Best FinTech Companies in Australia
The 1968 best FinTech companies in Australia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Judo Bank.
Australia's FinTech sector has 1,968 tracked companies and $9.3 billion in disclosed funding behind them, and this directory ranks the best of that field by equity raised and recent funding momentum. Four unicorns sit inside that pool. That's not a trivial number for a single market.
The global FinTech market stands at roughly $113.4 billion in 2025 and is forecast to reach $461.6 billion by 2034, a CAGR of 17.21% that makes the sector one of the faster-compounding in financial services anywhere. Brighte leads the Australian directory at $207 million in disclosed funding, with Encompass close behind at $198 million, figures that signal real institutional conviction rather than seed-stage speculation. Demand drivers here run from OEM-Pay solutions to the SCA requirements embedded in PSD2, and stringent local regulations mean you're looking at a field where compliance overhead filters out the undercapitalised early. So what's actually moving capital right now? Next-gen banking platforms and cloud-based banking infrastructure are the hot themes, with coverage across both accelerating. Most active investors include Artesian, Stone & Chalk, and H2 Ventures, names I'd treat as reliable signals of which companies have cleared a serious bar. The funding spread is wide, from Earlypay Exchange at $6 million up to Brighte's $207 million, and that gap tells you the market is still sorting itself out.
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Biggest earners Computershare Limited. ($1.6B, -6% YoY), Iress ($562M), HMC Capital ($155M), Wisr ($92M, -2% YoY)
Our analysis of 67 FinTech companies
$6.0b in tracked funding; 93% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best FinTech companies in Australia
| # | Company | Disclosed funding | Last round | Employees | Founder | Stage | Tech stack | Market signals (1y) | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Judo Bank 🦄 Digital bank for businesses 27Moat top 22%Funding top 28%Product top 28%News top 41% All 10 signals ▾Moattop 22% Fundingtop 28% Producttop 28% Newstop 41% Techtop 44% Talenttop 44% Markettop 50% Globalbottom 45% Growthbottom 25% Fin. healthbottom 16% Moat: Editorial + unicorn rating 6/10 · Unicorn Funding: Raised $1.2B across 9 rounds · 9 rounds over 8 yrs (1.1/yr) rank vs industry peers · Fliar Intelligence Index 27/100 | $1.2B | 59 mo ago | 666 | Chris B Co-Founder & CEO & Managing Director | Public | WordPressMySQLPHP+34 | — | — |
| 2 | Immutable 🦄 Blockchain-based infrastructure for NFT games and applications 84Growth top 19%Tech top 21%Market top 25%Moat top 26% All 9 signals ▾Growthtop 19% Techtop 21% Markettop 25% Moattop 26% Fundingtop 33% Globaltop 37% Fin. healthtop 40% Talentbottom 49% Newsbottom 21% Growth: Revenue +164% YoY Tech: 66 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 84/100 | $857M | 51 mo ago | 326 | Alex Connolly Co-Founder & CTO | Series C | PrismicNode.jsEnvoy+27 | — | — |
| 3 | Symphony Energy transition infrastructure platform 35Moat top 22%Funding top 23%Talent bottom 49%Market bottom 37% All 5 signals ▾Moattop 22% Fundingtop 23% Talentbottom 49% Marketbottom 37% Globalbottom 36% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $300M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 35/100 | $300M | 23 mo ago | — | Steven Butler Founder & CEO | Series A | — | — | 1 partnership |
| 4 | Dynamoney Provider of business finance including asset, vehicle, equipment, and insurance funding 40Funding top 39%Tech top 40%Growth top 45%Talent bottom 49% All 7 signals ▾Fundingtop 39% Techtop 40% Growthtop 45% Talentbottom 49% Globalbottom 36% Marketbottom 34% Newsbottom 22% Funding: Raised $285M across 1 rounds · 1 rounds over 2 yrs (0.5/yr) Tech: 32 technologies across 5/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 40/100 | $285M | 27 mo ago | — | David Verschoor Chief Executive Officer | Funding Raised | WordPressApple iCloud MailMicrosoft 365+26 | — | — |
