprise expense and payment processing platform integrating card, cashback, grants, OCR | — |
| 43 | Habit Factory App-based consumer insurance management software | $7M | 7 mo ago | Series C | 17 | 2016 | RequireJSNginxAmazon Web Services+11 | — | — | — |
| 44 | Pettaverse Developer of a metaverse platform for pets 10Funding top 50%Talent bottom 49%Global bottom 32%Market bottom 21% All 4 signals ▾Fundingtop 50% Talentbottom 49% Globalbottom 32% Marketbottom 21% Funding: Raised $7.3M across 1 rounds · 1 rounds over 3 yrs (0.3/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 10/100 | $7M | 22 mo ago | Series A | 15 | 2022 | — | — | — | — |
| 45 | MilkyWay Cryptocurrency liquid staking platform | $5M | 25 mo ago | Seed | — | 2023 | Node.jsTailwind CSSReact+13 | — | — | — |
| 46 | Cross Online remittance platform | $4M | 9 mo ago | Series A | 11 | 2017 | Node.jsPythonHighcharts+23 | — | — | — |
| 47 | Paymons Buy now and pay later solutions for businesses | $3M | 28 mo ago | Series A | 11 | 2020 | — | — | — | — |
| 48 | XRADERS App-based platform offering curated expert insights | $2M | 23 mo ago | Seed | — | 2022 | WordPress Block EditorElementorWordPress+21 | — | — | — |
| 49 | firfin Prepaid cards for children of different age groups | $2M | 23 mo ago | Seed | 21 | 2021 | SentryNode.jsYouTube+19 | — | — | — |
| 50 | Canopy Provider of a service enabling employees to access earned wages early | $699K | 7 mo ago | Seed | — | 2024 | Node.jsNextAuth.jsRadix UI+19 | — | — | — |
Top 12 FinTech companies in South Korea
#1
Seed · Seoul, Seoul · founded 2021$8.8Mraised▾
Financial technology company that offers cash management platform for businesses. The platform providing integrated financial data, profit and loss analysis, and payment and invoicing solutions.
- Apr 2026Seed$8.8M
#2
Series B · Seoul, Seoul · founded 2019$21.1Mraised▾
Provider of blockchain infrastructure for staking, custody, and node operation. The company supports blockchain networks, enabling financial solutions. It offers staking solutions, secure custody for digital assets, and node services. The company also provides a multi-chain wallet that gives control over digital assets.
- Oct 2025Series B$9.6M
- Jul 2025Series B$11.6M
#3
Series C · Seoul, Seoul · founded 2016 · 17 employees$7.3Mraised▾
App-based consumer insurance management software. It provides a platform for insurance analysis, billing, and recommendations for insurance, and more. It also insights into the daily consumption and manage household bills. The app is available for Android and iOS platform.
- Oct 2025Series C—
- Oct 2023Series B$4.8M
- Apr 2020Series A$1.6M
- Jul 2019Series A$848K
#4
Series C · Seoul, Seoul · founded 2016 · 35 employees$12.1Mraised▾
Developer of tax and accounts management platform designed to help businesses check profits, losses, and cash flow. The company's platform helps to understand the accurate status reflecting the sales and purchases as well as the withholding amount and also gives a hassle-free checking of the corporate accounts and card usage history, which are distributed and difficult to manage, enabling clients to intuitively check the business status through a real-time chart reflecting the collected data.
- Jun 2025Series C$12.1M
#5
Series A · Seoul, Seoul · founded 2017 · 11 employees$3.6Mraised▾
Cross is an online remittance platform. The transfer limit is 6,000,000 KRW per day and 30,000,000 KRW per year. The platform charges a fee of 1% of the transaction. The app is available for iOS and Android platforms.
- Sep 2025Series A$3.6M
#6
Series B · Seoul, Seoul · founded 2019 · 64 employees$35.4Mraised▾
App-based payment management solutions for businesses. The platform provides POS solutions through a mobile app. It provides table management services, order and history management, sales analysis, and a lot more. The app is available on both Android and iOS platforms.
- Aug 2024Series B$11.3M
- Apr 2023Series B$15.3M
- Mar 2022Series A$9.9M
- Dec 2021Series A$8.4M
#7
Toss 🦄Series G · Seoul, Seoul · founded 2011 · 1900 employees$1.2Braised▾
Provider of an app-based platform for banking investment and insurance management. It provides users with a platform that offers solutions such as money transfer, payment splitting, QR code scanning, card management, and more. It helps users check credit scores, credit payment status, and loan recommendations. It enables users to track income and expenses for financial reporting. It offers a multi-investment and portfolio management platform for real estate, stocks, bonds, mutual funds, and securities. The app is available for Android and iOS platforms.
- Dec 2022Series G$174.6M
- Jul 2022Series G$228M
- Jun 2021Series F$410M
- Aug 2020Series E$173M
#8
Series C · Seoul, Seoul · founded 2018 · 59 employees$31.3Mraised▾
Provider of multi-currency payment cards and related digital financial services. It offers a card for loading various currencies and conducting fee-free transactions. The card supports multiple currencies, enabling users to manage their funds. Features include currency exchange, refunds, and peer-to-peer transfers. It also provides benefits related to travel insurance and online shopping.
- Jun 2024Series C$10M
- Apr 2023Series C—
- Mar 2023Series C$15.1M
- Jul 2020Series A$6.2M
#9
Series D · Seoul, Seoul · founded 2015 · 74 employees$22.3Mraised▾
Developer of a music crowdfunding platform designed to support multiple projects related to Korean pop music. The company's platform connects Hallyu stars with fans worldwide and also helps them meet with global fans and advance overseas, enabling fans to communicate with the stars and participate in the content production process.
#10
Series B · Seoul, Seoul · founded 2019 · 30 employees$9.1Mraised▾
Financial solutions for small to medium-sized enterprises. The platform provides integrated financial solutions for online small and medium-sized enterprises. It supports financial operations, streamline accounting, and offer real-time financial insights to its clients.
- Jan 2025Series B$9.1M
#11
Seed · Seoul, Seoul · founded 2024$699Kraised▾
Provider of a service enabling employees to access earned wages early. The service allows workers to withdraw a portion of their already-earned salary before the regular payday. It facilitates immediate access to funds based on hours worked. The service integrates with time-tracking systems to verify employment and calculate available amounts. It aims to provide financial flexibility and reduce reliance on traditional loans.
- Nov 2025Seed$699K
#12
Series A · Seoul, Seoul · founded 2019 · 300 employees$226.5Mraised▾
Carrot provides an online platform for non-life insurances. It offers insurance for pets, overseas travel, driver, event liability, fire compensation liability, and more. It features quotes for personal and family insurance policies.
- Dec 2023Series A$100.6M
- Sep 2022Series A$125.9M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in South Korea
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 52 South Korea-affiliated papers.
- Sungkyunkwan University5
- Sejong University4
- University of Science and Technology4
- Samjin Pharm4
- Seoul National University3
- Valuation (finance)2
- Loan1
- Feature selection1
- Ranking (information retrieval)1
- Investment (military)1
- Financial services1→11
- Financial services1→7
Where fintech is researched across South Korea
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in South Korea
South Korea fintech patent filing is steady — 75 filings from 61 assignees (2016–2025), led by KIM HAE DONG, Junda, Wecrowd; annual filings 3→3.
- KIM HAE DONG16
- Junda5
- Wecrowd3
- LEE Seung MIN3
- Ennovalabs2
- Kovan2
- Induswell2
- Wooriranch2
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.