Best FinTech Companies in Spain
The 766 best FinTech companies in Spain in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: SeQura.
Spain's FinTech sector doesn't get enough credit, and this directory fixes that: 766 companies tracked, $2.1B in disclosed funding, and a clear ranking by equity raised and recent momentum. SeQura sits at the top by a wide margin, at $436M, while Bit2Me has pulled $53M, and a cluster of younger names like Embat and TaxDown are already past $20M. No unicorns yet, but the funding concentration tells you where the conviction is.
The global market is moving fast, forecast to grow from roughly $113.4B in 2025 to $461.6B by 2034 at a 17.21% CAGR. So what does that mean for Spain specifically? Demand drivers here track the global ones: PSD2's SCA requirement is reshaping payment flows, and platform banking is pulling investment toward cloud-native infrastructure. As shown in 2017 research, FinTech adoption tends to accelerate when regulatory pressure and digital infrastructure mature together, which is exactly the combination Spain's running right now. Investors like Lanzadera and Bankia Fintech are staying active, and if you're mapping where Spain fits in this cycle, the momentum here is real and it's building.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Spain
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | SeQura Online platform providing purchase financing solutions for customers | $436M | 19 mo ago | Series D | 270 | David Backstrom Founder & CEO | Webflow EcommerceWebflowBootstrap+29 | 1 partnership |
| 2 | Finalbion Online platform for business loans | $125M | 51 mo ago | Funding Raised | 50 | Marcos Flores Founder & CEO | — | — |
| 3 | Pagantis Online platform for point of sale financing | $90M | 87 mo ago | Acquired | 129 | — | — | — |
| 4 | Cobee Cloud-based platform for employee financial benefits | $62M | 42 mo ago | Acquired | 170 | — | WordPress Block EditorWordPressApple iCloud Mail+28 | — |
| 5 | FacePhi Provider of facial recognition based biometric verification solution 91Product top 17%AI top 20%Tech top 27%Global top 27% All 10 signals ▾Producttop 17% AItop 20% Techtop 27% Globaltop 27% Markettop 28% Fundingtop 28% Growthtop 30% Moattop 39% Talentbottom 49% Newsbottom 26% Product: 4 published apps (3.5k installs) · Company stage: Public AI: Classified as an AI company rank vs industry peers · Fliar Intelligence Index 91/100 | $58M | 25 mo ago | Public | 186 | Javier Mira President & CEO | WordPressApple iCloud MailMicrosoft 365+35 | 1 partnership · 1 award |
| 6 | Bnext Provider of a platform for online financial account and card management | $56M | 45 mo ago | Series A | 120 | Juan Mata Co Founder | FirebaseRadix UITailwind CSS+20 | — |
| 7 | Fintonic App-based platform for personal financial management and personal loans | $55M | 36 mo ago | Series C | 92 | — | Amazon WebstoreAnimate.cssAmazon Web Services+26 | — |
| 8 | Bit2Me Platform for buying, selling, and managing various digital and crypto assets | $53M | 10 mo ago | Series C | 211 | Leif Ferreira CEO | RubyZohoFreshworks CRM+36 | — |
| 9 | Crypto Snack Online platform offering DeFi crypto tokens and NFTs | $50M | 46 mo ago | Series C | 3 | — | — | — |
| 10 | MyInvestor Neobank offering a range of investment products and services, including savings accounts, investment funds… | $49M | 30 mo ago | Series C | 90 | — | Cart FunctionalityApple iCloud MailMicrosoft 365+23 | 1 job opening |
| 11 | ID Finance Online marketplace for consumer and business loans | $39M | 28 mo ago | Series B | 417 | — | styled-componentsReactGatsby+13 | 3 job openings · 2 awards |
| 12 | Boopos Provider of SaaS-based platform for revenue-based financing | $38M | 25 mo ago | Acquired | 40 | Javier Nunez Co-Founder | — | — |
| 13 | MITIGA Solutions AI based environment sustainability and risk management solutions | $23M | 3 mo ago | Series A | 37 | Mauricio Hanzich Co-Founder & CTO | WebflowApple iCloud MailMicrosoft 365+17 | — |
| 14 | Embat Financial planning and treasury management solutions for businesses | $23M | 1 mo ago | Series B | 27 | Carlos Lison Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+14 | 2 partnerships · 1 award |
