Best FinTech Companies in Wales, United Kingdom
The 97 best FinTech companies in Wales, United Kingdom in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Coincover.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Wales
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Coincover Provider of digital asset security, fraud detection, and wallet recovery | $42M | 40 mo ago | 8 | 2018 | David Jancziewski Co-Founder & CEO | HubSpot CMS HubSalesforceBootstrap+29 | 1 launch · 1 partnership |
| 2 | Mypinpad Payment security solutions via PIN authentication | $32M | 36 mo ago | 53 53 → 51 (-4%) | 2012 | Barry Levett CEO | — | 1 launch |
| 3 | Delio Provider of alternative investment infrastructure and technology solutions | $16M | 51 mo ago | 57 | 2014 | Gareth Lewis Co-Founder & Co-Chief Executive | — | — |
| 4 | Bipsync Provider of a research management platform for investment management firms | $13M | 88 mo ago | 19 | 2012 | — | — | 1 job opening |
| 5 | Mountain Protocol Provider of yield-bearing stablecoin | $12M | 24 mo ago | — | 2023 | Martin Carrica Co-Founder | — | — |
| 6 | W2 Global Data Provider of data KYC or AML and other data services to financial institutions and other sectors | $10M | 91 mo ago | 32 | 2011 | — | — | — |
| 7 | Touch Biometrix Provider of fingerprint-based biometric systems | $4M | 49 mo ago | 1 | 2017 | — | — | — |
| 8 | Lerex Technology White-label prepaid cards provider | $2M | 61 mo ago | 7 | 2015 | — | — | — |
| 9 | Hope Macy Shared expense management solution for individuals | $2M | 4 mo ago | — | 2018 | Samuel Manning Co-Founder & CEO | — | — |
| 10 | Data Wallet Provider of open finance platform aggregating bank data and document extraction | $2M | 3 mo ago | — | 2022 | Jen Lothian Co-Founder & CEO | Webflow EcommerceCart FunctionalityWebflow+12 | — |
| 11 | CitaDAO Blockchain token backed by real estate assets | $2M | 48 mo ago | 16 | 2021 | — | WebflowreCAPTCHAHSTS+10 | — |
| 12 | BlueMove Multi-chain NFT marketplace | $1M | 19 mo ago | — | 2022 | N C Co-Founder & CEO | — | — |
| 13 | monva Comparison platform for credit cards | $1M | 62 mo ago | 2 | 2018 | — | — | — |
| 14 | iehub Provider of an online tool that simplifies the management of income and expenditure for both customers and… | $1M | 51 mo ago | 15 | 2016 | Dylan Jone Founder & CEO | — | — |
| 15 | Yotta Digital Mobile payment solution for consumers | $941K | 50 mo ago | 4 | 2019 | — | WebflowCart Functionalitycore-js+13 | — |
| 16 | Wealthify Provider of digital investment accounts and personal pension savings plans | $870K | 118 mo ago | 90 90 → 123 (+37%) | 2014 | Richard Ambrose CEO | UmbracoApple iCloud MailFacebook Login+21 | 1 award |
| 17 | Driverly AI-powered driving insurance app | $787K | 16 mo ago | — | 2021 | Mohammad Alinia Co-Founder and CTO | — | 1 partnership · 1 award |
| 18 | Ship Shape Provider of a search engine for investors and funding opportunities | $691K | 34 mo ago | 7 | 2020 | Daniel Sawko CEO and Co-Founder | WordPressMySQLPHP+17 | — |
| 19 | Goldwise Operator of a platform for trading physical precious metals online 37Talent top 38%Funding top 46%Tech bottom 48%Global bottom 33% All 4 signals ▾Talenttop 38% Fundingtop 46% Techbottom 48% Globalbottom 33% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $675k across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $675K | 2 mo ago | — | 2021 | Gareth Tucker Co-Founder | WordPressMySQLPHP+26 | — |
| 20 | Zero Internet first bank through partnership offering retail banking | $612K | 16 mo ago | — | 2022 | Richard Theo Co-Founder & CEO | UmbracoVimeoMicrosoft ASP.NET+23 | — |
| 21 | SSF Fundraising and investment platform | $263K | 92 mo ago | — | 2016 | David Maas CEO | — | — |
| 22 | RateSwitch Mortgage rate-switching platform | $262K | 98 mo ago | 2 | 2016 | Lee Flavin Founder | — | — |
| 23 | ShareProperty Real estate crowdfunding investment platform | $215K | 120 mo ago | — | 2015 | George Grigg Co-Founder & CEO | — | — |
Top 12 FinTech companies in Wales
#1
Seed · Cardiff, Wales · founded 2018$1.9Mraised▾
Shared expense management solution for individuals. Provides service that allows supporters to see their own bank transactions and support one account holder. Supplies information needed to keep someone financially independent, sends email alerts about spending and view recent bank transactions without logging into their bank account, discuss any unusual spending and keep watch over account activity, works alongside existing bank accounts and requires no new cards or change of bank, and more.
- Feb 2026Seed$13.5K
- Mar 2025Seed$799.6K
- Sep 2023Seed$1.9M
- Sep 2022Seed$400K
#2
Seed · Cardiff, Wales · founded 2022$1.7Mraised▾
Provider of open finance platform aggregating bank data and document extraction. The platform offers a single API for accessing banking, insurance, mortgage, and investment data. It supports data collection from open banking, statements, payslips, utility bills, and emails. The platform employs artificial intelligence for data extraction and enhancement. It detects document tampering and alerts users to potential risk factors.
