Best Banking Tech Companies in Georgia, United States
The 87 best Banking Tech companies in Georgia, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: NCR.
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in Georgia
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | NCR Banking software suite for banks and financial institutions | $820M | 123 mo ago | 35,000 | 1884 | Michael Hayford CEO & President | 4,181 patents Patents concentrated in computing, sensing & instrumentation | — |
| 2 | Cardlytics Provider of card-linked marketing platform and retail media network solutions | $178M | 69 mo ago | 389 389 → 328 (-16%) | 2008 | Lynne Laube Co-Founder & Advisor | 51 patents Targeted mobile/online advertising through interactive content delivery and rendering systems | — |
| 3 | Greenwood Developer of a digital bank for individuals and businesses | $88M | 42 mo ago | 63 | 2020 | Andrew Young Co-Founder | 7 patents Patents concentrated in chemistry & materials | — |
| 4 | Greenwood Internet first bank through partnership for blacks and latino customers | $85M | 42 mo ago | — | 2020 | Killer Mike Co-Founder | 7 patents Patents concentrated in chemistry & materials | — |
| 5 | MAX Exchange Online platform to buy and sell mortgage loans | $72M | 35 mo ago | 94 | 2009 | Thomas Pearce Co-Founder / Chairman & CEO | — | 1 launch |
| 6 | DefenseStorm Cloud-based security information and event management for banks | $67M | 26 mo ago | 94 94 → 86 (-9%) | 2014 | Edgardo Nazario Co-Founder & Chief Product Officer | 4 patents Automated security policy compliance and anomaly detection for enterprise SIEM systems | — |
| 7 | FactorTrust Provider of consumer data, analytics and risk scoring solutions on those underserved by traditional banking… | $44M | 127 mo ago | 104 | 2006 | — | 4 patents Financial transaction processing platforms for risk assessment and compliance automation | — |
| 8 | Canopy Open banking API solutions | $34M | 32 mo ago | 47 | 2019 | Matt Bivons Founder & CEO | 49 patents Extraction, processing, and chemical synthesis of hemp-derived cannabinoids and related bioactives | — |
| 9 | GBC Commercial bank | $27M | 14 mo ago | 158 158 → 263 (+66%) | 2001 | — | — | — |
| 10 | Ali Solutions Analytic applications for agent productivity & business contact optimisation esp. for financial services firms | $24M | 213 mo ago | 70 | 1992 | — | — | — |
| 11 | WebTone Technologies Platform offering customer interaction management solutions for financial institutions | $20M | 283 mo ago | — | 1997 | James Szyperski CEO | — | — |
| 12 | First Performance Platform for card loyalty management | $18M | 112 mo ago | 59 | 2011 | — | — | — |
| 13 | Candor Technology Provider of AI-powered mortgage underwriting and loan fulfillment solutions | $14M | 28 mo ago | 68 | 2018 | Thomas Showalter Co-Founder & CEO | — | — |
| 14 | Digital Envoy IP Intelligence and online anti-fraud and anti-identity theft solution | $12M | 299 mo ago | 75 75 → 88 (+17%) | 1999 | — | 82 patents Location-based advertising and fraud detection using hyper-local geo-targeting and IP profiling | — |
| 15 | VSoft Corporation Banking and Payment Solution Provider | $10M | 228 mo ago | 53 | 1996 | — | — | — |
| 16 | Trust Stamp AI-powered platform focuses on cybersecurity solutions | $10M | 23 mo ago | 13 | 2015 | Andrew Gowasack Co-Founder & President | — | — |
| 17 | Thanks Again Cashback platform for using partner businesses | $8M | 96 mo ago | 7 | 2004 | — | — | — |
| 18 | L2C Consumer credit scoring and analytics company. | $8M | 170 mo ago | 28 | 2000 | Mike Mondelli CEO | — | — |
| 19 | FI Navigator Bank data and analytics platform for the banking Industry | $6M | 85 mo ago | 6 | 2014 | Curry Pelot CIO & Founder | 4 patents Real-time personal alert and global messaging platform with HR matching capabilities | 2 launchs |