| 15 | TaxDown Cloud and app-based tax management solutions for individuals and businesses | $21M | 3 mo ago | Series B | 132 | Enrique Moreno Co-Founder | WordPressMySQLPHP+38 | 1 partnership |
| 16 | Insurama Software suite for the insurance industry | $21M | 20 mo ago | Series A | 44 | Sergio Balsa Pardo Partner | Founder | Member Board Of Directors | PythonDjangoBootstrap+19 | — |
| 17 | Payflow Online financial services platform for on-demand pay and savings | $20M | 8 mo ago | Acquired | 60 | Avinash Sukhwani Co-Founder | WebflowReactstyled-components+17 | 1 award |
| 18 | Tuio Provider of mobile & SaaS-based platforms offering diversified insurance products | $20M | 20 mo ago | Series B | 25 | Asis Pardo Martin Co-Founder | WebflowAceBootstrap+34 | 1 partnership |
| 19 | Twinco Capital Provider of supply chain finance solutions including purchase order funding | $19M | 31 mo ago | Series B | 37 | Sandra Nolasco Chief Executive Officer | — | 3 partnerships · 1 award |
| 20 | Lynx AI-enabled anti-fraud and anti-money laundering solutions for businesses | $18M | 31 mo ago | Series A | — | Dan Dica Chief Executive Officer | WordPressMySQLPHP+23 | — |
| 21 | Bdeo Provider of AI-based data and monitoring solutions for car and property insurers | $15M | 35 mo ago | Series B | 63 | Manuel Moreno Co-Founder & CTO | Apple iCloud MailGoogle WorkspaceTypeScript+13 | — |
| 22 | Outer Ring Provider of multiplayer shooting game for users | $15M | 36 mo ago | Series A | 300 | — | WordPressMySQLPHP+14 | — |
| 23 | Atani Decentralized exchange platform for cryptocurrencies | $13M | 31 mo ago | Deadpooled | 28 | Haydee Barroso Bañales CEO & Co-Founder | Node.jsNext.jsReact+13 | — |
| 24 | Divilo Provider of financial management software for businesses | $13M | 32 mo ago | Series A | 27 | — | WordPressMySQLPHP+24 | — |
| 25 | Barkibu Provider of health insurance and veterinary services for pets | $12M | 32 mo ago | Series A | 55 | — | ContentfulErlangBootstrap+33 | 1 launch |
| 26 | Flanks Provider of wealth management data aggregation and reporting solutions | $11M | 15 mo ago | Series B | 28 | Alvaro Morales Co-Founder and Chief Strategy Officer | WebflowGSAPMicrosoft Clarity+18 | 2 partnerships · 1 award |
| 27 | DOST Provider of AI-powered invoice automation solutions for accounts payable and receivable | $10M | 6 mo ago | Series A | — | Adam Barbera Co-Founder & CEO | — | — |
| 28 | Brickken Asset tokenization platform for real estate investments | $10M | 2 mo ago | Seed | 26 | Edwin Mata Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+27 | 1 launch |
| 29 | Green Eagle Solutions Provider of software solutions for solar and wind energy projects 45Product top 36%Talent top 38%Innovation top 39%Tech top 42% All 8 signals ▾Producttop 36% Talenttop 38% Innovationtop 39% Techtop 42% Fundingtop 49% Globalbottom 38% Marketbottom 35% Newsbottom 22% Product: 5 distinct product lines · Company stage: Series A Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 45/100 | $10M | 29 mo ago | Series A | 38 | Alejandro Cabrera Co-Founder & CEO | Apple iCloud MailMicrosoft 365TypeScript+13 | 1 launch |
| 30 | Criptan Online platform offering a crypto wallet and cards | $8M | 32 mo ago | Series A | 39 | Jaume Sola Co-Founder | WordPress Block EditorDiviWordPress+26 | — |
| 31 | Kabilio Provider of AI-powered accounting and tax management solutions for consultancies and small and medium-sized… | $5M | 7 mo ago | Seed | — | Jose Ojeda Co-Founder & Co-CEO | RubyAnimate.cssTailwind CSS+13 | 6 job openings |
| 32 | Crescenta Digital investment platform specializing in private funds | $4M | 2 mo ago | Series A | 5 | Eduardo Navarro Co-Founder & Chairman | JavaUbuntuECharts+27 | — |
| 33 | BankTrack Provider of bank transaction tracking platform for individuals | $3M | 24 mo ago | Series A | 12 | — | PrismicTurbopackEmotion+27 | — |
| 34 | DEXTools.io Data analysis and trading platform for cryptocurrency | $3M | 3 mo ago | Seed | 24 | Frederic Fernandez Co-Founder & CMO | TypeScriptZone.jsAngular+20 | — |
| 35 | Gizatech AI platform that simplifies blockchain complexity through autonomous agents | $3M | 13 mo ago | Series A | 12 | Renc K Co-Founder | Framer SitesReactPriority Hints+7 | — |
