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Radar · Payments in Nairobi

Best Payments Companies in Nairobi, Kenya

The 52 best Payments companies in Nairobi, Kenya in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: NALA.

52companies tracked
$107.4Mdisclosed funding
0unicorns
2have raised
FLIAR INTELLIGENCE · PAYMENTS × NAIROBI

Our analysis of 150 Payments companies

$44.9b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.

150companies analysed
96%cloud-native stacks
2021funding peak (by rounds)
33unicorns
2018median founding year
189kcombined LinkedIn audience
82%of audience held by top 3
2companies hiring publicly (12 mo)

Ranked: Best Payments companies in Nairobi

#CompanyDisclosed fundingLast roundStageFounderFoundedTech stackRecent signals
1NALA
Online cross-border remittance platform for individuals
$50M24 mo agoSeries ANicolai Eddy
Co-Founder & COO
2017WebflowApple iCloud MailGoogle Workspace+22—
2Cellulant
Payment processing solutions for businesses and merchants
$48M98 mo agoSeries CPeter O'Toole
CEO
2004WordPressMySQLPHP+19—
3Kopo Kopo
Payment platform to enable acceptance of m-Pesa
$6M129 mo agoAcquiredMark Straub
Co-Founder & Director
2010Cart FunctionalityWordPressMySQL+24—
4Wapi Pay
Payment processing solutions to businesses
$2M59 mo agoSeedPaul Ndichu
Co-Founder
2019TypeScriptYouTubeZone.js+14—
5Asilimia
App-based mobile payment platform
$1M46 mo agoSeed—2017——
6Boya
Corporate expense management software
$500K52 mo agoSeedAlphas Sinja
Co-Founder & CEO
2021SentryNode.jsChart.js+22—
7Kiotapay
Online payment management solutions for rental payments
$71K52 mo agoSeedPaul Macharia Mwangi
Co-Founder & CEO
2020Node.jsRadix UITailwind CSS+9—
8Lipisha
Mobile payment API to accept payments
$50K163 mo agoSeedMartin Kasomo
Co-Founder & CEO
2009——

Top 12 Payments companies in Nairobi

#1
Series A · Nairobi, Nairobi County · founded 2017 · 43 employees
$50.1Mraised
▾

Online cross-border remittance platform for individuals. It enables users to send and receive money globally using banking channels. Users must link the debit and credit cards for transferring funds. It features multilingual customer support, recurring transfers, and more. The application is available on Android and iOS platforms.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 46k LinkedIn followers — 24.5% of this cohort's audience
Founders & team
Nicolai EddyCo-Founder & COOBenjamin FernandesCo-Founder & CEO
Investors
Accel, Amplo, Bessemer Venture Partners, DFS Lab, Acrew Capital, DST Global
Tech stack
Apple Icloud MailCdnjsCloudflareGoogle AdsGoogle Ads Conversion TrackingGoogle Analytics
#2
Series C · Nairobi, Nairobi County · founded 2004 · 634 employees
$47.5Mraised
▾

Payment processing solutions for businesses and merchants. Its solutions include payment gateways, payment links, agent-based payments and banking, digital banking, remittances, and more. It also facilitates solutions for consumer payments such as mobile recharges and utility bill payments.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 71k LinkedIn followers — 37.6% of this cohort's audience · 26 engagements/post (4.6× cohort median)
Founders & team
Peter O'TooleCEO
Investors
The Rise Fund, Endeavor, Satya Capital, Velocity Capital, Progression Capital Africa, EchoVC Partners
Tech stack
Amazon S3Amazon Web ServicesCloudflareCloudflare Bot ManagementCloudflare Browser InsightsDatadog
#3
Seed · Nairobi, Nairobi County · founded 2017 · 23 employees
$1.4Mraised
▾

Asimila is an app-based mobile payment platform. Allows users to get cashback for P2P m-Pesa transactions. Provides loans by setting the loan limit based on the cashback received. Offers a platform to check the amount received and the loan limit. Available on the Android platform.

Investors
Norrsken Impact Accelerator, Bpifrance, GreenTec Capital Partners, The Unicorn Group, Black Founders Fund, Startupbootcamp
#4
Seed · Nairobi, Nairobi County · founded 2019 · 6 employees
$2.2Mraised
▾

Payment processing solutions to businesses. It offers payment gateways and accounts payable solutions. It enables businesses to make bulk payments to clients. It facilitates multiple payment methods including bank transfers, credit/debit cards, and wallets. The application is available on the Android platform.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 8k LinkedIn followers — 4.2% of this cohort's audience
Founders & team
Paul NdichuCo-FounderEdward NCo-Founder & CEO
Investors
Future Hub, EchoVC Partners, Kepple Africa Ventures, Transsion, Gobi Partners, MSA Novo
Tech stack
CloudflareGoogle AnalyticsGoogle Font ApiGoogle WorkspaceHighlight.JsMicrosoft Clarity
#5
Seed · Nairobi, Nairobi County · founded 2021 · 13 employees
$500Kraised
▾

