Best Banking Tech Companies in Beijing, China
The 45 best Banking Tech companies in Beijing, China in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Bairong Yunchuang.
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in Beijing
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Bairong Yunchuang 🦄 Risk management and marketing solutions for the financial services industry | $267M | 100 mo ago | Public | Angela Chang Founder | 2014 | — | — | — |
| 2 | AiBee 🦄 Provider of voice recognition, language understanding, and data analysis services | $175M | 53 mo ago | Series B | — | 2014 | — | — | — |
| 3 | PayEgis Big data security solutions and tools | $165M | 123 mo ago | Series B | Dejia Wang Founder & CEO | 2000 | — | — | — |
| 4 | Wiseco Credit assessment solutions | $109M | 86 mo ago | Series A | Chen Jian Co-Founder | 2014 | — | — | — |
| 5 | China Chengxin Credit Credit assessment solution for banks and financial institutions | $71M | 99 mo ago | Series A | MAO Zhenhua Founder | 2005 | — | — | — |
| 6 | Bicai Comparison platform for financial products | $38M | 75 mo ago | Series B | Ben Shuo CEO | 2016 | — | — | — |
| 7 | KnowLeGene Business credit rating platform | $32M | 77 mo ago | Series B | Ren Liang Founder & CEO | 2016 | — | — | — |
| 8 | Huian Jinke Technology Provider of artificial intelligence and big data analytics services | $30M | 65 mo ago | Series B | Yellow Bell Co-Founder & CEO | — | — | — | — |
| 9 | Beijing Interconnection Zhongxin Technology Financial asset management & loan servicing solutions | $29M | 96 mo ago | Series C | Hai Ye Founder | 2014 | — | — | — |
| 10 | Flying Tiger Interactive Technology Communication solutions for financial institutions | $16M | 57 mo ago | Series B | Shi Haidong CEO | 2016 | — | — | — |
| 11 | Dachuizichan Big data-based bad asset disposal trading platform | $12M | 101 mo ago | Series B | Jiang Wei CEO | 2016 | — | — | — |
| 12 | ZOLOZ Platform offering AI-based software for user identity verification | $10M | 134 mo ago | Acquired | — | 2012 | Node.jsJavaSpring+7 | — | — |
| 13 | Points Blockchain-based credit data marketplace | $10M | 53 mo ago | Series A | Kate Shen Co-Founder | 2017 | — | — | — |
| 14 | Alpha Elephant Software solutions for the financial services industry | $4M | 96 mo ago | Deadpooled | Zou Jialing Founder | 2017 | — | — | — |
| 15 | Huilianjk Technology solutions to banks for improving efficiency | $4M | 113 mo ago | Deadpooled | — | 2015 | — | — | — |
| 16 | YPCredit Credit info and services provider using big data | $2M | 130 mo ago | Series A | Li Wenxian CEO | 2015 | — | — | — |
Top 12 Banking Tech companies in Beijing
#1
AiBee 🦄Series B · Haidian, Beijing · founded 2014 · 20 employees$175.4Mraised▾
Provider of voice recognition, language understanding, and data analysis services. The platform leverages AI to analyze customer data, providing insights that support businesses understand their customers. Its marketing automation tools leverage AI algorithms to optimize marketing campaigns, and CRM systems automate tasks, personalize customer interactions, and streamline communication processes.
- Mar 2022Series B—
- Apr 2021Series A—
- Dec 2019Series A$74M
- Nov 2018Series A$60M
#2
Series A · Chaoyang, Beijing · founded 2017 · 100 employees$9.5Mraised▾
Blockchain-based credit data marketplace. The platform leverages Ontology technology to build a network that provides multiple services like credit data exchange, credit scoring, and financial services. It provides zero-knowledge-based authentications, automated trade negotiations, and enforcement via smart contract and data authentication mechanisms.
- Mar 2022Series A—
- Feb 2020Series A—
- Jul 2018Seed$8M
- 2017Angel$1.5M
#3
Public · Chaoyang, Beijing · founded 2014 · 1364 employees$267.2Mraised▾
Risk management and marketing solutions for the financial services industry. It offers solutions based on artificial intelligence, big data, and cloud computing technologies. It offers a risk management solution for banks and lenders that provide features such as precision marketing, credit risk assessment, fraud risk identification, loan monitoring, post loan management, and risk management. Also offers risk management and marketing solutions for the insurance industry.
