Best FinTech Companies in Tennessee, United States
The 203 best FinTech companies in Tennessee, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Built.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Tennessee
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Built 🦄 Cloud-based loan life cycle management solution for construction loans | $289M | 38 mo ago | 141 141 → 319 (+126%) · sector median +19% | 2014 | Chase Gilbert CEO & ex-Co-Founder | WordPressSentryAtlassian Statuspage+42 | 126 patents Design of portable containers, protective sleeves, and accessory bags for consumer goods | — |
| 2 | Velocity Risk Underwriters E&S specialty property insurance underwriting, blending expertise with data and technology | $131M | 35 mo ago | 137 | 2015 | Philip Bowie CEO | — | — | — |
| 3 | Digital Reasoning AI-based consumer behavior analysis for banks and financial institutions | $128M | 76 mo ago | 97 | 2000 | — | — | 57 patents AI-driven risk analytics and compliance monitoring for multilingual financial communications | — |
| 4 | edo Interactive Enabler of personalized card linked offers | $78M | 133 mo ago | 4 | 2007 | — | — | — | — |
| 5 | XSOLIS AI-based platform for physicians and payers to analyze denial management | $75M | 59 mo ago | 166 166 → 244 (+47%) · sector median +19% | 2013 | Joan Butters CEO | WordPressSentryApple iCloud Mail+26 | — | — |
| 6 | AltoIRA Alternative investment platform for multiple assets | $73M | 53 mo ago | 86 86 → 126 (+47%) · sector median +19% | 2015 | Eric Satz Founder & CEO | WebflowApple iCloud MailGoogle Workspace+31 | — | 1 partnership · 1 award |
| 7 | Confirmation Streamlining audit confirmations and financial data verification with secure digital solutions | $63M | 115 mo ago | 99 99 → 62 (-37%) · sector median +19% | 2000 | — | WordPress Block EditorWordPressMySQL+23 | — | 1 partnership |
| 8 | Cartera Cloud based platform offering card linked customer loyalty | $51M | 168 mo ago | 103 | 2005 | — | Squarespace CommerceSquarespaceTypeScript+14 | — | — |
| 9 | i3 Verticals Payment processing solutions for businesses | $42M | 76 mo ago | 1,663 1,663 → 876 (-47%) · sector median +19% | 2012 | Saranya Kumar Co-Founder | WordPressApple iCloud MailMicrosoft 365+30 | — | — |
| 10 | Intellivo Provider of claims detection and recovery solution within the healthcare industry | $40M | 46 mo ago | 69 | 1999 | Laura Hescock Chief Executive Officer | — | — | — |
| 11 | Thread Bank Provider of business banking services through digital channels 40Product top 35%Moat top 38%Funding top 39%Growth top 40% All 9 signals ▾Producttop 35% Moattop 38% Fundingtop 39% Growthtop 40% Techtop 42% Newsbottom 49% Talentbottom 49% Globalbottom 36% Marketbottom 32% Product: 2 published apps (1.2k installs) · Company stage: Series C Moat: Editorial + unicorn rating 4/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 40/100 | $25M | 8 mo ago | 24 | 1906 | Chris Black CEO | WordPressMySQLPHP+17 | — | 5 job openings · 1 award |
| 12 | Advance Financial 247 Direct lender for flex loans. | $18M | 93 mo ago | 502 502 → 537 (+7%) · sector median +19% | 1996 | — | SentryElastic APMZendesk+17 | — | — |
| 13 | Core10 Fintech infrastructure software solutions developer | $12M | 41 mo ago | 86 | 2016 | Lee Farabaugh Co-Founder | — | — | — |
| 14 | Bambu Provider of digital banking for individuals | $11M | 41 mo ago | 48 | 2016 | Douglas Quay Founder & CEO | Amazon WebstoreWordPressApple iCloud Mail+36 | — | — |
