Best Banking Tech Companies in Victoria, Australia
The 36 best Banking Tech companies in Victoria, Australia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Judo Bank.
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in Victoria
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Judo Bank 🦄 Digital bank for businesses 27Moat top 22%Funding top 28%Product top 28%News top 41% All 10 signals ▾Moattop 22% Fundingtop 28% Producttop 28% Newstop 41% Techtop 44% Talenttop 44% Markettop 50% Globalbottom 45% Growthbottom 25% Fin. healthbottom 16% Moat: Editorial + unicorn rating 6/10 · Unicorn Funding: Raised $1.2B across 9 rounds · 9 rounds over 8 yrs (1.1/yr) rank vs industry peers · Fliar Intelligence Index 27/100 | $1.2B | 62 mo ago | Public | Chris B Co-Founder & CEO & Managing Director | 2016 | WordPressMySQLPHP+34 | — |
| 2 | Incredo Credit assessment solutions provider. 35Talent top 28%Funding top 33%Growth top 45%Tech bottom 42% All 6 signals ▾Talenttop 28% Fundingtop 33% Growthtop 45% Techbottom 42% Globalbottom 38% Marketbottom 25% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $60.3M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 35/100 | $60M | 39 mo ago | Series C | Eran Baniel Co-Founder & CEO | 2014 | Webflowcore-jsjQuery+11 | — |
| 3 | Findi Provider of digital payment and ATM services 67Growth top 31%Funding top 32%AI top 35%Fin. health top 35% All 10 signals ▾Growthtop 31% Fundingtop 32% AItop 35% Fin. healthtop 35% Marketbottom 49% Talentbottom 49% Techbottom 47% Moatbottom 38% Globalbottom 37% Newsbottom 24% Growth: Revenue +1041% YoY · 8 acquisition/expansion moves in 24 mo Funding: Raised $25.4M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $25M | 17 mo ago | Public | Mohnish Kumar CEO & Managing Director | 1992 | WordPressMySQLPHP+17 | — |
| 4 | iSignthis AML/KYC software for preventing Card Not Present (CNP) fraud | $19M | 95 mo ago | Public | — | 1996 | Apple iCloud MailMicrosoft 365Java+9 | — |
| 5 | Verrency Provides payment solutions for banks | $14M | 87 mo ago | Series A | — | 2016 | — | — |
| 6 | Tapp Group App-based correspondent banking solution | $13M | 123 mo ago | Series A | Jitto Arulampalam CEO & MD | 2013 | — | — |
| 7 | FinchXP Open banking API solutions | $2M | 106 mo ago | Seed | Shahirah Gardner Co-Founder | 2016 | — | — |
| 8 | ResponSight Threat detection using behavioral analytics | $937K | 79 mo ago | Seed | — | 2015 | — | — |
| 9 | BreezeDocs Automated document processing software application | $250K | 150 mo ago | Seed | John Steven Schagen Co-Founder | 2013 | — | — |
Top 12 Banking Tech companies in Victoria
#1
Public · Melbourne, Victoria · founded 1992$25.4Mraised▾
Provider of digital payment and ATM services. This entity offers last-mile payment solutions, facilitating banking services, utility payments, money transfers, and e-commerce transactions. It also provides ATM transaction processing and managed services for banks and white-label operators, including an outsourced e-surveillance solution leveraging machine learning and artificial intelligence. The company's services extend to a network of merchants, enabling card and cash services. Further expansion includes developing a full digital payments bank.
- Mar 2025Post IPO$25.4M
#2
Public · Melbourne, Victoria · founded 2016 · 666 employees$1.2Braised▾
Digital bank for businesses. It is a challenger bank that lends to small and medium-sized businesses in Australia. It is Australia’s third-largest bank lender to the business sector and provides loans including lines of credit, business loans, and equipment loans to businesses.
- Jun 2021Series D$174M
- Dec 2020Series D$284M
- May 2020Series C$147.7M
- Apr 2020Grant (prize money)$308.3M
#3
Series C · Melbourne, Victoria · founded 2014$60.3Mraised▾
Incredo provides lenders a tool which delivers a secure way to retrieve and assess the customer’s bank statements and overview of their customer’s financial position. It automates the processes for assessing a credit applicants financial position. The borrower's bank account data is retrieved and converted into a customised report that breaks down critical information, relevant to the credit product, into categories. It allows Credit Provider’s to set their high-level lending criteria into its analytical engine which allows for customised and tailored reporting.
