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Radar · Banking Tech in Amsterdam

Best Banking Tech Companies in Amsterdam, Netherlands

The 42 best Banking Tech companies in Amsterdam, Netherlands in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Mambu.

42companies tracked
$1.2Bdisclosed funding
3unicorns
19have raised
FLIAR INTELLIGENCE · BANKING TECH × AMSTERDAM

Our analysis of 50 Banking Tech companies

$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.

50companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
12unicorns
2016median founding year
546kcombined LinkedIn audience
80%of audience held by top 3
3companies hiring publicly (12 mo)

Ranked: Best Banking Tech companies in Amsterdam

#CompanyDisclosed fundingLast roundStageEmployeesFounderTech stackRecent signals
1Anadolubank Nederland N.V.
Provider of financial solutions for individuals and businesses
——Unfunded—Nedim Sabah
CEO
BootstrapGSAPSweetAlert2+6—
2ATOM IQ SOLUTIONS
Diverse banking software solutions
——Unfunded—Harun
CEO
——
3BankingLab
Cloud-based core banking solution
——Funding Raised—Darius Latvys
Co-Founder
WordPressMySQLPHP+26—
4CoorpID
KYC software solutions
——Acquired—Job Hamer
CEO
——
5e8n
AI-powered platform simplifying global bank account opening through seamless connectivity for individuals…
——Unfunded—Daniel Liminovic
Founder & CEO
——
6Ebanq
White label banking platform
——Unfunded4—WordPressMySQLPHP+22—
7Feon
Decentralized crypto bank
——Deadpooled—Vladimir Derevya
Co-Founder
——
8Findect
Fraud Detection service provider
——Deadpooled—Henk Bronk
Founder
——

Top 12 Banking Tech companies in Amsterdam

#1
Series C · Amsterdam, North Holland · founded 2019 · 188 employees
$107.9Mraised
▾

Provider of online business accounts, invoicing, and accounting integrations. It offers IBAN accounts accessible online, catering to small and medium-sized enterprises (SMEs), freelancers, and companies undergoing registration. The platform includes e-invoicing capabilities and integrates with accounting software. Additional features encompass prepaid business debit cards, cashback programs, and tools for expense management and financial analysis. The service aims to streamline financial processes and provide efficient payment solutions.

Fliar Intelligence Index™ 80how this company ranks against its industry peers
Tech
top 19%
Funding
top 21%
Growth
top 27%
Talent
top 28%
Customers
top 35%
Moat
top 39%
Tech: 44 technologies across 6/8 capability areas · Cloud: Cloudflare, Heroku · Observability: Sentry
Funding: Raised $108M across 5 rounds · 5 rounds over 6 yrs (0.8/yr) · Last round Series C (Jun 2025)
Growth: App-install growth +89% YoY · Fresh capital in last 24 mo
Audience (LinkedIn): 33k LinkedIn followers — 6.1% of this cohort's audience
Activity (LinkedIn): 2 product launches announced in 12 mo
Funding rounds
  • Jun 2025Series C$132.4M
  • May 2025Series C$105M
  • Feb 2024Series B$53.9M
  • Sep 2020Series A$12M
Founders & team
Oleg LagutaCo-Founder & CFOYakov Novikovco-CEO and FounderIvo DimitrovCo-Founder & CVO
Investors
Target Global, Cogito Capital Partners, Entree Capital, Avala Capital, Tal Ventures, AdFirst
Tech stack
Ant DesignApolloBootstrapCart FunctionalityCloudflareCloudflare Browser Insights
#2
Seed · Amsterdam, North Holland · founded 2018 · 40 employees
$12.6Mraised
▾

Provider of mobile threat intelligence and fraud risk management solutions. It offers tools to understand criminal tactics and prevent losses. The company's solutions aim to safeguard web and mobile channels. It focuses on detecting fraud, scams, account takeover, and device takeover. The company utilizes AI-powered technology to identify threats.

