Best Payments Companies in Texas, United States
The 214 best Payments companies in Texas, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: HighRadius.
Our analysis of 50 Payments companies
$20.7b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Payments companies in Texas
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | HighRadius 🦄 Provider of AI-powered platform for automating finance processes and improving outcomes | $484M | 62 mo ago | 3,500 | 2006 | Sashi Narahari Founder & CEO | SkilljarApple iCloud MailGoogle Workspace+32 | 73 patents Patents concentrated in computing, sensing & instrumentation | 1 partnership · 1 award |
| 2 | Fintiv 🦄 Platform providing payment solutions for businesses | $288M | 139 mo ago | 4 | 2008 | Mike Love Chief Executive Officer | — | 12 patents Secure digital wallet infrastructure and private-key management for monetary transactions | — |
| 3 | First American Payment Systems Provider of multiple payment processing solutions | $148M | 109 mo ago | 550 | 1990 | Neil Randel CEO & President | SalesforceCloudflarejQuery CDN+24 | — | — |
| 4 | Solutions by Text Text API for payments via text messages 55Funding top 27%Product top 31%Moat top 31%Innovation top 32% All 11 signals ▾Fundingtop 27% Producttop 31% Moattop 31% Innovationtop 32% Patentstop 32% Growthtop 42% Techtop 43% Talentbottom 49% Newsbottom 45% Marketbottom 42% Globalbottom 31% Funding: Raised $145M across 2 rounds · 2 rounds over 5 yrs (0.4/yr) Product: 2 distinct product lines · Company stage: Series D rank vs industry peers · Fliar Intelligence Index 55/100 | $145M | 24 mo ago | 110 | 2004 | Danny Cantrell Founder | WordPressMySQLPHP+41 | 15 patents AI-powered automated classification and privileged document detection for legal e‑discovery | — |
| 5 | SEON Provider of fraud prevention and AML compliance solutions and related services 64Growth top 21%Tech top 22%Funding top 30%Moat top 31% All 12 signals ▾Growthtop 21% Techtop 22% Fundingtop 30% Moattop 31% AItop 35% Newstop 36% Producttop 36% Globaltop 48% Talentbottom 48% Innovationbottom 46% Fin. healthbottom 43% Marketbottom 40% Growth: Revenue +224% YoY · Fresh capital in last 24 mo Tech: 49 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 64/100 | $107M | 9 mo ago | 20 | 2017 | Bence Jendruszak Co-Founder & Chief Operating Officer | WordPress Block EditorWordPressApple iCloud Mail+29 | — | 1 launch |
| 6 | Ziosk Developer of platform providing digital ordering, payment, and guest engagement | $100M | 40 mo ago | 82 82 → 186 (+127%) | 2007 | — | WebflowApple iCloud Mailcore-js+25 | — | 1 launch · 1 award |
| 7 | Onyx CenterSource B2B payment and business intelligence solutions for the hospitality industry | $86M | 140 mo ago | 368 | 1992 | — | WordPressMySQLPHP+35 | 2 patents Electronic transaction matching and analysis for e‑commerce payment processing | — |
| 8 | Episode Six Developer of cloud native card issuing and ledger infrastructure software | $85M | 37 mo ago | 150 | 2015 | Futeh Kao Co-Founder & CTO | HubSpot CMS HubApple iCloud MailMicrosoft 365+26 | 14 patents Digital transaction processing: value conversion, customizable financial products, and multi-level container sequencing. | 1 partnership · 1 expansion |
| 9 | P97 Cloud-based and while-label wallets for multiple sectors 53Moat top 22%Product top 26%Funding top 32%Innovation top 34% All 10 signals ▾Moattop 22% Producttop 26% Fundingtop 32% Innovationtop 34% Growthtop 45% Techbottom 49% Talentbottom 49% Globalbottom 45% Marketbottom 43% Newsbottom 21% Moat: Editorial + unicorn rating 8/10 · Soonicorn Product: 4 distinct product lines · Company stage: Acquired rank vs industry peers · Fliar Intelligence Index 53/100 | $85M | 25 mo ago | 121 | 2012 | Donald Frieden President & CEO | WordPressApple iCloud MailMicrosoft 365+26 | — | — |
