Best Payments Companies in Ohio, United States
The 43 best Payments companies in Ohio, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Payliance.
Our analysis of 50 Payments companies
$20.7b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Payments companies in Ohio
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Payliance API-linked payment gateway | $31M | 80 mo ago | Series A | John Cullen CEO | 2007 | WordPress Block EditorElementorWordPress+30 | — | — |
| 2 | Neural Payments Payment gateway solutions facilitating online payments | $11M | 35 mo ago | Series A | Mick Oppy Co-Founder & CEO | 2018 | HubSpot CMS HubBootstrapcore-js+20 | — | — |
| 3 | FreedomPay Online payment gateway and MPOS solutions for businesses | $8M | 94 mo ago | Series B | — | 2000 | — | 15 patents Secure global payment tokenization and transaction processing for financial services | — |
| 4 | UniRush Provides prepaid card for personal use. | $5M | 126 mo ago | Acquired | David Rosenberg Founder & CEO | 2003 | — | — | — |
| 5 | CardinalCommerce Enterprise-wide risk solutions preventing payments fraud across all payment endpoints and networks | $5M | 164 mo ago | Acquired | — | 1999 | SentryReadMeAlgolia+14 | 231 patents Secure electronic payment authentication, tokenization, and transaction processing platforms | — |
| 6 | Payload Provider of payment processing platform for businesses and software platforms | $3M | 52 mo ago | Seed | Ryan Rybolt CEO & Co-Founder | 2019 | Cart FunctionalityNode.jsZoho+17 | — | — |
| 7 | Pay Theory Cloud based platform offering payment solutions for education sectors | $2M | 54 mo ago | Seed | Joe Miramonti Co-Founder | 2018 | WebflowGSAPTypekit+18 | — | — |
| 8 | CircaBlack Prepaid master card provider | $2M | 148 mo ago | Seed | James Gould Co-Founder | 2013 | — | — | — |
| 9 | Innovative Card Solutions Prepaid card solutions and technology platforms empowering electronic payments and financial literacy | $300K | 110 mo ago | Seed | Wyatt Goins Co-Founder & COO | 2007 | — | — | — |
| 10 | CBOSS Secure omnichannel payment solutions and engagement platform for diverse industries | $147K | 76 mo ago | Funding Raised | — | 1995 | WordPressMySQLPHP+21 | — | — |
| 11 | Spendr Online payment platform for cannabis payments | $106K | 19 mo ago | Series A | Lucas Gould Founder & CEO | 2021 | WebflowLeafletLivefyre+19 | — | — |
Top 12 Payments companies in Ohio
#1
Series A · Cincinnati, Ohio · founded 2021 · 11 employees$106.2Kraised▾
Online payment platform for cannabis payments
- Jan 2025Series A$2.7M
- Jun 2021Seed$106.2K
#2
Series A · Mason, Ohio · founded 2018 · 10 employees$11.1Mraised▾
Payment gateway solutions facilitating online payments. It facilitates online payments via credit/debit cards, bank transfers, or wallets for merchants and businesses.
- Sep 2023Series A$75K
- Feb 2023Series A—
- Oct 2022Series A$9.7M
- Aug 2022Seed—
#3
Series A · Columbus, Ohio · founded 2007 · 62 employees$31Mraised▾
API-linked payment gateway. Provides API-linked payment gateway that lets merchants accept payments through debit or credit card, ACH, MOTO, and mobile payments. Additional solutions include recurring billing, email invoicing, CRM functions, fraud prevention, and more. Also offers e-cheque processing, and remotely created check processing.
- Dec 2019Conventional Debt$31M
- Jun 2019Series A—
#4
Seed · Cincinnati, Ohio · founded 2019 · 18 employees$3Mraised▾
Provider of payment processing platform for businesses and software platforms. The platform automates inbound and outbound payments through a unified suite of payment products. It facilitates payment methods including ACH, card, RTP, and others. The platform offers tools for implementation, user interface, and integration. It provides security, compliance, risk management, and pricing options.
- Apr 2022Seed$1.5M
- Mar 2022Conventional Debt$1.5M
#5
Seed · Cincinnati, Ohio · founded 2018 · 9 employees$2.5Mraised▾
Cloud based platform offering payment solutions for education sectors. It allows organizations to embrace and implement technology that delivers better customer experiences, while at the same time ensuring inclusivity for all families regardless of their access to a checking account or credit card.
- Feb 2022Seed$2M
#6
Series B · Radnor, Ohio · founded 2000 · 243 employees$7.8Mraised▾
Online payment gateway and MPOS solutions for businesses. It is a white label commerce platform for banks, retailers, and healthcare allowing customers to deliver secure and cloud-based user experiences across the commerce ecosystem, in-store, online, and mobile.
