Radar · Payments in New York
Best Payments Companies in New York, United States
The 325 best Payments companies in New York, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Ramp.
By Riya SenguptaFinancials
325companies tracked
$7.9Bdisclosed funding
10unicorns
130have raised
FLIAR INTELLIGENCE · PAYMENTS × NEW YORK
Our analysis of 50 Payments companies
$20.7b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
50companies analysed
100%cloud-native stacks
2025funding peak (by rounds)
15unicorns
2017median founding year
1.5Mcombined LinkedIn audience
51%of audience held by top 3
6companies hiring publicly (12 mo)
Ranked: Best Payments companies in New York
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Ramp 🦄 Provider of a platform for spend management, corporate cards, and payables 90Customers top 9%Funding top 11%Tech top 18%Growth top 25% All 11 signals ▾Customerstop 9% Fundingtop 11% Techtop 18% Growthtop 25% Markettop 26% Moattop 26% Talenttop 28% Producttop 29% Innovationtop 42% Patentsbottom 46% Globalbottom 39% Customers: App rating 4.8★ (623 reviews) · Review volume +92% in 6 mo Funding: Raised $1.4B across 14 rounds · 14 rounds over 7 yrs (2.0/yr) rank vs industry peers · Fliar Intelligence Index 90/100 | $1.4B | 7 mo ago | 930 | Eric Glyman Co-Founder & CEO | SentryZendeskApple iCloud Mail+44 | Top 50k | 13 patents Optimizing and securing chunked video streaming with speech‑to‑text indexing and merging | 1 launch |
| 2 | TransFirst Credit Card Processing/Merchant Accounts | $1.2B | 96 mo ago | 1,000 | — | Windows ServerMicrosoft ASP.NETGoogle Cloud+5 | Top 500k | — | — |
| 3 | Bilt Rewards 🦄 SaaS-driven reward-based rental management solution for residential properties 84Customers top 9%Tech top 12%Funding top 16%Moat top 26% All 10 signals ▾Customerstop 9% Techtop 12% Fundingtop 16% Moattop 26% Talenttop 28% Markettop 35% Growthtop 42% Producttop 46% Globalbottom 45% Newsbottom 19% Customers: Play-Store rating 4.60★ across 41,000 ratings (1 apps) · Review volume +55% in 6 mo Tech: 61 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 84/100 | $558M | 11 mo ago | 111 | David Wyler Co-Founder & Chief Business Officer | SentryZendeskApple iCloud Mail+32 | Top 500k | — | 2 launchs · 2 partnerships |
| 4 | Forter 🦄 Cloud-based fraud prevention solutions for businesses | $525M | 60 mo ago | 3 | — | WordPressApple iCloud MailGoogle Workspace+33 | Top 5M | 16 patents Real-time transaction fraud detection and secure digital identity authentication | 1 launch · 2 partnerships |
| 5 | Jeeves 🦄 Digital company offering payment and corporate financial cards 78Funding top 16%Growth top 25%Moat top 26%Market top 32% All 9 signals ▾Fundingtop 16% Growthtop 25% Moattop 26% Markettop 32% Globaltop 36% Newstop 37% Producttop 46% Customersbottom 43% Talentbottom 41% Funding: Raised $380M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) Growth: Web rank 5,000,000 → 500,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 78/100 | $380M | 6 mo ago | 237 | Dileep Thazhmon Founder & CEO | — | Top 500k | — | 1 job opening |
| 6 | Cedar 🦄 Cloud-based payment solutions for the healthcare industry | $351M | 63 mo ago | 522 | Florian Otto CEO and Co-Founder | WordPressApple iCloud MailGoogle Workspace+35 | Top 5M | — | 1 award |
| 7 | Rain 🦄 Stablecoin-powered cards and payments infrastructure for a fluid financial system 72Funding top 14%Moat top 32%Talent top 38%Market top 43% All 6 signals ▾Fundingtop 14% Moattop 32% Talenttop 38% Markettop 43% Globalbottom 48% Techbottom 43% Funding: Raised $308M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Moat: Unicorn · 9 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 72/100 | $308M | 5 mo ago | — | Charles Naut Co-Founder | WebflowVimeoGSAP+14 | Top 5M | — | 3 launchs · 3 partnerships · 1 award |
| 8 | Payoneer Provider of cross-border payment solutions for freelancers, businesses, and marketplaces | $269M | 102 mo ago | 135 | Iris Shkedy Chief of Staff to the CEO | WordPress Block EditorCart FunctionalityWordPress+39 | Top 50k | — | 2 partnerships |
| 9 | DailyPay 🦄 Financial wellness and earned wage access platform that enables employees to access their earned pay on-demand 89Customers top 14%Funding top 15%Tech top 15%Growth top 25% All 12 signals ▾Customerstop 14% Fundingtop 15% Techtop 15% Growthtop 25% Markettop 31% Moattop 32% Newstop 36% Producttop 40% AItop 45% Innovationbottom 48% Patentsbottom 46% Globalbottom 45% Customers: Play-Store rating 4.72★ across 228,552 ratings (3 apps) · Review volume +16% in 6 mo Funding: Raised $264M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 89/100 | $264M | 3 mo ago | 845 845 → 990 (+17%) | — | WordPressSentryApple iCloud Mail+52 | Top 500k | 3 patents AI-driven payroll advance systems using machine learning for real-time earnings prediction | 1 award |
