Best Banking Tech Companies in Brazil
The 183 best Banking Tech companies in Brazil in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Nubank.
Brazil's Banking Tech scene is stacking up fast, and this directory ranks 183 companies by disclosed equity funding and recent momentum, so you can cut straight to who's moving real capital. Total disclosed funding across the cohort hits $5.1B, with Neon alone accounting for $908M and QI Tech at $311M, which tells you the top of this market is genuinely top-heavy. Five unicorns have emerged from that pool. Investors like Kaszek and Spectra Investments keep showing up on cap tables, which I'd read as a signal of sustained institutional conviction rather than tourist money.
The global Banking Tech market sits at $9.5B in 2025 and is forecast to reach $17.0B by 2035 at a 13.7% CAGR, driven largely by data monetization and digital client acquisition. Median app install growth is running at roughly +23% year-over-year across nearly a thousand banking and investment apps, so user adoption isn't slowing. And the regulatory friction is real: stringent data privacy rules in Brazil shape product decisions at every layer. Tokenization is accelerating as a structural response, while open banking rails keep reshaping how fintechs compete with incumbents. The sector's moving this quarter. Don't sleep on it.
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in Brazil
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | App-install YoY | Market signals (1y) | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Nubank 🦄 Provider of digital banking services, including credit cards and accounts | $2.3B | 60 mo ago | Public | 8,049 | Edward Wible Co-Founder & Software Engineer | +24% | 35 signals ▲17% Announcements · Leadership · Regulatory | 1 internship · 1 expansion · 1 award |
| 2 | Neon 🦄 Provider of an online bank for consumers 74Customers top 12%Funding top 13%Market top 25%Moat top 26% All 9 signals ▾Customerstop 12% Fundingtop 13% Markettop 25% Moattop 26% Techtop 31% Producttop 36% Talentbottom 49% Growthbottom 41% Globalbottom 38% Customers: Play-Store rating 4.64★ across 1,342,636 ratings (1 apps) · Review volume +11% in 6 mo Funding: Raised $908M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 74/100 | $908M | 11 mo ago | Series E | 2,320 | Pedro Conrade Co-Founder & CEO | +18% | — | 2 job openings |
| 3 | QI Tech 🦄 Provider of open banking API solutions 76Funding top 18%News top 19%Growth top 25%Tech top 26% All 11 signals ▾Fundingtop 18% Newstop 19% Growthtop 25% Techtop 26% Moattop 28% Talenttop 28% Producttop 34% Markettop 44% Innovationtop 49% Patentstop 50% Globalbottom 36% Funding: Raised $311M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) News: 6 BI events in 12 mo (of 29 tracked, 6 types) · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 76/100 | $311M | 10 mo ago | Series B | 122 | Marcelo Buosi Co-Founder | — | 6 signals Funding · Capital raise · M&A | 1 job opening · 1 partnership |
| 4 | Dock 🦄 Developer of open banking API solutions | $280M | 49 mo ago | Acquired | 1,400 | Diogo Frenkel Co-Founder | — | — | 2 expansions |
| 5 | Celcoin Bill payment platform for businesses | $154M | 24 mo ago | Series C | 238 | Rodrigo Moraes Co-Founder | +7% | — | — |
| 6 | Cora Digital bank for businesses | $153M | 57 mo ago | Series B | 561 | Igor Senra Founder | — | — | — |
| 7 | Inter Provider of digital banking and financial services | $140M | 28 mo ago | Late Stage | 4,071 | Joao Menin CEO | +25% | — | 1 internship · 1 launch · 1 expansion |
| 8 | Open Co Loan life cycle management software for financial institutions | $115M | 27 mo ago | Series D | 244 | Sandro Reiss Founder & CEO | — | — | 2 job openings · 1 internship |