| 36 | Wenalyze AI-based data analytics solutions for the commercial insurance and banking sectors | $3M | 25 mo ago | Seed | 20 | — | — | — |
| 37 | Zazume SaaS-driven end-to-end rental management software | $3M | 13 mo ago | Seed | 14 | Jeroen Merchiers Co-Founder & CEO | SentryZendeskNode.js+21 | — |
| 38 | Weecover Online point of sale insurance comparison platform for P&C insurances | $3M | 16 mo ago | Series A | 13 | Jordi Pages CEO & Co-founder | WordPress Block EditorDiviWordPress+19 | 1 launch |
| 39 | Dost Provider of automated invoice and accounts payable management software solutions | $2M | 21 mo ago | Unfunded | 9 | Fernando Martin Co-Founder | Node.jsReactNext.js+20 | — |
| 40 | Remuner Cloud based ERP software and management solutions for businesses | $2M | 9 mo ago | Seed | — | Matias Haro Co-founder & COO | WordPressMySQLPHP+29 | 1 job opening · 1 partnership |
| 41 | APlanet Provider of ESG data management and reporting software. | $2M | 4 mo ago | Series A | 59 | Cyril Pierre Co-Founder & CEO | Animate.cssBootstrapMicrosoft Advertising+22 | — |
| 42 | Fence Provider of automated debt management platform for asset-based lending | $2M | 1 mo ago | Series A | — | Gonzalo Bandeira Co-Founder | Framer SitesApple iCloud MailYouTube+9 | — |
| 43 | Devengo App-based platform for payday loans | $1M | 7 mo ago | Seed | 22 | Alberto Molpeceres Co-Founder | WordPressApple iCloud MailGoogle Workspace+36 | 1 partnership |
| 44 | Bcount Provider of accounting, tax, and labor automation platform for businesses | $1M | 2 mo ago | Seed | — | Ronald Ubago Co-Founder & CMO | Wix eCommerceWixSentry+17 | — |
| 45 | EthicHub Provider of blockchain-based P2P crowd lending platform for farm loans | $1M | 15 mo ago | Seed | 31 | Gabriela Valdovinos Co-Founder | TurbopackNode.jsRadix UI+19 | 1 partnership · 1 award |
| 46 | Colibid Mortgage bidding platform | $972K | 20 mo ago | Seed | 19 | Alexander Almengor Co-Founder | WordPressMySQLPHP+18 | — |
| 47 | Silk Cashback Provider of a cashback application connecting consumers with local businesses | $851K | 21 mo ago | Seed | — | Alfonso Chaparro Co-Founder | Cart FunctionalityWooCommerceWordPress+21 | — |
| 48 | Swipet Provider of pet insurance covering accidents, illnesses, surgeries, and preventive care | $465K | 5 mo ago | Seed | — | Eduardo Varela Founder & CEO | WordPressMySQLPHP+23 | 1 job opening |
| 49 | Foliume Provider of AI assistants automating tasks for insurance brokers and agents | $292K | 14 mo ago | Seed | 9 | Guillermo Ferrari Co-Founder | WebflowGSAPcore-js+20 | — |
| 50 | Sheblooms Venture Community-driven platform that fosters connections between women entrepreneurs and investors | $235K | 13 mo ago | Seed | — | Virginie Roge Managing Director | Wix eCommerceWixSentry+15 | — |
Top 12 FinTech companies in Spain
#1
Series B · Madrid, Community of Madrid · founded 2021 · 27 employees$23Mraised▾
Financial planning and treasury management solutions for businesses. It features treasury forecasting with customized scenarios, cash flow forecasting for automated income and expense analytics, real-time data integration for team access, and more. It also offers solutions for financial reporting.
- May 2026Series B$35.3M
- Feb 2024Series A$16M
- Jun 2023Series A$5.5M
- May 2022Seed$1.6M
#2
Series B · Madrid, Community of Madrid · founded 2018 · 132 employees$21.5Mraised▾
Cloud and app-based tax management solutions for individuals and businesses. It offers solutions for tax filing, tax returns, tax consulting, and more. It also offers advisory solutions for tax planning. The app is available for iOS and Android platforms.
- Mar 2026Conventional Debt$4.6M
- Apr 2025Series B$4.6M
- Apr 2024Series B$5.4M
- Mar 2023Series B$6.2M
#3
Series A · Barcelona, Catalonia · founded 2018 · 37 employees$23.1Mraised▾
AI based environment sustainability and risk management solutions. It mitigates natural hazards with science-performance computing and AI. Features include smart decision-making to adopt to climate uncertainties, automatic alerts, model-based deterministic forecasts, risk management dashboards, and more.