| 10 | Credit Cards Provider of credit card information and comparison services | $77M | 197 mo ago | 56 | 2004 | Elisabeth Demarse ex-CEO | WordPressMySQLMariaDB+21 | — | — |
| 11 | VPay Payment solutions provider for insurers | $76M | 124 mo ago | 178 | 1987 | Brent Allen Founder | TypeScriptMicrosoft ASP.NETZone.js+5 | 13 patents Patents concentrated in computing, sensing & instrumentation | — |
| 12 | Yendo Financial securities-backed credit card 78AI top 15%Funding top 23%Talent top 23%Growth top 28% All 13 signals ▾AItop 15% Fundingtop 23% Talenttop 23% Growthtop 28% Customerstop 30% Techtop 33% Moattop 34% Newstop 42% Producttop 46% Patentstop 47% Innovationtop 50% Marketbottom 49% Globalbottom 32% AI: Holds AI/ML patents (G06N-family CPC) Funding: Raised $50.5M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) rank vs industry peers · Fliar Intelligence Index 78/100 | $51M | 3 mo ago | 43 | 2021 | Vivek Garipalli Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+28 | 18 patents Patents concentrated in electrical & electronics | — |
| 13 | TabbedOut Mobile Payment and Marketing for Hospitality | $41M | 126 mo ago | 40 | 2009 | — | WordPressMySQLPHP+32 | — | — |
| 14 | TruePay Payment processing solutions for businesses | $32M | 54 mo ago | — | 2016 | — | — | — | — |
| 15 | StellarFi Online platform offering credit repair solutions for consumers by reporting bill payments 42Tech top 30%Funding top 34%Growth top 45%Global bottom 36% All 5 signals ▾Techtop 30% Fundingtop 34% Growthtop 45% Globalbottom 36% Marketbottom 32% Tech: 43 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $25.7M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 42/100 | $26M | 22 mo ago | 47 | 2021 | — | SentryZendeskApple iCloud Mail+18 | — | — |
| 16 | Union PoS PoS suite for bars | $22M | 54 mo ago | 88 | 2009 | Alexander Broeker Founder & CEO | SentryApple iCloud MailGoogle Workspace+21 | — | — |
| 17 | VelaFi Operator of a platform for compliant and secure digital asset trading 48Talent top 23%Funding top 27%Tech bottom 48%Global bottom 48% All 5 signals ▾Talenttop 23% Fundingtop 27% Techbottom 48% Globalbottom 48% Marketbottom 37% Talent: 5 named leaders on record · 5 C-suite/founder profiles curated Funding: Raised $20.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 48/100 | $20M | 5 mo ago | — | 2025 | Maggie Wu CEO & Co-Founder | Turbopackstyled-componentsNode.js+11 | — | 1 job opening · 1 launch |
| 18 | Noventis API-linked payment gateway for bill and invoice payments | $18M | 111 mo ago | 201 | 1998 | — | — | 2 patents Cardiovascular disease prevention and treatment pharmaceutical compositions and methods | — |
| 19 | Highline Online bill payment solutions for individuals | $18M | 45 mo ago | 34 | 2015 | Geoff Brown Cofounder and CEO | — | — | — |
| 20 | Modo Payments Provider of payment orchestration platform for optimizing and managing payment flows | $17M | 93 mo ago | 20 | 2010 | Erich Schulz Co-Founder | HubSpot CMS HubSplidecore-js+17 | — | — |
| 21 | Gig Wage Payroll management, and payment solutions for on-demand workforce | $16M | 59 mo ago | 19 | 2014 | — | Webflow EcommerceWebflowcore-js+13 | — | — |
| 22 | Routefusion Cross-border money transfer solutions for businesses 45Tech top 27%Growth top 35%Funding top 37%Moat top 39% All 7 signals ▾Techtop 27% Growthtop 35% Fundingtop 37% Moattop 39% Newsbottom 42% Globalbottom 32% Marketbottom 28% Tech: 50 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 45/100 | $14M | 8 mo ago | 17 17 → 24 (+41%) | 2018 | — | WebflowApple iCloud MailGoogle Workspace+27 | — | — |
