Best Payments Companies in New Jersey, United States
The 56 best Payments companies in New Jersey, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: ZBDPay.
Our analysis of 50 Payments companies
$20.7b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Payments companies in New Jersey
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | ZBDPay Provider of payment processing platform and related services for game developers 62Funding top 18%Talent top 28%Global top 45%Tech top 46% All 5 signals ▾Fundingtop 18% Talenttop 28% Globaltop 45% Techtop 46% Marketbottom 47% Funding: Raised $133M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 62/100 | $133M | 5 mo ago | Series C | Christian Moss Co-Founder | 2019 | TurbopackApple iCloud MailNode.js+12 | — | — |
| 2 | Volante Tech Payment facilitation solutions for financial institutions | $116M | 32 mo ago | Series C | Uday Thakur Co-Founder & CTO | 2001 | WordPress Block EditorWordPressMySQL+33 | — | — |
| 3 | Billtrust Invoice and payment management solutions for small businesses | $105M | 106 mo ago | Acquired | — | 2001 | WordPressApple iCloud MailMySQL+35 | — | 1 job opening |
| 4 | Heartland Payment Systems Payment processing, POS and Gift Card services | $40M | 177 mo ago | Acquired | Robert Carr Founder | 1997 | Chart.jsBootstrapRequireJS+13 | — | — |
| 5 | Softgate Systems Retail Payments Exchange | $34M | 170 mo ago | Acquired | — | 1993 | — | — | — |
| 6 | NICE Actimize Provider of AI-driven anti-money laundering and fraud detection solutions | $24M | 270 mo ago | Acquired | Craig Costigan CEO | 1999 | BrightEdgeAmazon Web ServicesCloudflare+20 | — | — |
| 7 | PayCommerce Payment network through a consortium of banks offering global ACH. | $22M | 116 mo ago | Deadpooled | — | 2006 | — | — | — |
| 8 | DoughMain Family financial management software and prepaid card | $7M | 146 mo ago | Series A | Kenneth Damato Founder & CEO | 2009 | — | — | — |
| 9 | ClickPay Electronic billing and payment solutions for the multi-housing industry | $4M | 129 mo ago | Acquired | — | 2009 | WordPressMySQLPHP+27 | — | — |
| 10 | Receive White-labelled credit card solution for businesses | $4M | 12 mo ago | Seed | Ariel Blum Founder & CEO | 2022 | Webflow EcommerceWebflowVimeo+15 | — | — |
| 11 | FlexWage Short term capital solutions and payroll card solutions provider | $4M | 143 mo ago | Series A | — | 2009 | WordPressMySQLPHP+18 | — | — |
| 12 | Radiius Wearable wallet for payments | $3M | 86 mo ago | Deadpooled | Sudhir Jha Co Founder & CTO | 2014 | — | 6 patents Contactless smartcard payment processing systems and transaction authentication | — |
| 13 | TruBeacon Payment processing solutions for businesses | $1M | 145 mo ago | Acqui-Hired | — | 2014 | — | — | — |
| 14 | AmpaCash App-based mobile wallet provider | $370K | 63 mo ago | Seed | — | 2018 | — | 3 patents Micropayment processing platforms and transaction handling systems | — |
| 15 | CHARGE Anywhere Mobile point of sale solution provider. | $234K | 75 mo ago | Funding Raised | — | 2004 | WordPressMySQLPHP+20 | — | — |
Top 12 Payments companies in New Jersey
#1
Series C · Hoboken, New Jersey · founded 2019$133Mraised▾
Provider of payment processing platform and related services for game developers. The platform facilitates in-game transactions, rewards, and peer-to-peer trading. It offers tools for managing game economies, including on/off ramps and loyalty programs. The platform provides unified checkout, wallet infrastructure, and fraud prevention services.
- Jan 2026Series C$40M
- Jul 2022Series B$35M
- 2022Series B$35M
- Sep 2021Series A$11.5M
#2
Seed · Paramus, New Jersey · founded 2022$4Mraised▾
White-labelled credit card solution for businesses. Offers credit card designed for business owners where it grants direct access to spending from receivables, removes unnecessary waiting, and is accepted wherever Mastercard is. When customers make a purchase, the platform makes receivables immediately available on card, and when it is time to pay balance, the balance is automatically debited from linked bank account when funds are available.
- Jul 2025Conventional Debt—
- Jul 2025Seed$4M
#3
Series C · Jersey City, New Jersey · founded 2001 · 631 employees$116Mraised▾
Volante offers payment facilitation solutions for financial institutions. It provides cloud payments and financial messaging solutions to accelerate digital transformation for banks, financial institutions, market infrastructures, clearinghouses, and corporate treasuries. It helps financial institutional clients integrate and manage the diverse and complex data message formats, standards, and protocols through modular software tools. Its products include Volante Designer defines the workflow of the data processes; VolPay, a suite of software applications designed to accelerate aspects of payments integration; and more.
- Nov 2023Series C$66M
- Nov 2023Conventional Debt—
- Mar 2022Series C—
- Oct 2021Series C$10M
#4
Acquired · Hamilton Township, New Jersey · founded 2001 · 570 employees$105Mraised▾
Invoice and payment management solutions for small businesses. It makes use of APIs and robotic process automation systems to provide automated invoice processing. Its features include tracking, invoice account management, data management, payment collection, and more. It also offers software for B2B payment and remittance management.
- Aug 2017Series D—
- May 2017Series D$50M
- Apr 2015Series C$25M
- Nov 2012Series B$25M
#5
Acquired · Fairfield, New Jersey · founded 1993 · 47 employees$33.6Mraised▾
Softgate provides walk-in bill payment, domestic and international prepaid wireless, prepaid long distance, international top-ups and international bill payments through its PayXchange service.