- Feb 2026Series A$7.1M
- Feb 2026Grant (prize money)$2.8M
- Jun 2024Series A$8.7M
- Jan 2024Series A—
#4
Seed · Barcelona, Catalonia · founded 2020 · 26 employees$9.6Mraised▾
Asset tokenization platform for real estate investments. It connects asset owners and investors and through the tokenization process, it divides assets into tokens of equal rights and value, which can be purchased. It allows users to deposits fiat or crypto on the platform to start buying tokens.
- Mar 2026Seed$3.4M
- Jan 2025Seed$2.5M
- Jul 2023ICO$3.7M
- Mar 2022Seed—
#5
Series C · Elche, Valencian Community · founded 2015 · 211 employees$53.2Mraised▾
Platform for buying, selling, and managing various digital and crypto assets. It offers tools for cryptocurrency transactions and digital asset management. The platform provides options to buy, sell, and exchange digital currencies. It also features resources for learning about blockchain technology and related topics.
- Aug 2025Series C$34.8M
- Jul 2024Series B—
- May 2024Series B—
- Jan 2024Venture Debt$1.1M
#6
Series D · Barcelona, Catalonia · founded 2013 · 270 employees$435.6Mraised▾
Online platform providing purchase financing solutions for customers. It provides a pay later option to customers and to change their payment into monthly instalments. The product catalog ranges from fashion, electronics, kids items, beauty, sports and more.
- Nov 2024Series D$435.6M
- Nov 2024Conventional Debt—
- Sep 2022Conventional Debt—
#7
Acquired · Madrid, Community of Madrid · founded 2020 · 60 employees$20Mraised▾
Online financial services platform for on-demand pay and savings. The platform provides online loans for earned-wage loans. It allows users to request loans in advance through its platform and access part of their earned wages directly into the bank account. The loan repayments are deducted from the users' salary accounts. Its app is available for both Android and IOS devices.
- Oct 2025Conventional Debt$34.8M
- Oct 2025Series B$2.3M
- May 2025Series B$18.9M
- Jul 2024Series B$6.5M
#8
Series A · Madrid, Community of Madrid · founded 2022 · 5 employees$3.8Mraised▾
Digital investment platform specializing in private funds. It allows both retail and professional investors to invest in private equity, venture capital, infrastructure, private debt, and impact funds.
- Apr 2026Series A$5.8M
- Jan 2025Series A$7.3M
- Dec 2023Seed$2.2M
- Jul 2023Seed$1.6M
#9
Series A · Barcelona, Catalonia · founded 2021$10Mraised▾
Provider of AI-powered invoice automation solutions for accounts payable and receivable. The platform offers features such as document capture, data extraction, and three-way matching. It also provides approval workflows, supplier portals, and integration with enterprise resource planning systems. The system aims to streamline invoice management, reduce errors, and accelerate financial operations.
- Nov 2025Series A$7.8M
- Sep 2024Series A$1.7M
- Feb 2022Seed$582.2K
#10
Series A · Madrid, Community of Madrid · founded 2023$2Mraised▾
Provider of automated debt management platform for asset-based lending. It automates verification, calculation, and payment processes in warehouse and borrowing base facilities and securitizations. The platform offers real-time visibility and execution, streamlining the entire debt lifecycle from origination to reporting. This solution benefits borrowers by reducing costs and optimizing financing, while debt investors gain real-time control and reduced operational expenses. The platform is designed for various asset types, including complex, granular, short-term portfolios.
- Apr 2026Series A$20M
- Nov 2023Seed$2M
#11
Seed · Pola De Siero, Asturias · founded 2020 · 24 employees$3Mraised▾
Data analysis and trading platform for cryptocurrency. It features multi swaps, saves, track, research wallets, and more. It creates unique trading strategies, anticipates market movements, searches for big spreads, tracks & copies the most profitable wallets, and much more.
- Mar 2026Seed$3M
- Feb 2024Seed—
#12
Series A · Spain · founded 2019 · 59 employees$2Mraised▾
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- Feb 2026Seed—
- Mar 2023Series A—
- Oct 2020Seed—
- Sep 2020Seed$2M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Spain
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 54 Spain-affiliated papers.
- Universidad de Granada5
- Universidad de Sevilla5
- Universidad Rey Juan Carlos4
- Universidad de Zaragoza4
- Universitat Jaume I4
- Remittance1
- Competition (biology)1
- Intermediation1
- Financial inclusion1
- Transaction cost1
- Financial services8
- Corporate governance2
- Payment2
- Financial inclusion2
- Sustainability2
- Financial services9
- Blockchain5
- Cryptocurrency3
- Financial transaction2
- Sustainability2
Where fintech is researched across Spain
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.