Best Banking Tech Companies in Poland
The 49 best Banking Tech companies in Poland in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: TransactionLink.
- IDC
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in Poland
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | TransactionLink Provider of KYB automation platform for compliance and onboarding operations | $7M | 34 mo ago | Seed | — | 2019 | WebflowApple iCloud MailGoogle Workspace+13 | — |
| 2 | Upswot Provider of a platform delivering business insights for financial institutions | $4M | 65 mo ago | Acquired | Andrey Davydchuk Founder & CTO | 2018 | WebflowreCAPTCHAHSTS+9 | — |
| 3 | cashDirector AI-driven automated accounting solution for businesses | $3M | 75 mo ago | Seed | Patrycja Strzelecka CCO | 2012 | — | — |
| 4 | cashdirector CashDirector SA is a technology company providing banks with Virtual CFO & real-time accounting platforms for… | $3M | 75 mo ago | Seed | — | 2012 | RubyRuby on RailsEnvoy+13 | 1 job opening |
| 5 | Cyberus Labs Voice bio-metrics based multi-platform identification system & MDM solution | $2M | 98 mo ago | Seed | Jack Wolosewicz Co-Founder | 2013 | — | — |
| 6 | ZenCard Card linked real time loyalty redemption platform | $2M | 132 mo ago | Deadpooled | — | 2013 | — | — |
| 7 | Digital Fingerprints Behavioral biometrics solutions for financial institutions | $2M | 112 mo ago | Seed | Mateusz Chrobok Co-Founder & CEO | 2017 | WordPressMySQLPHP+24 | — |
| 8 | Nodu Provider of APIs for compliant fiat and stablecoin payment processing | $1M | 7 mo ago | Seed | Daria Dubinina Co-Founder | 2025 | Google CloudPriority HintsGoogle Font API+7 | — |
| 9 | bNesis Open banking aggregation API | $976K | 103 mo ago | Deadpooled | Dmitriy Norenko Co-Founder & CEO | 2016 | — | — |
| 10 | Quantee Ai Developer of software for property and casualty insurance pricing and rating | $700K | 50 mo ago | Acquired | Dawid Kopczyk Founder & CEO | 2016 | Webflowcore-jsPreact+15 | — |
| 11 | FIZEN Provider of banking and financial services | $539K | 47 mo ago | Seed | Maciej Krasowski Co-Founder & CEO | 2021 | Webflow EcommerceWebflowcore-js+13 | 1 partnership |
| 12 | Ailleron Provider of financial technology services and software solutions for institutions | $499K | 79 mo ago | Public | Mike Banigan Co-Founder and President | 2007 | WordPressApple iCloud MailMicrosoft 365+25 | — |
| 13 | FinPack Loan management solution for banks and financial institutions | $246K | 169 mo ago | Seed | Michal Petters Co-Founder | 2012 | WordPressPleskMySQL+10 | — |
| 14 | Asseco Provider of an omnichannel banking solutions | — | 18 mo ago | Public | — | 1987 | WordPressMySQLPHP+28 | 2 awards |
| 15 | Kontomatik Open banking API aimed for banks with competitive payment products | — | 70 mo ago | Seed | — | 2009 | WebflowMicrosoft AdvertisingCalendly+10 | — |
| 16 | Neontri Banking software suite | — | 74 mo ago | Seed | Maciej Stepien Co-Founder & CEO | 2013 | WordPressMySQLPHP+29 | — |
| 17 | Amibudget AI-powered financial assistant for SMEs and individuals | — | — | Unfunded | Aleksander Surynau CEO | 2025 | — | 2 launchs · 1 award |
| 18 | Apilogic Open banking API | — | — | Unfunded | Marcin Parczewski CEO | 2011 | — | — |
Top 12 Banking Tech companies in Poland
#1
Seed · Warsaw, Masovian Voivodeship · founded 2025$1.4Mraised▾
Provider of APIs for compliant fiat and stablecoin payment processing. The platform offers tools for embedding stablecoins into payment flows. It facilitates risk-based compliance onboarding aligned with crypto-asset regulations. The platform provides multi-currency accounts and enables real-time currency conversions for payments.
- Dec 2025Seed$1.4M
#2
Seed · Warsaw, Masovian Voivodeship · founded 2019 · 11 employees$6.7Mraised▾
Provider of KYB automation platform for compliance and onboarding operations. The platform offers tools for verifying businesses, orchestrating checks, and investigating exceptions. It provides features such as customer forms, automated workflows, and data integrations. The platform supports custom requirements and accommodates existing processes for AML and onboarding.
