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Radar · Payments in Jakarta

Best Payments Companies in Jakarta, Indonesia

The 89 best Payments companies in Jakarta, Indonesia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Xendit.

89companies tracked
$1.2Bdisclosed funding
2unicorns
23have raised
FLIAR INTELLIGENCE · PAYMENTS × JAKARTA

Our analysis of 150 Payments companies

$44.9b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.

150companies analysed
96%cloud-native stacks
2021funding peak (by rounds)
33unicorns
2018median founding year
1Mcombined LinkedIn audience
67%of audience held by top 3
8companies hiring publicly (12 mo)

Ranked: Best Payments companies in Jakarta

#CompanyDisclosed fundingLast roundStageEmployeesFounderTech stackRecent signals
1Xendit 🦄
Online payment and money transfer platform for businesses
$515M45 mo agoSeries D900Tessa Wijaya
Co-Founder & COO
WordPressSentryAtlassian Statuspage+392 partnerships
2DANA 🦄
Digital wallet
$250M46 mo agoAcquired900Vincent Iswaratioso
CEO
TypeScriptAngularReact Router+211 job opening · 1 award
3LinkAja
App-based mobile payment platform for consumers
$100M26 mo agoSeries C755—Node.jsSalesforceSocket.io+26—
4OY!
App-based messaging and payment solutions for businesses
$75M10 mo agoSeries A281—SentryNode.jsBootstrap+24—
5Honest
Provider of a digital credit card with simplified fees and features
$61M8 mo agoSeries B144Peter Panas
Co-Founder & Co-CEO
WebflowGSAPSplide+17—
6Finture
Credit card providing POS installment payment solutions for consumers
$50M21 mo agoUnfunded54Matt Zou
Co-Founder & COO
SkolengoMariaDBJava+102 job openings
7Ayoconnect
Platform providing open banking API solutions
$40M29 mo agoSeries B272—WebflowFacebook LoginHubSpot+23—
8Doku
Payment gateway and other payment solutions provider
$32M58 mo agoAcquired305—RubyRuby on RailsEnvoy+181 launch · 1 partnership
9Moka
mPOS software and hardware solutions for offline retailers
$28M93 mo agoAcquired661—UnbounceNode.jsSalesforce+32—
10majoo
Provider of business management software with integrated point-of-sale and CRM
$24M46 mo agoSeries A776Adi Rahadi
Founder & CEO
PHPCodeIgniterBootstrap+23—
11iSeller
Cloud based solution to enable omni-channel selling for businesses
$20M40 mo agoSeries B240—Windows ServerZURB FoundationYouTube+16—
12Brick
It provides open finance APIs and payment solutions
$8M52 mo agoSeed69Gavin Tan
Co-Founder & CEO
WebflowAmazon Web ServicesHubSpot+22—
13Digiasia
Financial technology and digitization solutions
$7M75 mo agoPublic89Prashant Gokarn
Co-Founder
Tailwind CSSVue.jsNginx+3—
14Ayopop
Bill payment platform
$6M86 mo agoSeries B35—MUIGoogle CloudReact+10—
15Pundi-Pundi
Mobile wallet offering credit facilities
$4M106 mo agoSeed—Zac Cheah
Co-Founder & CEO
——
16Pawoon
Cloud-based POS system for businesses
$4M82 mo agoSeries A130——1 job opening
17Durianpay
Payment gateway and checkout solutions for businesses and merchants
$3M58 mo agoSeed50Kumar Pushpesh
Co-Founder
Cart FunctionalityNode.jsFirebase+16—
18Monit
NFC-enabled corporate credit card for business and vendor payments
$2M11 mo agoSeed27Rizki Aditya
Founder & CEO
TurbopackNode.jsTailwind CSS+111 partnership
19PasarMIKRO
Developer of an online platform for point-of-sale financing
$2M34 mo agoSeries A38Hugo Verwayen
Co-Founder
WordPressMySQLPHP+161 expansion
20Cashlez
Cloud-based POS system for businesses
$2M86 mo agoPublic106—Google MapsAngular MaterialBootstrap+202 job openings · 2 partnerships
21M Saku
Payment solution for visa credit card holders
$100K178 mo agoDeadpooled—Dian Kurniadi
Co-Founder
——