| 15 | Next Gear Solutions Job management tools for restoration companies and contractors | $11M | 122 mo ago | 186 | 2008 | — | WordPressBugHerdApple iCloud Mail+33 | — | — |
| 16 | CAREOperative An online healthcare pricing guide | $10M | 149 mo ago | 101 | 2008 | — | WordPressApple iCloud MailMicrosoft 365+23 | — | — |
| 17 | Celero Commerce Cloud-based business management software provider for SMBs | $8M | 27 mo ago | 117 | 2018 | Kevin Jones Chief Executive Officer | WordPress Site EditorWordPressApple iCloud Mail+32 | — | 2 launchs · 1 partnership |
| 18 | WEALTH ACCESS Personal finance management for financial advisors | $8M | 128 mo ago | 19 | 2012 | — | WordPressMySQLPHP+25 | — | — |
| 19 | Snowflake Technologies Identity verification solution provider using vein pattern recognition (VPR). | $8M | 239 mo ago | — | 2005 | Jim Phillips Founder & Chairman | — | 2,411 patents Secure, scalable cloud data warehousing with advanced sharing, masking, and virtualization | — |
| 20 | Shareholder InSite Global provider of ratings, benchmarks, analytics, and workflow solutions in financial markets | $7M | 156 mo ago | 41 | 2008 | — | — | — | — |
| 21 | Splitsecnd Tech-enabled solution for carsh detection | $6M | 110 mo ago | 5 | 2010 | Mel Taylor CEO & President | — | — | — |
| 22 | SavvyFi Goal-based savings plan for child's education | $6M | 28 mo ago | 8 | 2017 | Jeffrey Hull Co-Founder | — | — | — |
| 23 | Station70 Disaster recovery solutions for digital assets | $5M | 26 mo ago | — | 2023 | Adam Everspaugh Co-Founder & CTO | — | — | — |
| 24 | Crescent Provider of a digital platform for business banking solutions | $5M | 47 mo ago | — | 2017 | Grant Roscoe Founder & CEO | — | 2 patents Industrial tank filling control systems and sulfur storage logistics solutions | — |
| 25 | DebtMarket Global exchange, clearing house, data, and technology solutions provider | $4M | 183 mo ago | — | 2006 | Michael Sheridan Co-Founder | — | — | 1 award |
| 26 | Inova Payroll Payroll, HR and Tax solutions | $4M | 179 mo ago | 142 142 → 190 (+34%) · sector median +19% | 2011 | Dario Pennacchietti Co-Founder & CTO | WordPressMySQLPHP+36 | — | 2 partnerships |
| 27 | ClarisHealth Provider of AI-enabled payment integrity platform | $4M | 29 mo ago | 138 138 → 135 (-2%) · sector median +19% | 2013 | Jeffrey Mcneese Chief Executive Officer | WordPressMySQLPHP+26 | — | 1 job opening |
| 28 | SZNS Online marketplace for NFT albums | $4M | 57 mo ago | 10 | 2021 | Jack Dille Co-Founder | — | — | — |
| 29 | Kindful Donor relationship management software and financial metrics management for nonprofits | $4M | 116 mo ago | 59 | 2011 | — | WordPressSentryZendesk+39 | — | — |
| 30 | Acopia Home Loans App-based marketplace for residential mortgage loans | $4M | 74 mo ago | 222 | 2007 | — | WordPress Block EditorwpBakeryWordPress+28 | — | — |
| 31 | Hyype Online social platform for NFT communities | $4M | 55 mo ago | 10 | 2021 | Scott Lewis Co-Founder | — | — | — |
| 32 | Sedgwick Provider of claims administration, loss adjusting, and benefits management services | $3M | 21 mo ago | 25,842 25,842 → 22,894 (-11%) · sector median +19% | 1969 | Jeroen Fröhlich CEO | WordPress Block EditorWordPressApple iCloud Mail+34 | — | — |
| 33 | Dragon Innovation Streaming trending online movies daily in HD, no registration needed | $2M | 131 mo ago | 27 | 2006 | — | — | — | — |
| 34 | Royfi Online investment platform for music artists | $2M | 37 mo ago | 5 | 2020 | Corey Whiting Co-Founder | Radix UITailwind CSSshadcn/ui+10 | — | — |