| 20 | Great Oaks Bank Provider of personal and business banking services, including loans | $6M | 6 mo ago | — | 1934 | Brad Brookshire CEO | — | — |
| 21 | Gro Solutions Digital customer acquisition solution provider | $4M | 111 mo ago | 18 | 2015 | — | — | — |
| 22 | Kalispot Provider of a unified financial services network. This network allows consumers to easily deposit and… | $4M | 6 mo ago | 7 | — | — | — | — |
| 23 | Atrium Provider of AI platform delivering real-time loan-level insights and analytics | $4M | 8 mo ago | — | 2024 | Ryan Alfred Founder | — | 1 launch |
| 24 | FormFree Developer of automated asset verification solutions for banks and financial institutions | $3M | 40 mo ago | 22 | 2008 | — | 11 patents Automated credit risk assessment and financial transaction classification using data analytics | — |
| 25 | Strategic Link Software solutions for the lending industry | $3M | 63 mo ago | 119 119 → 90 (-24%) | 2005 | Kim Anderson CEO | — | — |
| 26 | RVD Open banking APIs | $2M | 62 mo ago | — | 2016 | Philip N Burgess Founder | — | — |
| 27 | Vital4 Cloud based due diligence data to manage risks in the organization | $1M | 51 mo ago | 36 | 2016 | Amy Barbieri Co-Founder & President of VITAL4 | — | — |
| 28 | eCredable Offers credit reports based on utility bill payments | $700K | 122 mo ago | 4 | 2009 | — | — | — |
| 29 | Stackfolio Platform offering bank's asset management solutions | $545K | 106 mo ago | 3 | 2015 | — | — | — |
| 30 | CEDAR Customer engagement solutions for financial institutions | $270K | 180 mo ago | 106 | 2002 | — | — | — |
| 31 | CapWay Digital bank for individuals | $170K | 69 mo ago | 17 | 2016 | Sheena Allen Founder & CEO | — | — |
| 32 | Monotto White label PFM solution to engage millennial account holders | $50K | 121 mo ago | 6 | 2015 | — | — | — |
| 33 | RegSmart Cloud-based cybersecurity & BSA risk management & governance platform | $20K | 108 mo ago | — | 2015 | Mark Stetler CEO | — | — |
| 34 | Equifax Provider of consumer credit reporting, monitoring, and identity theft protection services | — | 97 mo ago | 1,691 | 1899 | John Mckinley Co-Founder | 913 patents Machine‑learning‑driven risk analytics and attribute‑based data security for identity/credit data | — |
Top 12 Banking Tech companies in Georgia
#1
Series A · Savannah, Georgia · founded 1934$6Mraised▾
Provider of personal and business banking services, including loans. It offers checking and savings accounts for both personal and business clients. The company also provides residential mortgages, home equity lines of credit, and business credit cards. Additional services include online and mobile banking, as well as treasury management.
- Dec 2025Series A$6M
#2
Series A · Atlanta, Georgia · 7 employees$4Mraised▾
{}
- Dec 2025Series A$4M
- Dec 2025Conventional Debt—
#3
Series B · Alpharetta, Georgia · founded 2001 · 158 employees$27.2Mraised▾
Commercial bank
- Apr 2025Series B$1.5M
- Apr 2023Series B$27.2M
- May 2021Conventional Debt$55M
#4
Series A · Atlanta, Georgia · founded 2024$4Mraised▾
Provider of AI platform delivering real-time loan-level insights and analytics. It unifies bank filings and real estate lending data for investors and analysts. The platform transforms mortgage filings into intelligence, matching records to reveal lending details. It offers visibility into exposures, property details, filing history, and ownership profiles. The AI surfaces moves and loan-level signals, connecting filings and disclosures. It decodes earnings calls with transcripts and insights, flagging metrics and credit references. The platform unifies stock performance, call report schedules, metrics, and lending data. It provides access to org charts, personnel, branch growth, and source documents.