- Mar 2026Seed$1.7M
#3
Seed · Cardiff, Wales · founded 2021$675.5Kraised▾
Operator of a platform for trading physical precious metals online. It facilitates buying, selling, and managing allocated metals. The platform offers features such as conditional orders, portfolio valuation, and global vault options. It aims to provide access to deep liquidity and institutional pricing for precious metals.
- Apr 2026Seed$675.5K
#4
Acquired · Pembroke, Wales · founded 2023$12Mraised▾
Provider of yield-bearing stablecoin. It provides a link between token and underlying assets, removing legal structures.
- Jun 2024Series A$8M
- Sep 2023Seed$4M
#5
Series B · Cardiff, Wales · founded 2018 · 8 employees$41.7Mraised▾
Provider of digital asset security, fraud detection, and wallet recovery. They offer solutions for institutions and individuals to protect digital assets. The company provides real-time monitoring and scanning of transactions for malicious activity. They also offer wallet key security and recovery services.
- Feb 2023Series B$30M
- Jul 2021Series A$9.2M
- Jul 2020Seed$2M
- Dec 2018Seed$504.1K
#6
Series C · Cardiff, Wales · founded 2012 · 53 employees$32.1Mraised▾
myPinPad provides the ability to securely collect and manage PINs on smart phones, and tablets to help authenticate transactions. The myPINpad Authentication Service enables consumers to use their regular card PIN for secure authentication at checkout. The convenience of using PIN authentication rather than alternative password entry minimises transaction abandonment. The platform can be used for multiple services as authenticating digital payments, issuing/managing PIN services, authenticating mPoS payments, cardless ATM withdrawals, mobile commerce and payment acceptance devices.
- Jun 2023Series C$13M
- Oct 2018Series B$19.1M
#7
Seed · Cardiff, Wales · founded 2021$786.6Kraised▾
AI-powered driving insurance app. It monitors and records various driving criteria to build an accurate picture of the user's driving habits.
- Feb 2025Seed—
- Apr 2022Seed$786.6K
#8
Seed · Newtown, Wales · founded 2022$1.5Mraised▾
Multi-chain NFT marketplace. It offers an NFT marketplace platform on the Aptos and Sui blockchain. It offers a platform for digital creators and offers a wide range of NFT collections. Users can buy, sell, and discover new assets through BlueMove's mobile app and website. Its app is available for Android and iOS users.
- Oct 2024Seed—
- Feb 2023ICO$1.5M
#9
Seed · Cardiff, Wales · founded 2022$612.5Kraised▾
Internet first bank through partnership offering retail banking. It offers financial products like accounts, debit cards, and more that is tackling climate change. Its app is available on the website.
- Feb 2025Seed$1.2M
- Oct 2023Seed$612.5K
#10
Acquired · Cardiff, Wales · founded 2014 · 57 employees$15.5Mraised▾
Provider of alternative investment infrastructure and technology solutions. It offers a configurable platform for managing the investment lifecycle, encompassing client experience, governance, and workflows. Additionally, it develops investment vehicles to streamline access to alternative investment products for clients. The company also provides bespoke digital transformation services and interconnected white-label platforms for syndication and distribution of investments. These services aim to enhance efficiency and compliance for firms in the alternative investment sector.
- Mar 2022Series A$8.3M
- Mar 2020Series A$1.2M
- Jul 2019Series A$2.8M
- Nov 2017Series A$1.3M
#11
Series A · Cardiff, Wales · founded 2012 · 19 employees$12.7Mraised▾
Provider of a research management platform for investment management firms. The platform centralizes research from various sources, structures data, and facilitates team collaboration. It offers tools to analyze information, track workflows, and leverage collective intelligence. The platform is tailored for asset managers, asset owners, consultants, and advisors. It also provides data storage solutions designed to adhere to security standards.
- Jan 2019Series A$7M
- Jun 2016Seed$4.2M
- Nov 2014Seed$1.5M
#12
Acquired · Cardiff, Wales · founded 2011 · 32 employees$10Mraised▾
W2 Global Data is a provider of structured international data, software, and services, helping clients to make decisions about the people and organizations they are interacting with through web-based online screening tools. Its product range includes SAVI, a real time AML and customer due diligence tracker KYCchecker, enabling real-time ID verification of consumer and corporate customers around the globe AMLchecker enabling verification of UK customers in line with the latest EU Money Laundering Directive, BSMART, enables to stay up to date by continuously cross-referencing database against a number of datasets and Liveboat, a stand-alone, completely self-sufficient KYC service that runs autonomously from any of our other services, even operating from a disparate, ring-fenced remote hosting centre. Apart from financial institutions, they also provide services to retail, security, real estate and few other sectors.
- Oct 2018Series A$4M
- Jul 2018Series A$1.7M
- Apr 2017Series A—
- Dec 2015Seed$861.6K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United Kingdom
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 292 United Kingdom-affiliated papers.
- Department of Finance16
- University College London12
- University of Oxford12
- University of Greenwich8
- Durham University7
- Credit risk4
- Financial services3
- Scalability3
- Digital currency3
- Analytics3
- Financial services2→34
- Financial inclusion1→12
- Mobile payment1→4
- Financial services5→59
- Financial inclusion1→25
- Payment1→22
- Financial innovation2→8
- Blockchain1→5
Where fintech is researched across United Kingdom
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United Kingdom
United Kingdom fintech patent filing is steady — 1 filings from 1 assignees (2020–2020), led by Unlisted; annual filings 1→1.
- Unlisted1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.