| 10 | Riskified 🦄 AI-based payment fraud prevention solutions for e-commerce solution | $229M | 63 mo ago | 781 781 → 714 (-9%) | Assaf Feldman CTO and Cofounder | WordPress Block EditorWordPressApple iCloud Mail+35 | Top 5M | — | — |
| 11 | Imprint 🦄 White label solutions for payment cards 69Funding top 16%Customers top 22%Moat top 26%Talent top 28% All 10 signals ▾Fundingtop 16% Customerstop 22% Moattop 26% Talenttop 28% Growthtop 30% Techtop 31% Producttop 36% Newstop 44% Globalbottom 43% Marketbottom 38% Funding: Raised $203M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) Customers: Play-Store rating 4.62★ across 7,085 ratings (1 apps) · Review volume +54% in 6 mo rank vs industry peers · Fliar Intelligence Index 69/100 | $203M | 6 mo ago | 3 | Gaurav Ahuja Co-Founder | SentryApple iCloud MailGoogle Workspace+17 | Top 1M | — | 1 partnership |
| 12 | Esusu 🦄 Online platform offering credit-building solutions through rent payment reporting 76Funding top 18%Tech top 24%Moat top 26%News top 33% All 10 signals ▾Fundingtop 18% Techtop 24% Moattop 26% Newstop 33% Growthtop 35% Talenttop 38% Markettop 40% Producttop 40% Customerstop 45% Globalbottom 36% Funding: Raised $145M across 9 rounds · 9 rounds over 8 yrs (1.1/yr) Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 76/100 | $145M | 6 mo ago | 179 | Samir Goel Co-Founder | WordPress Block EditorWordPressSentry+22 | Top 5M | — | 1 launch |
| 13 | HYPR Provider of passwordless multi-factor authentication, identity verification, and risk management | $131M | 24 mo ago | — | Bojan Simic Co-Founder and CEO | HubSpot CMS HubApple iCloud MailGoogle Workspace+31 | Top 5M | 15 patents Secure mobile authentication and federated identity solutions with out‑of‑band verification | — |
| 14 | Bold.co Provider of payment solutions for businesses 74Funding top 22%Tech top 24%Moat top 31%Growth top 32% All 8 signals ▾Fundingtop 22% Techtop 24% Moattop 31% Growthtop 32% Producttop 35% Markettop 39% Talentbottom 49% Globalbottom 38% Funding: Raised $130M across 4 rounds · 4 rounds over 10 yrs (0.4/yr) Tech: 60 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 74/100 | $130M | 8 mo ago | 598 | Jose Velez Founder & CEO | ShopifyCart FunctionalityApple iCloud Mail+26 | Top 500k | — | 1 job opening |
| 15 | gohenry Prepaid cards for children | $125M | 44 mo ago | 139 139 → 223 (+60%) | Louise Hill Founder | SentryTypeScriptBootstrap+14 | Top 5M | — | — |
| 16 | Mesh Payments Provider of payment processing solutions and virtual corporate cards for businesses | $123M | 45 mo ago | 168 | Oded Zehavi Co-Founder & CEO | WordPressApple iCloud MailMySQL+38 | Top 1M | — | 1 launch · 1 partnership · 1 expansion |
| 17 | Lithic Provider of platform for businesses to issue and manage payment cards | $121M | 58 mo ago | 99 99 → 200 (+102%) | David Nichols Co-Founder | WebflowApple iCloud MailGoogle Workspace+21 | Top 5M | 18 patents Real-time virtual bank account transaction authorization, reconciliation, and secure serverless processing | 1 internship |
| 18 | Bestpass Provider of web-based payment and toll management solutions | $119M | 36 mo ago | 104 | Tom Fogarty CEO | WordPressSentryApple iCloud Mail+40 | Top 5M | — | — |
| 19 | Arrow Digital platform accelerating healthcare payments | $110M | 48 mo ago | — | Yash Joshi Co-Founder & CTO | Framer SitesYouTubeReact+12 | Top 50M | — | — |
| 20 | Dash App-based wallet for consumer payments | $85M | 32 mo ago | 46 | Prince Boampong Founder Related to Search Terms in Your Query | — | — | 28 patents Sealing, plug and wear‑monitoring components for industrial processing and container equipment. | — |
| 21 | Coast Provider of prepaid card for fuel and fleet payments | $77M | 23 mo ago | 58 | Daniel Simon Founder & CEO | Apple iCloud MailGoogle WorkspaceNode.js+33 | Top 5M | — | 1 award |
| 22 | Extend Provider of virtual credit cards and spend management platform for businesses 67Talent top 22%Funding top 25%Tech top 30%Growth top 31% All 11 signals ▾Talenttop 22% Fundingtop 25% Techtop 30% Growthtop 31% Moattop 31% Producttop 36% Innovationtop 40% Patentstop 45% Marketbottom 44% Customersbottom 41% Globalbottom 33% Talent: Analyst team rating 5/5 · 3 named leaders on record Funding: Raised $55.0M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $55M | 9 mo ago | 43 43 → 70 (+63%) | Andrew Jamison CEO and Co-Founder | WebflowApple iCloud MailGoogle Workspace+25 | Top 500k | 8 patents Patents concentrated in computing, sensing & instrumentation | 1 partnership |