| 5 | Xinja Neobank for consumers 45Product top 39%Innovation top 43%Funding top 44%Market top 49% All 7 signals ▾Producttop 39% Innovationtop 43% Fundingtop 44% Markettop 49% Talentbottom 49% Globalbottom 36% Newsbottom 32% Product: 2 distinct product lines · 1 published app (30.0k installs) Innovation: 2 product lines rank vs industry peers · Fliar Intelligence Index 45/100 | $259M | 74 mo ago | 120 | Eric Wilson Co-Founder | Deadpooled | — | — | — |
| 6 | Brighte Provider of payment facility solution in the solar financing segment 67Tech top 16%Funding top 26%Moat top 28%Growth top 35% All 10 signals ▾Techtop 16% Fundingtop 26% Moattop 28% Growthtop 35% Producttop 35% Markettop 46% Talentbottom 49% Fin. healthbottom 48% Newsbottom 46% Globalbottom 37% Tech: 49 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $207M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $207M | 7 mo ago | 125 | Katherine Mcconnell Founder & CEO | Series C | SentryReactEmotion+19 | — | 1 partnership · 3 awards |
| 7 | Athena Online mortgage platform for home loans 62Moat top 22%Product top 29%Funding top 30%Innovation top 33% All 10 signals ▾Moattop 22% Producttop 29% Fundingtop 30% Innovationtop 33% Techtop 38% Talenttop 38% Growthtop 45% Marketbottom 47% Globalbottom 37% Newsbottom 18% Moat: Editorial + unicorn rating 8/10 · Soonicorn Product: 12 distinct product lines · 1 published app (7.8k installs) rank vs industry peers · Fliar Intelligence Index 62/100 | $200M | 61 mo ago | 152 | Michael Starkey Co-Founder & COO | Series D | ContentfulSentryApple iCloud Mail+27 | — | — |
| 8 | Encompass Provider of automated software for corporate identity and compliance verification 69Funding top 26%Growth top 27%Talent top 34%Fin. health top 35% All 8 signals ▾Fundingtop 26% Growthtop 27% Talenttop 34% Fin. healthtop 35% Moattop 39% Techtop 46% Markettop 48% Globalbottom 39% Funding: Raised $198M across 12 rounds · 12 rounds over 10 yrs (1.2/yr) Growth: Headcount 163 → 206 (+26%) across vintages · Revenue +45% YoY rank vs industry peers · Fliar Intelligence Index 69/100 | $198M | 8 mo ago | 206 206 → 148 (-28%) | Wayne Johnson Co-Founder & CEO | Series B | WordPressSentryZendesk+35 | — | — |
| 9 | Arkon Energy Digital infrastructure company 11Moat top 22%Funding top 38%Talent bottom 49%Global bottom 36% All 5 signals ▾Moattop 22% Fundingtop 38% Talentbottom 49% Globalbottom 36% Marketbottom 19% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $167M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 11/100 | $167M | 29 mo ago | 9 | Nathan Townsend Co-Founder & COO | Series B | — | — | — |
| 10 | Till Payments Provider of payment gateway solutions and payment management platform services 57Tech top 19%Growth top 28%Moat top 31%Funding top 33% All 10 signals ▾Techtop 19% Growthtop 28% Moattop 31% Fundingtop 33% Fin. healthtop 50% Marketbottom 44% Innovationbottom 40% Globalbottom 37% Newsbottom 32% Patentsbottom 26% Tech: 63 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront Growth: Revenue +66% YoY rank vs industry peers · Fliar Intelligence Index 57/100 | $145M | 39 mo ago | 170 | — | Series D | DatoCMSApple iCloud MailMicrosoft 365+22 | — | — |
| 11 | Zeller Diversified payment acceptance solution for businesses 64Moat top 31%Tech top 32%Talent top 38%Funding top 39% All 8 signals ▾Moattop 31% Techtop 32% Talenttop 38% Fundingtop 39% Markettop 42% Growthtop 45% Producttop 46% Globaltop 48% Moat: Editorial + unicorn rating 8/10 · Soonicorn Tech: 39 technologies across 5/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 64/100 | $134M | 51 mo ago | 225 | Dominic Yap Co-Founder | Series B | SentryApple iCloud MailNode.js+32 | — | 1 launch · 3 partnerships |
| 12 | Honey Insurance Online property insurance platform for homeowners, renters and landlords 29Tech top 29%Moat top 29%Funding top 40%Talent bottom 49% All 10 signals ▾Techtop 29% Moattop 29% Fundingtop 40% Talentbottom 49% Productbottom 48% Marketbottom 39% Globalbottom 36% Growthbottom 32% Newsbottom 27% Customersbottom 22% Tech: 48 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Moat: Editorial + unicorn rating 7/10 · 1 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 29/100 | $120M | 26 mo ago | 59 | Richard Joffe Founder & CEO | Series A | SentryApple iCloud MailFroala Editor+30 | — | — |
