Best FinTech Companies in Washington, DC, United States
The 155 best FinTech companies in Washington, DC, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Pie Insurance.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Washington, DC
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Pie Insurance Online workers' compensation insurance platform for small businesses | $625M | 44 mo ago | Series D | 337 337 → 405 (+20%) | 2017 | Amazon WebstoreBuilder.ioApple iCloud Mail+30 | — | — |
| 2 | Caribou 🦄 Online comparison platform for auto insurance | $190M | 49 mo ago | Series C | 245 | 2016 | WordPress Block EditorWordPressApple iCloud Mail+33 | — | — |
| 3 | FiscalNote 🦄 Provider of policy tracking, digital advocacy, and government relations software 64Funding top 16%Moat top 28%Tech top 36%Market top 37% All 11 signals ▾Fundingtop 16% Moattop 28% Techtop 36% Markettop 37% Globaltop 37% Patentstop 38% Producttop 39% Innovationtop 42% Growthbottom 48% Newsbottom 45% Fin. healthbottom 43% Funding: Raised $188M across 10 rounds · 10 rounds over 13 yrs (0.8/yr) Moat: Editorial + unicorn rating 6/10 · IP moat: 42 patents rank vs industry peers · Fliar Intelligence Index 64/100 | $188M | 10 mo ago | Public | 56 | 2013 | Craft CMSApple iCloud MailGoogle Workspace+34 | 42 patents AI-driven policy analytics, news-company mapping, and ML-generated advocacy messaging | 1 launch · 1 award |
| 4 | MPOWER Financing Provider of international student loans | $156M | 31 mo ago | Series C | 282 | 2014 | WordPressMySQLSalesforce+34 | — | — |
| 5 | Digital Signal Provider of 3D facial recognition system | $102M | 125 mo ago | Acquired | 80 | 2001 | — | 167 patents Advanced lidar coherence, 3D imaging, and biometric face processing technologies. | — |
| 6 | Ledger Investing Peer to peer insurance trading platform | $96M | 47 mo ago | Series B | 14 14 → 25 (+79%) | 2016 | — | — | 1 launch |
| 7 | FIA Tech Provider of trade processing and data solutions for derivatives markets | $69M | 36 mo ago | Series C | 89 | 2007 | WordPressApple iCloud MailMicrosoft 365+34 | — | 1 partnership |
| 8 | Sayari Compliance and risk management solution for banking industry | $65M | 57 mo ago | Acquired | 104 | 2015 | WordPress Site EditorWordPressApple iCloud Mail+21 | — | — |
| 9 | Fundrise An investment platform offering access to private market investments | $54M | 57 mo ago | Series A | 328 | 2010 | SentryZendeskApple iCloud Mail+39 | — | — |
| 10 | Nithio Analytics & financial solutions for the distributed solar energy sectors | $53M | 28 mo ago | Series B | 33 | 2017 | WordPressApple iCloud MailGoogle Workspace+17 | — | — |
| 11 | GiveCampus Cloud-based suite solutions for nonprofit organizations | $50M | 45 mo ago | Series A | 38 | 2014 | WordPress Block EditorWordPressMySQL+35 | — | — |
| 12 | Sparkfund Subscription-based energy as a service provider | $50M | 66 mo ago | Series C | 62 | 2013 | HubSpot CMS HubSalesforceLinkedin Insight Tag+15 | — | 1 job opening · 1 partnership |
| 13 | Securrency Compliance management solutions for the trading of digital assets | $48M | 62 mo ago | Acquired | 8 | 2015 | — | 91 patents Secure tokenized asset issuance, transfer, and compliance on distributed ledger networks. | — |
| 14 | StreetShares Small business lending marketplace that connects Mainstreet businesses with institutional and retail investors | $43M | 67 mo ago | Acquired | 52 | 2013 | — | 2 patents Patents concentrated in computing, sensing & instrumentation | — |
| 15 | Microfinance International Remittance settlement platform | $31M | 176 mo ago | Deadpooled | 222 | 2003 | — | — | — |
| 16 | The Demex Group Provider of reinsurance solutions for non-catastrophic weather-related losses for insurers | $28M | 21 mo ago | Series A | 20 | 2019 | WebflowMicrosoft Advertisingcore-js+13 | — | 1 launch · 1 award |