| 9 | Pismo Cloud-based banking solutions | $109M | 56 mo ago | Acquired | 473 | Juliana Binatti Motta Founder and CPO | — | 3 signals ▼77% Leadership · Layoffs · Contracts | 1 award |
| 10 | Matera Developer of core banking, mobile wallet technology, and embedded finance 74Product top 25%Funding top 27%Innovation top 33%Tech top 34% All 7 signals ▾Producttop 25% Fundingtop 27% Innovationtop 33% Techtop 34% Growthtop 35% Markettop 41% Globalbottom 36% Product: 12 distinct product lines · Company stage: Series C Funding: Raised $100M across 1 rounds · 1 rounds over 2 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 74/100 | $100M | 23 mo ago | Series C | 1,000 | — | — | — | — |
| 11 | C6bank 🦄 Internet first bank | $99M | 59 mo ago | Series C | 3,989 | — | +17% | — | 2 job openings |
| 12 | Agibank Internet-first bank license bank for individuals 74Customers top 13%Tech top 16%Product top 22%Growth top 28% All 10 signals ▾Customerstop 13% Techtop 16% Producttop 22% Growthtop 28% Newstop 28% Moattop 31% Fundingtop 33% Markettop 44% Talentbottom 49% Globalbottom 29% Customers: Play-Store rating 4.61★ across 462,119 ratings (2 apps) · Marquee-customer mentions: top 30% of tracked companies Tech: 91 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 74/100 | $74M | 12 mo ago | Public | — | Marciano Testa Founder and Executive Chairman at Agibank. | +56% | 14 signals ▲100% IPO · Funding | 1 job opening · 1 expansion |
| 13 | Conta Simples Digital bank for businesses | $68M | 29 mo ago | Series B | 218 | Ricardo Gottschalk Co-Founder & Vice President | — | — | — |
| 14 | Belvo Developer of open banking API solutions 69Innovation top 20%Tech top 24%Growth top 28%Funding top 30% All 10 signals ▾Innovationtop 20% Techtop 24% Growthtop 28% Fundingtop 30% Moattop 31% Talenttop 38% Producttop 43% Globalbottom 45% Marketbottom 27% Newsbottom 24% Innovation: 8 product lines · Deep-tech classification: Blockchain Tech: 51 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 69/100 | $59M | 14 mo ago | Series A | 4 | Uri Tintore Co-Founder & Co-CEO | — | — | 2 job openings |
| 15 | Stark Bank Open banking APIs for banks and financial institutions | $58M | 50 mo ago | Series B | 73 | Rafael Stark Founder & CEO | — | — | — |
| 16 | SWAP Open banking APIs | $28M | 55 mo ago | Series A | 60 | Douglas S Founder & CEO | — | — | — |
| 17 | CondoConta Developer of a digital bank for individuals | $26M | 31 mo ago | Series A | 128 | Rodrigo Della Rocca Founder and CEO | — | — | — |
| 18 | Z1 Digital financial platform offering rechargeable card | $24M | 38 mo ago | Series B | 146 | Thiago Achatz Co-Founder | — | — | — |
| 19 | One7 Internet-first bank offering digital banking services for businesses | $22M | 40 mo ago | Series B | 142 | Joao Fiuza CEO | — | — | 2 partnerships |
| 20 | Trademaster Provider of AI-enabled trade financing solutions for businesses | $18M | 45 mo ago | Funding Raised | 137 | Francisco Eduardo Bueno Salome Pereira Founder & Board Member | — | — | — |
| 21 | Klavi Ai Platform offering open banking API for data aggregation and analysis | $16M | 46 mo ago | Series A | 30 | Stone Zheng Co-Founder | — | — | 1 job opening |
| 22 | Franq Online marketplace for personal bankers 67Tech top 25%Talent top 28%Moat top 29%Funding top 33% All 9 signals ▾Techtop 25% Talenttop 28% Moattop 29% Fundingtop 33% Markettop 44% Growthtop 45% Producttop 46% Globalbottom 37% Newsbottom 22% Tech: 48 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 67/100 | $16M | 1 mo ago | Series B | 190 | Paulo Silva Founder e CEO | — | — | — |
| 23 | Quanto Open banking API solutions | $15M | 69 mo ago | Deadpooled | 154 | — | — | — | — |
