Best Payments Companies in Gauteng, South Africa
The 75 best Payments companies in Gauteng, South Africa in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Ozow.
Our analysis of 150 Payments companies
$44.9b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best Payments companies in Gauteng
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Ozow Provider of payment solutions, including pay by bank and crypto payments | $52M | 55 mo ago | Series B | Thomas PAYS Co-Founder & CEO | 2005 | WordPressMySQLPHP+26 | 2 job openings |
| 2 | Adumo Provider of payment solutions, card machines, and customer engagement platforms | $26M | 43 mo ago | Acquired | Paul Kent Founder & CEO | 2019 | Webflowcore-jsjQuery+18 | 1 partnership |
| 3 | LittleFish Provider of software solutions for finance management | $10M | 5 mo ago | Series A | Davith Kahwa Co-Founder | 2021 | Cart FunctionalityWordPressApple iCloud Mail+25 | — |
| 4 | SAVA Expense management and card solutions for businesses | $2M | 47 mo ago | Seed | Federico Landesmann Co-Founder | 2021 | Node.jsRadix UITailwind CSS+10 | 1 launch |
| 5 | Lipa Payments NFC-enabled POS solutions for merchants and businesses | $661K | 52 mo ago | Seed | Roger Bukuru Co-Founder | 2020 | DudaApple iCloud MailMicrosoft 365+19 | — |
| 6 | Sticitt Payment solutions for schools | $260K | 11 mo ago | Series A | Theo Kitshoff Chief Executive Officer | 2017 | WordPressZohoMySQL+20 | 2 launchs |
| 7 | Oyi Medical Card NFC-enabled prepaid card for healthcare expenses | $30K | 64 mo ago | Seed | Tamsanqa Ngalo Founder | 2017 | — | — |
| 8 | Airbuy API-linked payment gateway solutions for e-commerce merchants | $15K | 98 mo ago | Deadpooled | Njabulo Makhathini Co-Founder | 2016 | — | — |
Top 12 Payments companies in Gauteng
#1
Series A · Johannesburg, Gauteng · founded 2021$9.5Mraised▾
Provider of software solutions for finance management. It provides users with a fintech company's goal to empower and facilitate trade, especially for small, micro, and nano-business owners. It also aims to streamline the payment process for SMEs by embedding payment functionalities into their daily operations.
- Jan 2026Series A$9.5M
- Oct 2024Seed—
#2
Series A · Pretoria, Gauteng · founded 2017 · 15 employees$259.8Kraised▾
Sticitt provides payment processing solutions for schools. It enables students/parents to make school fees payments via bank transfers and credit/debit cards. It also provides a digital wallet for sending and receiving school payments.
- Jul 2025Series A—
- Mar 2022Seed—
- Jun 2020Seed$176K
- Jan 2020Angel$83.8K
#3
Acquired · Sandton, Gauteng · founded 2019 · 33 employees$25.9Mraised▾
Provider of payment solutions, card machines, and customer engagement platforms. The business offers standalone, integrated, and online payment processing. It provides point-of-sale integrations, alternative payment options, and automated reconciliation services. Additionally, the company delivers customer engagement solutions, including loyalty rewards, gift cards, and virtual vouchers. Payout solutions, such as rewards, payroll, and expense management, are also available.
- Nov 2022Series B$10.9M
- Nov 2022Conventional Debt—
- Feb 2021Series B$15M
#4
Series B · Johannesburg, Gauteng · founded 2005 · 147 employees$51.7Mraised▾
Provider of payment solutions, including pay by bank and crypto payments. The business facilitates payments, refunds, and payouts for businesses. It offers various payment options, including card payments, one-blink payments, and voucher redemption. The business also provides integrations and plugins for businesses.
- Nov 2021Series B$48M
- Jun 2019Series A—
#5
Seed · Johannesburg, Gauteng · founded 2021 · 10 employees$2Mraised▾
Expense management and card solutions for businesses. It offers solutions for spending management, business card management, transaction management, collateral-free credit, and more. It also offers flexible repayment plans for users. Provides features including invoice management, business account, financing invoices, and more.
- Jun 2022Seed$2M
#6
Seed · Sandton, Gauteng · founded 2020 · 8 employees$660.5Kraised▾
NFC-enabled POS solutions for merchants & businesses. It enables merchants to accept contactless payments via NFC-enabled credit/debit cards. It features checkout solutions, wallet-based payments, and more.
- Feb 2022Seed$660.5K
#7
Seed · Sandton, Gauteng · founded 2017$30.4Kraised▾
NFC-enabled prepaid card for healthcare expenses. It enables users to pay for services such as blood tests, dentistry, gynecology, phathology, and more. Card can be recharge via banking apps, credit/debit cards, and cash deposit at FNB ATMs.
- Feb 2021Grant (prize money)$30.4K
- Aug 2020Seed—
#8
Deadpooled · Johannesburg, Gauteng · founded 2016 · 4 employees$14.9Kraised▾
Airbuy is an API-linked payment gateway for e-commerce merchants to accept online payments. Uses Airbucks, digital tokens, which can be topped up by direct EFT transactions. Merchants can review transactions, get feedback and advertise to all Airbuyers.
- Apr 2018Seed$14.9K
#9
Seed · Johannesburg, Gauteng · founded 2018 · 3 employees$1.4Kraised▾
My-iMali provides an app-based mobile wallet platform. It enables users to withdraw money, make bill payments, deposit & transfer money, recharge airtime & data cards, and more. The app is available for Android and IOS platforms.
- Dec 2019Seed—
- Sep 2019Seed—
#10
Series A · Johannesburg, Gauteng · founded 2018 · 130 employees—raised▾
Provider of end-to-end electronic payment solutions. This includes hardware and software solutions for payment processing, e-commerce platforms, and hosted services for seamless electronic transactions. The company offers implementation services such as business analysis, installation, configuration, and ongoing monitoring. Additional services encompass transaction switching, value-added services, and support for point-of-sale systems. Subsidiaries provide specialized payment solutions and switching services. The company aims to simplify and optimize payment systems for clients.
- Dec 2022Series A—
#11
Series A · Johannesburg, Gauteng · founded 2012 · 35 employees—raised▾
White-label payment solutions for multiple industries. It offers multiple payment solutions for multiple platforms like h QR Codes, chip-'n'-pin, and contactless payments in both offline and online environments. It also offers payment sending and receiving, bill payment, virtual cards, merchant loans, and more.
- Jun 2022Series A—
#12
Seed · Johannesburg, Gauteng · founded 2016 · 31 employees—raised▾
Paycode offers fingerprint-based authentication solutions for digital identity & payments. It uses biometric digital identity for data assurance, payments, verification, transactions, and more. Its features are offline/online transaction processing, multi-user applications, branchless or agent banking, and more.
- Nov 2020Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Digital Payments is moving in South Africa
A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 220 South Africa-affiliated papers.
- University of Johannesburg36
- University of Cape Town25
- University of South Africa24
- North-West University21
- University of Pretoria14
- Mobile payment5
- Biometrics2
- Computer security2
- Mobile banking2
- Continuance1
- Mobile payment12→23
- Financial inclusion8→15
- Financial services4→10
- Service (business)2→4
- Database transaction3→4
- Mobile payment19→28
- Financial inclusion9→17
- Financial services8→12
- Mobile banking3→7
- Payment service provider2→6
Where digital payments is researched across South Africa
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.