Corporate expense management software. It offers solutions for corporate cards, expense management, billing management, accounting automation, overdraft, spending reports, and more. It also enables businesses categorize spending and capture receipts in real-time. Its app is available for Android and iOS users.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 3k LinkedIn followers
Funding rounds
  • Feb 2022Seed$500K
Founders & team
Alphas SinjaCo-Founder & CEO
Investors
Y Combinator, Kepple Africa Ventures, Future Africa, Launch Africa
Tech stack
BootstrapCdnjsChart.JsCloudflareCloudflare Bot ManagementCloudinary
#6
Acquired · Nairobi, Nairobi County · founded 2010 · 89 employees
$5.6Mraised
▾

Kopo Kopo is a platform to enable small and medium businesses to accept mobile payments and build relationships with their customers. Also provides an unsecured cash advance of up to Kshs 5M to merchants using their mobile payment app. Collects a daily percentage of sales in return and a flat fee for the service. It partnered with Safaricom to bring the M-PESA Buy Goods service to small and medium businesses throughout Kenya.

Founders & team
Mark StraubCo-Founder & DirectorChad LarsonCEO
Investors
Javelin Venture Partners, Accion, Khosla Impact, Bamboo Capital Partners, Gray Matters Capital, Village Capital
Tech stack
Amazon Web ServicesApache Http ServerCart FunctionalityContact Form 7Core-JsFlickity
#7
Seed · Nairobi, Nairobi County · founded 2020 · 11 employees
$71.1Kraised
▾

Developer of a cloud-based property management software intended to automate key processes and embed services for property owners, property managers, and tenants. The company's software helps in managing billing, collections, payments and other records related to real estate management, enabling service providers, tenants and property managers with the entire lifecycle of rental management.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 3k LinkedIn followers
Founders & team
Paul Macharia MwangiCo-Founder & CEOPeter KoechCo-Founder & CTO
Investors
Startup Wise Guys
Tech stack
Amazon Web ServicesNext.JsNext.Js App RouterNginxNode.JsOpen Graph
#8
Seed · Nairobi, Nairobi County · founded 2009
$50Kraised
▾

Developer of a mobile payment platform intended to help clients easily integrate and automate payments from their customers using mobile money. The company's platform supports all mobile money channels, uses high-grade data encryption algorithms, and anti-fraud mechanisms, and also provides a comprehensive set of reports to help users search, view, and analyze payments data by using business intelligence, enabling clients to connect, integrate and process mobile money in Africa.

Founders & team
Martin KasomoCo-Founder & CEOMarshall MusyimiCo-Founder
Investors
GrowthAfrica, Village Capital
#9
Seed · Nairobi, Nairobi County · founded 2017 · 70 employees
—raised
▾

Provider of an omnichannel mobile payment platform. This platform allows businesses to receive payments from various mobile money networks and withdraw funds to different channels. It also offers a programmable API for developers to integrate payment functionalities into their applications. The platform is designed for ease of use by consumers and businesses alike, enabling seamless transactions across multiple channels. It facilitates interoperability between different payment systems, providing a unified payment experience.

Funding rounds
  • Oct 2022Seed—
  • Apr 2021Seed—
  • Jan 2020Seed—
Founders & team
Geoffrey MuleiFounder & CEO
Investors
HAVAIC, DFS Lab, Zedcrest Group, GreenHouse Capital
#10
Seed · Nairobi, Nairobi County · founded 2014
—raised
▾

Popote Pay provides financial management software for businesses. It features solutions for tracking expenses, collaborative payment, budgeting, saving & loan management, payment management, etc. It is available for multiple subscriptions based on the type of entity.

Founders & team
Samuel WanjohiFounder & CEO
Investors
GreenHouse Capital, AFZA Capital
Tech stack
Animate.CssBootstrapCloudflareCloudflare Bot ManagementCore-JsFacebook Pixel
#11
Seed · Nairobi, Nairobi County · founded 2012 · 52 employees
—raised
▾

Data Integrated provides online payment and financial solutions for businesses. Its products include MobiTill Epesi for transportation businesses to provide fleet management, ticket, scheduling, cashless cards, etc; MobiTill POS to provide payment processing platform for public transports, restaurants, wholesale, distributors, etc; Epesi Tap & Go, a cashless passenger card; SME Payroll Mapato for employee payments & payslip generation; and others.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 1k LinkedIn followers
Hiring: 3 hiring posts in 12 mo (public) · hiring: Front-End Developer, Back-End Developer
Investors
Mobility 54
#12
Funding Raised · Nairobi, Nairobi County · founded 2018 · 3 employees
—raised
▾