| 35 | Saylent Analytics driven marketing and payment optimization | $2M | 77 mo ago | 24 | 2006 | — | — | — | — |
| 36 | ProNvest Online retirement planning tool with investment advisory services for individuals | $2M | 84 mo ago | 39 | 2000 | — | — | — | — |
| 37 | Atmos ESG rating data | $2M | 48 mo ago | 5 | 2021 | Max Mona Co-Founder & Co-CEO | Node.jsTailwind CSSReact+7 | 2 patents Compact, pen‑sized vaporizer devices with ceramic heating for herb consumption | — |
| 38 | Vatica Health Cloud-based risk adjustment solution for providers | $2M | 151 mo ago | 317 317 → 414 (+31%) · sector median +19% | 2011 | Steve Zuckerman Co-Founder & Chief Strategy Officer | WordPressApple iCloud MailMicrosoft 365+34 | — | 1 job opening |
| 39 | Mployer Advisor Online insurance agents listing platform for businesses | $2M | 55 mo ago | 26 | 2019 | Brian Freeman Founder & CEO | WebflowNginxSplide+20 | — | — |
| 40 | Linus Alternative savings platforms | $2M | 62 mo ago | 7 | 2019 | Matt Hamilton Founder & COO | — | — | — |
| 41 | iQuantifi Roboplanner for financial institutions | $2M | 138 mo ago | 5 | 2009 | Tom White Co-Founder & CEO | — | — | — |
| 42 | Auto I.D Data analytics solutions for multiple industries | $1M | 132 mo ago | 22 | 2012 | Sean Smith Founder & CEO | — | — | — |
| 43 | Ludi Provider compensation and contract management software for healthcare organizations | $1M | 30 mo ago | 8 | 2012 | — | WordPressMySQLPHP+37 | 7 patents Provides a semantically‑rich data model and APIs for contextual web application development. | — |
| 44 | inRev Platform offering algorithm-based contract surety for insurance | $1M | 53 mo ago | 10 | 2021 | Adam Duff Co-Founder | — | — | — |
| 45 | CapControls Cap table management software and service provider. | $801K | 194 mo ago | — | 2007 | Joe Maxwell Founder and ex-CEO | — | — | — |
| 46 | Rapid RMS Provider of medical equipment and service solutions for radiology and other specialties | $790K | 108 mo ago | 7 | 2013 | — | Windows ServerAnimate.cssBootstrap+11 | — | — |
| 47 | SpendCare Financial technology association | $750K | 12 mo ago | 4 | 2021 | David Young Chair of the Board and Co-Founder | — | — | — |
| 48 | Solium Software for equity administration, financial reporting and compliance | $621K | 184 mo ago | 3 | 2008 | Marcos Lopez CEO & President | — | — | — |
| 49 | Solo Music NFT-based trading platform for music | $525K | 59 mo ago | 7 | 2021 | Tim Gerst Co-Founder | — | — | — |
| 50 | Smart RIA Cloud based platform that offers compliance management solutions | $125K | 43 mo ago | 24 | 2011 | — | — | — | — |
Top 12 FinTech companies in Tennessee
#1
Series C · Jonesborough, Tennessee · founded 1906 · 24 employees$25.2Mraised▾
Provider of business banking services through digital channels
#2
Seed · Tennessee · founded 2021 · 4 employees$750Kraised▾
Financial technology association
- Jun 2025Seed$466.8K
- Jun 2024Seed$200K
- Oct 2022Seed$550K
#3
Built 🦄Series D · Nashville, Tennessee · founded 2014 · 141 employees$288.6Mraised▾
Cloud-based loan life cycle management solution for construction loans. It provides solutions for managing the approval process, back office, compliance requirements, and more. The platform involves stakeholders like borrowers, builders, lenders, appraisers, draw inspectors, mortgage brokers, examiners, and regulators. Lenders can also get insights into the construction loan portfolio with reporting tools.