Top 12 Payments companies in Jakarta

#1
Series B · Jakarta, Jakarta · founded 2019 · 144 employees
$61.2Mraised
▾

Provider of a digital credit card with simplified fees and features. It offers a streamlined application process and manages card details through a dedicated app. The card aims to provide transparency by charging a single administrative fee, eliminating annual fees and other hidden charges. Payment flexibility is a key feature, allowing users to manage their payments according to their needs. Security is enhanced through a "numberless" card design, with all essential card information accessible only within the app. The card is accepted at numerous online and offline merchants.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 6k LinkedIn followers
Funding rounds
  • Oct 2025Series B—
  • Oct 2025Conventional Debt$40M
  • May 2024Series B$2.5M
  • Nov 2023Series B$19M
Founders & team
Peter PanasCo-Founder & Co-CEOWill OngkowidjajaCo-Founder & CEO
Investors
Orient, Insignia Ventures Partners, Better Capital, XYZ Venture Capital, Alumni Ventures, Digital Horizon
Tech stack
CloudflareCloudflare Browser InsightsCore-JsFacebook PixelGoogle AnalyticsGoogle Font Api
#2
Series A · Jakarta, Indonesia · founded 2017 · 281 employees
$75Mraised
▾

App-based messaging and payment solutions for businesses. Apart from the basic features of the messenger app, the app also lists local businesses including contact details, location, and other relevant information of the same. Its payment solutions include payment gateways, bulk payments, invoice payments, and more. Businesses listed include restaurants, healthcare service providers, government services, retail, and other professional services. App is available on Android devices.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 16k LinkedIn followers
Activity: 1 partnerships (incl. QRIS provider licensed by Bank Indonesia) announced in 12 mo
Funding rounds
  • Aug 2025Series A$12M
  • Sep 2021Series A$30M
  • Jul 2021Series A$45M
  • Sep 2017Seed—
Investors
MDI Ventures, Pavilion Capital Partners, AC Ventures, Alfamart, Wavemaker Partners, Central Capital Ventura
Tech stack
Amazon SesAmazon Web ServicesBootstrapCloudflareCloudflare Bot ManagementCore-Js
#3
Unfunded · Jakarta, Jakarta · founded 2021 · 54 employees
$50Mraised
▾

Credit card providing POS installment payment solutions for consumers. Platform providing POS financing with installments, tracking expenses, bill payment reminders, shopping payments, and more.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 3k LinkedIn followers
Hiring: 2 hiring posts in 12 mo (public) · momentum +2 · hiring: Legal Manager, HR Business Partner
Founders & team
Matt ZouCo-Founder & COODong ZhangFounder & CEO of Finture (YUP)
Investors
Mindworks Capital, XVC, Antao Capital, SWC, Richen Pioneer, Tortola Capital
Tech stack
AosApache TomcatCore-JsGoogle AnalyticsHstsJava
#4
Seed · Jakarta, Jakarta · founded 2021 · 27 employees
$2.5Mraised
▾

NFC-enabled corporate credit card for business and vendor payments

LinkedIn Pulse recent public activity · Jul 2026
Audience: 3k LinkedIn followers
Activity: 1 partnerships (incl. Ciputra Group) announced in 12 mo
Funding rounds
  • Jul 2025Seed$2.5M
  • Feb 2022Seed—
  • 2021Seed—
Founders & team
Rizki AdityaFounder & CEO
Investors
init 6, 1982 Ventures, Cento Ventures, Sansan
Tech stack
Amazon S3Amazon Web ServicesCore-JsFacebook PixelGoogle AnalyticsGoogle Cloud
#5
Series C · Jakarta, Indonesia · founded 2019 · 755 employees
$100Mraised
▾

