Best Payments Companies in United Arab Emirates
The 122 best Payments companies in United Arab Emirates in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Network International.
Tracking the best Payments companies in the United Arab Emirates, this directory covers 122 ventures with $782M in total disclosed funding, ranked by equity raised and recent momentum. No unicorns yet, but the pipeline's real. NymCard leads the pack at $35M, Ziina sits at $30M, and OCTA cleared $22M, which tells you where product-market fit is crystallizing fastest. The global payments market was valued at roughly $511.9B in 2022 and is forecast to reach $847.6B by 2027 at an 8.9% CAGR, with open banking and contactless adoption doing most of the heavy lifting.
So what's driving urgency in the UAE specifically? Regulatory gaps are still the friction point, and faster payments infrastructure is the hot build right now. I'd watch how regional players respond to the broader trend of companies internalizing their own rails, the same instinct behind Udaan's move to build in-house payment infrastructure and cut platform dependency entirely. Meanwhile, flight disruption payment disputes signal that currency acceptance and settlement rules are live policy questions, not background noise. Investors like 500 Global and Dubai Future District Fund are clearly betting this market matures fast.
Our analysis of 150 Payments companies
$44.9b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best Payments companies in United Arab Emirates
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Network International Provides digital payment solutions and merchant services, catering to businesses with fintech support | $539M | 126 mo ago | Acquired | 1,781 1,781 → 3,590 (+102%) | 1994 | — | 1 job opening · 2 launchs · 3 partnerships |
| 2 | NymCard Issuer processing solutions for businesses | $35M | 15 mo ago | Series B | 1 | 2016 | WordPressMySQLPHP+29 | 2 launchs · 1 partnership |
| 3 | Pyypl Provider of multi-currency digital wallets and payment infrastructure solutions | $31M | 43 mo ago | Series B | 400 | 2017 | WebflowGSAPZendesk+13 | 1 launch |
| 4 | Ziina App-based digital wallet for consumer payments | $30M | 21 mo ago | Series A | 21 | 2020 | TypeScriptGraphQLNode.js+23 | 2 partnerships |
| 5 | OCTA Provider of an automated account receivables and reporting solutions for startups | $22M | 12 mo ago | Seed | — | 2024 | TypeScriptGraphQLNode.js+24 | 3 partnerships |
| 6 | yallacompare Comparison platform for financial products | $21M | 73 mo ago | Series B | 111 | 2011 | WebflowNginxAmazon Web Services+25 | 2 job openings |
| 7 | Souqalmal.com Comparison platform for financial products | $14M | 104 mo ago | Acquired | 24 | 2012 | — | — |
| 8 | myZoi Financial inclusion technology company providing digital financial solutions to underbanked | $14M | 33 mo ago | Series B | — | 2015 | WordPressMySQLPHP+37 | 2 partnerships · 1 award |
| 9 | Mamo Pay Provider of payment solutions, corporate cards, and expense management services | $13M | 22 mo ago | Seed | 40 | 2019 | SentryRubyGoogle Sign-in+28 | 2 launchs |
| 10 | Qashio Expense management and card solutions for small businesses | $12M | 9 mo ago | Series A | 28 | 2021 | WebflowApple iCloud MailGoogle Workspace+29 | 5 job openings |
| 11 | zenda Provider of app-based pay-now and pay-later solutions for students | $9M | 49 mo ago | Seed | 40 | 2021 | TypeScriptBootstrapAngular+18 | 1 job opening |
| 12 | Ajar SaaS-based rental property management software for landlords | $8M | 72 mo ago | Seed | 45 | 2015 | — | — |
| 13 | SimpliFi White-label solutions for physical and virtual prepaid cards | $5M | 54 mo ago | Series A | 40 | 2020 | PleskPHPTailwind CSS+14 | — |
| 14 | Cashee Internet-first bank offering digital banking services for teenagers | $4M | 44 mo ago | Series A | — | 2020 | AstroNetlifyCloudflare+6 | — |
| 15 | Zywa Provider of a financial application and card for young adults | $4M | 45 mo ago | Seed | 17 | 2020 | Framer SitesReactPostHog+7 | — |
| 16 | omnisPAY Credit card enablement platform for consumers and businesses | $4M | 4 mo ago | Seed | — | 2023 | WordPressMySQLPHP+20 | 2 job openings |
| 17 | The Mint Corporation Gateway, POS and prepaid payroll card services | $3M | 105 mo ago | Public | — | 2009 | — | — |
| 18 | Foloosi Technology App-based wallet for individuals | $2M | 61 mo ago | Seed | 18 | 2018 | PHPUbuntuBootstrap+16 | — |
| 19 | Monami Tech Software solutions for financial institutions | $2M | 93 mo ago | Deadpooled | — | 2016 | — | — |
| 20 | Lune Developer of a platform providing transaction enrichment and behavior-driven insights | $2M | 25 mo ago | Seed | 13 | 2022 | WebflowApple iCloud MailGoogle Workspace+23 | — |
| 21 | PayNest App-based payment and management platform for individuals | $2M | 30 mo ago | Seed | — | 2021 | WordPressMySQLPHP+15 | — |
| 22 | Encore Pay Cloud-based payment acceptance solution for businesses | $2M | 51 mo ago | Seed | 15 | 2017 | — | — |
| 23 | Moxey Digital payment solutions for the mobility and logistics industries | $1M | 30 mo ago | Seed | — | 2021 | YouTubeNginxcore-js+11 | — |
| 24 | Paymennt.com Online payment solutions for MSMEs and small businesses | $600K | 86 mo ago | Acquired | 16 | 2017 | WordPressApple iCloud MailGoogle Workspace+26 | — |
| 25 | TigerPay Provider of application enabling card payments via smartphone as virtual terminal | $250K | 28 mo ago | Seed | — | 2022 | Google MapsBootstrapYouTube+19 | — |
Top 12 Payments companies in United Arab Emirates
#1
Seed · Dubai, Dubai · founded 2023$3.5Mraised▾
Credit card enablement platform for consumers and businesses. Provides unified platform to manage all payments, payment for suppliers, billers, and landlords, school fees to rent payments for consumers through existing credit cards even when they do not accept cards.
