Best Banking Tech Companies in Florida, United States
The 160 best Banking Tech companies in Florida, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Cortera.
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in Florida
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Cortera Credit scoring and assessment solutions for businesses | $576M | 92 mo ago | Acqui-Hired | 70 | 1993 | SalesforceBootstrapGoogle Font API+7 | — | — |
| 2 | D+H Financial software solutions and systems for lending, payments, and universal banking | $540M | 154 mo ago | Acquired | 5,500 | 2000 | Cart FunctionalitynopCommerceMicrosoft ASP.NET+16 | — | — |
| 3 | Lender Processing Services Mortgage loan management and analytics software | $375M | 216 mo ago | Acquired | — | 2007 | — | — | — |
| 4 | Novo Provider of a partnership-based digital banking platform | $298M | 34 mo ago | Series C | 446 | 2016 | WebflowApple iCloud MailGoogle Workspace+31 | — | — |
| 5 | Nymbus Provider of core banking, digital, and vertical banking solutions for institutions | $195M | 36 mo ago | Series D | 221 221 → 266 (+20%) | 2015 | Apple iCloud MailGoogle WorkspaceFirebase+25 | 6 patents Real-time audience interaction and response systems for live event engagement | 1 job opening |
| 6 | Technisys Cloud-based omni-channel banking channel | $84M | 85 mo ago | Acquired | 1,072 | 1995 | — | — | — |
| 7 | Finxact Provider of cloud-based core banking software | $75M | 64 mo ago | Acquired | 123 | 2016 | Adobe Experience ManagerApple iCloud MailJava+14 | — | — |
| 8 | Florida Capital Bank Business banking solutions with personalized service, commercial lending, and community focus | $69M | 124 mo ago | Series B | 176 | 2004 | WordPressMySQLPHP+29 | — | — |
| 9 | Onity Group Non-bank mortgage servicer and originator that provides a range of financial services | $60M | 206 mo ago | Public | — | 1988 | DrupalApple iCloud MailPHP+26 | 16 patents Wireless lock access control systems with modular encoder hardware for secure door management | 1 award |
| 10 | ISGN Loan servicing solutions for mortgage lenders | $55M | 178 mo ago | Acqui-Hired | 40 | 2006 | — | — | — |
| 11 | YellowPepper Open banking APIs for payments | $52M | 90 mo ago | Acquired | 7 | 2004 | — | — | — |
| 12 | Voxeo IVR and Customer Service Solutions PaaS | $39M | 199 mo ago | Acquired | 132 | 1999 | — | 32 patents Cloud‑based dynamic call routing and telephony resource allocation for unified communications | — |
| 13 | Locality Bank Digital community bank for medium-sized business | $35M | 58 mo ago | Series C | 31 | 2020 | FirebaseYouTubeBootstrap+23 | — | 4 awards |
| 14 | Meow Business banking | $33M | 48 mo ago | Series A | 9 | 2010 | Apple iCloud MailGoogle WorkspaceGoogle Maps+24 | — | — |
| 15 | Florida Bank Provider of commercial and retail banking services | $33M | 154 mo ago | Acquired | 121 | 1985 | — | — | — |
| 16 | Flex Internet digital bank for business banking 57Tech top 22%Funding top 25%Patents top 27%Growth top 35% All 11 signals ▾Techtop 22% Fundingtop 25% Patentstop 27% Growthtop 35% Moattop 35% Talenttop 38% Innovationtop 40% Producttop 46% Globalbottom 49% Marketbottom 30% Customersbottom 11% Tech: 54 technologies across 6/8 capability areas · Cloud: Cloudflare, Netlify Funding: Raised $29.0M across 6 rounds · 6 rounds over 3 yrs (2.0/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $29M | 6 mo ago | Series B | 16 | 2020 | Webflow EcommerceWebflowApple iCloud Mail+34 | 107 patents Disposable feminine hygiene devices and smart connected medical delivery systems | 2 job openings |
| 17 | Payall Developer of cross-border remittance solutions for banks 40Funding top 34%Growth top 35%Tech top 48%Moat top 48% All 7 signals ▾Fundingtop 34% Growthtop 35% Techtop 48% Moattop 48% Talentbottom 49% Globalbottom 37% Marketbottom 29% Funding: Raised $25.7M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 40/100 | $26M | 12 mo ago | Series A | 33 | 2002 | ContentfulNode.jsReact+15 | — | — |