| 24 | Blips Provider of equipment financing and leasing for various business segments 48Tech top 26%Growth top 35%Global bottom 48%Product bottom 48% All 6 signals ▾Techtop 26% Growthtop 35% Globalbottom 48% Productbottom 48% Fundingbottom 46% Marketbottom 34% Tech: 73 technologies across 5/8 capability areas · Cloud: Cloudflare Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 48/100 | $9M | 12 mo ago | Series A | 23 | — | — | — | — |
| 25 | Segura Provider of insurance broker tools, connecting brokers to insurers with sales support 45Talent top 28%Tech top 41%Funding top 43%Global bottom 48% All 5 signals ▾Talenttop 28% Techtop 41% Fundingtop 43% Globalbottom 48% Marketbottom 37% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Tech: 32 technologies across 4/8 capability areas · Cloud: Cloudflare, Vercel rank vs industry peers · Fliar Intelligence Index 45/100 | $8M | 1 mo ago | Seed | — | Lucca Almeida Co-Founder & CTO | — | — | 1 job opening |
| 26 | DigiCash Technology Venture Provider of correspondent banking services 35Talent top 45%Funding bottom 46%Global bottom 25% All 3 signals ▾Talenttop 45% Fundingbottom 46% Globalbottom 25% Talent: 2 named leaders on record Funding: Raised $7.5M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 35/100 | $7M | 12 mo ago | Series A | — | Brad Liebmann Co-Founder & CEO | — | — | — |
| 27 | alt.bank Digital bank for individuals | $6M | 61 mo ago | Series A | 135 | Brad Liebmann Founder & CEO | — | — | — |
| 28 | Credituz Provider of a credit management platform for the real estate sector | $5M | 13 mo ago | Seed | — | Pedro Braz Co-Founder | — | — | — |
| 29 | Trace Finance Online platform providing international bnking services for startups 16Talent top 38%Funding top 46%Tech bottom 36%Global bottom 36% All 5 signals ▾Talenttop 38% Fundingtop 46% Techbottom 36% Globalbottom 36% Marketbottom 24% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $4.3M across 1 rounds · 1 rounds over 4 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 16/100 | $4M | 0 mo ago | Series A | 23 | Raphael Light Co-Founder | — | — | — |
| 30 | Noodle Digital bank for creators | $4M | 20 mo ago | Seed | 5 | Igor Bonatto Founder | — | — | — |
| 31 | Tarken Provider of a platform for credit management in the agricultural sector | $3M | 55 mo ago | Seed | 69 | Carlos Neto Co-Founder and CTO | — | — | — |
| 32 | ECSA Platform offering solution for converting real coin to a stablecoin | $3M | 39 mo ago | Seed | 10 | Joao Aguiar Co-Founder | — | — | — |
| 33 | Jeitto Digital bank for individuals and businesses 67Tech top 26%News top 33%Growth top 35%Talent top 38% All 7 signals ▾Techtop 26% Newstop 33% Growthtop 35% Talenttop 38% Markettop 42% Fundingtop 48% Globalbottom 36% Tech: 54 technologies across 5/8 capability areas · Cloud: Amazon Ses, Amazon Web Services News: 3 BI events in 12 mo (of 6 tracked, 3 types) · +200% YoY rank vs industry peers · Fliar Intelligence Index 67/100 | $3M | 7 mo ago | Series A | 148 | Carlos Barros Co-Founder & Partner | — | 3 signals ▲200% Leadership · IPO | — |
| 34 | Mola Corban Business management solution for banking correspondents | $2M | 55 mo ago | Series A | 21 | Diogo Barros Founder And Cto | — | — | — |
| 35 | Avra AI based credit management and risk analysis solutions for enterprises | $2M | 23 mo ago | Seed | — | Viviane Meister Co-Founder & CEO | — | — | 2 job openings |
| 36 | EDANBANK Internet-first bank through partnered bank offering banking services to consumers and businesses | $2M | 45 mo ago | Seed | — | Eduardo Silva Founder & CEO | — | — | — |
| 37 | Sled Online platform for correspondent banking | $2M | 63 mo ago | Seed | 21 | Anderson Locatelli Ceo & Founder | — | — | — |