| 23 | AppBrilliance Online payment solution for businesses | $14M | 30 mo ago | 9 | 2016 | Sergio Ayestaran Co-Founder & Co-CTO | — | 36 patents Secure mobile data access and API virtualization for native apps and headless browsers | 1 launch |
| 24 | Illuma Developer of AI-enabled voice authentication and fraud prevention solutions | $12M | 21 mo ago | 16 16 → 31 (+94%) | 2016 | Milind Borkar Co-Founder & CEO | WordPress Block EditorWordPressMySQL+26 | 12 patents Voice biometrics: speaker verification and efficient model training (UBM/T‑matrix). | — |
| 25 | Bypass Mobile Commerce solutions for sports and entertainment venues, enhancing guest experience | $11M | 136 mo ago | 71 | 2010 | — | SentryAtlassian StatuspageTailwind CSS+9 | — | — |
| 26 | Kickfin Provider of tip payment solutions for hospitality | $11M | 47 mo ago | 15 15 → 29 (+93%) | 2017 | Justin Roberts Co-Founder | WordPressSentryMySQL+37 | — | 1 award |
| 27 | Grazzy Digital tipping solutions for businesses | $11M | 22 mo ago | 8 | 2021 | Russell Lemmer CEO | WordPressMySQLPHP+29 | — | — |
| 28 | DeviceFidelity Mobile contact less technology provider | $10M | 159 mo ago | 5 | 2007 | — | — | 119 patents RF signal amplification and antenna switching for mobile and transaction devices | — |
| 29 | AchieveCard Mobile banking app providing overdraft protection, early pay, and credit building | $10M | 170 mo ago | 51 | 2008 | Sam Reed CEO | — | — | — |
| 30 | Preczn API-enabled payments orchestration for vertical SaaS platforms with payment routing | $7M | 31 mo ago | 5 | 2022 | — | — | — | — |
| 31 | Parkmobile App-based platform for booking parking spaces | $6M | 160 mo ago | 800 | 2008 | — | WordPressApple iCloud MailGoogle Workspace+41 | — | 3 partnerships · 1 expansion |
| 32 | Rev Worldwide Co-branded card program manager | $5M | 97 mo ago | 48 | 2009 | — | — | — | — |
| 33 | 6Lock Fintech company that provides payment solutions for private equity and venture capital firms 27Talent top 38%Funding top 47%Market bottom 37%Global bottom 30% All 4 signals ▾Talenttop 38% Fundingtop 47% Marketbottom 37% Globalbottom 30% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $4.8M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 27/100 | $5M | 4 mo ago | — | 2023 | David Beisner Co-Founder & COO | — | — | — |
| 34 | Inbanx Software-based platform for accounts payable solutions | $4M | 37 mo ago | 9 | 2021 | — | — | — | — |
| 35 | BillMatrix Bill payment platform | $4M | 276 mo ago | 130 | 1994 | — | Windows ServerMicrosoft ASP.NETIIS+1 | — | — |
| 36 | Payment Data Embedded payment solutions streamlining financial operations, maximizing efficiency, and turning payments… | $4M | 105 mo ago | 77 | 1998 | Michael Long Co-Founder | — | — | — |
| 37 | Suppli Provider of accounts receivable automation platform for construction suppliers and distributors | $3M | 40 mo ago | 8 | 2020 | — | WebflowSplidelibphonenumber+21 | — | — |
| 38 | Trice Payment processing solution for businesses | $3M | 29 mo ago | — | 2022 | Doug Yeager Co-Founder & CEO | DudaReactReact Router+18 | — | — |
| 39 | tapNpay Payment facilitator solutions for toll agencies | $3M | 45 mo ago | 7 | 2019 | Kenneth Plunk CEO | GoDaddy Website BuilderReactRequireJS+9 | — | — |
| 40 | Commerciant Wireless payment acceptance terminal. | $2M | 252 mo ago | — | 2000 | Tim Davis CEO | — | 2 patents Industrial motion control systems and energy‑harvesting short‑range wireless interfaces. | — |
| 41 | Pay with Grey Platform for financial payments and transactions | $2M | 80 mo ago | — | 2018 | William Clark Co-Founder & CEO | — | — | — |
