Best Banking Tech Companies in South Korea
The 31 best Banking Tech companies in South Korea in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Toss.
- IDC
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in South Korea
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | App-install YoY | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Toss 🦄 Provider of an app-based platform for banking investment and insurance management | $1.2B | 46 mo ago | Series G | Lee Seung-gun Founder & CEO | 2011 | +19% | — | — |
| 2 | KakaoBank Provider of online banking services, including loans, cards, and fund products | $448M | 83 mo ago | Public | Yun Young CEO | 2016 | +20% | 214 patents Digital banking services: authentication, credit scoring, loan processing, stock data, ad management | — |
| 3 | Toss Bank 🦄 Operator of a digital banking platform providing various financial services | $154M | 43 mo ago | Series D | Mintaek Hong CEO | 2015 | — | 11 patents Digital lending platforms with AI-driven identity verification and e‑litigation management. | — |
| 4 | Kbank Internet first bank for individuals | $87M | 96 mo ago | Public | — | 2016 | — | — | — |
| 5 | Bank Salad Online platform offering loan and savings comparison for consumers | $82M | 63 mo ago | Series C | Kim Tae-hoon Founder & CEO | 2012 | +9% | — | — |
| 6 | Bankware Global Core banking, product designing, and online lending solution provider | $21M | 61 mo ago | Public | Lee Eunjoong Founder | 2010 | — | — | — |
| 7 | Korea Rating Information Provider of credit scoring platform for businesses | $15M | 32 mo ago | Series A | Sangwoo Kim CEO | 2021 | — | — | — |
| 8 | Aizen Provider of AI-driven banking-as-a-service platform | $4M | 77 mo ago | Series B | Keun Ryu Co-Founder | 2016 | — | 214 patents Battery valuation analytics and lifecycle management platform for electric vehicle batteries | — |
Top 10 Banking Tech companies in South Korea
#1
Toss 🦄Series G · Seoul, Seoul · founded 2011 · 1900 employees$1.2Braised▾
Provider of an app-based platform for banking investment and insurance management. It provides users with a platform that offers solutions such as money transfer, payment splitting, QR code scanning, card management, and more. It helps users check credit scores, credit payment status, and loan recommendations. It enables users to track income and expenses for financial reporting. It offers a multi-investment and portfolio management platform for real estate, stocks, bonds, mutual funds, and securities. The app is available for Android and iOS platforms.
- Dec 2022Series G$174.6M
- Jul 2022Series G$228M
- Jun 2021Series F$410M
- Aug 2020Series E$173M
#2
Series A · Seoul, Seoul · founded 2021$15Mraised▾
Provider of credit scoring platform for businesses. It offers a platform that enables individual business owners to access credit scores. It offers solutions for credit evaluations based on differentiated data. It offers services such as credit rating confirmation, issuance of credit rating certificates, and more.
- Mar 2024Series A$4.2M
#3
Series D · Seoul, Seoul · founded 2015 · 464 employees$154Mraised▾
Operator of a digital banking platform providing various financial services. The platform offers checking and savings accounts, loan products, foreign exchange services, and card services. The banking platform also provides corporate banking solutions.
- Mar 2023Series D$154M
#4
Series C · Seoul, Seoul · founded 2012 · 138 employees$81.9Mraised▾
Online platform offering loan and savings comparison for consumers. It allows its users to compare different types of loans such as credit card loans, personal loans, and savings deposits. It also offers financial tips and recommendations for managing finance and investments, and free genetic testing kit to its users. Its app is available for Android and iOS devices.
- Aug 2021Series C$8.7M
- Jun 2021Series C$22.3M
- Aug 2019Series C$37.1M
- Oct 2018Series B$12.3M
#5
Public · Seongnam-si, Gyeonggi-do · founded 2016 · 1386 employees$448Mraised▾
Provider of online banking services, including loans, cards, and fund products. It delivers financial services through a mobile application. The services include account creation, money transfers, loan products, card issuance, and fund investments. It utilizes technologies such as AI to enhance security and accessibility.
- Nov 2019PE$448M
#6
Public · Seoul, Seoul · founded 2010 · 419 employees$20.8Mraised▾
Core banking, product designing, and online lending solution provider. The core banking platform helps financial institutions to manage deposits, accounts, payments, and loans. Also offers modules for managing products, asset monitoring, and document management. The product designing solution enables financial institutions to plan, design, simulate and design financial products. Offers an end-to-end platform that enables financial institutions to launch P2P lending platforms, supply chain financing platforms, and other products.
- Sep 2021Series B$12.8M
- Series A$8M
#7
Public · Seoul, Seoul · founded 2016 · 425 employees$86.7Mraised▾
KBank is an internet first bank for individuals. Users can open an account online using the social security number or driver’s license. It uses the big data-based credit rating system and offers personalized interest rates on loans. Also offers credit loans, check cards, and insurance comparison products.
- Nov 2018Series C$86.7M
#8
Series B · Seoul, Seoul · founded 2016 · 21 employees$4.2Mraised▾
Provider of AI-driven banking-as-a-service platform. This platform bridges the credit gap between data-rich businesses and banks. It facilitates lending by processing data into loanable information using AI, enabling banks to make data-driven decisions and expand credit access. The platform offers financing options for e-commerce and e-mobility borrowers, leveraging real-time data analysis to assess risk and determine optimal financing conditions. The AI engine is designed to solve various financial services challenges, improving access to credit and enhancing the efficiency of lending processes. The platform also incorporates embedded finance models, seamlessly integrating financial services into various business operations.
- May 2020Series B$4.2M
#9
Public · Seoul, Seoul · founded 1999—raised▾
Provider of AI-powered financial management and ERP solutions. It offers integrated solutions for managing finances, including AI-driven financial assistants, global dashboards for tracking international subsidiaries' funds, and financial intermediary services. The company also provides payroll and tax solutions, along with digital reporting systems and customized treasury management solutions for various organizational sizes. Its offerings encompass automated accounting solutions and platforms designed to streamline operations for accounting firms.
#10
Seed · Seoul, Seoul · founded 2015 · 29 employees—raised▾
CresPASS provides an AI-based credit assessment platform. The platform uses machine learning, artificial intelligence and big data technologies to create patterns based on the demographic, transaction, public and psychometric data.
- Dec 2019Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in South Korea
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 52 South Korea-affiliated papers.
- Sungkyunkwan University5
- Sejong University4
- University of Science and Technology4
- Samjin Pharm4
- Seoul National University3
- Valuation (finance)2
- Loan1
- Feature selection1
- Ranking (information retrieval)1
- Investment (military)1
- Financial services1→11
- Financial services1→7
Where fintech is researched across South Korea
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in South Korea
South Korea fintech patent filing is steady — 75 filings from 61 assignees (2016–2025), led by KIM HAE DONG, Junda, Wecrowd; annual filings 3→3.
- KIM HAE DONG16
- Junda5
- Wecrowd3
- LEE Seung MIN3
- KIM GYE OK2
- Ennovalabs2
- NEMO Partners NEC2
- Wooriranch2
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.