| 23 | MoCaFi Credit builder prepaid cards for consumers | $50M | 36 mo ago | 40 | Wole Coaxum Chief Executive Officer | WordPressMySQLPHP+22 | Top 10M | — | — |
| 24 | Selfbook Provider of a platform streamlining hotel direct bookings through AI search | $42M | 42 mo ago | 51 | — | SanityApple iCloud MailGoogle Workspace+25 | Top 5M | 2 patents Online payment processing and validation for reservation booking platforms | — |
| 25 | Neon Provider of an application that compensates users for phone call data 50Funding top 28%Talent bottom 45%Tech bottom 44%Global bottom 33% All 4 signals ▾Fundingtop 28% Talentbottom 45% Techbottom 44% Globalbottom 33% Funding: Raised $26.5M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 50/100 | $26M | 2 mo ago | — | Alex Kiam Founder & CEO | Framer SitesReactAmazon Web Services+9 | Top 5M | — | — |
| 26 | Alternative Payments Invoice payment acceptance solution for businesses | $22M | 15 mo ago | 21 | Baxter Lanius CEO & Founder | Node.jsTailwind CSSReact+23 | Top 5M | — | 1 launch |
| 27 | Pinata Provider of a platform that reports rent payments to credit bureaus | $20M | 12 mo ago | 23 | Lily Liu Chief Executive Officer | WordPressApple iCloud MailGoogle Workspace+32 | Top 1M | 15 patents Inhalable dry‑powder pharmaceutical formulations for cannabinoids and receptor agonists | — |
| 28 | 40Seas Provider of AI-powered platform for automating receivables, collections, and payments | $17M | 34 mo ago | 15 | Eyal Moldovan Co Founder & CEO | WebflowVimeoGSAP+28 | Top 50M | — | 2 launchs · 2 partnerships |
| 29 | Difference Card Innovative health insurance solutions reducing costs and improving employee benefits | $16M | 11 mo ago | 86 | Gregg Lehman CEO | WordPressMySQLPHP+39 | Top 5M | — | — |
| 30 | BIM Merchant acquiring solutions for businesses | $14M | 29 mo ago | 16 | — | Microsoft ASP.NETBootstrapAzure+6 | Top 10M | — | 1 internship · 1 launch |
| 31 | Refine Intelligence Digital customer outreach for AML in banking | $13M | 31 mo ago | 12 | Uri Rivner CEO and co-founder | WordPressMySQLPHP+29 | Top 50M | — | 1 launch |
| 32 | Togetherwork Provider of Software-as-a-Service solutions to groups and organizations | $12M | 23 mo ago | 452 452 → 357 (-21%) | — | WordPressApple iCloud MailMicrosoft 365+20 | Top 5M | — | 2 job openings |
| 33 | Cybera Fraud detection platform for financial institutions, crypto businesses, and law enforcement | $11M | 24 mo ago | 24 | Claudio Staub Co-Founder | WebflowRiveStripe+16 | Top 10M | — | — |
| 34 | Rise Works Provider of global payroll and compliance solutions for modern workforces | $10M | 20 mo ago | 8 | Andrew Maurer Co-Founder & CTO | Webflow EcommerceWebflowSentry+30 | Top 500k | — | 4 launchs |
| 35 | Affiniti Provider of industry-specific small business credit cards | $10M | 12 mo ago | 6 | Sahil Phadnis Co-Founder & CTO | SentryZendeskNode.js+14 | Top 50M | 5 patents Distributed data retrieval and persistent session management for object-oriented middleware | — |
| 36 | PEX Card SaaS-based corporate card solutions for businesses 72Tech top 19%Customers top 26%Innovation top 28%Product top 29% All 10 signals ▾Techtop 19% Customerstop 26% Innovationtop 28% Producttop 29% Fundingtop 32% Moattop 39% Growthtop 45% Markettop 46% Talentbottom 49% Globalbottom 43% Tech: 75 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront Customers: Play-Store rating 4.58★ across 1,340 ratings (1 apps) · Review volume +31% in 6 mo rank vs industry peers · Fliar Intelligence Index 72/100 | $9M | 3 mo ago | 90 | Toffer Grant CEO / Founder | WordPressSentryAtlassian Statuspage+40 | Top 1M | — | 1 launch |
| 37 | Usedots Provider of platform for automating global payouts, onboarding, and tax compliance 42Funding top 36%Talent top 38%Tech top 44%Global bottom 48% All 5 signals ▾Fundingtop 36% Talenttop 38% Techtop 44% Globalbottom 48% Marketbottom 37% Funding: Raised $9.0M across 2 rounds · 2 rounds over 5 yrs (0.4/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 42/100 | $9M | 3 mo ago | — | Kartikye Mittal Co-Founder & CTO | Cart FunctionalityTailwind CSSPayPal+13 | Top 5M | — | — |
| 38 | GiveCard Provider of platform for secure and scalable funds disbursement and management | $9M | 6 mo ago | — | Lurein Perera Co-Founder & CEO | WebflowTypekitGoogle Font API+14 | Top 5M | — | 1 award |
| 39 | Fijoya Provider of an AI-powered platform for managing employee benefits programs | $8M | 27 mo ago | 1 | Sagi Polani Co-Founder & CPO | — | — | — | — |
