Best Alternative Lending Companies in Stockholm, Sweden
The 67 best Alternative Lending companies in Stockholm, Sweden in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Klarna.
Ranked: Best Alternative Lending companies in Stockholm
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Klarna 🦄 Developer of an online platform for point-of-sale financing | $4.2B | 10 mo ago | 5,659 | 2005 | Victor Jacobsson Co-Founder | ContentfulApple iCloud MailEnvoy+27 | 1 partnership · 3 awards |
| 2 | DBT Provider of flexible financing for businesses | $307M | 27 mo ago | 38 | 2016 | Alexis Kopylov CEO & Founder | Cart FunctionalityHubSpot CMS HubVideoJS+24 | 1 job opening |
| 3 | Anyfin Online platform for debt consolidation loans | $139M | 41 mo ago | 170 | 2017 | Filip Polhem Co-Founder | SentryApple iCloud MailGoogle Workspace+20 | 1 job opening |
| 4 | Cloover Lending as service platform for renewable energy companies | $121M | 24 mo ago | — | 2022 | Valentin Gonczy Co-Founder & CPO | AlgoliaNode.jsanime.js+33 | 2 job openings · 4 internships |
| 5 | Lendify Sweden P2P lending platform for personal loans | $117M | 68 mo ago | 60 | 2014 | Nicholas Sunden-Cullberg Co-Founder & CEO | — | — |
| 6 | Treyd Provider of an online platform for BNPL solutions for businesses | $25M | 13 mo ago | 61 | 2019 | Peter Beckman Co-Founder & CEO | DatoCMSApple iCloud MailGoogle Workspace+32 | — |
| 7 | Froda Provider of an online platform for business loans | $12M | 14 mo ago | 88 | 2015 | Martin Roxland Co-Founder and Deputy CEO | WebflowSentryApple iCloud Mail+21 | 1 job opening |
| 8 | Capcito Business Loans and Invoice Financing platform | $11M | 81 mo ago | 51 | 2014 | — | SentryZendeskNode.js+15 | — |
| 9 | Qred Provider of a digital marketplace platform for business loans | $11M | 25 mo ago | 200 | 2015 | Thomas Jansson Co-Founder & Chief Growth Officer | WebflowApple iCloud MailGoogle Workspace+18 | 2 partnerships · 1 expansion · 1 award |
| 10 | Invoier Online lending platform for trade financing | $5M | 50 mo ago | 18 | 2018 | Fredrik Mistander Chairman | WordPressMySQLPHP+27 | — |
| 11 | CHARM Solutions Developer of an AI platform for small and medium business lending | $4M | 38 mo ago | 13 | 2019 | — | — | — |
| 12 | Youple Online platform for residential mortgage loans | $3M | 54 mo ago | 7 | 2015 | Diviesh Vithlani CEO & Founder | — | — |
| 13 | Tillvaxtbolaget Provider of loans to agricultural businesses for sustainable investments | $3M | 43 mo ago | — | 2002 | Helena Silvander CEO | — | — |
| 14 | Shoutly Provider of financing solutions for e-commerce business | $3M | 169 mo ago | 4 | 2008 | Henrik Wastlund Founder | — | — |
| 15 | Toborrow P2P lending platform for business loans in Sweden | $2M | 144 mo ago | — | 2013 | Andreas Thorstensson Co-Founder | — | — |
| 16 | Hypoteket Platform for mortgage loans | $2M | 105 mo ago | 26 | 2013 | Carl Johan Nordquist Co-Founder & CEO | SentryNode.jsVue.js+12 | — |
| 17 | BROCC Online P2P lending platform | $1M | 82 mo ago | 45 | 2014 | — | ContentfulSentryZendesk+21 | 2 job openings |
| 18 | Gilion Provider of AI-powered growth financing and intelligence for startups | $947K | 26 mo ago | — | 2021 | Oliver Hildebrandt Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+24 | — |
| 19 | Fairlo Online consumer loans platform | $772K | 88 mo ago | 30 | 2016 | Shamon Hanna Founder | RubyAnimate.cssTailwind CSS+28 | 2 awards |
| 20 | Grace Online marketplace offering financial planning and payday loans | $739K | 77 mo ago | 2 | 2019 | Thorir Gudlaugsson Co-Founder & CTO | — | — |
| 21 | Propstreet Provider of a confidential marketplace connecting commercial real estate investors and brokers | $575K | 57 mo ago | 12 | 2018 | Henrik Olofsson Founder & CEO | — | — |
Top 12 Alternative Lending companies in Stockholm
#1
Klarna 🦄Public · Stockholm, Stockholm County · founded 2005 · 5659 employees$4.2Braised▾
Developer of an online platform for point-of-sale financing. It enables users to purchase products within the partnered merchant network and split the cost of the purchase from the stores into interest-free payments and also works in-store. It also enables users to make instalment payments by credit or debit cards on retail purchases, receive price changes, and deal alerts. Its mobile application is available on Android and iOS platforms.