LinkAja is an app-based mobile payment platform for consumers. It supports QR code and NFC based payments. Services offered include money transfer, data top-ups, bill payments, purchase game vouchers, and donations. Allows users to make payments using token code at LinkAja merchants. The app is available on both Android and IOS platforms.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 249k LinkedIn followers — 24.3% of this cohort's audience
Funding rounds
  • Mar 2024Series C—
  • Dec 2020Series B—
  • Nov 2020Series B$100M
Investors
Mitsui, Grab, Telkomsel, BRI Ventures, Mandiri Capital Indonesia, Gojek
Tech stack
Adobe Audience ManagerAmazon Web ServicesBootstrapBunnyCdnjsCloudflare
#6
Xendit 🦄
Series D · Jakarta, Jakarta · founded 2015 · 900 employees
$514.9Mraised
▾

Online payment and money transfer platform for businesses. The company serves commerce startups to large enterprises enabling businesses to accept payments, disburse payroll, run marketplaces, and more. Payments can be accepted via multiple channels including direct debit, virtual accounts, credit and debit cards, e-wallets, retail outlets, online installments, and more. Application is made available on Android and iOS platforms.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 84k LinkedIn followers — 8.2% of this cohort's audience
Activity: 2 partnerships (incl. Open Transaction Layer) announced in 12 mo
Funding rounds
  • Sep 2022Series D$16.2M
  • May 2022Series D$300M
  • Sep 2021Series C$150M
  • Mar 2021Series B$64.6M
Founders & team
Tessa WijayaCo-Founder & COOJuan GonzalezCo-FounderBo ChenCo-Founder
Investors
Y Combinator, Coatue, Insight Partners, Accel, Tiger Global Management, Kleiner Perkins
Tech stack
AdaAlpine.JsAmazon CloudfrontAmazon S3Amazon Web ServicesAngular
#7
Series B · Jakarta, Jakarta · founded 2016 · 272 employees
$40.5Mraised
▾

Platform providing open banking API solutions. Customized APIs offer solutions to direct debit by collecting recurring and one-off payments directly from customer bank accounts, recurring payment management for revenue operation with subscription billing solutions, virtual card numbers, and more.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 71k LinkedIn followers — 6.9% of this cohort's audience
Funding rounds
  • Jan 2024Series B$2.5M
  • Oct 2022Series B$13M
  • Jan 2022Series B$15M
  • Sep 2021Series A$10M
Investors
Tiger Global Management, PayU, AltoPartners, SIG Venture Capital, CE Innovation Capital, Prosus
Tech stack
CloudflareCloudflare Bot ManagementCore-JsFacebook LoginFacebook PixelGoogle Ads
#8
DANA 🦄
Acquired · Jakarta, Jakarta · founded 2017 · 900 employees
$250Mraised
▾

DANA provides an app-based wallet for consumers. It enables users to do cashless and card-less transactions. It helps users to pay utility bills, recharge mobile phones & game vouchers, send & receive money, and more. Users can pay to DANA merchants through QR code scanning. The app is available for Android and IOS platforms.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 249k LinkedIn followers — 24.3% of this cohort's audience
Hiring: 1 hiring post in 12 mo (public) · hiring: Software Development Engineer
Activity: 1 awards announced in 12 mo
Funding rounds
  • Aug 2022Series D$250M
Founders & team
Vincent IswaratiosoCEO
Investors
Lazada, Sinar Mas, KMK Online
Tech stack
AkamaiAkamai Bot ManagerAkamai MpulseAlibaba Cloud Object Storage ServiceAmazon Web ServicesBoomerang
#9
Series B · Jakarta, Jakarta · founded 2016 · 240 employees
$20.4Mraised
▾