| 40 | Payy Provider of a stablecoin banking platform and private payment services 60Funding top 33%Talent top 45%Global bottom 48%Tech bottom 47% All 4 signals ▾Fundingtop 33% Talenttop 45% Globalbottom 48% Techbottom 47% Funding: Raised $8.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 2 named leaders on record rank vs industry peers · Fliar Intelligence Index 60/100 | $8M | 2 mo ago | — | Calum Moore Co-Founder & CTO | Framer SitesReactPostHog+10 | Top 5M | — | — |
| 41 | Cardflight Mobile app SDK for in-person credit card payments | $8M | 19 mo ago | 21 | Derek Webster Founder and CEO | WebflowApple iCloud MailGoogle Workspace+16 | Top 500k | 2 patents Automated merchant payment adjustment and chip‑card mobile pre‑certification systems. | 4 job openings |
| 42 | FlexPoint White label payment gateway for businesses | $7M | 13 mo ago | 8 | Victor Lopez Co-Founder & CEO | WebflowApple iCloud MailMicrosoft 365+25 | Top 5M | — | 1 job opening |
| 43 | Cadana Provider of infrastructure for global workforce payments, contractor management, and EOR | $7M | 23 mo ago | 21 | Albert Owusu-Asare Co-Founder & CEO | Node.jsHeadless UIGSAP+19 | Top 5M | — | 1 launch |
| 44 | Ned Provider of software solutions for banking and lending management | $4M | 20 mo ago | 6 | David Silverstein Co-Founder & CEO | — | — | — | 1 partnership |
| 45 | Rhythmic Developer of a platform for branded customer rewards and financial services | $4M | 3 mo ago | — | Joseph Hayes Co-Founder | TurbopackNode.jsTailwind CSS+9 | Top 50M | — | — |
| 46 | Meadow Online platform offering fee estimation solutions for universities | $4M | 15 mo ago | 9 | Just Kraprayoon Co-Founder | SentryMUIReact Router+13 | Top 5M | — | 1 partnership · 1 award |
| 47 | Billfold POS payment processing solution for entertainment industry | $3M | 22 mo ago | 55 | Albert Akbashev Co-Founder | WebflowSentryApple iCloud Mail+20 | Top 50M | — | — |
| 48 | Hitechmerchants Provider of payment processing solutions and associated merchant services offerings | $3M | 18 mo ago | 28 | — | PHPTypeScriptGraphQL+12 | Top 50M | — | — |
| 49 | Rove Travel credit card for individuals | $500K | 3 mo ago | — | Max Morganroth Co-Founder | — | — | — | — |
| 50 | Unifold Provider of infrastructure for on-chain deposits and payments across chains | $500K | 5 mo ago | — | Hau Chu Co-Founder | — | — | — | — |
Top 12 Payments companies in New York
#1
Ramp 🦄Series E · New York City, New York · founded 2019 · 930 employees$1.4Braised▾
Ramp 🦄
Series E · New York City, New York · founded 2019 · 930 employees
Provider of a platform for spend management, corporate cards, and payables. The platform offers features such as expense management, accounts payable processing, and travel management. It also provides procurement and accounting automation capabilities. The platform aims to streamline financial operations and improve efficiency for finance teams.
Fliar Intelligence Index™ 90how this company ranks against its industry peers
Customers
top 9%Funding
top 11%Tech
top 18%Growth
top 25%Market
top 26%Moat
top 26%Customers: App rating 4.8★ (623 reviews) · Review volume +92% in 6 mo · Marquee-customer mentions: top 9% of tracked companies
Funding: Raised $1.4B across 14 rounds · 14 rounds over 7 yrs (2.0/yr) · Last round Series E (Nov 2025)
Tech: 83 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services · Devops: Envoy
Audience (LinkedIn): 322k LinkedIn followers — 21.6% of this cohort's audience · 582 engagements/post (12.9× cohort median)
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Nov 2025Series E$311.7M
- Jul 2025Series E$514.1M
- Jun 2025Series E$200M
- Apr 2024Series D$156.1M
Founders & team
Investors
Khosla Ventures, Founders Fund, Sequoia Capital, Greylock Partners, 8VC, Thrive Capital
Tech stack
AhoyAhrefsAlpine.JsAmazon S3Amazon Web ServicesApple Icloud Mail
#2
DailyPay 🦄Series D · New York City, New York · founded 2015 · 845 employees$264Mraised▾
DailyPay 🦄
Series D · New York City, New York · founded 2015 · 845 employees
Financial wellness and earned wage access platform that enables employees to access their earned pay on-demand. It integrates directly with employers’ existing payroll, HR, and workforce management systems, allowing workers to view and transfer portions of their accrued earnings in real time. It is positioned as a retention and engagement tool that helps attract and retain talent by offering greater financial flexibility without requiring major changes to payroll operations. It emphasizes seamless integration, enterprise-grade security, and minimal administrative overhead for businesses.