| 18 | Verid Platform offering user authentication solutions for banks | $20M | 249 mo ago | Acqui-Hired | 37 | 2003 | — | — | — |
| 19 | NovoPayment Platform offering open banking APIs for banks and businesses 60Funding top 34%Growth top 35%Tech top 38%Innovation top 39% All 9 signals ▾Fundingtop 34% Growthtop 35% Techtop 38% Innovationtop 39% Producttop 42% Markettop 50% Talentbottom 49% Globalbottom 37% Newsbottom 21% Funding: Raised $19.0M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 60/100 | $19M | 19 mo ago | Series B | 273 | 2004 | WordPressMySQLPHP+16 | — | — |
| 20 | Ping Blockchain-enabled international account receivables invoice payment solution | $15M | 43 mo ago | Seed | 12 | 2021 | Framer SitesReactGoogle Font API+6 | 206 patents Biotech antibodies, AI memory systems, lidar beam steering, packaging, and transformable apparel. | — |
| 21 | Paywallet Cloud-based platform for payroll-linked payment and identity solutions | $14M | 52 mo ago | Series A | 12 | 2021 | — | — | — |
| 22 | Banesco USA Banesco USA: Personalized banking solutions empowering financial success and community growth | $12M | 47 mo ago | Series A | 242 242 → 586 (+142%) | 2005 | WordPressMySQLPHP+28 | — | 1 job opening |
| 23 | AppraisalVision AI-based software for collateral valuation | $9M | 38 mo ago | Series A | 171 | 2016 | Windows ServerBootstrapMicrosoft ASP.NET+7 | — | — |
| 24 | Kira Provider of infrastructure for launching embedded fintech products with AI 57Talent top 28%AI top 30%Tech top 42%Funding top 48% All 6 signals ▾Talenttop 28% AItop 30% Techtop 42% Fundingtop 48% Globalbottom 45% Marketbottom 40% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated AI: Classified as an AI company · Product described with: ai-driven rank vs industry peers · Fliar Intelligence Index 57/100 | $9M | 9 mo ago | Seed | — | 2025 | TurbopackSentryNode.js+16 | — | 1 job opening |
| 25 | Gail Developer of AI platform for financial services sales and support 67Talent top 23%Growth top 28%Tech top 37%AI top 45% All 7 signals ▾Talenttop 23% Growthtop 28% Techtop 37% AItop 45% Fundingtop 50% Globalbottom 48% Marketbottom 37% Talent: 6 named leaders on record · 3 C-suite/founder profiles curated Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 67/100 | $8M | 12 mo ago | Seed | — | 2020 | TurbopackNode.jsTailwind CSS+14 | — | — |
| 26 | BlockGen Proviedr of cloud-based mortgage loan management solution for banks and credit institutions | $8M | 27 mo ago | Series B | 18 | 2016 | — | 3 patents Patents concentrated in electrical & electronics | — |
| 27 | DocFox Provider of onboarding, and risk rating solutions for banks and credit unions | $6M | 45 mo ago | Acquired | 47 | 2016 | — | — | — |
| 28 | Capstack Technologies Bank-to-bank marketplace and communication platform | $6M | 27 mo ago | Seed | — | 2020 | — | — | — |
| 29 | Launcher.Solutions Loan origination SaaS solutions for automotive, consumer, and leasing lenders | $5M | 111 mo ago | Series A | 8 | 2016 | WordPressMySQLPHP+19 | 2 patents Customizable firearms with modular components and integrated extendable illumination systems. | — |
| 30 | Digital Risk Provider of risk, compliance, and transaction management solutions to mortgage industry | $5M | 206 mo ago | Acquired | 6 | 2005 | — | — | — |
| 31 | Axela Account receivable and collection software for financial institutions | $5M | 53 mo ago | Series A | 36 | 2001 | WordPressMySQLPHP+32 | 9 patents Biomarker-based diagnostics and optical analysis for traumatic brain injury risk assessment. | — |
| 32 | Ugami Digital bank for gamers | $5M | 50 mo ago | Seed | 5 | 2021 | — | — | — |
| 33 | Onyx Provider of banking solutions for retail banking | $4M | 36 mo ago | Series A | 23 | 2021 | WebflowAmazon Web Servicescore-js+12 | — | — |
