Best Banking Tech Companies in Tennessee, United States
The 33 best Banking Tech companies in Tennessee, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Built.
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in Tennessee
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Built 🦄 Cloud-based loan life cycle management solution for construction loans | $289M | 42 mo ago | Series D | 141 141 → 319 (+126%) | Chase Gilbert CEO & ex-Co-Founder | WordPressSentryAtlassian Statuspage+42 | 126 patents Protective and modular transport enclosures for electronics and personal accessories | — |
| 2 | Digital Reasoning AI-based consumer behavior analysis for banks and financial institutions | $128M | 81 mo ago | Acqui-Hired | 97 | — | — | 57 patents Patents concentrated in computing, sensing & instrumentation | — |
| 3 | edo Interactive Enabler of personalized card linked offers | $78M | 137 mo ago | Acquired | 4 | — | — | — | — |
| 4 | Cartera Cloud based platform offering card linked customer loyalty | $51M | 172 mo ago | Acquired | 103 | — | Squarespace CommerceSquarespaceTypeScript+14 | — | — |
| 5 | Thread Bank Provider of business banking services through digital channels 40Product top 35%Moat top 38%Funding top 39%Growth top 40% All 9 signals ▾Producttop 35% Moattop 38% Fundingtop 39% Growthtop 40% Techtop 42% Newsbottom 49% Talentbottom 49% Globalbottom 36% Marketbottom 32% Product: 2 published apps (1.2k installs) · Company stage: Series C Moat: Editorial + unicorn rating 4/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 40/100 | $25M | 12 mo ago | Series C | 24 | Chris Black CEO | WordPressMySQLPHP+17 | — | — |
| 6 | Core10 Fintech infrastructure software solutions developer | $12M | 45 mo ago | Series B | 86 | Lee Farabaugh Co-Founder | — | — | — |
| 7 | Bambu Provider of digital banking for individuals | $11M | 45 mo ago | Series B | 48 | Douglas Quay Founder & CEO | Amazon WebstoreWordPressApple iCloud Mail+36 | — | — |
| 8 | Snowflake Technologies Identity verification solution provider using vein pattern recognition (VPR). | $8M | 243 mo ago | Deadpooled | — | Jim Phillips Founder & Chairman | — | 2,411 patents Secure, scalable cloud data warehousing with advanced query sharing and virtualization | — |
| 9 | Crescent Provider of a digital platform for business banking solutions | $5M | 51 mo ago | Seed | — | Grant Roscoe Founder & CEO | — | 2 patents Industrial tank filling control and bulk sulfur storage handling systems. | — |
| 10 | Sedgwick Provider of claims administration, loss adjusting, and benefits management services | $3M | 25 mo ago | Acquired | 25,842 25,842 → 22,894 (-11%) | Jeroen Fröhlich CEO | WordPress Block EditorWordPressApple iCloud Mail+34 | — | — |
| 11 | Saylent Analytics driven marketing and payment optimization | $2M | 81 mo ago | Series B | 24 | — | — | — | — |
| 12 | Integra Software Systems Lending technology solutions provider offering mortgage, consumer, and commercial loan software | $265K | 78 mo ago | Funding Raised | 21 21 → 40 (+90%) | — | — | — | — |
| 13 | Ncontracts Provider of integrated software for governance, risk, and compliance management | $250K | 137 mo ago | Acquired | 300 300 → 473 (+58%) | Michael Berman Founder & CEO | HubSpot CMS HubSentryApple iCloud Mail+35 | — | — |
| 14 | Leaf Global Fintech Provider of virtual banking services for secure money storage and transfer | $145K | 77 mo ago | Acquired | 14 | Nat Robinson Co-Founder & CEO | — | — | — |
Top 12 Banking Tech companies in Tennessee
#1
Series C · Jonesborough, Tennessee · founded 1906 · 24 employees$25.2Mraised▾
Provider of business banking services through digital channels
#2
Built 🦄Series D · Nashville, Tennessee · founded 2014 · 141 employees$288.6Mraised▾
Cloud-based loan life cycle management solution for construction loans. It provides solutions for managing the approval process, back office, compliance requirements, and more. The platform involves stakeholders like borrowers, builders, lenders, appraisers, draw inspectors, mortgage brokers, examiners, and regulators. Lenders can also get insights into the construction loan portfolio with reporting tools.