Fliar Intelligence Index™ 89how this company ranks against its industry peers
Customers
top 14%Funding
top 15%Tech
top 15%Growth
top 25%Market
top 31%Moat
top 32%Customers: Play-Store rating 4.72★ across 228,552 ratings (3 apps) · Review volume +16% in 6 mo
Funding: Raised $264M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) · Last round Conventional Debt (Feb 2026)
Tech: 94 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Envoy, Nginx
Audience (LinkedIn): 31k LinkedIn followers — 2.1% of this cohort's audience
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Feb 2026Conventional Debt$200M
- Jan 2024Conventional Debt$100M
- Jan 2024Series D$75M
- Jan 2023Conventional Debt$260M
Investors
Intercept Ventures, RPM Ventures, Inspiration Ventures, Frontier Venture Capital, Barclays, Angelo Gordon
Tech stack
6SenseAdaAdobe Audience ManagerAmazon CloudfrontAmazon S3Amazon Ses
#3
Jeeves 🦄Series C · New York City, New York · founded 2019 · 237 employees$380Mraised▾
Jeeves 🦄
Series C · New York City, New York · founded 2019 · 237 employees
Digital company offering payment and corporate financial cards. It provides multi-currency payments, money transfers, cash withdrawals, personal credit lines, rental prices, and more. It also provides virtual cards for vendor payments & management with multi benefits including lounge access, vouchers, rewards, and more. It offers an expense management platform that allows users to track costs and spending.
Fliar Intelligence Index™ 78how this company ranks against its industry peers
Funding
top 16%Growth
top 25%Moat
top 26%Market
top 32%Global
top 36%News
top 37%Funding: Raised $380M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) · Last round Venture Debt (Dec 2025)
Growth: Web rank 5,000,000 → 500,000 YoY · Fresh capital in last 24 mo
Moat: Editorial + unicorn rating 9/10 · Unicorn · 10 curated direct competitors tracked
Audience (LinkedIn): 41k LinkedIn followers — 2.8% of this cohort's audience
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Account Executive, Head of Sales
Funding rounds
- Dec 2025Venture Debt$100M
- May 2024Venture Debt$75M
- Mar 2022Series C$180M
- Sep 2021Series B$57M
Founders & team
Investors
CRV, Tencent, Alkeon Capital Management, SVB, Mantis VC, Andreessen Horowitz
#4
Rain 🦄Series C · Brooklyn, New York · founded 2021$308Mraised▾
Rain 🦄
Series C · Brooklyn, New York · founded 2021
Stablecoin-powered cards and payments infrastructure for a fluid financial system. This company provides an end-to-end platform unlocking the benefits of stablecoin-backed cards and payments with speed, flexibility, and global reach. It offers a full stack for the full flow of money, enabling businesses to transact with merchants globally. The infrastructure powers everything from on-ramps and wallets to cards and off-ramps, providing tools to offer modern financial experiences. It offers modular infrastructure, from full-stack card issuance to plug-and-play payments, with a developer-first API, responsive support, and streamlined onboarding. With built-in KYC, AML, program oversight, and SOC compliance, it helps partners integrate, launch confidently, and scale securely. This is a B2B, SaaS platform.
Fliar Intelligence Index™ 72how this company ranks against its industry peers
Funding
top 14%Moat
top 32%Talent
top 38%Market
top 43%Global
bottom 48%Tech
bottom 43%Funding: Raised $308M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Series C (Jan 2026)
Moat: Unicorn · 9 curated direct competitors tracked
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Audience (LinkedIn): 18k LinkedIn followers
Activity (LinkedIn): 3 product launches · 3 partnerships · 1 awards (incl. Gardrail) announced in 12 mo
Funding rounds
- Jan 2026Series C$250M
- Aug 2025Series B$58M
Founders & team
Investors
Sapphire Ventures, DRAGONFLY, Samsung NEXT, Endeavor, Lightspeed Venture Partners, Norwest
Tech stack
CloudflareCloudflare Bot ManagementCookieyesCore-JsGoogle Tag ManagerGoogle Workspace
#5
Imprint 🦄Series D · New York City, New York · founded 2020 · 3 employees$203Mraised▾
Imprint 🦄
Series D · New York City, New York · founded 2020 · 3 employees
White label solutions for payment cards. It provides branded rewards cards for customers. Those cards work like debit cards in that a user doesn’t have to undergo a credit check or pay interest and fees. The company’s commerce platform apps and APIs also will eventually give merchants a way to integrate their payment method at checkout.