| 42 | Encore Payment Systems Payment processing solutions for small- to medium-sized businesses | $2M | 51 mo ago | 172 | 2004 | — | — | — | — |
| 43 | Everyware Provider of mobile application development & CRM solutons | $1M | 72 mo ago | 29 29 → 27 (-7%) | 2013 | Scott Orlinsky Co-Founder | Node.jsTailwind CSSReact+9 | — | — |
| 44 | Akimbo Prepaid MasterCard Personal payment platform offering prepaid cards and digital financial solutions | $1M | 157 mo ago | 2 | 2010 | — | SentryZendeskBootstrap+24 | — | — |
| 45 | The Payment Group Online payment solutions for government services, offering easy bill payments | $1M | 182 mo ago | 14 | 2003 | Matt Withrow CEO & President | WordPress Site EditorElementorWordPress+24 | — | — |
| 46 | PayTap Social bill payment | $520K | 170 mo ago | — | 2010 | Sean-Michael Daley Co-Founder & CEO | — | — | — |
| 47 | CUB3PAY Mobile wallet platforms for businesses | $283K | 34 mo ago | — | 2023 | Jose Rojas Founder & CTO | — | — | — |
| 48 | RaptorX Online platform utilizing AI and graph analytics for detecting financial fraud and mitigating risks in… | $120K | 13 mo ago | — | 2024 | Pratyusha Vemuri Founder & CEO | SanityNode.jsRadix UI+17 | — | 1 job opening |
| 49 | Viva fund Provider of rent-to-invest platform to earn rebates by renting properties | $100K | 40 mo ago | 8 | 2021 | Michael Barnes Co-Founder & CEO | — | — | 3 job openings · 2 partnerships |
Top 12 Payments companies in Texas
#1
Series B · Dallas, Texas · founded 2021 · 43 employees$50.5Mraised▾
Financial securities-backed credit card. Provides vehicle-secured credit cards for consumers with credit builder solutions. It allows users to manage invoicing, purchases, expenses, payments, profit and loss, and balance sheets, and create their own reports to chart. Features include invoices, orders, tax calculations, cash flow projections, reporting, ledger, and payments.
- Feb 2026Conventional Debt$200M
- Oct 2025Series B$50M
- May 2024Series A$15M
- May 2024Venture Debt$150M
#2
Series C · Austin, Texas · founded 2017 · 20 employees$106.6Mraised▾
Provider of fraud prevention and AML compliance solutions and related services. They offer digital footprint analysis, device intelligence, and AI-driven machine learning to detect and prevent fraudulent activities. The company provides customer screening, payment screening, transaction monitoring, and case management tools. It supports industries including financial services, fintech, payments, and retail. The company also offers managed risk services, integration guides, and API documentation.
- Sep 2025Series C$80M
- Apr 2022Series B$94M
- Mar 2021Series A$12M
- Feb 2018Seed$624K
#3
Series B · Plano, Texas · founded 2025$20Mraised▾
Operator of a platform for compliant and secure digital asset trading. It facilitates global payments and block trade services. The platform provides customer support and security measures. It aims to offer efficient trading solutions.
- Jan 2026Series B$20M
#4
Series A · Austin, Texas · founded 2023$4.8Mraised▾
Fintech company that provides payment solutions for private equity and venture capital firms. The company provides online payment solutions such as payment links, payment processing, fund tracking solutions, fraud monitoring, and more.
- Feb 2026Series A$4.8M
#5
Series A · Austin, Texas · founded 2018 · 17 employees$14.1Mraised▾
Cross-border money transfer solutions for businesses. Features APIs to enable settlement of payroll, supplier dues, payouts, beneficiary validation, SWIFT transfers, and distributions of funds across borders. Also, provides customer support services, software for developers, and automated documentation for users and businesses.