| 17 | Layer3 Provider of cryptocurrency wallet and task platform for discovering blockchain applications and earning… | $27M | 22 mo ago | Series A | 10 | 2021 | SentryNode.jsRadix UI+15 | 67 patents Adaptive streaming, DVR segment pulling, and rights‑managed content delivery for mobile networks | — |
| 18 | Network for Good Online fundraising, email marketing and event management | $21M | 79 mo ago | Acquired | 145 | 2009 | RubyRuby on RailsBootstrap+34 | — | — |
| 19 | United Income Online mortgage school offering courses, resources, and instructor training | $16M | 91 mo ago | Acqui-Hired | 40 | 2016 | — | — | — |
| 20 | Securiport Biometrics based security solutions provider | $15M | 89 mo ago | Funding Raised | 56 | 2000 | WordPressApple iCloud MailMicrosoft 365+19 | 47 patents Video-based vital-sign extraction and anti-spoofing for biometric authentication | — |
| 21 | Base Operations Provider of actionable security insights based on street-level threat analytics | $14M | 30 mo ago | Series A | 11 | 2018 | WebflowAmazon Web ServicesMicrosoft Advertising+23 | — | — |
| 22 | Coign Credit cards for individuals focused on conservatives | $14M | 26 mo ago | Series B | — | 2022 | Cart FunctionalityShopifyVisa+22 | — | 1 launch |
| 23 | MFX Solutions Currency risk hedging tools for microfinance industry | $13M | 203 mo ago | Series A | 9 | 2009 | WordPressMySQLPHP+21 | — | 1 partnership |
| 24 | Ordway Labs Invoicing and payment solution | $12M | 76 mo ago | Series A | 52 52 → 61 (+17%) | 2018 | WordPressSentryZendesk+36 | — | — |
| 25 | StepChange Data Cloud mining solutions for cryptocurrency | $10M | 101 mo ago | Series A | — | 2017 | — | — | — |
| 26 | Savi AI-enabled tool for repayment of education loans | $9M | 76 mo ago | Series A | 21 | 2017 | PHPLaravelNginx+15 | — | 2 partnerships |
| 27 | LifeCents Financial management training platform | $6M | 108 mo ago | Series B | 9 | 2005 | Windows ServerMicrosoft ASP.NETIIS+4 | — | — |
| 28 | Infraclear SaaS-based risk management software for banks | $6M | 28 mo ago | Seed | 22 | 2019 | — | — | — |
| 29 | Breakout Capital Tailored financing solutions empowering small businesses to achieve progress and growth | $5M | 82 mo ago | Acquired | 49 | 2015 | Cart FunctionalitySquarespace CommerceSquarespace+29 | — | — |
| 30 | RealAtom Software for real estate lending | $4M | 53 mo ago | Series A | 15 | 2016 | — | — | — |
| 31 | MintSongs Blockchain-based marketplace platform for buying and selling music | $4M | 54 mo ago | Acqui-Hired | 7 | 2021 | — | — | — |
| 32 | Mogul Club Online platform for investing in real estate and building a portfolio through vetted properties | $4M | 31 mo ago | Seed | — | 2022 | TurbopackSentryNode.js+34 | — | 1 job opening · 1 expansion |
| 33 | Increase Alpha Provider of predictive signals for directional movement across equities | $4M | 8 mo ago | Seed | — | 2005 | — | — | — |
| 34 | Fonbnk Online platform for mobile airtime loans | $4M | 51 mo ago | Seed | 8 | 2019 | Tailwind CSSVercelReact+16 | — | — |
| 35 | Rooam App-based platform for dining payments | $3M | 107 mo ago | Acquired | 11 | 2015 | SentryMUIReact+13 | — | — |
| 36 | AHIP Online health insurance platform for individuals and businesses | $3M | 141 mo ago | Funding Raised | 227 | 2003 | Craft CMSApple iCloud MailPHP+27 | — | — |
| 37 | CodexDF Provider of software offering accounting compliance and management | $3M | 44 mo ago | Deadpooled | 6 | 2022 | — | — | — |
| 38 | Beets DAO Online NFT community platform for collaborators | $2M | 56 mo ago | Seed | 4 | 2021 | — | — | — |
| 39 | UNION Business management solution for accelerators and incubators | $2M | 88 mo ago | Acquired | 74 | 2015 | — | — | — |
| 40 | FinRegLab Data platform for the financial services industry | $2M | 15 mo ago | Funding Raised | 6 | 2018 | — | — | — |
| 41 | Goodworld Cloud-based suite solutions for nonprofit organizations | $2M | 90 mo ago | Seed | 11 | 2014 | TurbopackEmotionSentry+23 | 2 patents Enabling transaction and marketing functionalities on social media commerce platforms. | — |