| 13 | TP24 Provider of credit line for businesses 37Funding top 36%Growth top 45%Tech bottom 45%Global bottom 38% All 6 signals ▾Fundingtop 36% Growthtop 45% Techbottom 45% Globalbottom 38% Marketbottom 31% Newsbottom 22% Funding: Raised $120M across 2 rounds · 2 rounds over 7 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $120M | 35 mo ago | 54 | — | Series A | ReactGatsbyAmazon Web Services+13 | — | — |
| 14 | Midkey A financial services provider offering mortgage financing solutions 60Talent top 28%Funding top 32%Growth top 45%Tech top 48% All 5 signals ▾Talenttop 28% Fundingtop 32% Growthtop 45% Techtop 48% Globalbottom 48% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $100M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 60/100 | $100M | 6 mo ago | — | Richard Young Founder | Funding Raised | WebflowZohoGoogle Maps+26 | — | — |
| 15 | Karbon Provider of practice management software solutions for accounting firms 57Tech top 29%Moat top 31%Funding top 32%Talent top 38% All 9 signals ▾Techtop 29% Moattop 31% Fundingtop 32% Talenttop 38% Producttop 40% Growthtop 45% Markettop 46% Globalbottom 37% Customersbottom 21% Tech: 43 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 57/100 | $100M | 33 mo ago | 155 | Ian Vacin Chief Partnerships Officer and Co-founder | Series B | SentryWistiaReact+23 | — | 1 launch |
| 16 | InDebted Cloud-based debt collection solutions for businesses 64Funding top 29%Moat top 31%Tech top 34%News top 35% All 10 signals ▾Fundingtop 29% Moattop 31% Techtop 34% Newstop 35% Growthtop 39% Producttop 41% Markettop 43% Talenttop 44% Innovationtop 48% Globalbottom 44% Funding: Raised $91.8M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 64/100 | $92M | 20 mo ago | 250 | Josh Foreman Founder & CEO | Series C | Apple iCloud MailGoogle WorkspaceTailwind CSS+33 | 6 signals ▼40% Leadership · M&A | 1 job opening · 1 launch · 1 award |
| 17 | Incredo Credit assessment solutions provider. 35Talent top 28%Funding top 33%Growth top 45%Tech bottom 42% All 6 signals ▾Talenttop 28% Fundingtop 33% Growthtop 45% Techbottom 42% Globalbottom 38% Marketbottom 25% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $60.3M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 35/100 | $60M | 36 mo ago | — | Eran Baniel Co-Founder & CEO | Series C | Webflowcore-jsjQuery+11 | — | — |
| 18 | Illuvium NFT focused role playing game developer 55Tech top 22%Funding top 34%Talent top 38%Growth top 45% All 8 signals ▾Techtop 22% Fundingtop 34% Talenttop 38% Growthtop 45% Productbottom 48% Marketbottom 42% Customersbottom 41% Globalbottom 38% Tech: 44 technologies across 5/8 capability areas · Cloud: Amazon Ses, Amazon Web Services Funding: Raised $60.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $60M | 26 mo ago | 101 | Kieran Warwick Co-Founder | Series A | ContentfulNode.jsChakra UI+24 | — | 3 launchs |
| 19 | MoneyPlace Online platform for unsecured consumer and personal loans 42Talent top 28%Growth top 30%Tech top 43%Funding top 44% All 6 signals ▾Talenttop 28% Growthtop 30% Techtop 43% Fundingtop 44% Globalbottom 36% Marketbottom 21% Talent: Analyst team rating 4/5 Growth: Web rank 5,000,000 → 1,000,000 YoY rank vs industry peers · Fliar Intelligence Index 42/100 | $60M | 29 mo ago | 7 | — | Acquired | Apple iCloud MailPHPSalesforce+20 | — | 1 award |
| 20 | Constantinople Software-based customer management platform for banks 42Funding top 37%Talent top 38%Moat top 39%Tech top 41% All 8 signals ▾Fundingtop 37% Talenttop 38% Moattop 39% Techtop 41% Growthtop 45% Globalbottom 37% Marketbottom 34% Newsbottom 22% Funding: Raised $54.4M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 42/100 | $54M | 26 mo ago | 60 | Macgregor Duncan Co-Founder & Co-CEO | Series A | Apple iCloud MailMicrosoft 365Node.js+19 | — | — |
| 21 | Shift Provider of an online platform for business loans 53Funding top 31%Product top 34%Innovation top 41%Tech top 43% All 10 signals ▾Fundingtop 31% Producttop 34% Innovationtop 41% Techtop 43% Partnerstop 45% Markettop 49% Growthtop 50% Talentbottom 49% Globalbottom 37% Newsbottom 29% Funding: Raised $49.1M across 3 rounds · 3 rounds over 6 yrs (0.5/yr) Product: 0 product launch events in 12 mo, 2 the year before · 10 distinct product lines rank vs industry peers · Fliar Intelligence Index 53/100 | $49M | 21 mo ago | 204 | Jamie Osborn CEO | Series D | WordPressApple iCloud MailMySQL+24 | — | — |