- Apr 2018Series C$159.4M
- Jan 2016Series B$107.8M
#4
Series B · Beijing, Beijing · founded 2016$15.6Mraised▾
Communication solutions for financial institutions. It offers solutions based on natural language processing, artificial intelligence, and interactive video technologies. It provides multiple features including video sessions, video source management, reconnection of disconnected lines, call routing intelligence transfer, real-time bypass monitoring, and AI quality inspections.
- Nov 2021Series B$15.6M
- Aug 2020Seed—
#5
Series A · Beijing, Beijing · founded 2014$108.8Mraised▾
Wise Technology provides credit assessment solutions based on big data, artificial intelligence and cloud computing technologies. It utilizes call behaviour, location behaviour, mobile application behaviour, and more to predict the level of fraud risk. Financial institutions can develop credit strategies and optimize collection operations using the borrower's information through the development of intelligent models and strategies.
- May 2019Series A$94.1M
- Jul 2018Seed$14.7M
#6
Series B · Beijing, Beijing · founded 2016 · 100 employees$38.1Mraised▾
Bi Cai offers a comparison platform for financial products. It offers comparisons for debt funds, monetary funds, savings accounts, and more. It also provides tools for financial wealth management. It uses artificial intelligence to choose the product that suits the user and recommends financial management products.
- Apr 2020Series B$14.1M
- Jul 2018Series B$14.6M
- Jul 2017Series A$9.4M
#7
Series B · Haidian, Beijing · 62 employees$30.1Mraised▾
Ahi Fintech provides business intelligence solutions using Big data, Artificial Intelligence and Machine Learning technologies. The platform allows users to analyze, build predictive models and manage risk environments, threats and provides real-time decisions. It provides solutions to perform a correlation between data, model detection and prediction methods to understand customer behavior.
#8
Series B · Beijing, Beijing · founded 2016$31.5Mraised▾
KnowLeGene offers AI, NLP, and big data enabled credit scoring risk management platform to banks. The platform considers data points like trade data, capital flow data, industrial and commercial tax customs data, enterprise water use data, etc to rate businesses. Clients include clients include the National Development Bank, Bank of Beijing, Jingdong Finance among others.
- Mar 2020Series B$14.3M
- Feb 2018Series A$15.8M
- May 2017Seed$1.4M
#9
Series B · Beijing, Beijing · founded 2000$165.3Mraised▾
Big data security solutions and tools. It provides three different solutions such as CyberIntelli, Shikongma, and Appfortify. CyberIntelli is an anti-fraud solution that is used for banks, P2P loan platforms, insurance companies, and more. Shikongma performs risk factor authentication using risk indicators, machine learning, and analysis of user behavior. Appfortify is an enterprise-focused mobile security cloud application platform that performs application testing and monitoring.
- Apr 2016Series B$162M
- Aug 2012Series A$3.3M
- Nov 2011Angel—
#10
Series A · Dongcheng, Beijing · founded 2005$70.6Mraised▾
Credit assessment solution for banks and financial institutions. It offers a solution that enables banks and financial institutions to obtain consumer credit scores and reports based on proprietary application scoring models, behavior scoring models, and collection scoring models. It features anti-fraud services, risk control services, and more.
- May 2018Series A$70.6M
#11
Series C · Beijing, Beijing · founded 2014 · 69 employees$29.3Mraised▾
Zichan360 offers financial asset management & loan servicing solutions. It provides banks and financial institutions to identify non-performing assets management such as loans. It also provides asset disposal service and collection risk management control services.
- Aug 2018Series C$14.6M
- Jan 2018Series B—
- Aug 2017Series B—
- Jun 2016Series A$10M
#12
Series B · Haidian, Beijing · founded 2016 · 1000 employees$12.3Mraised▾
Big data-based bad asset disposal trading platform. It uses intelligent asset disposal transactions. It helps achieve the management of non-performing assets of standardized, intelligent, and systematic management services. It provides service packages for banks, finance companies, personal arrears, and executive treasury. Customers need to pay only in case of recovery.
- Mar 2018Series B$7.9M
- Aug 2017Series A$1.5M
- Apr 2017Series A$2.9M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
What Beijing researches in fintech
- Beijing Jiaotong University7
- Beijing Normal University5
- Beijing Union University3
- Beijing University of Chemical Technology2
- Beijing Technology and Business University2
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.