| 38 | Bull Cred Tech Provider of a white-label platform for worker credit origination and management | $2M | 8 mo ago | Seed | — | Marcia Torres Co-Founder & CFO | — | — | — |
| 39 | bitgov Provider of financial services | $2M | 30 mo ago | Seed | 5 | Eder Freddi CEO | — | — | — |
| 40 | Lina Open banking API solution for businesses | $2M | 29 mo ago | Seed | — | Alan Mareines Chief Executive Officer | — | — | — |
| 41 | Transfeera Online open banking API solution for businesses | $1M | 41 mo ago | Acquired | 63 | Rafael Negherbon Co-Founder & CTO | — | — | — |
| 42 | Zipia Customer relationship management and lead generation solution for the insurance industry | $1M | 49 mo ago | Seed | — | Pedro Yue CEO | — | — | — |
| 43 | Yours Bank Developer of a digital bank for individuals | $977K | 46 mo ago | Seed | 21 | — | — | — | — |
| 44 | iClubs Provider of loyalty management platform to banks and fintech | $915K | 56 mo ago | Deadpooled | 22 | — | — | — | — |
| 45 | Minds Developer of AI based behavioral biometrics for fraud prevention | $698K | 18 mo ago | Seed | 46 | — | — | — | — |
| 46 | PO27 Provider of automated vehicle lien registration services | $607K | 59 mo ago | Seed | 24 | Livia Assan Co-Founder & CEO | — | — | — |
| 47 | Yolo Bank Internet first bank through partnership for students | $530K | 21 mo ago | Seed | — | Mauro Macedo Founder | — | — | — |
| 48 | Baasic Banking as a service platform for financial institutions | $380K | 26 mo ago | Seed | — | Helom Silva Co-Founder | — | — | — |
| 49 | Trampay Provider of dental plan accident, auto, Life, and death insurance services | $252K | 27 mo ago | Seed | 8 | Tiago Ribeiro Founder | — | — | — |
| 50 | Kobana Provider of financial automation software for bank integrations | $200K | 30 mo ago | Seed | — | Rafael Lima Co-Founder & CEO | — | — | — |
Top 12 Banking Tech companies in Brazil
#1
Neon 🦄Series E · Sao Paulo, State of Sao Paulo · founded 2016 · 2320 employees$908Mraised▾
Provider of an online bank for consumers. Its services include deposit accounts, money transfers, bill payments, NFC-enabled debit cards for online/offline purchases, and cash withdrawals. It offers an app-based platform that is available on iOS and Android stores.
- Jul 2025Series E$25M
- Aug 2024Series E$38M
- Dec 2023Series E$64M
- Jul 2022Series D$80M
#2
QI Tech 🦄Series B · Sao Paulo, State of Sao Paulo · founded 2018 · 122 employees$311.3Mraised▾
Provider of open banking API solutions. It offers a solution that enables businesses to build financial products using APIs. It features debt management solutions, credit analysis, escrow accounts for secured payments, statement issuance, and more.
- Jul 2025Series B$63M
- Apr 2024Series B$50M
- Oct 2023Series B$199.3M
- Oct 2022Series A$12M
#3
Series B · Florianopolis, State of Santa Catarina · founded 2019 · 190 employees$15.8Mraised▾
Online marketplace for personal bankers. It enables individuals to avail banking operations including loans and financing, investment platforms, digital accounts, and cards from multiple banking partners with the assistance of personal bankers. It also enables individuals with experience in the sector to enroll as personal bankers.
- May 2026Series B$12.4M
- Oct 2022Series A$12M
- Jun 2021Series A$3.8M
#4
Series A · Sao Paulo, State of Sao Paulo · founded 2020 · 23 employees$4.3Mraised▾
It provides a platform for startups and private companies to open international bank accounts to seamlessly receive and make cross-border payments from Latam. The company is focused on reducing the transaction cost and time for international transactions made by startups and businesses in the region.