| 22 | RDC Lending-as-a-service platform 40Global top 27%Talent top 35%Funding top 38%Market bottom 44% All 8 signals ▾Globaltop 27% Talenttop 35% Fundingtop 38% Marketbottom 44% Growthbottom 42% Techbottom 36% Fin. healthbottom 28% Newsbottom 24% Global: Serving 60+ countries worldwide · Investors from 1 country beyond Australia Talent: 3 named leaders on record rank vs industry peers · Fliar Intelligence Index 40/100 | $42M | 22 mo ago | 53 | Ada Guan Co-Founder & CEO | Series B | — | — | — |
| 23 | Lumi Online marketplace for business loans 45Funding top 39%Tech top 42%Growth top 45%Talent bottom 49% All 6 signals ▾Fundingtop 39% Techtop 42% Growthtop 45% Talentbottom 49% Marketbottom 43% Globalbottom 36% Funding: Raised $39.5M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) Tech: 40 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon Ses rank vs industry peers · Fliar Intelligence Index 45/100 | $40M | 34 mo ago | 94 | Yanir Yakutiel Founder & CEO | Series C | Apple iCloud MailGoogle WorkspaceBootstrap+34 | — | 1 job opening |
| 24 | Synthetix Operator of a platform for perpetual futures trading on Ethereum 55Tech top 20%Funding top 27%Talent top 35%Moat top 39% All 8 signals ▾Techtop 20% Fundingtop 27% Talenttop 35% Moattop 39% Growthtop 43% Globalbottom 38% Marketbottom 31% Newsbottom 18% Tech: 54 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare Funding: Raised $36.0M across 6 rounds · 6 rounds over 9 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $36M | 1 mo ago | 34 | kaiynne | Series C | Firebasestyled-componentsThree.js+18 | — | — |
| 25 | Findi Provider of digital payment and ATM services 67Growth top 31%Funding top 32%AI top 35%Fin. health top 35% All 10 signals ▾Growthtop 31% Fundingtop 32% AItop 35% Fin. healthtop 35% Marketbottom 49% Talentbottom 49% Techbottom 47% Moatbottom 38% Globalbottom 37% Newsbottom 24% Growth: Revenue +1041% YoY · 8 acquisition/expansion moves in 24 mo Funding: Raised $25.4M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $25M | 14 mo ago | — | Mohnish Kumar CEO & Managing Director | Public | WordPressMySQLPHP+17 | — | — |
| 26 | Banxa Payments solutions for digital asset businesses 60Tech top 17%Funding top 32%Moat top 39%Global top 44% All 7 signals ▾Techtop 17% Fundingtop 32% Moattop 39% Globaltop 44% Growthtop 45% Marketbottom 41% Newsbottom 22% Tech: 70 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services Funding: Raised $24.6M across 5 rounds · 5 rounds over 6 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 60/100 | $25M | 13 mo ago | 26 | — | Acquired | Cart FunctionalityWordPressApple iCloud Mail+30 | — | 1 launch · 1 partnership |
| 27 | Bridgit Online platform for residential mortgage loans 50Tech top 24%Growth top 25%News top 26%Funding top 41% All 9 signals ▾Techtop 24% Growthtop 25% Newstop 26% Fundingtop 41% Moattop 48% Talentbottom 49% Productbottom 45% Globalbottom 37% Marketbottom 27% Tech: 49 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare rank vs industry peers · Fliar Intelligence Index 50/100 | $22M | 24 mo ago | 22 | Nick Jacobs Co-Founder & Director | Series A | WebflowBootstrapGSAP+25 | 4 signals ▲300% Announcements · Leadership | 2 awards |
| 28 | Cube Cryptocurrency exchange and trading platform 35Moat top 39%Funding top 40%Product top 42%Growth top 45% All 8 signals ▾Moattop 39% Fundingtop 40% Producttop 42% Growthtop 45% Techtop 48% Talentbottom 49% Globalbottom 38% Marketbottom 32% Moat: Editorial + unicorn rating 7/10 · 10 curated direct competitors tracked Funding: Raised $21.0M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 35/100 | $21M | 28 mo ago | — | Bartosz Lipinski CEO | Acquired | SanityNode.jsTailwind CSS+18 | — | — |
| 29 | DASH Online provider of end-to-end software and platform solutions for the investment sector 60Growth top 32%Talent top 38%Tech top 40%Product top 43% All 9 signals ▾Growthtop 32% Talenttop 38% Techtop 40% Producttop 43% Fundingtop 44% Innovationtop 45% AItop 45% Marketbottom 39% Globalbottom 29% Growth: Web rank 10,000,000 → 5,000,000 YoY · 1 acquisition/expansion move in 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 60/100 | $20M | 23 mo ago | 67 | Richard Barber Co-Founder | Series B | Apple iCloud MailMicrosoft 365Google Maps+19 | — | — |