Provider of a software application designed to digitize distribution and access channels for mobile money and digital finance. The company's software offers an artificial intelligence-based API-driven interface that performs as a virtual assistant for mobile money agents, enabling users to manage liquidity and conversion processes easily.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 3k LinkedIn followers
Founders & team
Andrew MutuaFounder & CEO
Investors
BFA, DFS Lab, Catalyst Fund, Inclusive Fintech 50, Hindsight Ventures

Funding & investor landscape

$107.4Mtotal disclosed funding
8companies funded
1disclosed rounds
0rounds last 90 days
Most active investors
DFS Lab3 rounds
GreenHouse Capital3 rounds
Antler2 rounds
Catapult2 rounds
EchoVC Partners2 rounds
GrowthAfrica2 rounds
Kepple Africa Ventures2 rounds
Startup Wise Guys2 rounds
Village Capital2 rounds
Y Combinator2 rounds

Notable founders

Nicolai Eddy
Co-Founder & COO · NALA
Benjamin Fernandes
Co-Founder & CEO · NALA
Peter O'Toole
CEO · Cellulant
Paul Ndichu
Co-Founder · Wapi Pay
Edward N
Co-Founder & CEO · Wapi Pay
Alphas Sinja
Co-Founder & CEO · Boya
Mark Straub
Co-Founder & Director · Kopo Kopo
Chad Larson
CEO · Kopo Kopo
Paul Macharia Mwangi
Co-Founder & CEO · Kiotapay
Peter Koech
Co-Founder & CTO · Kiotapay
Martin Kasomo
Co-Founder & CEO · Lipisha
Marshall Musyimi
Co-Founder · Lipisha
Prism market signals · Kenya · country-scoped Prism corpus, 706,592 docs

Market landscape — 10 sub-themes by coverage

Share of Payments coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH IN NAIROBI · Finance

How research on Digital Payments in Nairobi is moving

A read on the academic research around Digital Payments in Nairobi — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 43 papers.

43 papers · stance +0.14 · 7% breakthrough · 47% concern
breakthrough · advancement · concern
top institutions
  • University of Nairobi43
leading researchers
Martina Mulwa · Timothy Mwololo Waema · Afra Nuwasiima · Charles Hanu · Christopher Moturi · Hayford Amegbe
prism intelligence · tone & topics
93% positive · 7% critical tone
FinanceBusinessEconomyAgricultureEconomicsMarketing
▲ Breakthroughs2 · 5%
▼ 8%→0% share
0 median citations0% since 2021mostly empirical
Breakthroughs are cooling (8%→0% of field), led by Mobile payment.
rising sub-themes (early→recent)
  • Mobile payment2
  • Usability1
  • Value for money1
  • Mobile device1
  • Value (mathematics)1
◆ Advancements14 · 33%
▲ 24%→60% share
▲2.5× share momentum0 median citations50% since 2021mostly empirical
Advancements are rising (24%→60% of field), led by Financial inclusion.
rising sub-themes (early→recent)
  • Financial inclusion4→5
  • Financial services4→5
Landmark Determinants of Mobile Fintech Uptake in Kenyan Microfinance Sector · 17 cites
▼ Concerns14 · 33%
▼ 28%→20% share
▼0.7× share momentum0 median citations14% since 2021mostly empirical
Concerns are cooling (28%→20% of field), led by Mobile payment.
rising sub-themes (early→recent)
  • Mobile payment8
  • Mobile phone5
  • Mobile banking4
  • Financial services4
  • FinTech4
Landmark Use of Mobile Phone Technology in Agricultural Marketing · 28 cites

Common questions

How many Payments companies are there in Nairobi, Kenya?
Radar tracks 52 indexable Payments companies headquartered in Nairobi, Kenya that meet our profile-completeness bar.
What is the total funding raised by Payments companies in Nairobi, Kenya?
The Payments companies in Nairobi, Kenya on this list have raised a combined $107.4M in disclosed equity funding across 8 funded companies.
Which is the highest-funded Payments company in Nairobi, Kenya?
NALA is the highest-funded Payments company in Nairobi, Kenya, with $50.1M in disclosed equity funding.
How many Payments companies in Nairobi, Kenya are funded?
8 of the 52 Payments companies in Nairobi, Kenya on this list have disclosed at least one equity funding round.
How many Payments unicorns are there in Nairobi, Kenya?
None of the Payments companies in Nairobi, Kenya on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Nairobi, Kenya Payments companies?
The most active investors in Nairobi, Kenya Payments companies on this list include DFS Lab, GreenHouse Capital, Antler, Catapult, EchoVC Partners.
Rohit KhannaTrends & Stories

Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.

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