| 42 | Genrae Fintech marketplace for co-investment in residential real estate | $2M | 10 mo ago | Seed | 5 | 2021 | — | — | — |
| 43 | Localvest Providers of fundraising solutions for military entrepreneurs | $2M | 51 mo ago | Seed | — | 2017 | — | — | — |
| 44 | Lokyata AI-based credit scoring solution for lenders | $2M | 93 mo ago | Seed | 20 | 2017 | — | — | — |
| 45 | Nevly Internet-first bank offering digital banking services for consumers | $1M | 39 mo ago | Seed | 14 | 2021 | — | — | — |
| 46 | Bobber Interactive Provider of customer engagement solutions for financial institutions. | $1M | 182 mo ago | Deadpooled | — | 2010 | — | — | — |
| 47 | GradFin Lending platform for refinancing employee education loans | $1M | 98 mo ago | Acquired | 38 | 2015 | WordPressMySQLPHP+24 | — | — |
| 48 | EveryIncome Wealth management platform | $950K | 87 mo ago | Seed | 13 | 2019 | WordPressMySQLPHP+29 | — | — |
| 49 | UBDI Data as a service provider to market researchers | $825K | 81 mo ago | Seed | 12 | 2018 | — | — | — |
| 50 | GeoPay A Mobile Money Company | $674K | 155 mo ago | Seed | 11 | 2011 | — | 3 patents Location-based payment processing using geolocation tracking technology. | — |
Top 12 FinTech companies in Washington, DC
#1
Public · Washington, DC, District of Columbia · founded 2013 · 56 employees$188.2Mraised▾
Provider of policy tracking, digital advocacy, and government relations software. The company offers tools for monitoring policy, analyzing news, and managing stakeholders. It also provides services such as social listening and transcript analysis. The software helps professionals stay informed about policy developments and influence decision-making.
- Aug 2025Post IPO$18.9M
- Mar 2025Post IPO$5.8M
- Nov 2024Post IPO$5.5M
- Dec 2023Post IPO$6.3M
#2
Seed · Washington, DC, District of Columbia · founded 2005$3.5Mraised▾
Provider of predictive signals for directional movement across equities. The company offers price predictions derived from public data, tested through forward testing. It provides institutional teams with a source of alpha for measurable edge and consistent outperformance. The predictive signal engine eliminates cleaning, structuring, and mapping issues associated with alternative data.
- Oct 2025Seed$3.5M
#3
Seed · Washington, DC, District of Columbia · founded 2021 · 5 employees$1.6Mraised▾
Fintech marketplace for co-investment in residential real estate. Empowering homebuyers to achieve the homeownership through equity sharing, leverage liquid assets for accredited investors, and puts potential homebuyers in control of their future.
- Jul 2025Seed$950K
- Jul 2024Conventional Debt$250K
- Apr 2024Seed$500K
- Dec 2023Seed$1.1M
#4
Series A · Washington, DC, District of Columbia · founded 2019 · 20 employees$28.4Mraised▾
Provider of reinsurance solutions for non-catastrophic weather-related losses for insurers. The company offers reinsurance to protect annual earnings and credit ratings in volatile climate markets. Brokers can supplement traditional weather reinsurance programs with coverage for frequent weather losses. Reinsurance providers can re-enter the market for secondary perils with a modeled-loss solution.
- Sep 2024Series A$10.2M
- Aug 2023Series A$5M
- Dec 2021Series A$9M
- Aug 2020Seed$4.2M
#5
Series A · Washington, DC, District of Columbia · founded 2021 · 10 employees$26.8Mraised▾
Provider of cryptocurrency wallet and task platform for discovering blockchain applications and earning rewards. it combines wallet functionality for trading and staking with gamified social features that let users compete with friends, track streaks, and build reputation through onchain activity. It enables users to earn crypto by investing in DAO. Enables anyone, anywhere, to contribute to Web3. Provides a marketplace where users can earn ownership (through governance tokens) by completing work. It features tools for discovering a community, contributing, claiming, and verifying the task.