- Oct 2023Seed$5.3M
- Jun 2021Seed$1.4M
#3
Acquired · Warsaw, Masovian Voivodeship · founded 2018 · 118 employees$4.3Mraised▾
Provider of a platform delivering business insights for financial institutions. It offers tools to monitor customer engagement and identify trends across various business sectors. The platform integrates data from multiple business applications, providing actionable insights for business owners and relationship managers. It aims to strengthen relationships between financial institutions and their business clients.
- Mar 2021Seed$4.3M
#4
Seed · Warsaw, Masovian Voivodeship · founded 2012$2.8Mraised▾
CashDirector provides an AI-driven automated accounting solution for businesses. It features solutions for invoice processing, expense monitoring, financial accounting, and cash flow management. Enables banks to sell banking products directly through accounting modules. Banks can generate additional revenues on third-party product sales.
- May 2020Seed$2.8M
- 2018Seed—
#5
Seed · Warsaw, Mazowieckie · founded 2012 · 250 employees$2.8Mraised▾
Operator of a business banking platform intended to digitalize daily financial tasks of micro and small and medium enterprises. The company's platform integrated with the online banking of Partnered banks, offers real-time accounting data and cash-flow forecasting, helping small and medium enterprises to manage cash flow properly and get easy and automated access to financing and banks to automate scoring and small and medium enterprise's lending process, enabling clients to get into an organized financial structure.
#6
Seed · Krakow, Lesser Poland Voivodeship · founded 2013 · 10 employees$2.3Mraised▾
Cyberus Labs provides cybersecurity solution for IAM and mobile device management solution to the enterprise. Product Cyberus Key is voice biometrics-based multi-platform identification system; and Exo5 bundles mobile device tracking, data & disk encryption, remote kill, IT asset management, and mobile management. Leverages a technology which creates a direct, secure connection authorizing both sides of the operation by eliminating the need for a username or password. The company was part of Startupbootcamp.
- Jun 2018Grant (prize money)$2.3M
- Nov 2016Seed—
#7
Acquired · Warsaw, Masovian Voivodeship · founded 2016 · 23 employees$700Kraised▾
Developer of software for property and casualty insurance pricing and rating. The software provides a single source for pricing and rating information. It allows teams to model risks, validate them, and deploy rates. The platform unifies the pricing and rating lifecycle, from data preparation to API deployment. It also provides governance, transparency, and automation for actuarial processes.
- May 2022Seed$700K
#8
Seed · Lodz, Lodz Voivodeship · founded 2021 · 4 employees$539.1Kraised▾
Provider of banking and financial services
- Aug 2022Seed$539.1K
#9
Deadpooled · Warsaw, Masovian Voivodeship · founded 2013 · 11 employees$2.3Mraised▾
Card linked real time loyalty redemption platform. It provides a loyalty program platform that delivers discounts and rewards for purchases made at participating stores and service points And also offers automatic discount calculation and information about available discounts.
- Jul 2015Series A$2.3M
- Sep 2014Seed—
#10
Seed · Katowice, Silesian Voivodeship · founded 2017 · 12 employees$2Mraised▾
Behavioral biometrics solutions for financial institutions. The solution is compliant with GDPR and PSD2 regulations. It creates a machine learning model per user and uses custom-created components for each user. It serves financial institutions, insurance companies, the gaming industry, and the e-commerce industry.
- Mar 2017Seed$2M
#11
Deadpooled · Warsaw, Masovian Voivodeship · founded 2016$975.7Kraised▾
Open banking aggregation API. It provides data aggregation APIs for banks that allow aggregation and tracking of data from external and non-traditional sources. It automates push/SMS/email marketing by tracking and making relevant sales offers of the products and services to the customers. The solution sends relevant and personalized sales offers to potential customers. It offers non-traditional data from eCommerce, payment systems, eWallets, accountancy and CRM services, social media, job searching, and shipping services.
- Dec 2017Seed$469.9K
- Mar 2017Seed$375.8K
- Dec 2016Seed$130K
#12
Public · Krakow, Lesser Poland Voivodeship · founded 2007 · 682 employees$499.5Kraised▾
Provider of financial technology services and software solutions for institutions. The company delivers custom software development, data, and AI ML services. These services extend to retail banking, corporate banking, and leasing sectors. Solutions include customer engagement platforms, internet and mobile platforms, and various software components.
- Jan 2020Grant (prize money)$499.5K
- Oct 2009Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Poland
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 51 Poland-affiliated papers.
- Nicolaus Copernicus University6
- SGH Warsaw School of Economics5
- University Of Information Technology4
- Jagiellonian University3
- Krakow University of Economics3
- Security token3
- Renting3
- Equity (law)3
- Payment3
- Creditor3
- Payment2
- Mobile payment2
- Financial inclusion2
- Transparency (behavior)1
- Financial transaction1
- Financial services14
- Financial innovation5
- Payment4
- Sustainable development4
- Incentive3
Where fintech is researched across Poland
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.