Best Payments Companies in Warsaw, Poland
The 34 best Payments companies in Warsaw, Poland in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: BPN.
Our analysis of 150 Payments companies
$44.9b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best Payments companies in Warsaw
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | BPN Cross-border payment platform | $50M | 12 mo ago | Seed | Dixuan Fu Founder | 2025 | Node.jsTailwind CSSReact+10 | — |
| 2 | INXY Payment acceptance management platform | $7M | 6 mo ago | Seed | Serge K Co-Founder | 2022 | WebflowApple iCloud MailGoogle Workspace+13 | — |
| 3 | ZenCard Card linked real time loyalty redemption platform | $2M | 135 mo ago | Deadpooled | — | 2013 | — | — |
| 4 | Straal API-linked payment gateway for online and offline payments | $2M | 48 mo ago | Seed | — | 2015 | WordPressMySQLZoho+23 | — |
| 5 | bNesis Open banking aggregation API | $976K | 106 mo ago | Deadpooled | Dmitriy Norenko Co-Founder & CEO | 2016 | — | — |
| 6 | Payvein Biometric payment and identification solutions based on mapping the vascular system | — | 33 mo ago | Seed | Michal Frankiewicz Co-Founder | 2022 | — | — |
| 7 | Kontomatik Open banking API aimed for banks with competitive payment products | — | 73 mo ago | Seed | — | 2009 | WebflowMicrosoft AdvertisingCalendly+10 | — |
| 8 | Verestro Provider of embedded finance and banking-as-a-service solutions for various businesses | — | 75 mo ago | Seed | Grzegorz Pawlicki CEO | 2020 | Wix eCommerceWixSentry+15 | — |
| 9 | eCard Online, IVR and recurring billing solutions | — | 136 mo ago | Acquired | Ewa Elzbieta Beresniewicz-Kozlowska CEO & President | 2000 | JavaApache HTTP ServerHSTS | — |
Top 9 Payments companies in Warsaw
#1
Seed · Warsaw, Masovian Voivodeship · founded 2025$50Mraised▾
Cross-border payment platform. It is designed to connect stablecoins from G7 economies to emerging markets for fast, low-cost, and compliant global payments. It is building a programmable, multi-stablecoin global payment infrastructure that bridges traditional finance and decentralized finance, enabling direct, onchain transactions without the need for pre-funded accounts.
- Oct 2025Seed$50M
#2
Seed · Warsaw, Masovian Voivodeship · founded 2022 · 14 employees$7Mraised▾
Payment acceptance management platform. It offers a platform that enables businesses to accept payments, multi-currency processing, manage recurring payments, mass payouts automation, and fund exchange.
- Apr 2026Seed$4M
- Feb 2025Seed$3M
#3
Seed · Warsaw, Masovian Voivodeship · founded 2015 · 35 employees$2Mraised▾
Straal offers an API-linked payment gateway for merchants to accept payments through debit/credit cards, SEPA payments, and various other methods. Their gateway provides features such as subscription management; Smart Retry logic which selects the right moment to charge the subscriber’s card; Card Updater which makes sure the card expiry date saved in the system is current and is automatically updated; fraud prevention and Smart Routing. The payment gateway can also be employed at offline POS machines and virtual terminals for MOTO Payments. Offers Straal Kompas which is a dashboard panel offering analysis on payments.
- Oct 2022Seed$2M
#4
Deadpooled · Warsaw, Masovian Voivodeship · founded 2013 · 11 employees$2.3Mraised▾
Card linked real time loyalty redemption platform. It provides a loyalty program platform that delivers discounts and rewards for purchases made at participating stores and service points And also offers automatic discount calculation and information about available discounts.
- Jul 2015Series A$2.3M
- Sep 2014Seed—
#5
Deadpooled · Warsaw, Masovian Voivodeship · founded 2016$975.7Kraised▾
Open banking aggregation API. It provides data aggregation APIs for banks that allow aggregation and tracking of data from external and non-traditional sources. It automates push/SMS/email marketing by tracking and making relevant sales offers of the products and services to the customers. The solution sends relevant and personalized sales offers to potential customers. It offers non-traditional data from eCommerce, payment systems, eWallets, accountancy and CRM services, social media, job searching, and shipping services.
- Dec 2017Seed$469.9K
- Mar 2017Seed$375.8K
- Dec 2016Seed$130K
#6
Seed · Warsaw, Masovian Voivodeship · founded 2022—raised▾
Biometric payment and identification solutions based on mapping the vascular system. Offers simple scanner that maps the structure of finger veins with accuracy in lesser time. Provides information about available resources, transfers between users, transaction history, uberization of the card, automatic identity verification, multi-channel top-ups, biometric payment terminal that accepts all types of payments in sales networks, and more.
- Jan 2024Seed—
#7
Seed · Warsaw, Masovian Voivodeship · founded 2009 · 54 employees—raised▾
Open banking API aimed for banks with competitive payment products
- Sep 2020Seed—
#8
Seed · Warsaw, Masovian Voivodeship · founded 2020 · 119 employees—raised▾
Provider of embedded finance and banking-as-a-service solutions for various businesses. The company delivers digital banking products, card issuing, and card tokenization. It offers money transfer services, white-label mobile applications, and business control solutions. The company provides services to banks, fintechs, merchants, and other businesses.
- Jul 2020Seed—
#9
Acquired · Warsaw, Masovian Voivodeship · founded 2000 · 80 employees—raised▾
eCard SA is a PSP which provides integrated electronic payments solutions encompassing payment cards as well as eTransfers (bank paybuttons). Provides online payment acceptance solutions, including cards and direct debits, IVR payment acceptance and recurring billing. Also offers 3D secure service to card issuers.
- 2015PE—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
What Warsaw researches in digital payments
- University of Warsaw11
- Warsaw University of Life Sciences7
- SGH Warsaw School of Economics6
- Warsaw University of Technology3
- WSB Merito University in Warsaw1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.