| 30 | Ordermentum Provider of order management software solutions for businesses 40Talent top 15%Product top 28%Growth top 35%Funding top 37% All 10 signals ▾Talenttop 15% Producttop 28% Growthtop 35% Fundingtop 37% Moattop 39% Techbottom 45% Globalbottom 37% Marketbottom 31% Fin. healthbottom 28% Newsbottom 27% Talent: Analyst team rating 5/5 Product: 1 published app (36.6k installs) · Company stage: Public rank vs industry peers · Fliar Intelligence Index 40/100 | $20M | 0 mo ago | 59 | — | Public | Cart FunctionalityHubSpot CMS HubApple iCloud Mail+24 | — | 3 partnerships |
| 31 | Send Payments Global currency transfer platform focused on individuals and businesses 55News top 29%Talent top 31%Growth top 32%Funding top 34% All 8 signals ▾Newstop 29% Talenttop 31% Growthtop 32% Fundingtop 34% Techtop 35% Moattop 39% Globalbottom 36% Marketbottom 34% News: 5 BI events in 12 mo (of 5 tracked, 3 types) · 1 high-value events (IPO/M&A/funding/contracts) in 12 mo Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 55/100 | $16M | 9 mo ago | 49 | Alexandra Rofe Co-Founder | Series B | WordPressApple iCloud MailMicrosoft 365+24 | 5 signals Leadership · Capital raise · Funding | 2 partnerships |
| 32 | WLTH Online platform for residential and commercial mortgage loans 24Tech top 40%Growth top 45%Product bottom 48%Funding bottom 45% All 7 signals ▾Techtop 40% Growthtop 45% Productbottom 48% Fundingbottom 45% Newsbottom 27% Marketbottom 25% Globalbottom 25% Tech: 34 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 24/100 | $16M | 24 mo ago | 28 | — | Series A | Apple iCloud MailGoogle WorkspaceZoho+31 | — | — |
| 33 | Raiz Invest Australia Online micro-investment platform 22Product top 28%Talent top 38%Funding top 45%Tech top 45% All 9 signals ▾Producttop 28% Talenttop 38% Fundingtop 45% Techtop 45% Growthtop 48% Newsbottom 40% Globalbottom 37% Fin. healthbottom 25% Marketbottom 19% Product: 1 published app (853k installs) · Company stage: Public Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 22/100 | $14M | 21 mo ago | 16 | George Lucas CEO & Director | Public | ContentfulApple iCloud MailMicrosoft 365+23 | 3 signals ▼67% Earnings | — |
| 34 | WeMoney Developer of financial management solutions for consumers 32Funding top 43%Tech top 43%Growth top 45%Moat top 48% All 9 signals ▾Fundingtop 43% Techtop 43% Growthtop 45% Moattop 48% Talentbottom 49% Productbottom 48% Globalbottom 45% Marketbottom 25% Newsbottom 18% Funding: Raised $12.0M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) Tech: 33 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 32/100 | $12M | 13 mo ago | 19 | Dan Jovevski Founder & CEO | Series A | WebflowAmazon Web ServicesTikTok Pixel+23 | — | 8 awards |
| 35 | DomaCom Crowdfunding platform focused on real estate projects 29Product top 14%Innovation top 34%Funding top 47%Growth bottom 42% All 8 signals ▾Producttop 14% Innovationtop 34% Fundingtop 47% Growthbottom 42% Globalbottom 38% Techbottom 33% Marketbottom 30% Newsbottom 24% Product: 5 distinct product lines · Company stage: Public Innovation: 5 product lines rank vs industry peers · Fliar Intelligence Index 29/100 | $8M | 17 mo ago | — | — | Public | WordPressMySQLPHP+17 | — | — |
| 36 | Slice Provider of payment management solutions for travel services 42Innovation top 32%Talent top 38%Funding top 45%Growth top 45% All 9 signals ▾Innovationtop 32% Talenttop 38% Fundingtop 45% Growthtop 45% Producttop 45% Newsbottom 49% Techbottom 44% Globalbottom 36% Marketbottom 25% Innovation: 4 new-product events in 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 42/100 | $8M | 22 mo ago | — | Farouk Ismail Co-Founder & CEO | Seed | Webflowanime.jsThree.js+17 | 5 signals ▼83% Leadership · New product · Capital raise | 1 job opening |
| 37 | PropHero AI-based platform for real estate investments 55Tech top 27%Talent top 28%AI top 35%Funding top 38% All 9 signals ▾Techtop 27% Talenttop 28% AItop 35% Fundingtop 38% Moattop 48% Growthbottom 42% Globalbottom 38% Marketbottom 34% Newsbottom 34% Tech: 50 technologies across 6/8 capability areas · Cloud: Cloudflare, Google Cloud Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 55/100 | $7M | 10 mo ago | 60 | Pablo Gil Co-Founder & Co-CEO | Series A | WordPressMySQLPHP+36 | — | — |