Fliar Intelligence Index™ 69how this company ranks against its industry peers
Funding
top 16%Customers
top 22%Moat
top 26%Talent
top 28%Growth
top 30%Tech
top 31%Funding: Raised $203M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) · Last round Series D (Dec 2025)
Customers: Play-Store rating 4.62★ across 7,085 ratings (1 apps) · Review volume +54% in 6 mo
Moat: Editorial + unicorn rating 8/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 15k LinkedIn followers · 194 engagements/post (4.3× cohort median)
Activity (LinkedIn): 2 product launches · 4 partnerships · 1 awards (incl. Crate and Barrel) announced in 12 mo
Funding rounds
- Dec 2025Series D$150M
- Apr 2025Conventional Debt$500M
- Oct 2024Series C$75M
- Feb 2024Conventional Debt—
Founders & team
Investors
Thrive Capital, Kleiner Perkins, Ribbit Capital, Affirm, Stripe, Allen & Company
Tech stack
Apple Icloud MailCdnjsCloudflareCloudflare Bot ManagementCore-JsDatadog
#6
Esusu 🦄Series C · New York City, New York · founded 2018 · 179 employees$145.2Mraised▾
Esusu 🦄
Series C · New York City, New York · founded 2018 · 179 employees
Online platform offering credit-building solutions through rent payment reporting. It captures rental payment data and reports it to credit bureaus to boost credit scores. This helps the tenants to build and establish their credit scores and also helps property owners to attract new tenants. It also reports property management analytics and more.
Fliar Intelligence Index™ 76how this company ranks against its industry peers
Funding
top 18%Tech
top 24%Moat
top 26%News
top 33%Growth
top 35%Talent
top 38%Funding: Raised $145M across 9 rounds · 9 rounds over 8 yrs (1.1/yr) · Last round Series C (Dec 2025)
Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Nginx
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 73k LinkedIn followers — 4.9% of this cohort's audience · 238 engagements/post (5.3× cohort median)
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Dec 2025Series C$50M
- Jan 2022Series B$130M
- Jul 2021Series A$10.6M
- Aug 2020Seed$2.3M
Founders & team
Investors
Impact America Fund, Next Play Ventures, Acumen, Concrete Rose, Global Good Fund, Zeal Capital Partners
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesAmplitudeAngularjsApple Icloud Mail
#7
Series B · New York City, New York · founded 2021 · 111 employees$557.5Mraised▾
Series B · New York City, New York · founded 2021 · 111 employees
SaaS-driven reward-based rental management solution for residential properties. It facilitates rent payment management, downpayment management, reward reeding with fitness centers, provides a catalog of art, decor, and apparel, credit score management with rent payments to credit bureaus, and more.
Fliar Intelligence Index™ 84how this company ranks against its industry peers
Customers
top 9%Tech
top 12%Funding
top 16%Moat
top 26%Talent
top 28%Market
top 35%Customers: Play-Store rating 4.60★ across 41,000 ratings (1 apps) · Review volume +55% in 6 mo
Tech: 61 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Envoy
Funding: Raised $558M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) · Last round Series B (Jul 2025)
Audience (LinkedIn): 39k LinkedIn followers — 2.6% of this cohort's audience
Activity (LinkedIn): 2 product launches · 2 partnerships (incl. American Campus Communities) announced in 12 mo
Funding rounds
- Jul 2025Series B$250M
- Aug 2024Series B$150M
- Jan 2024Series B$347.5M
- Oct 2022Series A$150M
Founders & team
Investors
Greystar, Wells Fargo, Invitation Homes, Smash Capital, Prosus, Fifth Wall
Tech stack
Adobe Audience ManagerAmazon CloudfrontAmazon S3Amazon Web ServicesApolloApple Icloud Mail
#8
Series A · New York, New York · founded 2025$26.5Mraised▾
Series A · New York, New York · founded 2025
Provider of an application that compensates users for phone call data. The application allows users to make calls and receive payouts. It anonymizes call data before sharing with vetted data partners. The data is used to train language models.
Fliar Intelligence Index™ 50how this company ranks against its industry peers
Funding
top 28%Talent
bottom 45%Tech
bottom 44%Global
bottom 33%Funding: Raised $26.5M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Series A (Mar 2026)
Talent: 1 named leader on record
Tech: 12 technologies across 4/8 capability areas · Cloud: Amazon Web Services · Security: Hsts, Http/3
Funding rounds
- Mar 2026Conventional Debt—
- Mar 2026Series A$25M
- Seed$1.5M
Founders & team
Investors
Lightspeed Venture Partners, Upper90, Upfront Ventures, Wilson Sonsini Goodrich & Rosati, Xfund
Tech stack
Amazon Web ServicesCore-JsFacebook PixelFramer SitesGoogle AnalyticsGoogle Font Api
#9
Series C · Brooklyn, New York · founded 2016 · 598 employees$130Mraised▾
Series C · Brooklyn, New York · founded 2016 · 598 employees
Provider of payment solutions for businesses. The platform provides solutions such as payment links, payment gateways, face-to-face payments, payment integrations, tracking ,and more. It also provides a data phones for retailers.