- Jul 2024ICO$40K
- May 2024Series A$20.6M
- 2022Seed$3.7M
- 2021Seed$2.5M
#6
Series C · Washington, DC, District of Columbia · founded 2014 · 282 employees$156Mraised▾
Provider of international student loans. It provides bridge loans to financially underserved students enrolled full time at accredited institutions. It disburses payments directly to the universities on behalf of students to pay for tuition or university sponsored services like housing,meal plans and health insurance. It also allows institutional and accredited retail investors to invest on the platform.
- Nov 2023Conventional Debt—
- May 2023Conventional Debt$150M
- Jul 2021Series C$100M
- Jan 2021Series C$30M
#7
Series D · Washington, DC, District of Columbia · founded 2017 · 337 employees$625.3Mraised▾
Online workers' compensation insurance platform for small businesses. It offers insurance quotes for workers' compensation, commercial auto, cyber liability, errors and omissions, general & professional liability, and more. It offers insurance for construction, restaurants, manufacturing, retail, and healthcare industries.
- Sep 2022Series D$315M
- Mar 2021Series C$118M
- May 2020Series B$127M
- Sep 2019Series B$4.3M
#8
Funding Raised · Washington, DC, District of Columbia · founded 2018 · 6 employees$1.8Mraised▾
Data platform for the financial services industry. It provides an AI enabled platform for testing technology and data for policymakers and financial stakeholders to identify fintech and reg tech areas for examination. Its features include credit access, data portability, identity proofing, and more. It collaborates with financial researchers and provides insights to inform and advance policy discussions.
- Feb 2025Grant (prize money)$1.7M
- Apr 2020Conventional Debt$90K
#9
Series B · Washington, DC, District of Columbia · founded 2017 · 33 employees$53.1Mraised▾
Nithio provides analytics and financial solutions to businesses, capital providers, governments and stakeholders in the distributed energy sector. The company provides geospatial customer profiling solution that merges point-of-sale & repayment data with spatial data layers and provides predictive contexts and targeting capabilities for operators. Offers consumer credit scoring solution that segments & predicts future repayment patterns for customers.
- Jan 2024Series B$10M
- Dec 2023Series B$10.8M
- Oct 2023Conventional Debt$1M
- May 2023Series B$3M
#10
Caribou 🦄Series C · Washington, DC, District of Columbia · founded 2016 · 245 employees$190.4Mraised▾
Online comparison platform for auto insurance. It offers quotes for vehicle insurance, accident protection, car insurance purchase processing, and selecting coverages. It also offers car payment-saving solutions for users. It connects drivers with auto refinancing options through a network of lenders and offers car insurance services, including extended vehicle protection, total loss protection, and key replacement.
- May 2022Series C$116.3M
- May 2021Series B$50M
- Jan 2021Series A$10M
- Feb 2020Series A$9.4M
#11
Series C · Washington, DC, District of Columbia · founded 2007 · 89 employees$69.4Mraised▾
Provider of trade processing and data solutions for derivatives markets. It offers a suite of integrated services supporting the entire trade lifecycle, from onboarding to post-trade reconciliation. These services include brokerage processing, regulatory reporting, and access to reference and trade data. The platform streamlines agreement processing, manages payables and receivables, and facilitates compliance with regulatory requirements. The company's technology enables efficient and secure operations for market participants.
- Jun 2023Series C$25.4M
- Jun 2021Series C$44M
#12
Series A · Washington, DC, District of Columbia · founded 2018 · 11 employees$14.3Mraised▾
Provider of actionable security insights based on street-level threat analytics. It offers threat assessments, risk scoring, and forecasting to protect personnel and assets. The platform helps organizations make data-driven security decisions, prioritize high-risk areas, and reduce incidents. It provides granular, location-specific intelligence, enabling more effective security planning and resource allocation. Reports are generated using internal and external data, allowing for comprehensive risk evaluation and improved decision-making. The service helps organizations proactively mitigate threats and enhance overall security posture.
- Dec 2023Series A$9.1M
- Sep 2021Seed$3M
- Feb 2021Seed$2.2M
- Dec 2020Seed$2.1M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.