| 38 | InvestorHub Online platform providing investor engagement solution for firms 35Growth top 35%Talent top 38%Funding top 49%Tech bottom 39% All 6 signals ▾Growthtop 35% Talenttop 38% Fundingtop 49% Techbottom 39% Marketbottom 30% Globalbottom 29% Growth: Fresh capital in last 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 35/100 | $7M | 22 mo ago | 37 | Ben Williamson Co-Founder & Co-CEO | Series A | UmsoUptimeRobotAmazon Web Services+15 | — | — |
| 39 | reask Risk management solutions for insurers 60Talent top 28%AI top 30%Innovation top 32%Growth top 35% All 11 signals ▾Talenttop 28% AItop 30% Innovationtop 32% Growthtop 35% Techtop 43% Producttop 43% Fundingtop 46% Moattop 48% Globalbottom 36% Marketbottom 23% Newsbottom 18% Talent: 4 named leaders on record · 3 C-suite/founder profiles curated AI: Classified as an AI company · Product described with: ai-based rank vs industry peers · Fliar Intelligence Index 60/100 | $7M | 15 mo ago | 17 | Eugene Dubossarsky Co-Founder | Seed | WordPress Block EditorElementorWordPress+24 | — | — |
| 40 | Earlypay Exchange Provider of early payment solutions for construction subcontractors 22Talent top 38%Funding bottom 49%Global bottom 38%Market bottom 32% All 4 signals ▾Talenttop 38% Fundingbottom 49% Globalbottom 38% Marketbottom 32% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $6.0M across 2 rounds · 2 rounds over 9 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 22/100 | $6M | 4 mo ago | 32 | Piers Symons Chief Operating Officer & Co-founder | Series A | — | — | 2 job openings |
| 41 | Primary Treasury management platform 7Funding top 49%Talent bottom 45%Global bottom 36%Market bottom 10% All 4 signals ▾Fundingtop 49% Talentbottom 45% Globalbottom 36% Marketbottom 10% Funding: Raised $4.8M · 1 rounds over 2 yrs (0.5/yr) Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 7/100 | $5M | 20 mo ago | 7 | Ben Buckingham Founder & CEO | Seed | — | — | 1 launch · 1 partnership · 1 award |
| 42 | Peppermint Innovation Proprietary Mobile Banking Technology provider 22Innovation top 23%Product top 34%Funding top 40%Talent bottom 49% All 9 signals ▾Innovationtop 23% Producttop 34% Fundingtop 40% Talentbottom 49% Newsbottom 36% Globalbottom 36% Techbottom 31% Fin. healthbottom 23% Marketbottom 17% Innovation: 11 product lines · Deep-tech classification: Blockchain Product: 0 product launch events in 12 mo · 11 distinct product lines rank vs industry peers · Fliar Intelligence Index 22/100 | $4M | 3 mo ago | 20 | Christopher Kain Founder & CEO & Managing Director | Public | — | — | — |
| 43 | Upcover Online comparison platform for business insurance 37Tech top 28%Talent top 38%Moat top 48%Funding top 49% All 10 signals ▾Techtop 28% Talenttop 38% Moattop 48% Fundingtop 49% Innovationbottom 46% Productbottom 45% Growthbottom 40% Marketbottom 36% Globalbottom 29% Newsbottom 21% Tech: 48 technologies across 5/8 capability areas · Cloud: Amazon Web Services, Cloudflare Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 37/100 | $3M | 16 mo ago | — | Skye Theodorou Co-Founder & CEO | Series A | Node.jsFirebaseJSS+36 | — | — |
| 44 | Dataro AI-based fundraising campaigning platform 62AI top 30%Innovation top 32%Tech top 32%Growth top 35% All 10 signals ▾AItop 30% Innovationtop 32% Techtop 32% Growthtop 35% Producttop 36% Talenttop 38% Moattop 48% Fundingtop 50% Globalbottom 36% Marketbottom 28% AI: Classified as an AI company · Product described with: ai-based Innovation: 12 product lines · Deep-tech classification: Artificial Intelligence rank vs industry peers · Fliar Intelligence Index 62/100 | $2M | 3 mo ago | 22 | David Lyndon Co-Founder | Series A | Webflow EcommerceWebflowAmazon Web Services+18 | — | — |
| 45 | Bless Payments Wallet-enabled cross-border remittance solution for individuals 9Talent top 38%Funding bottom 42%Tech bottom 34%Global bottom 30% All 5 signals ▾Talenttop 38% Fundingbottom 42% Techbottom 34% Globalbottom 30% Marketbottom 16% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $2.5M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 9/100 | $2M | 11 mo ago | — | Mohamed Zaatar Co-Founder | Seed | Radix UITailwind CSSshadcn/ui+9 | — | 4 job openings · 1 award |