Fliar Intelligence Index™ 74how this company ranks against its industry peers
Funding
top 22%Tech
top 24%Moat
top 31%Growth
top 32%Product
top 35%Market
top 39%Funding: Raised $130M across 4 rounds · 4 rounds over 10 yrs (0.4/yr) · Last round Series C (Oct 2025)
Tech: 60 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Observability: Sentry
Moat: Editorial + unicorn rating 8/10 · Soonicorn · 10 curated direct competitors tracked
Audience (LinkedIn): 111k LinkedIn followers — 7.4% of this cohort's audience
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Coordinador comercial POS, Financial Operations Analyst
Funding rounds
- Oct 2025Series C$40M
- Feb 2024Series C$50M
- Feb 2022Series B$55M
- Jan 2017Seed—
Founders & team
Investors
Tiger Global Management, General Atlantic, Endeavor, Piton Capital, InQlab, Kingsway Capital
Tech stack
AdrollAdroll Cmp SystemAmazon CloudfrontAmazon S3Amazon SesAmazon Web Services
#10
Series D · New York City, New York · founded 2006 · 90 employees$9.4Mraised▾
Series D · New York City, New York · founded 2006 · 90 employees
SaaS-based corporate card solutions for businesses. It enables businesses to manage corporate cards for providing employee benefits solutions like spend and expense management, grants, rewards disbursement, and more. It provides solutions for virtual vendor cards, employee incentives, reimbursement, and more. Its app is available for Android and iOS users.
Fliar Intelligence Index™ 72how this company ranks against its industry peers
Tech
top 19%Customers
top 26%Innovation
top 28%Product
top 29%Funding
top 32%Moat
top 39%Tech: 75 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront · Observability: Microsoft Clarity, Sentry
Customers: Play-Store rating 4.58★ across 1,340 ratings (1 apps) · Review volume +31% in 6 mo
Innovation: 7 product lines
Audience (LinkedIn): 15k LinkedIn followers
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Feb 2026Series D$9.7M
- May 2024Conventional Debt—
- May 2024Series C$5M
- May 2012Series B$3.2M
Founders & team
Investors
Inovia Capital, Bluff Point Associates, Augury Capital Partners, Alpine Meridian, New York Angels
Tech stack
Advanced Custom FieldsAmazon AlbAmazon CloudfrontAmazon S3Amazon Web ServicesAngular
#11
Series B · New York City, New York · founded 2017 · 43 employees$55Mraised▾
Series B · New York City, New York · founded 2017 · 43 employees
Provider of virtual credit cards and spend management platform for businesses. It offers a platform that allows businesses to manage payments and expense processes using their existing company credit cards. The platform provides features such as virtual cards, budgets, bill pay, receipt management, reimbursements, reconciliation, and integrations with participating banks. It caters to various industries, including retail, e-commerce, legal services, construction, manufacturing, media, production agencies, life sciences, and medical sectors. The platform offers vendor payments, employee cards, spend tracking, reconciliation, and integrated payments solutions.
Fliar Intelligence Index™ 67how this company ranks against its industry peers
Talent
top 22%Funding
top 25%Tech
top 30%Growth
top 31%Moat
top 31%Product
top 36%Talent: Analyst team rating 5/5 · 3 named leaders on record · 3 C-suite/founder profiles curated
Funding: Raised $55.0M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) · Last round Series B (Sep 2025)
Tech: 41 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services · Devops: Envoy
Audience (LinkedIn): 18k LinkedIn followers
Activity (LinkedIn): 1 partnerships (incl. Extend) announced in 12 mo
Funding rounds
- Sep 2025Venture Debt—
- Sep 2025Series B$20M
- Dec 2024Series B$14.5M
- Oct 2021Series B$40M
Founders & team
Investors
March Capital, Point72 Ventures, FinTech Collective, Reciprocal Ventures, Pac-West Telecomm, Wells Fargo
Tech stack
Amazon CloudfrontAmazon Web ServicesApple Icloud MailAws Certificate ManagerCalendlyCdnjs
#12
Seed · New York City, New York · founded 2022$8Mraised▾
Seed · New York City, New York · founded 2022
Provider of a stablecoin banking platform and private payment services. This platform offers users a wallet for managing stablecoins and facilitates private transactions. The service focuses on enabling users to grow their money within the platform's ecosystem. It provides tools and services for managing and utilizing stablecoins for various financial activities.