Fliar Intelligence Index™ 53how this company ranks against its industry peers
Growth
top 35%
Funding
top 38%
Tech
top 45%
AI
top 45%
Moat
top 47%
Patents
top 49%
Growth: Fresh capital in last 24 mo
Funding: Raised $12.6M across 1 rounds · 1 rounds over 3 yrs (0.3/yr) · Last round Seed (Oct 2025)
Tech: 25 technologies across 4/8 capability areas · Cloud: Amazon Ses, Amazon Web Services · Security: Cloudflare Bot Management, Hsts
Audience (LinkedIn): 9k LinkedIn followers
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
  • Oct 2025Seed—
  • Dec 2024Seed—
  • May 2023Seed$12.6M
Founders & team
Cengiz SahinFounder & Owner
Investors
Abn Amro, Motive Partners, 14Peaks, 10x Founders, Rabo Investments, OneSpan
Tech stack
Amazon SesAmazon Web ServicesApple Icloud MailCdnjsCloudflareCloudflare Bot Management
#3
Bunq 🦄
Series A · Amsterdam, North Holland · founded 2012 · 450 employees
$373.1Mraised
▾

Provider of the digital bank for individuals and businesses. Its services include current and savings accounts, NFC-enabled prepaid cards for online and offline purchases, bill payments, and money transfers. Its features include credit cards for travelling, subscription and budget management, sustainable bank accounts, and online support.

Fliar Intelligence Index™ 74how this company ranks against its industry peers
Tech
top 24%
Market
top 26%
Moat
top 28%
Customers
top 35%
Talent
top 38%
Funding
top 39%
Tech: 67 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Observability: Sentry
Market: 450 employees (top 15% of FinTech) · Top-100,000 web property · Unicorn (valued $1.8B)
Moat: Editorial + unicorn rating 9/10 · IP moat: 19 patents · Unicorn
Funding rounds
  • Apr 2024Series A$31.3M
  • Jul 2023Series A$111.2M
  • Jun 2021Series A$230.5M
Founders & team
Ali NiknamFounder & CEOBianca ZwartChief of Staff to the CEO
Investors
Pollen Street
Tech stack
AdjustAmazon CloudfrontAmazon S3Amazon Web ServicesApache Http ServerApple Icloud Mail
#4
Seed · Amsterdam, North Holland · founded 2020 · 12 employees
$7.8Mraised
▾

API-enabled omnichannel banking solution for banks and financial institutions. It allows banks and financial institutions to offer their banking services to their customers through mobile and web-based channels. It offers ready-to-use banking solutions with integrated analytics solutions and data management for users to understand their customer behavior and preferences.

Fliar Intelligence Index™ 24how this company ranks against its industry peers
Innovation
top 45%
Funding
top 45%
Product
top 45%
Moat
top 48%
Talent
bottom 49%
Tech
bottom 44%
Innovation: 2 new-product events in 24 mo
Funding: Raised $7.8M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) · Last round Seed (Oct 2024)
Product: 1 product launch event in 12 mo, 1 the year before · Company stage: Seed
Audience (LinkedIn): 3k LinkedIn followers
Funding rounds
  • Oct 2024Seed$3.3M
  • Apr 2023Seed$4.5M
Founders & team
Ben GoldinFounder and CEO
Investors
DN Capital, QED Investors, Better Tomorrow Ventures, Headline, Seedcamp, Cocoa
Tech stack
All In One SeoCloudflareCloudflare Bot ManagementCloudflare Browser InsightsCloudflare TurnstileContact Form 7
#5
Mambu 🦄
Series E · Amsterdam, North Holland · founded 2011 · 68 employees
$445.8Mraised
▾

Provider of cloud banking platform delivering composable banking and financial experiences. The platform offers core banking functionality, including lending, deposits, and payments. It allows institutions to build and scale financial products. The platform provides tools for integration with other services. It supports the creation of customer-centric offerings.

