Best FinTech Companies in West Java, Indonesia
The 42 best FinTech companies in West Java, Indonesia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Flip.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in West Java
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Flip App-based wallet for consumers and businesses | $120M | 50 mo ago | Series B | Ginanjar Solikhin Co-Founder | 2016 | SentryZendeskAmazon Web Services+25 | 1 award |
| 2 | Verihubs AI-based KYC solutions for financial institutions | $3M | 59 mo ago | Seed | Rick Firnando Co-Founder & CEO | 2019 | ReadMeAlgoliaReact+11 | 3 job openings |
| 3 | iGrow Agriculture investment and crowdfunding platform | $125K | 122 mo ago | Acquired | — | 2014 | Node.jsAmazon ALBAmazon Web Services+15 | — |
| 4 | Halofina Wealth management app | — | 81 mo ago | Deadpooled | — | 2017 | — | — |
| 5 | InFishta Platform for aquaculture crowdfunding and information on fish species and aquaculture practices | — | 86 mo ago | Deadpooled | Ferry Alif Purnama Sugandhi CEO | 2016 | — | — |
| 6 | ArtKit Decentralized platform offering multi-chain NFT marketplace | — | — | Unfunded | Fityan Aula CEO | 2022 | — | — |
| 7 | Bayarin Agent-based payment solutions | — | — | Deadpooled | Adzar Karomy CEO | 2018 | — | — |
| 8 | Bisatopup Agent-based payment processing software for businesses | — | — | Unfunded | Firmansyah Asnawi Co-Founder | 2014 | MODXPHPRaphael+19 | — |
Top 5 FinTech companies in West Java
#1
Series B · Depok, West Java · founded 2016 · 400 employees$120Mraised▾
App-based wallet for consumers and businesses. It facilitates services such as money transfers, bill payments, online/offline payments, and more. It also provides a business account that can be used for receiving payments from customers.
- Jun 2022Series B$55M
- Dec 2021Series B$48M
- 2020Series A—
- Sep 2019Seed—
#2
Seed · West Jakarta, West Java · founded 2019 · 107 employees$2.9Mraised▾
AI-based KYC solutions for financial institutions. It digitizes and streamlines the onboarding process for both corporate and individual customers. It offers products such as Text Recognition for scanning & extracting text from image or document, Face Recognition for preventing identity theft, Face Search for checking duplication of user faces, and more. It also offers an app-based platform for accessing the services. App is available on Android devices.
- Sep 2021Seed$2.8M
- Aug 2021Seed$125K
#3
Acquired · Depok, West Java · founded 2014 · 52 employees$125Kraised▾
Agriculture investment and crowdfunding platform. It is an agritech marketplace that connects under‑employed farmers, under-utilised land and investors to finance and manage organic farming projects, allowing urban investors to fund crops and share in the revenue. It functions like a peer‑to‑peer agricultural investment platform.
- Jun 2016Seed—
- 2016Grant (prize money)—
- Jan 2016Seed$125K
#4
Deadpooled · Bandung, West Java · founded 2017 · 35 employees—raised▾
Halofina offers a wealth management app. Offers a virtual assistant that provides investment recommendations based on the user's profile. Also provides personal finance education. The platform earns commission through referral fees from investment product partners. App is available for iOS and Android users.
- Nov 2019Seed—
#5
Deadpooled · Depok, West Java · founded 2016—raised▾
Platform for aquaculture crowdfunding and information on fish species and aquaculture practices. It facilitates fish farming through crowdfunding. The platform also provides information on various fish species and aquaculture practices.
- Jun 2019Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Indonesia
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,824 Indonesia-affiliated papers.
- Binus University102
- Universitas Patria Artha72
- Diponegoro University40
- University of Indonesia33
- Institut Agama Islam Negeri Bengkulu33
- Financial services12
- Database transaction5
- Financial inclusion4
- Financial literacy4
- Payment4
- Financial services3→338
- Payment3→141
- Sharia1→68
- Service (business)1→48
- Technology acceptance model2→42
- Financial services1→211
- Government (linguistics)2→37
- Database transaction1→26
- Financial innovation1→13
- Qualitative research2→12
Where fintech is researched across Indonesia
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.