Best Payments Companies in Johannesburg, South Africa
The 34 best Payments companies in Johannesburg, South Africa in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Ozow.
Our analysis of 150 Payments companies
$44.9b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best Payments companies in Johannesburg
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Ozow Provider of payment solutions, including pay by bank and crypto payments | $52M | 59 mo ago | Series B | Thomas PAYS Co-Founder & CEO | 2005 | WordPressMySQLPHP+26 | — |
| 2 | LittleFish Provider of software solutions for finance management | $10M | 9 mo ago | Series A | Davith Kahwa Co-Founder | 2021 | Cart FunctionalityWordPressApple iCloud Mail+25 | — |
| 3 | SAVA Expense management and card solutions for businesses | $2M | 52 mo ago | Seed | Federico Landesmann Co-Founder | 2021 | Node.jsRadix UITailwind CSS+10 | — |
| 4 | Airbuy API-linked payment gateway solutions for e-commerce merchants | $15K | 102 mo ago | Deadpooled | Njabulo Makhathini Co-Founder | 2016 | — | — |
| 5 | My-iMali Mobile wallet platform | $1K | 82 mo ago | Seed | Casper Kruger Co-Founder | 2018 | Cart FunctionalityWix eCommerceWix+18 | — |
| 6 | Ukheshe Provider of end-to-end electronic payment solutions | — | 46 mo ago | Series A | Clayton Hayward CEO | 2018 | — | — |
| 7 | Vantagepay White-label payment solutions for multiple industries | — | 52 mo ago | Series A | — | 2012 | — | — |
| 8 | Paycode Fingerpint-based authentication solutions for digital identity & payments | — | 71 mo ago | Seed | Gabriel Ruhan CEO & Director | 2016 | Wix eCommerceWixSentry+12 | — |
Top 12 Payments companies in Johannesburg
#1
Series A · Johannesburg, Gauteng · founded 2021$9.5Mraised▾
Provider of software solutions for finance management. It provides users with a fintech company's goal to empower and facilitate trade, especially for small, micro, and nano-business owners. It also aims to streamline the payment process for SMEs by embedding payment functionalities into their daily operations.
- Jan 2026Series A$9.5M
- Oct 2024Seed—
#2
Series B · Johannesburg, Gauteng · founded 2005 · 147 employees$51.7Mraised▾
Provider of payment solutions, including pay by bank and crypto payments. The business facilitates payments, refunds, and payouts for businesses. It offers various payment options, including card payments, one-blink payments, and voucher redemption. The business also provides integrations and plugins for businesses.
- Nov 2021Series B$48M
- Jun 2019Series A—
#3
Seed · Johannesburg, Gauteng · founded 2021 · 10 employees$2Mraised▾
Expense management and card solutions for businesses. It offers solutions for spending management, business card management, transaction management, collateral-free credit, and more. It also offers flexible repayment plans for users. Provides features including invoice management, business account, financing invoices, and more.
- Jun 2022Seed$2M
#4
Deadpooled · Johannesburg, Gauteng · founded 2016 · 4 employees$14.9Kraised▾
Airbuy is an API-linked payment gateway for e-commerce merchants to accept online payments. Uses Airbucks, digital tokens, which can be topped up by direct EFT transactions. Merchants can review transactions, get feedback and advertise to all Airbuyers.
- Apr 2018Seed$14.9K
#5
Seed · Johannesburg, Gauteng · founded 2018 · 3 employees$1.4Kraised▾
My-iMali provides an app-based mobile wallet platform. It enables users to withdraw money, make bill payments, deposit & transfer money, recharge airtime & data cards, and more. The app is available for Android and IOS platforms.
- Dec 2019Seed—
- Sep 2019Seed—
#6
Series A · Johannesburg, Gauteng · founded 2018 · 130 employees—raised▾
Provider of end-to-end electronic payment solutions. This includes hardware and software solutions for payment processing, e-commerce platforms, and hosted services for seamless electronic transactions. The company offers implementation services such as business analysis, installation, configuration, and ongoing monitoring. Additional services encompass transaction switching, value-added services, and support for point-of-sale systems. Subsidiaries provide specialized payment solutions and switching services. The company aims to simplify and optimize payment systems for clients.
- Dec 2022Series A—
#7
Series A · Johannesburg, Gauteng · founded 2012 · 35 employees—raised▾
White-label payment solutions for multiple industries. It offers multiple payment solutions for multiple platforms like h QR Codes, chip-'n'-pin, and contactless payments in both offline and online environments. It also offers payment sending and receiving, bill payment, virtual cards, merchant loans, and more.
- Jun 2022Series A—
#8
Seed · Johannesburg, Gauteng · founded 2016 · 31 employees—raised▾
Paycode offers fingerprint-based authentication solutions for digital identity & payments. It uses biometric digital identity for data assurance, payments, verification, transactions, and more. Its features are offline/online transaction processing, multi-user applications, branchless or agent banking, and more.
- Nov 2020Seed—
#9
Seed · Johannesburg, Gauteng · founded 2017 · 7 employees—raised▾
Truzo provides online escrow payment services for individuals and businesses. It helps in minimizing risk and payment fraud. It offers transaction verification solutions for buying and selling products like cars, concert tickets, electronics, and more.
- Mar 2020Seed—
#10
Late Stage · Johannesburg, Gauteng · founded 1989 · 998 employees—raised▾
Net1 provides a payment processing solution for businesses. Through the supply of chip card technologies and systems such as the Universal Electronic Payment System, Net1 provides alternative payment solutions for populations in developing economies that have limited access to traditional banking facilities. The transaction is decentralized as all the smart cards contain the necessary info for card-to-card transactions. Also provides a virtual card for mobile devices. Its transaction management solutions enable merchants to accept EFT/non-EFT transactions through multiple platforms.
#11
Acquired · Johannesburg, Gauteng · founded 1998 · 152 employees—raised▾
Tutuka is a white label issuer and processor of VISA and MasterCard prepaid cards and mobile companion cards. A mobile companion card is a card linked to a mobile wallet to facilitate payments in offline stores. Tutuka also provides an API for integration into host website.
#12
Seed · Johannesburg, Gauteng · founded 2007 · 57 employees—raised▾
MobiCash is a mobile financial platform that offers a virtual account that is accessible via the phone, a finger (print), and MobiCash Card, online access, or using a Merchant and/or Agent outlet. It provides full-suite financial services like international money transfers, small loans, bill payments, ticket booking, airtime recharge, etc.
Funding & investor landscape
Amazon Web Services1 roundsNotable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
What Johannesburg researches in digital payments
- University of Johannesburg36
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.