| 34 | Quash AI Provider of AI platform for credit risk assessment and management 32Talent top 38%Funding top 44%AI top 45%Tech bottom 40% All 6 signals ▾Talenttop 38% Fundingtop 44% AItop 45% Techbottom 40% Globalbottom 36% Marketbottom 30% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $3.7M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 32/100 | $4M | 4 mo ago | Seed | 50 | 2018 | WebflowMailjetGoogle Workspace+9 | — | — |
| 35 | Irys Cloud-based customer management solution for insurance agents and brokers 10News top 36%Talent top 38%Funding bottom 47%Global bottom 32% All 5 signals ▾Newstop 36% Talenttop 38% Fundingbottom 47% Globalbottom 32% Marketbottom 17% News: 3 BI events in 12 mo (of 6 tracked, 2 types) · Top themes: Funding, Capital raise Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 10/100 | $4M | 8 mo ago | Seed | 2 | 2021 | — | — | — |
| 36 | Marine Bank & Trust Provider of personal and business banking solutions | $4M | 147 mo ago | Acquired | 77 | 1997 | — | — | — |
| 37 | Hank Bank-enabled platform for personal finance management | $3M | 16 mo ago | Public | 22 | 2020 | — | — | — |
| 38 | Bucks App Provider of AI and saas-based data analysis software for banking industry | $3M | 23 mo ago | Seed | 16 | 2018 | — | — | — |
| 39 | Candor Technology AI-based mortgage underwriting solutions | $1M | 68 mo ago | Funding Raised | — | 2017 | — | — | 1 partnership · 1 award |
| 40 | Maestrotech Provider of an AI operating system designed to automate the end-to-end mortgage origination process 32Funding bottom 46%Talent bottom 45%Global bottom 33% All 3 signals ▾Fundingbottom 46% Talentbottom 45% Globalbottom 33% Funding: Raised $1.2M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 32/100 | $1M | 4 mo ago | Seed | — | 2025 | — | — | — |
| 41 | Paperstac Developer of an online marketplace for mortgage notes | $1M | 22 mo ago | Seed | 6 | 2015 | SentryZendeskTypeScript+24 | — | — |
| 42 | ValidiFI Data & payment solutions for the financial services industry | $950K | 109 mo ago | Acquired | 11 | 1998 | WordPressApple iCloud MailMicrosoft 365+31 | — | 1 partnership |
| 43 | Neomoon Online platform offering white label wallet solutions | $850K | 47 mo ago | Seed | 6 | 2020 | WordPressMySQLPHP+22 | — | — |
| 44 | Emphasys Software Housing management tools for public and private sectors | $707K | 185 mo ago | Funding Raised | 125 | 1976 | WordPressMySQLPHP+19 | — | — |
| 45 | Vadera Capital Provider of digital banking accounts and Visa debit cards to users | $643K | 11 mo ago | Seed | — | 2021 | — | — | — |
| 46 | MortgageFlex Loan origination and servicing software solutions for lenders | $451K | 74 mo ago | Funding Raised | 23 | 1980 | — | — | — |
| 47 | Sonant AI AI receptionist platform for insurance agencies, brokers, and distributors | $150K | 11 mo ago | Seed | — | 2024 | Webflow EcommerceWebflowGSAP+16 | — | — |
Top 12 Banking Tech companies in Florida
#1
Series B · Miami, Florida · founded 2020 · 16 employees$29Mraised▾
Internet digital bank for business banking. It offers financial services like accounts, debit cards, credit cards, treasury management, and more. It also offers an end-to-end platform for expense management solutions including expense control, budgeting, card solutions, and more.
- Dec 2025Series B$60M
- Mar 2025Venture Debt$200M
- Mar 2025Series B$25M
- Dec 2023Series B$7.1M
#2
Seed · Miami, Florida · founded 2018 · 50 employees$3.7Mraised▾
Provider of AI platform for credit risk assessment and management. The platform offers tools for evaluating creditworthiness using alternative data sources and machine learning models. It facilitates automated decision-making and risk analysis for financial institutions. The platform integrates data and internal rules to identify patterns and trends in credit behaviour. It aims to improve accuracy and efficiency in credit evaluations.