| 46 | MyGigsters App-based income and expense analytics solution for freelancers and gig workers 9Talent bottom 49%Funding bottom 46%Product bottom 40%Tech bottom 39% All 6 signals ▾Talentbottom 49% Fundingbottom 46% Productbottom 40% Techbottom 39% Globalbottom 29% Marketbottom 17% Talent: 1 named leader on record · 1 C-suite/founder profile curated Funding: Raised $920k across 5 rounds · 5 rounds over 4 yrs (1.2/yr) rank vs industry peers · Fliar Intelligence Index 9/100 | $920K | 16 mo ago | 9 | Benjemen Elengovan Founder & CEO | Seed | WebflowZohoStripe+13 | — | 1 launch · 1 award |
| 47 | Lift Women Marketplace for women-focused crowdfunding 14Talent bottom 49%Funding bottom 38%Global bottom 33% All 3 signals ▾Talentbottom 49% Fundingbottom 38% Globalbottom 33% Talent: 1 named leader on record · 1 C-suite/founder profile curated Funding: Raised $859k across 1 rounds · 1 rounds over 4 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 14/100 | $859K | 8 mo ago | — | Irene Tsang Founder and CEO | Seed | — | — | — |
| 48 | AUDD Platform offering a crypto-based digital dollar 29Growth top 28%Talent top 38%Tech bottom 43%Funding bottom 42% All 6 signals ▾Growthtop 28% Talenttop 38% Techbottom 43% Fundingbottom 42% Globalbottom 25% Marketbottom 22% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 29/100 | $600K | 6 mo ago | — | Effie Dimitropoulos CEO | Seed | WordPressMySQLPHP+23 | — | — |
| 49 | Inaam Thematic impact investing platform for individuals 13Talent top 38%Tech bottom 49%Funding bottom 41%Product bottom 40% All 6 signals ▾Talenttop 38% Techbottom 49% Fundingbottom 41% Productbottom 40% Globalbottom 37% Marketbottom 16% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Tech: 16 technologies across 4/8 capability areas · Cloud: Vercel rank vs industry peers · Fliar Intelligence Index 13/100 | $500K | 8 mo ago | — | Arjun Agarwal Co-Founder & CEO | Seed | TurbopackNode.jsReact+13 | — | — |
| 50 | givvable Provider of solutions for managing sustainable sourcing 14Talent top 38%Funding top 49%Global bottom 36%Market bottom 23% All 4 signals ▾Talenttop 38% Fundingtop 49% Globalbottom 36% Marketbottom 23% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $259k across 1 rounds · 1 rounds over 2 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 14/100 | $259K | 2 mo ago | 15 | Frances Atkins Co-Founder | Seed | — | — | — |
Top 12 FinTech companies in Australia
#1
Series C · Sydney, New South Wales · founded 2017 · 34 employees$36Mraised▾
Operator of a platform for perpetual futures trading on Ethereum. It provides onchain custody and offchain performance for trading perpetual futures. The platform offers multicollateral margin trading with various assets. It allows users to deposit sUSD into SLP to earn market-making returns.
- Apr 2026Series C$150M
- Mar 2023Series B$20M
- Feb 2021Series B$12M
- Oct 2019Series A$3.8M
#2
Series C · Sydney, New South Wales · founded 2015 · 125 employees$206.5Mraised▾
Brighte provides payment facility solutions in the solar financing segment. It works on credit analysis and customer payables which follow solar financing and provides consumers with affordable payment plans to pay for solar and smart home technology with 'zero interest'. It provides zero-interest loans and variable repayment terms to customers for buying a product from one of the empanelled vendors by granting instant loan decisions. Its marketplace includes solar systems, flooring, roofing, pool heating system, guttering, etc.
- Nov 2025Grant (prize money)$26M
- Dec 2020Series C$100M
- Oct 2019Series B$10.6M
- Jul 2019Conventional Debt$130M
#3
Public · Sydney, New South Wales · founded 2014 · 59 employees$19.7Mraised▾
Provider of order management software solutions for businesses. It provides suppliers, with a SaaS-based platform that collects & integrates customer orders & payments. It claims to help in growing sales, reducing costs & improving cash flow. It also helps retailers with a mobile platform to make and track their orders.