- Oct 2018Series B—
- Dec 2015Series A$5.6M
- Dec 2008Series A$2.2M
#7
Acquired · Cincinnati, Ohio · founded 2003 · 131 employees$5Mraised▾
RushCard provides prepaid, Visa-branded cards for personal use. The cards can be used for omni-channel transaction including at ATMs, online shopping, in-store payments and even for P2P money transfers. Money can be loaded on the card by a number of different methods such as direct deposit of pay check, in-store recharge at various retail stores and via checks using Ingo Money. Post a transaction, a user also receives SMS and email alerts for the transaction and can manage their cards and view transaction history on the related mobile app.
- Feb 2016Venture Debt$5M
#8
Acquired · Mentor, Ohio · founded 1999 · 163 employees$4.6Mraised▾
Enterprise-wide risk solutions preventing payments fraud across all payment endpoints and networks. It offers comprehensive risk management solutions designed to safeguard payments and prevent fraud. Leveraging artificial intelligence and a vast data set, the platform provides real-time decisioning for authentication, authorization, and payments. The solutions empower businesses to streamline risk management, increase approval rates, and reduce friction for customers. It supports banks, merchants, acquirers, and real-time payment providers, offering tailored solutions to mitigate risk and enhance security. The company analyzes a high volume of payments daily to identify threats and provide insights across the payment ecosystem. It helps businesses grow by offering near real-time controls against fraud and scam transactions. The platform is a multi-layer defense against fraud, securing seamless payment experiences and fostering trust.
- Dec 2012PE—
- Jun 2011Series A$3.5M
- Apr 2007Unattributed$1.1M
#9
Seed · Cincinnati, Ohio · founded 2013$1.7Mraised▾
CircaBlack is the prepaid master card provider to consumers. It allows to direct deposit payroll or accept money.
- Apr 2014Seed$657K
- Aug 2013Seed$1.1M
#10
Seed · Cincinnati, Ohio · founded 2007$300Kraised▾
Prepaid card solutions and technology platforms empowering electronic payments and financial literacy. The company delivers prepaid card programs and technology platforms at the forefront of the electronic payments market, improving existing payment processes. They offer prepaid card solutions that provide a safe and convenient way to make purchases, pay bills, and get cash. The company's solutions offer financial literacy education, money management tools, eliminate the cost of processing paper checks, streamline delivery of payments, and allow integration with brands. They are an electronic payments technology company offering prepaid solutions for corporations, universities, financial institutions, non-profit organizations, and government agencies.
- Jun 2017Seed$50K
- Aug 2011Seed$250K
#11
Funding Raised · Youngstown, Ohio · founded 1995 · 12 employees$146.8Kraised▾
Secure omnichannel payment solutions and engagement platform for diverse industries. They provide secure online payment portals and are at the forefront of new technology that keeps information protected. They offer an omnichannel payment solution with multiple options for customers to pay when, how, and where they want. They offer integration options with flexible APIs to bring online payments into applications, while handling PCI compliance. They provide expert partners with competitive processing rates and add-on services. They offer a dedicated onboarding specialist to guide clients through every step. They have a dedicated support team of real people located in Ohio, not bots. They serve healthcare, government, and other industries. Their solutions include online payment APIs, Point of Service (POS) systems, and hosted payment forms. Their Central Payment Portal (CPP) is a robust and flexible solution tailored to specific needs, connecting all the moving parts into a unified payment collection and reporting solution. They offer IVR phone and communications solutions to automate and tie it all together into a unified platform. They focus on client satisfaction, maximizing the r
- Apr 2020Conventional Debt$146.8K
#12
Seed · Cincinnati, Ohio · founded 2016 · 4 employees$50Kraised▾
Kurensē provides prepaid card programs and technology platform for the corporations, universities, financial institutions, non-profit organizations, and government agencies. It enables users to make purchases, pay bills and get cash. Also offers financial literacy education, money management tools, cost elimination of processing paper checks and allows full integration with their brands.
- Jun 2017Seed$50K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Digital Payments is moving in the United States
A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,534 United States-affiliated papers.
- Film Independent35
- Community Partners26
- Tufts University24
- Federal Reserve22
- University of Washington21
- Payment system4→23
- Mobile payment18→28
- Payment service provider5→14
- Financial services1→8
- Financial transaction1→8
- Mobile payment62→120
- Financial inclusion10→54
- Payment service provider4→41
- Financial services10→45
- Database transaction9→34
- Financial inclusion23→46
- Financial services23→38
- Cryptocurrency8→19
- Transparency (behavior)1→11
- Database transaction11→20
Where digital payments is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing digital payments patents in the United States
United States digital payments patent filing is cooling — 1,412 filings from 1,167 assignees (2016–2025), led by Mastercard International, VISA INT Service ASS, Paypal; annual filings 189→106.
- Mastercard International310
- VISA INT Service ASS111
- Paypal81
- VISA USA63
- EBAY45
- Intuit45
- BANK Of America44
- IBM44
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.