Cloud based solution to enable omni-channel selling for businesses. The solution facilitates sales through point of sales, online and mobile store channel. Key features include digital store front enabler for online and mobile channel, centralised inventory management, payment service, hardware integration for POS solution an real-time notification for mobile channel.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 11k LinkedIn followers
Activity: 1 partnerships (incl. iSeller (Gratis!)) announced in 12 mo
Funding rounds
  • Jan 2023Series B$12M
  • Oct 2021Series A$8.4M
  • Sep 2020Series A—
Investors
Mandiri Capital Indonesia, Openspace Capital, Intudo Ventures, KVision, AppWorks, Indogen Capital
Tech stack
BootstrapCart FunctionalityCloudflareCloudflare Bot ManagementCore-JsCrypto-Js
#10
Series A · Jakarta, Jakarta · founded 2019 · 776 employees
$23.8Mraised
▾

Provider of business management software with integrated point-of-sale and CRM. The platform delivers tools for accounting, inventory, employee oversight, and business analytics. It offers tiered product solutions to cater to businesses at various stages. The software provides updated features such as online payments and integration with e-commerce services.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 42k LinkedIn followers — 4.1% of this cohort's audience
Hiring: 1 hiring post in 12 mo (public) · hiring: Product Manager, Business Development
Funding rounds
  • Aug 2022Series A$10M
  • Feb 2022Seed$5M
  • Oct 2021Seed$4M
  • Jul 2021Seed$4.8M
Founders & team
Adi RahadiFounder & CEO
Investors
AC Ventures, BRI Ventures, Xendit, Quona
Tech stack
Amazon SesAmazon Web ServicesBootstrapCdnjsCloudflareCloudflare Bot Management
#11
Acquired · Jakarta, Jakarta · founded 2007 · 305 employees
$32Mraised
▾

Payment gateway and other payment solutions provider. It is providing online internet payment solutions to e-commerce, B2C, retailing, and B2B business concepts. They also provide solutions like Doku prepaid wallet, token payments, subscription payments.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 38k LinkedIn followers — 3.7% of this cohort's audience
Activity: 1 product launches · 1 partnerships (incl. ReviveDerm by ERHA) announced in 12 mo
Funding rounds
  • Aug 2021PE$32M
Investors
Apis Partners
Tech stack
AngularCart FunctionalityCloudflareCloudflare Bot ManagementCore-JsDatadog
#12
Series A · Jakarta, Jakarta · founded 2020 · 38 employees
$2.5Mraised
▾

Developer of an online platform for point-of-sale financing. It offers a marketplace that connects buyers and sellers in the agriculture business. It lets users purchase products and pay in monthly installments. It features financial records enabling merchants to record income and expenses, and bill timing with reminders.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 4k LinkedIn followers
Activity: 1 expansions announced in 12 mo
Funding rounds
  • Aug 2023Series A—
  • Nov 2022Seed$2.5M
Founders & team
Hugo VerwayenCo-FounderDien WongCo-Founder & CTO
Investors
Trihill Capital, Resolution Ventures, Genting Ventures, 1982 Ventures, Ceniarth, DEG
Tech stack
AosBootstrapBootstrap IconsCloudflareCloudflare Browser InsightsFastly

Funding & investor landscape

$1.2Btotal disclosed funding
21companies funded
46disclosed rounds
0rounds last 90 days
Most active investors
AC Ventures6 rounds
Mandiri Capital Indonesia6 rounds
BRI Ventures5 rounds
1982 Ventures3 rounds
Gan Konsulindo3 rounds
Amand Ventures2 rounds
AppWorks2 rounds
Convergence Ventures2 rounds
East Ventures2 rounds
Finch Capital2 rounds