- Oct 2025Series A$26.5M
- Jan 2022Seed$10.5M
- Feb 2021Seed$3.6M
#6
Series D · Dallas, Texas · founded 2004 · 110 employees$145Mraised▾
Solutions for text offers text API for payments via text messages. Provides billing reminders, payments, collections, and marketing text solutions for businesses. Allows users to send mass automated text messages.
- May 2024Series D$110M
- May 2024Conventional Debt—
- Nov 2021Series C$35M
#7
Series A · Austin, Texas · founded 2021 · 47 employees$25.7Mraised▾
Online platform offering credit repair solutions for consumers by reporting bill payments. It allows users to link their bank account which enables the platform to fetch data regarding their bill and rent payments. It also allows it to report the same to the credit bureaus and helps in building the credit score of an individual.
- Aug 2024Series A$3.5M
- Mar 2023Series A$15M
- Mar 2022Seed$7.2M
#8
Acquired · Houston, Texas · founded 2012 · 121 employees$84.7Mraised▾
Cloud-based and while-label wallets for multiple sectors. The platform facilitates payments via credit or debit cards, bank transfers, and more. It also enables mobile commerce, digital marketing, and consumer engagement for convenience retail, utilities, energy companies, hospitality, more.
- Apr 2024Conventional Debt$10M
- Mar 2023Series C$40.7M
- Jan 2022Venture Debt$40M
- Aug 2021Conventional Debt$900K
#9
Series A · Plano, Texas · founded 2016 · 16 employees$11.5Mraised▾
Developer of AI-enabled voice authentication and fraud prevention solutions. It offers voice authentication, IVR caller authentication, and fraud prevention solutions for bank or credit union contact centres. Its features include speech analytics, voice recognition, and risk analytics. It uses AI and cloud technologies.
- Sep 2024Series A$9M
- Aug 2022Seed—
- Jun 2022Seed—
- Jun 2021Seed$2.5M
#10
Seed · Austin, Texas · founded 2021 · 8 employees$10.8Mraised▾
Digital tipping solutions for businesses. Provides cloud-based payment security with customized payment platforms, and payout daily tips by scanning a QR code. All tips and feedback are connected directly to that team member or team, depending on individual preference. Payment for hotels, food and beverages, bars, and more.
- Jul 2024Seed$4M
- Dec 2022Seed$6.8M
#11
Series C · Houston, Texas · founded 2006 · 3500 employees$484Mraised▾
Provider of AI-powered platform for automating finance processes and improving outcomes. The platform integrates agents that orchestrate processes across order-to-cash, close and reconciliation, consolidation and reporting, accounts payable, B2B payments, and treasury. The company’s platform enables adaptive decision-making, efficient problem-solving, and dynamic execution of tasks. It offers solutions for accounts receivable, accounts payable, treasury, and financial close.
- Mar 2021Series C$300M
- Dec 2019Series B$125M
- Feb 2018Series A—
- Sep 2017Series A$59M
#12
Series C · Austin, Texas · founded 2015 · 150 employees$85Mraised▾
Developer of cloud native card issuing and ledger infrastructure software. This platform provides tools for managing payment cards, virtual accounts, and digital ledgers. It supports the processing of prepaid, debit, credit, and commercial card programs. The technology enables the configuration of interest-bearing deposits, installment loans, and multi-currency accounts. Financial institutions and technology firms utilize these systems to manage transaction processing, risk controls, and fee structures. The infrastructure facilitates the integration of various payment products and financial services through application programming interfaces.
- Apr 2023Series C$48M
- Feb 2021Series B$30M
- Jul 2020Series A$7M
- Mar 2017Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Digital Payments in Texas is moving
A read on the academic research around Digital Payments in Texas — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 56 papers.
UT Dallas, UT Austin, and UT San Antonio lead Texas's cautiously optimistic digital-payments research, focusing on technology adoption, blockchain security, and FinTech platforms, with concerns slightly outpacing breakthroughs.
- The University of Texas at Dallas9
- The University of Texas at Austin9
- The University of Texas at San Antonio8
- Texas A&M University – Corpus Christi6
- University of North Texas5
- Computer security1→3
- Mobile payment1→3
- Mobile payment2→4