Fliar Intelligence Index™ 60how this company ranks against its industry peers
Funding
top 33%Talent
top 45%Global
bottom 48%Tech
bottom 47%Funding: Raised $8.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Seed (Mar 2026)
Talent: 2 named leaders on record
Global: Investors from 1 country beyond United States
Funding rounds
- Mar 2026Seed$6M
- Seed$2M
Founders & team
Investors
FirstMark, Robvc, Dba, 6MV, OrangeDAO, Protocol Labs
Funding & investor landscape
$7.9Btotal disclosed funding
118companies funded
307disclosed rounds
2rounds last 90 days
Most active investors
Y Combinator11 rounds
Bessemer Venture Partners7 rounds
BoxGroup6 rounds
Techstars6 rounds
SVB5 rounds
Notable founders
Eric Glyman
Co-Founder & CEO · Ramp
Gene Lee
Co-Founder · Ramp
Dileep Thazhmon
Founder & CEO · Jeeves
Charles Naut
Co-Founder · Rain
Farooq M
Co-Founder & CEO · Rain
Gaurav Ahuja
Co-Founder · Imprint
Daragh Murphy
Co-Founder & CEO · Imprint
Samir Goel
Co-Founder · Esusu
Wemimo Abbey
Co-Founder · Esusu
David Wyler
Co-Founder & Chief Business Officer · Bilt Rewards
Daniel Seder
Co-Founder & Chief Operating Officer · Bilt Rewards
Alex Kiam
Founder & CEO · Neon
Prism market signals · United States · country-scoped Prism corpus, 1,750,783 docs
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · United States
How research on Digital Payments is moving in the United States
A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,534 United States-affiliated papers.
research sentiment over time
200820172026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 15% → 32% across 2008–2026.
top research entities
- Film Independent35
- Community Partners26
- Tufts University24
- Federal Reserve22
- University of Washington21
leading researchers
Crypto Education Research Lab · Ignacio Mas · Wen‐Chen Hu · Chuleeporn Changchit · Chung-wei Lee · Nikhilesh Dholakia · Morten Rask · Qasim Ajao
▲
Breakthroughs169 · 11%
▲ 8%→13% share
▲1.6× share momentum0 median citations66% since 2021mostly methods-led
Database transaction research emerged brand-new at 29 papers, instantly rivaling Mobile payment breakthroughs rising from 18 to 28.
rising sub-themes (early→recent)
- Payment system4→23
- Mobile payment18→28
- Payment service provider5→14
- Financial services1→8
- Financial transaction1→8
Newly emergingDatabase transaction 0→29 · Financial inclusion 0→8 · Payment processor 0→7
Landmark Monopoly without a Monopolist: An Economic Analysis of the Bitcoin Payment System · 223 cites
◆
Advancements431 · 28%
▲ 23%→31% share
▲1.3× share momentum0 median citations61% since 2021mostly empirical
Financial inclusion advancements intensified sharply — papers quintupled from 10 to 54 alongside newly emerging FinTech and Cryptocurrency topics.
rising sub-themes (early→recent)
- Mobile payment62→120
- Financial inclusion10→54
- Payment service provider4→41
- Financial services10→45
- Database transaction9→34
Newly emergingFinTech 0→18 · Cryptocurrency 0→16 · Payment processor 0→14
Landmark The long-run poverty and gender impacts of mobile money · 1,312 cites
▼
Concerns558 · 36%
▼ 44%→30% share
▼0.7× share momentum1 median citations46% since 2021mostly empirical
Transparency (behavior) concern papers surged 10x from 1 to 11, signaling rapidly growing scrutiny of Digital Payments accountability.
rising sub-themes (early→recent)
- Financial inclusion23→46
- Financial services23→38
- Cryptocurrency8→19
- Transparency (behavior)1→11
- Database transaction11→20
Newly emergingDigital transformation 0→9 · Settlement (finance) 0→8 · Asset (computer security) 0→5
Landmark Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution · 1,237 cites
RESEARCH HOTSPOTS · United States
Where digital payments is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Boston71 · +0.04
SF Bay Area30 · +0.09
New York25 · +0.20
Seattle22 · +0.03
Chicago22 · +0.08
Ann Arbor22 · +0.25
Pittsburgh18 · +0.12
Philadelphia16 · -0.14
Atlanta15 · +0.31
Austin9 · +0.14
PATENT SIGNAL · United States
Who's filing digital payments patents in the United States
United States digital payments patent filing is cooling — 1,412 filings from 1,167 assignees (2016–2025), led by Mastercard International, VISA INT Service ASS, Paypal; annual filings 189→106.
1,412 filings1,167 assigneespeak 190/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
- Mastercard International310
- VISA INT Service ASS111
- Paypal81
- VISA USA63
- EBAY45
- Intuit45
- IBM44
- BANK Of America44
Common questions
How many Payments companies are there in New York, United States?
Radar tracks 325 indexable Payments companies headquartered in New York, United States that meet our profile-completeness bar.
What is the total funding raised by Payments companies in New York, United States?
The Payments companies in New York, United States on this list have raised a combined $7.9B in disclosed equity funding across 118 funded companies.
Which is the highest-funded Payments company in New York, United States?
Ramp is the highest-funded Payments company in New York, United States, with $1.4B in disclosed equity funding.
How many Payments companies in New York, United States are funded?
118 of the 325 Payments companies in New York, United States on this list have disclosed at least one equity funding round.
How many Payments unicorns are there in New York, United States?
10 Payments companies in New York, United States on this list are valued at $1B or more.
Who are the top investors in New York, United States Payments companies?
The most active investors in New York, United States Payments companies on this list include Y Combinator, Soma Capital, Bessemer Venture Partners, Plug and Play Tech Center, BoxGroup.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.