- Feb 2026Seed$2.6M
- Feb 2023Seed$3.7M
#3
Series A · Miami Beach, Florida · founded 2002 · 33 employees$25.7Mraised▾
Payall enables banks and other financial institutions, as well as regulated entities, to offer safe, transparent, low-cost, immediate, and inclusive cross-border payments. Payall has pioneered the first-ever multi-currency global single shared platform as a modular infrastructure that solves different problems facing originating institutions, correspondent banks, and new alternatives to correspondent banks, intermediate banks, central banks, regulators, domestic payment networks, and liquidity providers. Inspired by first-principles, Payall’s breakthrough capabilities digitize end-to-end counterparty risk management, multi-jurisdictional compliance, real-time event surveillance and intervention, dynamic transaction decisioning across multiple institutions and countries, as well as a global gateway that intelligently routes payments to last-mile partners, including domestic bank transfer networks, mobile money operators, digital wallets and cash networks reaching up to 95% of the world’s population. Payall’s technology seamlessly integrates with core bank systems and digital bank platforms or operates as “bank-in-a-box” for a complete digital presence. With Payall, banks and other f
- Jun 2025Series A—
- Sep 2022Seed$10M
- Jul 2022Seed$15.7M
- Feb 2018Seed$1.5M
#4
Seed · Miami, Florida · founded 2025$8.7Mraised▾
Provider of infrastructure for launching embedded fintech products with AI. The platform equips autonomous AI agents to manage cross-border transactions and compliance. It enables AI-driven payment acceptance for various methods, abstracted into a payment link. The infrastructure supports automated treasury management and AI-managed wallets. The platform deploys AI agents that manage remittances, FX trading, and freelancer payouts.
- Aug 2025Seed$6.7M
- Jul 2025Seed$2M
#5
Seed · Miami, Florida · founded 2025$1.2Mraised▾
Provider of an AI operating system designed to automate the end-to-end mortgage origination process. It delivers an agentic AI operating system designed to automate the end-to-end mortgage origination process, streamlining submissions and increasing pull-through while reducing costs. The platform utilizes autonomous AI agents to facilitate faster and more efficient mortgage origination across TPO portals.
- Feb 2026Seed$1.2M
#6
Seed · Tampa, Florida · founded 2021 · 2 employees$3.5Mraised▾
Cloud-based customer management solution for insurance agents and brokers. Provides a platform that provides all users with real-time access to essential data. It helps oversee and coordinate the operations, strategies, and performance of the business, optimize data-driven insights and analytics automating the tasks and flows, and more.
- Oct 2025Seed$12.5M
- Aug 2023Seed$3.5M
- Jun 2023Seed—
#7
Seed · Miami, Florida · founded 2020$8.2Mraised▾
Developer of AI platform for financial services sales and support. The platform offers conversational AI to handle customer questions and qualify leads. It provides AI-powered experts trained on industry data to summarize documents and surface insights. The platform helps teams review policies, spot gaps, and stay compliant. It integrates with existing systems to automate tasks and improve decision-making.
- May 2025Seed$8.2M
- 2021Seed—
#8
Series B · Miami, Florida · founded 2004 · 273 employees$19Mraised▾
Platform offering open banking APIs for banks and businesses. It offers a solution that enables financial institutions and businesses to integrate multiple banking solutions to the core system using APIs. It provides digital banking solutions, payment solutions, payment cards implementation solutions, and more.
- Nov 2024Series B$20M
- Apr 2022Series A$19M
- Dec 2021Series A$21.4M
#9
Series C · Miami, Florida · founded 2016 · 446 employees$298Mraised▾
Provider of a partnership-based digital banking platform. Its offering includes debit card management, ACH transfers, deposit check, online payments, transaction monitoring, and savings management. It is applicable to SMEs, freelancers, and e-commerce service providers. It is available on iOS and Android platforms.
- Aug 2023Series C$125M
- Nov 2022Series B$35M
- Jan 2022Series B$90.4M
- Jun 2021Series A$40.7M
#10
Public · Orlando, Florida · founded 2020 · 22 employees$3.2Mraised▾
Bank-enabled platform for personal finance management. It provides solutions to consumers, personal financial tools to automate the personal cash flow management; businesses, solutions for paying off loans in order to clear debts; affiliates & wholesalers, solutions for making bill & loan payments; and more. Its features are budgeting tools, ranking multiple debts, and more.
- Feb 2025Post IPO$350K
- Oct 2024Post IPO$551.2K
- Mar 2023Post IPO$1M
- Dec 2022Post IPO$514.5K
#11
Series D · Miami, Florida · founded 2015 · 221 employees$195.4Mraised▾
Provider of core banking, digital, and vertical banking solutions for institutions. It offers core banking, digital services, onboarding, and analytics in one unified platform. The company delivers support for compliance, back-office tasks, and operational efficiency. It provides a platform with APIs and microservices for flexibility.
- May 2023Series D$70M
- Mar 2023Series C—
- Aug 2021Series C$3M
- Jun 2021Series C$5M
#12
Seed · Orlando, Florida · founded 2021$643Kraised▾
Provider of digital banking accounts and Visa debit cards to users. The company facilitates financial access through digital checking accounts and debit card services. It offers tools for managing revenue, tracking payouts, and business insights. Banking services are provided through a partner bank, and accounts are FDIC insured.
- Jul 2025Seed$643K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.