- Feb 2026Seed$2M
- Feb 2025Seed$1.5M
#2
Series A · Dubai, Dubai · founded 2021 · 28 employees$12.5Mraised▾
Expense management and card solutions for small businesses. It features solutions for employee expense management, the ability to issue cards, approves transactions, employee expenses and reimbursements, and more. It allows users to protect themselves from unwanted recurring charges. Application is made available on Android and iOS platforms.
- Sep 2025Conventional Debt—
- May 2025Series A$19.8M
- May 2025Conventional Debt—
- Nov 2022Seed$10M
#3
Seed · Abu Dhabi, Abu Dhabi · founded 2024$22.2Mraised▾
Provider of an automated account receivables and reporting solutions for startups. The platform features A/R management, automated payment solutions, collection workflow, dashboard & analytics, and more.
- Jun 2025Conventional Debt$20M
- Oct 2024Seed$2.2M
#4
Series B · Dubai, Dubai · founded 2016 · 1 employees$35Mraised▾
Issuer processing solutions for businesses. It provides solutions such as authentication for transactions, card configuration with open APIs, real-time notifications for payments, and more. It enables payments by issuing virtual and physical cards, tokenization, and card management.
- Mar 2025Series B$33M
- Jun 2022Series B$22.5M
- Feb 2022Series A—
- Jan 2021Series A$7.6M
#5
Series A · Dubai, Dubai · founded 2020 · 21 employees$30.5Mraised▾
App-based digital wallet for consumer payments. It facilitates P2P money transfers via credit or debit cards, receives cash through payment links or QR codes, and enables payment for dining, rent, bill payments, bill splitting, and more. It supports a pin code, face scan, and fingerprint to provide security.
- Sep 2024Series A$22M
- 2021Seed$125K
- Jun 2021Seed$7.5M
- Jan 2021Seed—
#6
Seed · Dubai, Dubai · founded 2019 · 40 employees$12.9Mraised▾
Provider of payment solutions, corporate cards, and expense management services. The company offers payment acceptance across multiple channels and customizable settlement schedules. It provides corporate credit cards and expense management tools. The company also facilitates payouts to various countries. Integrations with e-commerce platforms and accounting software are available.
- Jul 2024Seed$3.4M
- May 2021Seed$8M
- Apr 2020Seed$1.5M
#7
Acquired · Dubai, Dubai · founded 1994 · 1781 employees$539Mraised▾
Provides digital payment solutions and merchant services, catering to businesses with fintech support. It is an online merchant issuer processor and payment acceptance solutions for businesses. The platform provides POS terminals, payment gateways, card issuance, payment processing services, fraud prevention software, loyalty programs, integrated solutions, and more.
#8
Series B · Dubai, Dubai · founded 2015$14Mraised▾
Financial inclusion technology company providing digital financial solutions to underbanked. Provides payroll transaction solutions. Also provides app-based platform for money transfers and bil payments. App is available on iOS and Android devices.
- Sep 2023Series B$14M
#9
Series B · Abu Dhabi, Abu Dhabi · founded 2017 · 400 employees$31Mraised▾
Provider of multi-currency digital wallets and payment infrastructure solutions. The company offers tools for sending money and simplifying money collection. It provides enterprise-grade infrastructure with regulatory compliance. The platform enables users to send, spend, and save.
- Nov 2022Series B$20M
- Feb 2022Series A$11M
#10
Seed · Dubai, Dubai · founded 2022 · 13 employees$2.4Mraised▾
Developer of a platform providing transaction enrichment and behavior-driven insights. The platform enriches transaction data in real-time, offering features for tracking spending and managing finances. It serves retail banks, neo-banks, and fintechs, enabling personalized banking experiences. The platform aims to transform transactional data into actionable intelligence.
- May 2024Seed$1.5M
- Oct 2022Seed$850K
- Apr 2022Seed$68K
#11
Seed · Dubai, Dubai · founded 2021$2.2Mraised▾
App-based payment and management platform for individuals
- Dec 2023Seed$2.2M
#12
Series B · Dubai, Dubai · founded 2011 · 111 employees$21.1Mraised▾
Yallacompare is an online comparison platform for financial products. Users can compare multiple products including personal loans, auto loans, home loans, business loans, and commercial loans. They can also compare credit cards, current account, savings account, and insurance products.
- May 2020Series B$4.2M
- Jan 2019Series B$8M
- May 2017Series B$3.5M
- Sep 2016Series A$2.4M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Digital Payments is moving in the United Arab Emirates
A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 97 United Arab Emirates-affiliated papers.
- Amity University28
- University of Sharjah7
- Ministry of Health7
- Al Ain University6
- Abu Dhabi University5
- Mobile payment5
- Structural equation modeling3
- Payment system3
- Financial inclusion2
- Financial services2
- Mobile payment5→15
- Structural equation modeling2→6
- Database transaction1→4
- Computer security1→4
- Mobile payment1→12
Where digital payments is researched across United Arab Emirates
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.