Best Banking Tech Companies in Spain
The 67 best Banking Tech companies in Spain in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: FacePhi.
- IDC
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in Spain
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Founder | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | FacePhi Provider of facial recognition based biometric verification solution 91Product top 17%AI top 20%Tech top 27%Global top 27% All 10 signals ▾Producttop 17% AItop 20% Techtop 27% Globaltop 27% Markettop 28% Fundingtop 28% Growthtop 30% Moattop 39% Talentbottom 49% Newsbottom 26% Product: 4 published apps (3.5k installs) · Company stage: Public AI: Classified as an AI company rank vs industry peers · Fliar Intelligence Index 91/100 | $58M | 25 mo ago | Public | 186 | 2010 | Javier Mira President & CEO | 1 partnership · 1 award |
| 2 | Bnext Provider of a platform for online financial account and card management | $56M | 45 mo ago | Series A | 120 | 2016 | Juan Mata Co Founder | — |
| 3 | strands Strands is a FinTech partner that develops digital money management solutions that help banks empower people… | $55M | 222 mo ago | Acquired | 120 | 2003 | — | — |
| 4 | Strands Banking software suite | $51M | 222 mo ago | Acquired | 4 | 2004 | — | — |
| 5 | MyInvestor Neobank offering a range of investment products and services, including savings accounts, investment funds… | $49M | 30 mo ago | Series C | 90 | 2017 | — | 1 job opening |
| 6 | HUBUC Banking software suite for banks & financial institutions | $10M | 51 mo ago | Seed | 15 | 2020 | Hasan Nawaz Co-Founder & CEO | — |
| 7 | Unnax Platform offering open banking API solutions | $10M | 65 mo ago | Acquired | 68 | 2015 | — | 1 expansion |
| 8 | TORO Provider of super-app enabler for businesses | $4M | 73 mo ago | Series A | 32 | 2008 | Laurent Renard Co-founder & CEO | — |
| 9 | HelpMyCash Aggregator for financial products | $4M | 211 mo ago | Series A | 17 | 2008 | Laurent Amar Founder and C.E.O. | — |
| 10 | BankTrack Provider of bank transaction tracking platform for individuals | $3M | 24 mo ago | Series A | 12 | 2022 | — | — |
| 11 | Wenalyze AI-based data analytics solutions for the commercial insurance and banking sectors | $3M | 25 mo ago | Seed | 20 | 2016 | — | — |
| 12 | Zazume SaaS-driven end-to-end rental management software | $3M | 13 mo ago | Seed | 14 | 2020 | Jeroen Merchiers Co-Founder & CEO | — |
| 13 | Bankflip Open banking APIs for businesses | $3M | 29 mo ago | Seed | 7 | 2020 | Honorio Garcia Co-Founder | — |
| 14 | Fundsfy Internet first bank | $2M | 80 mo ago | Seed | 3 | 2018 | Kaspar Eriksen Co-Founder | — |
| 15 | Unibo Neobank for real estate professionals | $1M | 33 mo ago | Seed | 30 | 2021 | Javier Marco Co-Founder | — |
| 16 | Biometric Vox Provider of AI-powered voice biometric solutions | $1M | 100 mo ago | Seed | 8 | 2015 | Joaquin Cros Founder | 1 launch |
| 17 | Silk Cashback Provider of a cashback application connecting consumers with local businesses | $851K | 22 mo ago | Seed | — | 2023 | Alfonso Chaparro Co-Founder | — |
| 18 | iAhorro Comparison platform of financial products | $720K | 180 mo ago | Seed | 27 | 2009 | Marcel Beyer CEO | — |
| 19 | Umanick Technologies Biometric identification & identity management software for organisations Safer persons with secure biometric… | $674K | 90 mo ago | Seed | — | 2013 | Ilko García Founder & CTO | — |
| 20 | Afterbanks APIs for financial industry | $410K | 90 mo ago | Acquired | 24 | 2012 | Maria Pilar Lozano Lucas Founder | — |
| 21 | bnc10 Digital bank for individuals | $388K | 69 mo ago | Deadpooled | 11 | 2018 | — | — |
| 22 | Ibercheck Tool to democratize access to financial information | $195K | 158 mo ago | Seed | — | 2010 | Fernando Cabello-Astolfi Co-Founder & CEO | — |
| 23 | Captalis Consumer financial products comparison platform | $150K | 197 mo ago | Deadpooled | — | 2008 | Rodrigo Parisi Co-Founder | — |
| 24 | Quotanda Lending as a service platform for student loans. | $150K | 99 mo ago | Seed | 13 | 2013 | Lino Pujol-Soliano Regueiro Co-founder & COO | — |
Top 12 Banking Tech companies in Spain
#1
Seed · Barcelona, Catalonia · founded 2020 · 14 employees$2.9Mraised▾
SaaS-driven end-to-end rental management software. Solutions are for real estate companies, owners & tenants. The product catalog includes commercialization flows and streamlined property management operations for property owners. Allows resident to finance the deposit & to pay rent. Offers features include tenant scoring, contract signing, visit management, and more.