- Apr 2023Series D—
- Jul 2022Series D$23.6M
- Sep 2021Series D$125M
- Feb 2021Series C$88M
#4
Acquired · Nashville, Tennessee · founded 2015 · 137 employees$130.6Mraised▾
E&S specialty property insurance underwriting, blending expertise with data and technology. The company specializes in providing solutions for the US specialty commercial property market, addressing challenges with innovation. They connect risk with capital, offering specialty property insurance for businesses at risk and aiming to reduce costs for insureds while increasing returns for investors. They utilize real-time modeling, a data-driven underwriting system, superior claims management, and catastrophe research for risk quantification. The company collaborates with brokers, agents, and capital providers to deliver underwriting services and claims management. They focus on innovative thinking, promoting transparency, collaboration, and consistent action. They offer diverse product offerings and pricing, responding to changing risks. The company is committed to building an exceptional culture, embracing a diverse network of talented individuals and promoting opportunities for growth.
- Jun 2023Series C$119.4M
- Feb 2020Series B$11.2M
#5
Acquired · Memphis, Tennessee · founded 1969 · 25842 employees$2.6Mraised▾
Provider of claims administration, loss adjusting, and benefits management services. The organization offers services including workers’ compensation, liability, and auto claims management. It provides absence management, disability, and unemployment compensation support. Additionally, the organization offers product recall and incident response services across various industries.
#6
Series A · Nashville, Tennessee · founded 2018 · 117 employees$8.4Mraised▾
Celero Commerce provides cloud-based business management software for SMBs. The product offering of the company includes UMS Banking, Tandem, ElmhurstFi, and Razor Sync. Various modules offered by the product are payment management, financial management, and operations management. Its features are customer management, scheduling, dispatch management, inventory management, employee management, route management, sales tracking, receivables management,
- Mar 2024Series A$8.4M
- Dec 2018Seed—
#7
Series B · Nashville, Tennessee · founded 2015 · 86 employees$73.1Mraised▾
Alternative investment platform for multiple assets Allows users to establish a self-directed IRA and invest the savings in alternative assets like private companies, real estate, digital assets, and. It features an Alto deal hub for automating & coordinating investment and closing processes, Alto CryptoIRA for trading & investing in crypto, and more.
- Jan 2022Series B$40M
- Apr 2021Series A$17M
- Oct 2020Series A$2.9M
- Jan 2020Series A$3.5M
#8
Series A · Franklin, Tennessee · founded 2017 · 8 employees$5.7Mraised▾
Goal-based savings plan for child's education. It provides tools to plan for college savings for children for individuals and employees. Users can set aside funds as savings, manage college debts, and make investments for the future. Features electronic documentation, manages the administration of employer's benefits, and tracking of transfers & contributions for the user.
- Feb 2024Series A$35K
- Sep 2022Series A$4.9M
- Jun 2022Seed$30K
- Aug 2020Seed$755K
#9
Seed · Nashville, Tennessee · founded 2023$5Mraised▾
Disaster recovery solutions for digital assets. It offers asset key backup and recovery solutions that are agnostic to protocols, blockchains, and wallet providers. It offers solutions for continous security, regulatory management, and more.
- Apr 2024Seed$5M
#10
Acqui-Hired · Franklin, Tennessee · founded 2000 · 97 employees$128.2Mraised▾
AI-based consumer behavior analysis for banks and financial institutions. Its offering includes voice surveillance, employee communication analytics, healthcare automation for cancer detection, trading insight, and more.
- Jan 2020Series D$20M
- Sep 2019Series D—
- Feb 2019Series D$30M
- Mar 2018Series D$30M
#11
Late Stage · Memphis, Tennessee · founded 1999 · 69 employees$40Mraised▾
Provider of claims detection and recovery solution within the healthcare industry. The company provides technology-enabled pre-bill and post-pay TPL identification and full recovery solutions for complex claims that improve payment accuracy, maximize savings, increase recovery speed, and provide a positive experience for providers and patients.
- Aug 2022PE—
- Oct 2020PE$40M
#12
Series C · Nashville, Tennessee · founded 2013 · 166 employees$75Mraised▾
XSOLIS offers an AI-based platform for physicians and payers to analyze denial management. The solution offered by the company aids in the denial management of claims being processed. The platform analyses the possibilities of denials.
- Jun 2021Series C$75M
- Sep 2018Conventional Debt$4M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.