- May 2012Venture Debt$7.5M
- Jun 2010Series B$2.3M
- 2009Series B—
- Apr 2009Series B$6M
#6
Acquired · Princeton, New Jersey · founded 1997 · 234 employees$40Mraised▾
Heartland Payment Systems, Inc. provides payment processing services to merchants in the United States and Canada. This involves facilitating the exchange of information and funds between merchants and cardholders financial institutions, providing electronic payment processing services to merchants, including merchant set-up and training, transaction authorization and electronic draft capture, clearing and settlement, merchant accounting, merchant assistance and support and risk management. In May 2010, Heartland launched its E3 end-to-end encryption technology solution to help merchants protect their businesses from data breaches. The Company also provides additional services to its merchants, such as payroll processing, gift and loyalty programs, prepaid and stored-value solutions, and paper check processing, and it sells and rents point-of-sale devices and supplies. In January 2016, Heartland sold its payment gateway Smartlink to Echostat. Sold SmartLink Payment Gateway to EchoStat in January 2016.
- Oct 2011Post IPO—
- Oct 2001Series B$40M
#7
Acquired · Hoboken, New Jersey · founded 1999 · 1029 employees$24Mraised▾
Provider of AI-driven anti-money laundering and fraud detection solutions. The company offers enterprise fraud management, financial markets compliance, and investigation and case management tools. It delivers data intelligence solutions for understanding customers and associated risks. The company provides professional services, consulting, and training.
- Jan 2004Series C$10M
- Nov 2002Series B$10M
- 2001Series A$4M
#8
Deadpooled · Matawan, New Jersey · founded 2006 · 2 employees$22Mraised▾
PayCommerce provides SaaS based payments and remittances solutions for Enterprises. The payment platform is an integrated solution for North America, Europe and Asia and facilitates batch processing with expedited and regular settlement cycles. Its solutions consist of Global Connections (payment collection and invoices), Cross Border Payments (reconciliation, transaction status,compliance, payment notification) and Global Acquiring Solutions (card and check acceptance, wire transfer execution, ACH settlement and mobile payments). Paycommerce in 2016, expanded its product offering to DTL based payment settlement using a hybrid - Decentralized and centralized combination ledger called Federated Ledger.
- Oct 2016Series B$22M
#9
Series A · Princeton, New Jersey · founded 2009 · 17 employees$6.5Mraised▾
DoughMain offers a suite of on- and off-line services, including an integrated family calendar, chore tracker, allowance/rewards tool, savings tool, prepaid and gift cards designed for families with children ages 5 through 17. Also created age-related gaming websites to help children understand the value of money.
- May 2014Series A$250K
- Jun 2012Seed—
- Aug 2011Angel$5M
- Apr 2010Seed$1.3M
#10
Acquired · Oradell, New Jersey · founded 2009 · 7600 employees$4.3Mraised▾
ClickPay offers fully integrated billing and payment processing services and software to accelerate the financial performance of its customers by reducing operating costs, creating operational efficiencies, and boosting resident satisfaction. These services provide property owners and managers with a customizable, electronic solution to bill and collect from their residents including online payments, lockbox, paper statements and e-bill. ClickPay enables property owners and managers to accept all payment methods including e-check (ACH), credit cards, American Express, and paper checks.
- Oct 2015Series B—
- Nov 2013Series A$1M
- Aug 2013Series A$600K
- Aug 2012Series A$1.1M
#11
Deadpooled · Princeton, New Jersey · founded 2014 · 10 employees$2.7Mraised▾
Radiius is the wearable wallet for payments for consumers. It stores the user card details into the device. Allows the user to pay at any stores. Supports multiple cards like Visa, MasterCard, discovery, American express, union cards, etc
- May 2019Seed$2.2M
- Jun 2017Seed$265K
- Dec 2015Seed$250K
#12
Series A · Mountainside, New Jersey · founded 2009 · 18 employees$3.5Mraised▾
Flexwage provides innovative payroll card solutions to individuals and companies. The two main product offerings are Payroll cards and WageBank. It provides employees responsible access to short term money between regularly scheduled paydays. As such, it provides financial access to unbanked and underbanked populations benefiting workers. The difference the firm brings is that it removes the high cost of pay day loans and there is no interest associated with the WageBank product. WageBank interfaces with employers’ HRMS, providing employees access to earned wages in advance of their scheduled paydays thereby eliminating the need for costly predatory loans. Employees can take payment for wages they have earned but have not yet been paid and load the payments directly onto their payroll cards within seconds. Through its policy engine, employers manage velocity and disbursement value settings for WageBank access.
- Aug 2014Series A$3.5M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Digital Payments is moving in the United States
A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,534 United States-affiliated papers.
- Film Independent35
- Community Partners26
- Tufts University24
- Federal Reserve22
- University of Washington21
- Payment system4→23
- Mobile payment18→28
- Payment service provider5→14
- Financial services1→8
- Financial transaction1→8
- Mobile payment62→120
- Financial inclusion10→54
- Payment service provider4→41
- Financial services10→45
- Database transaction9→34
- Financial inclusion23→46
- Financial services23→38
- Cryptocurrency8→19
- Transparency (behavior)1→11
- Database transaction11→20
Where digital payments is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing digital payments patents in the United States
United States digital payments patent filing is cooling — 1,412 filings from 1,167 assignees (2016–2025), led by Mastercard International, VISA INT Service ASS, Paypal; annual filings 189→106.
- Mastercard International310
- VISA INT Service ASS111
- Paypal81
- VISA USA63
- EBAY45
- Intuit45
- BANK Of America44
- IBM44
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.