- Apr 2025Seed$2.6M
- Apr 2025Conventional Debt—
- Nov 2021Seed$2.9M
#2
Public · Alicante, Valencian Community · founded 2010 · 186 employees$57.7Mraised▾
Provider of facial recognition based biometric verification solution. It offers biometric based authentication and KYC solutions for banks. It offers solutions such as facial recognition based digital onboarding, eye based biometric recognition, voice based identity recognition, and e signature based recognition.
- May 2024Post IPO$5.4M
- Dec 2020Post IPO$44.1M
- Sep 2019Post IPO$4.4M
- Nov 2018Grant (prize money)$1.9M
#3
Series C · Madrid, Community of Madrid · founded 2017 · 90 employees$49.2Mraised▾
Neobank offering a range of investment products and services, including savings accounts, investment funds, and pension plans. The platform provides a range of investment products, including ETFs, stocks, and bonds, as well as savings accounts and remunerated deposits. With a focus on user-friendly interfaces and minimal commissions, MyInvestor aims to help customers manage their finances and grow their wealth over time.
- Dec 2023Series C$49.2M
#4
Seed · Madrid, Community of Madrid · founded 2023$851.1Kraised▾
Provider of a cashback application connecting consumers with local businesses. The application allows users to earn points on purchases made at participating businesses. Points can be redeemed for rewards at local shops. The application aims to foster local commerce through a reward system.
- Aug 2024Seed$851.1K
#5
Series A · Madrid, Community of Madrid · founded 2016 · 120 employees$56.2Mraised▾
Provider of a platform for online financial account and card management. The platform offers functionalities such as sending and receiving money, international transfers, and virtual cards. It also provides tools for expense tracking and savings management.
- Sep 2022ICO$12.9M
- May 2022Series A$4.5M
- Aug 2020Series A$12.9M
- Oct 2019Series A$25M
#6
Series A · Barcelona, Catalonia · founded 2022 · 12 employees$3.1Mraised▾
Provider of bank transaction tracking platform for individuals. The platform offers alerts and reports via email, Whatsapp, Slack, or telegram of transactions such as incomes and expenses. Its features include multiple bank linking, daily or weekly reports, and personalized alerts. It offers a subscription-based pricing model.
- May 2024Series A$2.2M
- Oct 2022Seed$973.7K
#7
Seed · Valencia, Valencian Community · founded 2016 · 20 employees$3Mraised▾
AI-based data analytics solutions for the commercial insurance and banking sectors. It analyses clients and draws personal profiles based on working, leisure, and financial risks and through the way of living, hobbies, and more. It enables banks and insurance companies to offer personalized products to clients and improve cross-selling processes and reduce fraud.
- May 2024Seed$1.1M
- Mar 2022Seed$1.9M
- Oct 2019Grant (prize money)$303.7K
#8
Seed · Barcelona, Catalonia · founded 2020 · 7 employees$2.8Mraised▾
Open banking APIs for busiensses. It offers a solution that enables businesses to integrate payroll payments, direct debits, subscriptions, and historical data of the end customers. It also enables the closing of old bank accounts. It features automated migration management, flow monitoring, and more.
- Jan 2024Seed$2.8M
#9
Seed · Barcelona, Catalonia · founded 2020 · 15 employees$10.4Mraised▾
Banking software suite for banks & financial institutions. It offers solutions such as open banking APIs for creating virtual & physical payment cards, IBAN accounts, white-label tools for KYC & AML, and more. It also provides solutions for compliance, QR-based payments, and more.
- Feb 2022Seed$10M
- Jul 2020Seed$395.6K
#10
Acquired · Barcelona, Catalonia · founded 2004 · 4 employees$51.3Mraised▾
Banking software suite. It enables banks to offer personalized digital banking experiences to their customers. The Strands Finance Suite includes white-label solutions for personal finance management, business finance management, and card-linked offers. The retail suite offers features such as account aggregation, transaction management, income, and spending analysis, cash flow analysis, budgeting, saving, planning, peer comparison, and what-if analysis. The business suite offers additional features such as E-Invoicing, performance analysis, and business worth calculations.
- Dec 2007Series B$24M
- Jun 2007Series B$25M
- Mar 2006Series A$2.3M
#11
Seed · Barcelona, Catalonia · founded 2021 · 30 employees$1.3Mraised▾
Neobank for real estate professionals. It offers solutions for direct debit receipts, money transfers, managing expenses, and more.
- Sep 2023Seed$1.3M
#12
Acquired · Miami, Florida · founded 2003 · 120 employees$55Mraised▾
Provider of rationalization and recommendation solutions intended for digital banking and retail markets. The company's solutions are based on Big Data Processing, Artificial Intelligence, Machine Learning, Open API and Customer Experience, that allows banks and merchants to anticipate customer needs and proactively suggest next-best-actions to increase long-term customer value, enabling financial institutions to better manage their client's financial life and businesses can make more informed, more intelligent consumer decisions.
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Spain
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 54 Spain-affiliated papers.
- Universidad de Granada5
- Universidad de Sevilla5
- Universidad Rey Juan Carlos4
- Universidad de Zaragoza4
- Universitat Jaume I4
- Remittance1
- Competition (biology)1
- Intermediation1
- Financial inclusion1
- Transaction cost1
- Financial services8
- Corporate governance2
- Payment2
- Financial inclusion2
- Sustainability2
- Financial services9
- Blockchain5
- Cryptocurrency3
- Financial transaction2
- Sustainability2
Where fintech is researched across Spain
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.