- May 2023Series C$30M
- Jun 2019Series B$22M
- Mar 2019Grant (prize money)$56.7K
- Oct 2018Grant (prize money)$19.2K
#4
Public · Melbourne, Victoria · founded 1996 · 30 employees$19.2Mraised▾
ISignthis provides a combined, fully automated, global and remote evidence of identity and transaction authentication solution, assisting clients in adhering to global AML/CTF KYC and payment regulations. EOI or Evidence of identity as a basis for Know Your Customer (KYC), is generated on a dynamic basis, linking payment transaction parameters to payment instrument and multi-factor authentication, in turn creating and verifying a complete KYC profile. They rely upon and use the customer's financial identity created by their account issuing institution, together with other source data and metadata. Patents granted in the US, EU states, Singapore, South Africa, and Australia, and with further pending in Africa, Asia, Europe, America's and Oceania.
- Oct 2018Post IPO$7.2M
- Nov 2015Post IPO$7.5M
- Mar 2015Post IPO$3.1M
- Feb 2013Post IPO$1.4M
#5
Series A · Melbourne, Victoria · founded 2016 · 25 employees$13.9Mraised▾
Provides payment solutions for banks. The solutions allow the banks to offer points redemption programs without merchant integration, virtual cards, account aggregation, merchant funded rewards, and more. Customers can set roundups for their purchases and add them to charities or savings. Also offers APIs for service providers to integrate their payment system with banks.
- Jun 2019Series A$7M
- Oct 2018Series A—
- Oct 2017Series A$4M
#6
Series A · Melbourne, Victoria · founded 2013 · 80 employees$12.9Mraised▾
App-based correspondent banking solution. It provides a mobile wallet and peer-to-peer commerce exchange network which enables underbanked people to pay at mobile points of sales. Users can pay at Tapp agent or convert cash to app balance for digital payments. It also enables sellers to accept cash for their services.
- Jun 2016Series A$9M
- Apr 2016Grant (prize money)$1.4M
- Seed$3.9M
#7
Seed · Melbourne, Victoria · founded 2016 · 5 employees$2.5Mraised▾
FinchXP provides open banking API solutions. It provides API solutions to lenders for enabling machine learning-enabled platform, investment companies for providing personal finance management, retailers for providing loyalty and cashback programs, and more. It also facilitates the monitoring of suspicious activities.
- Nov 2017Seed$2.5M
#8
Seed · Melbourne, Victoria · founded 2015 · 6 employees$937.5Kraised▾
ResponSight provides threat detection solutions by monitoring the activity of endpoint users. Collects metadata using endpoint behavioral activity like access and login timestamp, duration, keyboard & mouse activity to generate a unique activity signature which is matched against any breach attempts. Provides API and data feed to integrate with existing SIEM and threat intelligence and analytics engines. Pricing depends on number of users/month and organization level licensing.
- Feb 2020Grant (prize money)$250K
- Aug 2016Seed$880K
- Feb 2015Seed$57.5K
#9
Seed · Melbourne, Victoria · founded 2013$250Kraised▾
Breezedocs is a software application that automatically processes documents for banks and lending institutions using Optical Character Recognition. This automates the back office and achieve straight-through processing, and improve the borrower experience. It automatically removes sensitive information such as Tax File Numbers and Social Security Numbers. It also organises, classifies and separates individual documents from larger attachments, and is able to extract text from unstructured documents.
- Mar 2014Grant (prize money)$250K
- 2013Seed$250K
#10
Seed · Melbourne, Victoria · founded 2022—raised▾
Online lending platform for buy now and pay later financing. It enables users to buy products through merchants and offers them buy now pay later solutions. It also offers credit risk analysis and consumer behavior analysis for banks and financial institutions. Its app is available for Android users.
- Jul 2023Seed—
#11
Public · Melbourne, Victoria · founded 1835 · 44896 employees—raised▾
Provider of financial solutions for individuals and businesses. It provides users with a range of personal and corporate banking services to individuals, businesses, and governments. The company operates a digital banking platform, offering internet and mobile banking capabilities, as well as a network of physical branches and ATMs.
#12
Acqui-Hired · Melbourne, Victoria · founded 2010—raised▾
FinSuite provides process automation software leveraging OCR for the Banking & Finance Industry. It developed patented technology that aims to reduce the cost and time required to analyze business structures and financials on loan applications. It provides products like: BizAnalyser, a fully automated financial spreading application; TFN Remover, which automatically locates and removes Tax File Numbers from documents, corporate groups, that creates corporate group diagrams, conduct ratio analysis of financials and automatically produce a credit application. It was a part of FinTech Innovation Lab in 2014.
- Sep 2014Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Australia
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 333 Australia-affiliated papers.
- Department of Commerce187
- Department of Finance16
- University College London12
- UNSW Sydney12
- Griffith University7
- Financial services7
- Leverage (statistics)5
- Financial inclusion4
- Payment4
- Database transaction4
- Financial services2→52
- Financial inclusion2→35
- Payment1→14
- Mobile payment1→11
- Unbanked1→6
- Financial services7→58
- Financial inclusion1→48
- Payment1→25
- Transformative learning1→7
- Financial regulation2→5
Where fintech is researched across Australia
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.