- Feb 2022Seed$4.3M
#5
Seed · Sao Paulo, State of Sao Paulo · founded 2023$8Mraised▾
Provider of insurance broker tools, connecting brokers to insurers with sales support. It offers a platform that connects insurance brokers with various insurance providers. The platform provides tools to facilitate sales, including a CRM for sales management, marketing content, and a lead generation system. It also offers an AI assistant for product information and sales argument structuring, along with reports on client delinquency.
- Apr 2026Seed$8M
#6
Public · Porto Alegre, Rio Grande do Sul · founded 1999$74.5Mraised▾
Agibank is an internet-first licensed bank for individuals. Allows the users to open checking account via app-based platform and the customer's mobile phone number acts as the account number. Also provides credit cards and debit cards for the current account. It offers credit products, insurance products, and investment products. Allows the users to make payments and receive and transfer money via the app. App is available for iOS and Android devices.
- Jun 2025Conventional Debt$350M
- Jan 2025PE$63M
- Feb 2021PE$74.5M
#7
Series A · Sao Paulo, State of Sao Paulo · founded 2019 · 4 employees$59.3Mraised▾
Developer of open banking API solutions. It offers an aggregation API that enables access to multiple financial institutions providing account information, business and personal financial product details, standardized transactional data for diversified accounts, account holder information, and a snapshot of account balance and balance evolution analysis.
- Apr 2025Series A$15M
- Aug 2022Series A—
- Dec 2021Series A—
- Jun 2021Series A$43M
#8
Series A · Sao Paulo, Brazil · founded 2014 · 148 employees$2.9Mraised▾
Digital bank for individuals and businesses. It provides credit, payment, and other financial services to underserved consumers. It offers a digital wallet for purchases and payments through a credit limit made available in the application in addition to the prepayment function. Users can pay for e-commerce purchases, utilities, mobile top-up, transport, gift cards and online entertainment services. The application is available on the Android platform.
- Oct 2025Conventional Debt$6.8M
- Aug 2022Series A$2.9M
- Jan 2019Seed—
#9
Series C · Pinheiros, State of Sao Paulo · founded 2002 · 1000 employees$100Mraised▾
Developer of core banking, mobile wallet technology, and embedded finance. The company provides digital twin solutions for stablecoins and real-time payments. It offers QR code payment processing, and wallet as a service. The company’s platform is built on modern APIs and real-time event processing.
- Jul 2024Series C$100M
#10
Series A · Braz, Sao Paulo · founded 2018$7.5Mraised▾
Provider of correspondent banking services. It provides users with correspondent banking services to underbanked consumers. It allows agents to provide services such as cash withdrawals, money transfers, bill payments, and loans.
- May 2025Series A$1.8M
- Apr 2024Series A$9.2M
- Oct 2022Series A$3.2M
- Mar 2020Series A$4.3M
#11
Series A · Brazil · founded 2020 · 23 employees$8.8Mraised▾
Provider of equipment financing and leasing for various business segments. It offers credit and equipment rental solutions to facilitate business growth. The company provides options for visual communication, construction, and food-related industries. It also serves the aesthetics, fitness, confection, and frozen dessert sectors.
- May 2025Series A$8.8M
#12
Series C · Barueri, Sao Paulo · founded 2016 · 238 employees$154.3Mraised▾
Bill payment platform for businesses. Provides solutions for companies to settle bills, join open banking, have own credit infrastructure, access the DDA, have recurring billing, offer top ups with any operator, recharge, games, movies and music, sell bus tickets, prepaid and postpaid bill payments, payment for water, electricity, and gas bills.
- Jun 2024Series C$125M
- Apr 2022Series B$17M
- Jul 2021Series A$10.8M
- May 2019Seed$1.5M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Brazil
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 33 Brazil-affiliated papers.
- Fundação Getulio Vargas5
- Universidade de Ribeirão Preto4
- Universidade Federal de Minas Gerais4
- Central Bank of Brazil3
- Universidade de São Paulo2
- Financial services6
- Financial inclusion4
- Blueprint2
- Sentiment analysis2
- Commission2
- Financial services10
- Financial inclusion4
- Payment3
- Competition (biology)3
- Loan3
Where fintech is researched across Brazil
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.