- May 2026Series C$39.2M
- Jul 2022Series B$6.2M
- Aug 2021Series B$6M
- Feb 2021Series B$5M
#4
Series B · Sydney, New South Wales · founded 2011 · 206 employees$197.7Mraised▾
Provider of automated software for corporate identity and compliance verification. This platform aggregates public and private data to generate digital risk profiles for business entities. It automates the collection and processing of information required for regulatory due diligence, beneficial ownership checks, and sanctions screening. The software integrates with existing banking systems to facilitate identity validation and document management. By structuring data from various sources, the system supports the maintenance of client records and assists in meeting regulatory requirements for financial crime prevention.
- Oct 2025Conventional Debt—
- Jul 2025Series B$7.5M
- Jul 2024Series B$10.3M
- Dec 2023Series B$11.9M
#5
Funding Raised · Sydney, New South Wales · founded 2021$100Mraised▾
A financial services provider offering mortgage financing solutions. It is a company offering home loan solution that eliminates monthly payments. The company's loan product utilizes first and second mortgages to unlock equity in residential real estate, empowering homeowners to achieve their financial goals.
- Dec 2025Conventional Debt$100M
#6
Series A · Sydney, New South Wales · founded 2010 · 32 employees$6Mraised▾
Provider of early payment solutions for construction subcontractors. It facilitates early payments to subcontractors, improving their cash flow. The platform matches subcontractor discount offers with general contractor excess working capital, generating cost savings. This dynamic discounting program is designed to scale for large construction companies, offering flexible, on-demand payment options. The service aims to improve return on cash for general contractors and enhance financial flexibility for subcontractors.
- Feb 2026Series A$4.1M
- May 2019Series A$6M
- Sep 2017Seed—
#7
Public · Perth, Western Australia · founded 2007 · 20 employees$3.7Mraised▾
Peppermint Innovation Limited is a company focused on the commercialisation of a proprietary Mobile Banking, Payments and Remittance technology, designed for banks, mobile money operators, remittance companies, payment processors, retailers/merchants, credit card companies, and microfinance institutions.
- Mar 2026Post IPO$1.5M
- Mar 2024Post IPO$717K
- Jun 2018Post IPO$700K
- Apr 2018Post IPO$767.1K
#8
Series A · Sydney, New South Wales · founded 2024$300Mraised▾
Energy transition infrastructure platform. It orchestrates on the ground expertise with institutional capital markets to accelerate the transition.
- Jul 2024Series A$202M
- Jul 2024Conventional Debt$126.6M
#9
Series B · Southport, Queensland · founded 2018 · 49 employees$16.5Mraised▾
Global currency transfer platform focused on individuals and businesses. It allows users to send, receive, and transfer funds across borders. It provides banking and remittance services for individuals and businesses to accept global payments.
- Aug 2025Series B$3.2M
- Feb 2023Series B$11.5M
- Jan 2022Series A$5M
#10
Series A · Sydney, New South Wales · founded 2017 · 22 employees$2.5Mraised▾
Dataro is an AI-based fundraising campaigning platform. The product is a predictive analytics solution to create fundraising campaigns that integrate with the CRM for appeal donations, donor engagement, and retention.
- Feb 2026Series A$14.3M
- Dec 2021Seed$2.5M
#11
Acquired · Melbourne, Victoria · founded 2014 · 26 employees$24.6Mraised▾
Payments solutions for digital asset businesses. The company provides locally compliant payment solutions for crypto businesses. It provides products such as widgets, customized services for exchange, and more
- Apr 2025Conventional Debt$5M
- Dec 2023Post IPO$110.3K
- Oct 2022Post IPO$2.5M
- Mar 2021Post IPO$15M
#12
Series C · Sydney, New South Wales · founded 2015 · 250 employees$91.8Mraised▾
Cloud-based debt collection solutions for businesses The offering includes omnichannel communications, receivable management, payments & reconciliation, self-service customer portal, API integration, report analytics, and code compliance. It provides settlement negotiation, dispute management, payment plan management, data management & reporting, and more.
- Sep 2024Series C$40M
- Jul 2022Series B$22.5M
- Jul 2021Series B$25M
- Feb 2021Series A—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Australia
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 333 Australia-affiliated papers.
- Department of Commerce187
- Department of Finance16
- University College London12
- UNSW Sydney12
- Griffith University7
- Financial services7
- Leverage (statistics)5
- Financial inclusion4
- Payment4
- Database transaction4
- Financial services2→52
- Financial inclusion2→35
- Payment1→14
- Mobile payment1→11
- Unbanked1→6
- Financial services7→58
- Financial inclusion1→48
- Payment1→25
- Transformative learning1→7
- Financial regulation2→5
Where fintech is researched across Australia
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.