Notable founders

Peter Panas
Co-Founder & Co-CEO · Honest
Will Ongkowidjaja
Co-Founder & CEO · Honest
Matt Zou
Co-Founder & COO · Finture
Dong Zhang
Founder & CEO of Finture (YUP) · Finture
Rizki Aditya
Founder & CEO · Monit
Tessa Wijaya
Co-Founder & COO · Xendit
Juan Gonzalez
Co-Founder · Xendit
Vincent Iswaratioso
CEO · DANA
Adi Rahadi
Founder & CEO · majoo
Hugo Verwayen
Co-Founder · PasarMIKRO
Dien Wong
Co-Founder & CTO · PasarMIKRO
Gavin Tan
Co-Founder & CEO · Brick
Prism market signals · Indonesia · country-scoped Prism corpus, 874,662 docs

Market landscape — 10 sub-themes by coverage

Share of Payments coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH IN JAKARTA · Finance

How research on Digital Payments in Jakarta is moving

A read on the academic research around Digital Payments in Jakarta — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 82 papers.

State University of Jakarta and partners lead Jakarta's optimistic digital-payments research, focusing on SME growth and technology adoption, with advancement dominating over concern.

82 papers · stance +0.27 · 0% breakthrough · 24% concern
breakthrough · advancement · concern
top institutions
  • State University of Jakarta20
  • Jakarta State Polytechnic14
  • Universitas Pembangunan Nasional Veteran Jakarta14
  • Syarif Hidayatullah State Islamic University Jakarta13
  • Universitas Bhayangkara Jakarta Raya9
leading researchers
Osly Usman · Ryna Parlyna · Sylvia, Rozza · Adnan Kasofi · Afidah Nur Aslamah · Agustina Tri, Lestari
prism intelligence · tone & topics
93% positive · 7% critical tone
BusinessFinanceEconomyGovernmentE-commerceEducation
◆ Advancements44 · 54%
▲ 0%→49% share
0 median citations80% since 2021mostly empirical
Customer satisfaction and risk perception emerged as brand-new sub-topics, each adding 4–5 papers to Jakarta's digital payments research landscape.
rising sub-themes (early→recent)
  • Mobile payment1→12
  • Payment system1→5
  • Usability1→5
  • Moderation1→3
Newly emergingCustomer satisfaction 0→5 · Risk perception 0→4 · World Wide Web 0→4
Landmark The Moderation Effect of Age on Adopting E-Payment Technology · 69 cites
▼ Concerns14 · 17%
▲ 0%→20% share
0 median citations100% since 2021mostly empirical
Payment system and government-linguistics concerns intensified simultaneously as brand-new and rising signals, each reaching 4 papers in the concerns segment.
rising sub-themes (early→recent)
  • Payment system4
  • Government (linguistics)4
  • Mobile payment3
  • Financial services3
  • Cash3
Newly emergingPayment system 0→4 · Government (linguistics) 0→4 · Mobile payment 0→3
Landmark Analisis Digitalisasi Pada Metode Pembayaran Di Koperasi Peternakan XYZ · 1 cites

Common questions

How many Payments companies are there in Jakarta, Indonesia?
Radar tracks 89 indexable Payments companies headquartered in Jakarta, Indonesia that meet our profile-completeness bar.
What is the total funding raised by Payments companies in Jakarta, Indonesia?
The Payments companies in Jakarta, Indonesia on this list have raised a combined $1.2B in disclosed equity funding across 21 funded companies.
Which is the highest-funded Payments company in Jakarta, Indonesia?
Xendit is the highest-funded Payments company in Jakarta, Indonesia, with $514.9M in disclosed equity funding.
How many Payments companies in Jakarta, Indonesia are funded?
21 of the 89 Payments companies in Jakarta, Indonesia on this list have disclosed at least one equity funding round.
How many Payments unicorns are there in Jakarta, Indonesia?
2 Payments companies in Jakarta, Indonesia on this list are valued at $1B or more.
Who are the top investors in Jakarta, Indonesia Payments companies?
The most active investors in Jakarta, Indonesia Payments companies on this list include AC Ventures, Mandiri Capital Indonesia, BRI Ventures, 1982 Ventures, Gan Konsulindo.
Rohit KhannaTrends & Stories

Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.

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