- Aug 2025Conventional Debt$1.6B
- Nov 2024Series H$4.3M
- Jul 2022Series H$800M
- Jun 2021Series H$639M
#2
Series A · Stockholm, Stockholm County · founded 2019 · 61 employees$25Mraised▾
Provider of an online platform for BNPL solutions for businesses. It pays suppliers and gives companies a couple of days to pay the balance. It aims to free up capital for a business so that it can instead invest in growth.
- May 2025Series A$5.6M
- Sep 2023Series A$12M
- Mar 2022Series A$10.5M
#3
Series B · Stockholm, Stockholm County · founded 2015 · 88 employees$12.1Mraised▾
Provider of an online platform for business loans. It provides an online platform for applying for and checking loan rates. Enables businesses to make early repayment of loans. Offers loans to retailers, cafés and restaurant owners, hairdressers, and more
- Apr 2025Series B$22.7M
- Feb 2022Seed—
- Oct 2017Seed$2.4M
- Seed—
#4
Acquired · Stockholm, Stockholm County · founded 2016 · 38 employees$307.4Mraised▾
Provider of flexible financing for businesses. It offers tailored financing solutions to support business growth. The company works with businesses to create optimized loan structures that meet their specific needs. A focus on understanding the individual circumstances of each business allows for the development of flexible and adaptable financing options. This approach aims to help businesses navigate growth challenges and opportunities effectively.
- Mar 2024Conventional Debt$27.4M
- Oct 2022Conventional Debt$280M
#5
Seed · Stockholm, Stockholm County · founded 2022$121.4Mraised▾
Lending as service platform for renewable energy companies
#6
Series C · Stockholm, Stockholm County · founded 2017 · 170 employees$139.5Mraised▾
Online platform for debt consolidation loans. Users can upload a photo of their latest credit card or loan statement on the platform. The platform sends the user a new offer with better loan terms. Users can review the offer and approve the terms offered by Anyfin. The company pays off the user's old debt and issue a new loan with better terms. The app is available for iOS and Android platforms.
- Jan 2023Series C$32.4M
- Oct 2021Conventional Debt$500M
- Oct 2021Series B$52M
- Sep 2021Series B$10.1M
#7
Series B · Stockholm, Stockholm County · founded 2015 · 200 employees$11Mraised▾
Provider of a digital marketplace platform for business loans. It provides users with a platform that connects businesses with financial institutions for multiple loan products including factoring, equipment financing, and credit lines with customized terms, amounts, and repayment options. It also features a NFC-enabled credit card for availing the credit lines.
- May 2024Conventional Debt$4.8M
- Apr 2022Series B$11M
#8
Acquired · Stockholm, Stockholm County · founded 2014 · 60 employees$117.2Mraised▾
Developer of a lending platform intended to provide borrowers fair conditions with lower interest rates and savers higher returns. The company's platform helps to cut out the middlemen and bypass traditional banking costs, enabling users to borrow and lend money from each other without the involvement of banks.
#9
Seed · Stockholm, Stockholm County · founded 2021$947.3Kraised▾
Provider of AI-powered growth financing and intelligence for startups. It offers non-dilutive financing products, including growth loans and seasonal credit, designed to support various stages of company growth. The platform also provides growth intelligence tools, such as growth metrics, benchmarking, forecasting, and investor matching, all powered by AI. These tools help startups understand, optimize, and finance their growth more effectively. The company's AI models are trained on data from numerous startups, enabling more accurate risk assessment and better financing terms.
- Apr 2024Seed$10.9M
- Sep 2022Seed$14.9M
- Jul 2022Conventional Debt$152.7M
- Mar 2022Conventional Debt$164.6M
#10
Seed · Stockholm, Stockholm County · founded 2019 · 13 employees$3.5Mraised▾
Developer of an AI platform for small and medium business lending. The platform provides real-time scoring models that integrate with existing workflows. It offers web application integration and widget-based technology for financial applications. The platform optimizes underwriting, monitors portfolios, and analyzes deposit portfolios for financial product opportunities.
- Apr 2023Seed$3.5M
#11
Series A · Stockholm, Stockholm County · founded 2018 · 18 employees$4.8Mraised▾
Online lending platform for trade financing. It is a P2P marketplace connecting businesses with lenders for multiple loan products including invoice factoring, purchase order financing, and subscription financing that enables businesses to convert yearly subscription costs from the users into a single payment.
- Mar 2022Grant (prize money)$55.7K
- Aug 2021Series A$4.8M
- Apr 2020Grant (prize money)$1.8M
#12
Series A · Stockholm, Stockholm County · founded 2002$3.2Mraised▾
Provider of loans to agricultural businesses for sustainable investments. The company specializes in financing for the agricultural sector, facilitating investments in agricultural businesses. It offers both toplån and green loans with varying terms, including loan amounts up to a percentage of total investment or a fixed amount, and repayment schedules with optional interest-free periods. The company maintains ongoing communication with clients and banks, supporting sustainable and quality improvements within the food production chain.
- Oct 2022Series A$3.2M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding flat · growth flat
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.