- Apr 2023Series D—
- Jul 2022Series D$23.6M
- Sep 2021Series D$125M
- Feb 2021Series C$88M
#3
Acquired · Memphis, Tennessee · founded 1969 · 25842 employees$2.6Mraised▾
Provider of claims administration, loss adjusting, and benefits management services. The organization offers services including workers’ compensation, liability, and auto claims management. It provides absence management, disability, and unemployment compensation support. Additionally, the organization offers product recall and incident response services across various industries.
#4
Acqui-Hired · Franklin, Tennessee · founded 2000 · 97 employees$128.2Mraised▾
AI-based consumer behavior analysis for banks and financial institutions. Its offering includes voice surveillance, employee communication analytics, healthcare automation for cancer detection, trading insight, and more.
- Jan 2020Series D$20M
- Sep 2019Series D—
- Feb 2019Series D$30M
- Mar 2018Series D$30M
#5
Series B · Franklin, Tennessee · founded 2016 · 86 employees$12.5Mraised▾
Core10 is a fintech software development firm with offices in Huntington and Nashville. Specializes in fintech infrastructure solutions for banks, credit unions, and fintech firms for connecting financial data and applications across various institutions and platforms.
- Jan 2023Series B$6.5M
- Nov 2017Series A$3.5M
#6
Acquired · Nashville, Tennessee · founded 2007 · 4 employees$78.1Mraised▾
Enabler of personalized card linked offers. The platform enables companies to make personalized deals and offers to consumers through credit or debit cards and mobile devices. They drive sales by targeting new customers using big data and delivering personalized offers.
- May 2015Series E$20M
- Feb 2014Series E$7.5M
- May 2013Series C$15.6M
- Aug 2011Series B$20M
#7
Series B · Memphis, Tennessee · founded 2016 · 48 employees$11.3Mraised▾
Provider of digital banking for individuals. The platform provides services and products such as savings accounts, virtual and physical prepaid cards for online or offline purchases, bill payments, international money transfers, vouchers and rewards. The application is available on both iOS and Android platform.
- Jan 2023Conventional Debt$6.4M
- Jan 2021Series B$11.3M
#8
Acquired · Lexington, Tennessee · founded 2005 · 103 employees$51.2Mraised▾
Cloud based platform offering card linked customer loyalty. It provides a platform to connect consumers with offers from retailers and brands, also offers loyalty programs to their customers, and enables customers to earn rewards while shopping.
- Jun 2012Series D$12.2M
- Jan 2011Series C$16.4M
- Jul 2010Series C$6.7M
- Oct 2008Series B$1M
#9
Seed · Block, Tennessee · founded 2017$5Mraised▾
Provider of a digital platform for business banking solutions. It provides users with an online business banking platform that offers high-yield checking accounts with an annual percentage yield. It also offers a network of partner banks, allowing businesses to manage their capital securely while earning competitive interest rates.
- Jul 2022Seed$5M
#10
Deadpooled · Memphis, Tennessee · founded 2005$8Mraised▾
Snowflake Technologies, a subsidiary of Luminetx Corporation, leverages its parent company’s vein-imaging expertise to offer a fast, user-friendly, low- maintenance, hygienic, and virtually fraud-proof method for verifying identity. It has developed a device to verify an individual's identity by reading vein patterns in the palms of people’s hands. Luminetx was acquired by Christie Digital Systems USA on January 7, 2010.
- Jul 2006Series A$6M
- Seed$2M
#11
Series B · Franklin, Tennessee · founded 2006 · 24 employees$2Mraised▾
Saylent empowers financial institutions with data-driven insights and business tools to create the profitable products and programs the market desires. They provide financial institutions with data analytics software and services that improve profitability and product innovation by delivering insights on the financial behaviors of consumers and businesses. With Saylent’s solutions – Card360™, a payments optimization platform; and Account360™, a cloud-based relationship optimization platform – institutions are empowered to drive new revenue streams, mitigate fraud and increase loyalty.
- Jan 2020Conventional Debt—
- Apr 2017Series B—
- Oct 2014Series A$2M
- May 2007Series A—
#12
Funding Raised · Franklin, Tennessee · founded 1996 · 21 employees$265Kraised▾
Lending technology solutions provider offering mortgage, consumer, and commercial loan software. They provide a comprehensive LOS software platform, streamlining the lending process for mortgage, consumer, and commercial loans. Their focus is on delivering best-in-class technology coupled with exceptional service. They offer implementation, training, and ongoing support. They foster close relationships with clients through a dedicated Client Advocate Program. Their browser-based environment is ideal for banks, credit unions, and mortgage companies seeking innovative lending solutions. They are committed to providing personal attention and building a strong community with their clients.
- Apr 2020Conventional Debt$265K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.