Fliar Intelligence Index™ 72how this company ranks against its industry peers
Tech
top 22%
Moat
top 26%
Global
top 30%
Funding
top 31%
Market
top 36%
Talent
top 38%
Tech: 62 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Observability: New Relic, Sentry
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Global: Serving 6 countries incl. Netherlands, Romania, United Kingdom · Legal entities in 6 countries: Australia, Brazil, Germany, Netherlands · Investors from 6 countries beyond Netherlands
Audience (LinkedIn): 92k LinkedIn followers — 16.9% of this cohort's audience
Activity (LinkedIn): 1 product launches · 1 partnerships (incl. Mambu and AWS Partners) announced in 12 mo
Funding rounds
  • Dec 2021Series E$265.7M
  • Jan 2021Series D$135.4M
  • Feb 2019Series C$33.9M
  • Jan 2016Series B$8.7M
Founders & team
Sofia NunesCo-Founder / ShareholderFernando ZandonaCEO & Managing Director
Investors
Acton Capital, CommerzVentures, Bessemer Venture Partners, Runa Capital, Point Nine, Kizoo
Tech stack
6SenseAmazon CloudfrontAmazon S3Amazon SesAmazon Web ServicesApache Http Server
#6
Series D · Amsterdam, North Holland · founded 2003 · 2000 employees
$128.5Mraised
▾

Developer of an AI-native Banking OS that streamlines digital banking channels and operational workflows. This platform integrates with existing core systems to manage customer interactions, employee tasks, and automated processes. It provides a unified interface for handling onboarding, servicing, and lending activities across various banking segments. The software architecture facilitates data synchronization and event streaming between disparate systems to maintain consistent information. It includes tools for configuring workflows, defining policies, and governing automated actions. The system supports retail, commercial, and wealth management functions by centralizing execution and decision-making processes.

Fliar Intelligence Index™ 89how this company ranks against its industry peers
Tech
top 15%
Innovation
top 22%
Product
top 22%
Moat
top 26%
Market
top 28%
Global
top 30%
Tech: 48 technologies across 7/8 capability areas · Cloud: Cloudflare, Fastly · Devops: Varnish
Innovation: 6 new-product events in 24 mo · 10 product lines
Product: 2 product launch events in 12 mo, 4 the year before · 10 distinct product lines · Company stage: Series D
Audience (LinkedIn): 242k LinkedIn followers — 44.3% of this cohort's audience
Funding rounds
  • Jun 2022Series D$128.5M
Founders & team
Jouk PleiterFounder & CEO
Investors
Motive Partners
Tech stack
AlbacrossAngularCloudflareCloudflare Browser InsightsDocusignFastly
#7
Public · Amsterdam, North Holland · founded 2008 · 306 employees
$48.2Mraised
▾

Developer of cloud-based core banking platform for retail mutual funds and savings accounts. It provides users with a platform that offers APIs for developing applications and has partnered with various financial institutions.

Fliar Intelligence Index™ 53how this company ranks against its industry peers
Funding
top 34%
Talent
top 34%
Growth
top 45%
Market
top 49%
Tech
top 49%
News
bottom 49%
Funding: Raised $48.2M across 3 rounds · 3 rounds over 9 yrs (0.3/yr) · Last round Conventional Debt (Sep 2021)
Talent: Analyst team rating 4/5 · 2 named leaders on record · 2 C-suite/founder profiles curated
Audience (LinkedIn): 14k LinkedIn followers — 2.6% of this cohort's audience
Activity (LinkedIn): 4 partnerships (incl. Ohpen) announced in 12 mo
Funding rounds
  • Sep 2021Conventional Debt$35.4M
  • Apr 2019Series C—
  • Feb 2018Series C$31.1M
  • Jul 2017Series B$17M
Founders & team
Ilco BolhuisCo-FounderMatthijs AlerCEO
Investors
Amerborgh International, Deutsche Bank, NPM Capital
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesApple Icloud MailAws Certificate ManagerCookiebot
#8
Acquired · Amsterdam, North Holland · founded 2010 · 150 employees
$37.4Mraised
▾

Five Degrees provides cloud-enabled core banking solutions for banks & financial institutions. It features Matrix mid for orchestrating core banking platform, Matrix accounts for configurable core banking, Matrix lending & leasing for lending, leasing, & third-party debt management, and more. It provides solutions for mortgage lending, leasing, transactional accounts, and more.