- Oct 2025Series A$4M
#5
Series C · Alpharetta, Georgia · founded 2014 · 94 employees$67Mraised▾
Cloud-based security information and event management for banks. It offers a solution that enables banks to expose, analyze, and respond to cyber threats. It features built-in alerts, incident response, policies, reporting, and regulatory compliance. It allows the companies to share expertise and threats via the community portal.
- Apr 2024Series C$5.6M
- Jun 2022Series C$15M
- Nov 2021Series B$5M
- Aug 2020Series B$12M
#6
Public · Atlanta, Georgia · founded 2015 · 13 employees$9.6Mraised▾
AI-powered platform focuses on cybersecurity solutions. It provides tools that help users protect digital identities and secure interactions across different systems. Its features support verification, risk reduction, and safer data handling in online environments.
- Jul 2024Post IPO$2M
- Feb 2022Post IPO—
- Jun 2021Post IPO$4M
- Mar 2021Post IPO$5M
#7
Series D · Atlanta, Georgia · founded 2009 · 94 employees$72.1Mraised▾
Online platform to buy and sell mortgage loans. The platform enables pricing, selling, sourcing, buying, reviewing, and settling mortgage loans. Its features include access to qualified counterparties, anonymous trading, flexible transaction types, bids and offers, standardized products, centralized approval and monitoring, dispute resolution, and independent loan reviews.
- Jun 2023Series D—
- Jun 2021Series C—
- May 2019Series B$16M
- Sep 2018Series B$38M
#8
Series A · Atlanta, Georgia · founded 2019 · 47 employees$33.7Mraised▾
Open banking API solutions. It enables banks and financial institutions to build products such as lending platform, digital banking platforms, checking accounts, loan servicing solutions, and more. It offers plug-and-play solutions for creating banking and lending products.
- Oct 2023Series A$15.2M
- Aug 2021Series A$15M
- 2020Seed$3.5M
#9
Series B · Atlanta, Georgia · founded 2020$85Mraised▾
Internet first bank through partnership for blacks and latino customers. Its financial products include spending accounts, savings accounts, investment management, debit cards, money transfers, and more. It also offers membership for account holders.
- Dec 2022Series B$45M
- Mar 2021Series A$40M
- Oct 2020Seed—
#10
Series B · Atlanta, Georgia · founded 2020 · 63 employees$88Mraised▾
Provider of mobile banking service designed to offer financial assistance to Black and Latinx business owners. The company offers saving accounts, peer-to-peer transfer, mobile deposit, community reinvestment, a global automated teller machine network, and two days early pay, enabling Black and Latinx people with advanced digital banking services.
#11
Public · Atlanta, Georgia · founded 1884 · 35000 employees$820Mraised▾
Banking software suite for banks and financial institutions. It offers a solution that enables financial institutions to provide digital banking services to end customers using APIs. It also provides Self-service ATMs, digitally connected services, interactive tellers and bankers, POS and software solutions, contactless ordering and payments, back-office solutions, customer engagement and loyalty solutions, and more.
#12
Series B · Alpharetta, Georgia · founded 2018 · 68 employees$13.9Mraised▾
Provider of AI-powered mortgage underwriting and loan fulfillment solutions. It offers a patented automated underwriting engine that streamlines the loan process, improving speed and accuracy. The platform analyzes loan data and borrower documents against investor guidelines, identifying exceptions and creating conditions before manual review. Additional services encompass the entire loan lifecycle, from disclosures to closing, enabling lenders to scale operations and reduce costs while maintaining high borrower satisfaction. The technology aims to replicate the decision-making process of human underwriters, eliminating bias and ensuring consistent loan scoring.
- Feb 2024Series B—
- Aug 2021Series A$12.5M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Atombeam Technologies; annual filings 1→7.
- Mastercard International20
- Verifone4
- Atombeam Technologies2
- Financial Cloud Innovations2
- DR Balasundram Maniam1
- DR Murugesan Selvam1
- Muhammed Basid Amnas1
- Sakthivel Santhoshkumar1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.