Fliar Intelligence Index™ 48how this company ranks against its industry peers
Talent
top 35%
Market
top 46%
Funding
top 47%
Global
bottom 36%
News
bottom 27%
Talent: Analyst team rating 5/5 · 1 named leader on record · 1 C-suite/founder profile curated
Market: 150 employees (top 34% of FinTech)
Funding: Raised $37.4M across 2 rounds · 2 rounds over 10 yrs (0.2/yr) · Last round Series B (Dec 2020)
Audience (LinkedIn): 13k LinkedIn followers — 2.3% of this cohort's audience
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Partner succes manager
Activity (LinkedIn): 1 partnerships (incl. Go Ahead Eagles) announced in 12 mo
Funding rounds
  • Dec 2020Series B$26.8M
  • Nov 2016Series A$10.6M
Founders & team
Martijn HohmannCo-Founder & CEO
Investors
Karmijn Kapitaal, 5square, Velocity Capital Fintech Ventures, Reggeborgh, AtlasInvest, Total Specific Solutions
#9
Acquired · Amsterdam, North Holland · founded 2012 · 30 employees
$20.1Mraised
▾

Cobase provides open banking aggregational APIs to banks & financial institutions. It offers a multibank platform that provides access to all bank accounts and other financial products & services from other banks and financial service providers. It features a central payment hub, cash management, and treasury modules.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 8k LinkedIn followers
Hiring: 2 hiring posts in 12 mo (public) · momentum +2 · hiring: Business Development Representative
Funding rounds
  • Jun 2020Series A$11.3M
  • Sep 2018Series A$8.8M
  • Mar 2013Seed—
Investors
Start-Up Chile, Nordea, Credit Agricole CIB, ING Ventures
Tech stack
CdnjsCloudflareCloudflare Bot ManagementCore-JsFont AwesomeGodaddy
#10
Acquired · Amsterdam, North Holland · founded 2020 · 102 employees
$10.4Mraised
▾

API-based transaction monitoring solutions for financial institutions. It offers a detection engine with predefined and customizable scenarios; comparison of client's transaction data with relevant peer's data; report on risk assessment quality, team performance, and workload improvements; an overview on account activity, risk level, historical alerts, and more.

Funding rounds
  • Sep 2021Seed—
  • Jun 2021Seed$7M
Founders & team
Joost van HoutenFounder & CEO
Investors
Inkef, PPRO, DutchBasecamp, Slimmer AI
#11
Acquired · Amsterdam, North Holland · founded 1993 · 1600 employees
$30.5Mraised
▾

Provider of software solutions for capital markets and insurance firms. It delivers platforms for collateral management, post-trade operations, asset servicing, and regulatory processes. The software supports compliance, operational excellence, and performance across regulated environments. Solutions address challenges faced by financial institutions, streamlining operations and ensuring regulatory adherence.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 105k LinkedIn followers — 19.2% of this cohort's audience
Activity: 4 awards announced in 12 mo
Funding rounds
  • Mar 2018Conventional Debt$30.5M
  • Jan 2017PE—
Founders & team
Marwan Hanifehco ceo
Investors
EBRD, Arkéa, Charterhouse Capital Partners
Tech stack
Apache Http ServerCloudflareCloudflare Bot ManagementCookieyesCore-JsDocusign
#12
Seed · Amsterdam, North Holland · founded 2014 · 7 employees
$24.1Kraised
▾

Provider of certified information solutions for credit management. It helps in creating new sales opportunities by accessing updated information on prospective companies for a user. The database contains organizations registered with the chamber of commerce. This data is updated daily and enriched with various data sources. It also helps users to determine the creditworthiness of their buyers. It provides online credit reports, online trade reports, and online sustainability reports.

Funding rounds
  • 2014Seed$24.1K
Founders & team
Jean Richard WitteveenFounder & CEO
Investors
Startupbootcamp

Funding & investor landscape

$1.2Btotal disclosed funding
12companies funded
27disclosed rounds
0rounds last 90 days
Most active investors
Startupbootcamp3 rounds
Arena Holdings2 rounds
Headline2 rounds
KPMG2 rounds
LHoFT2 rounds
Motive Partners2 rounds
Tenity2 rounds
10x Founders1 rounds
14Peaks1 rounds
5square1 rounds

Notable founders

Oleg Laguta
Co-Founder & CFO · Finom
Yakov Novikov
co-CEO and Founder · Finom
Cengiz Sahin
Founder & Owner · ThreatFabric
Ali Niknam
Founder & CEO · Bunq
Bianca Zwart
Chief of Staff to the CEO · Bunq
Ben Goldin
Founder and CEO · Plumery
Sofia Nunes
Co-Founder / Shareholder · Mambu
Fernando Zandona
CEO & Managing Director · Mambu
Jouk Pleiter
Founder & CEO · Backbase
Ilco Bolhuis
Co-Founder · Ohpen
Matthijs Aler
CEO · Ohpen
Martijn Hohmann
Co-Founder & CEO · Five Degrees
Prism market signals · Netherlands · country-scoped Prism corpus, 32,478 docs

Market landscape — 10 sub-themes by coverage

Share of Banking Tech coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH SIGNALS · Netherlands

How research on Fintech is moving in the Netherlands

A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 28 Netherlands-affiliated papers.

top research entities
  • Tilburg University8
  • Erasmus University Rotterdam4
  • Utrecht University3
  • KeyGene3
  • Amsterdam University of Applied Sciences2
leading researchers
Utkarsh Sinha · Braggion, Fabio · Manconi, Alberto · Pavanini, Nicola · Zhu, Haikun · Chang-hsien Tsai · Kuan-Jung Peng · Muhammad Zulfiqar Ali
▲ Breakthroughs5 · 18%
▲ 0%→12% share
0 median citations100% since 2021mostly methods-led
Breakthroughs are rising (0%→12% of field), led by Cryptocurrency.
rising sub-themes (early→recent)
  • Cryptocurrency3
  • Digital currency3
  • Financial inclusion3
  • Transparency (behavior)3
  • Disintermediation3
◆ Advancements5 · 18%
▲ 0%→12% share
0 median citations60% since 2021mostly empirical
Advancements are rising (0%→12% of field), led by Big data.
rising sub-themes (early→recent)
  • Big data2
  • Financial services2
  • Money laundering2
  • Information technology2
  • Banking industry2
▼ Concerns13 · 46%
▲ 0%→38% share
0 median citations54% since 2021mostly empirical
Concerns are rising (0%→38% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services2→4
Landmark The FinTech Revolution and Financial Regulation: The Case of Online Supply-Chain Financing · 98 cites
RESEARCH HOTSPOTS · Netherlands

Where fintech is researched across Netherlands

Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.

Groningen5 · +0.20
Opportunity · Payment

Common questions

How many Banking Tech companies are there in Amsterdam, Netherlands?
Radar tracks 42 indexable Banking Tech companies headquartered in Amsterdam, Netherlands that meet our profile-completeness bar.
What is the total funding raised by Banking Tech companies in Amsterdam, Netherlands?
The Banking Tech companies in Amsterdam, Netherlands on this list have raised a combined $1.2B in disclosed equity funding across 12 funded companies.
Which is the highest-funded Banking Tech company in Amsterdam, Netherlands?
Mambu is the highest-funded Banking Tech company in Amsterdam, Netherlands, with $445.8M in disclosed equity funding.
How many Banking Tech companies in Amsterdam, Netherlands are funded?
12 of the 42 Banking Tech companies in Amsterdam, Netherlands on this list have disclosed at least one equity funding round.
How many Banking Tech unicorns are there in Amsterdam, Netherlands?
3 Banking Tech companies in Amsterdam, Netherlands on this list are valued at $1B or more.
Who are the top investors in Amsterdam, Netherlands Banking Tech companies?
The most active investors in Amsterdam, Netherlands Banking Tech companies on this list include Startupbootcamp, Arena Holdings, Headline, KPMG, LHoFT.
Rohit KhannaTrends & Stories

Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.

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